Unify Financial Credit Union
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Unify Financial Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Unify Financial Credit Union
1899 Western Way
Torrance, CA 90501
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 2,506
Total Mortgage Loan Application Amount $559,580,000
Average Mortgage Loan Application Amount $227,333
Highest Mortgage Loan Application Amount $11,025,000
Average Applicant Income $118,833
Highest Applicant Income $1,829,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Unify Financial Credit Union by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 464 $ 105,320,000 $ 226,000 $ 135,000
Orange County California 163 $ 36,715,000 $ 225,000 $ 161,000
Contra Costa County California 89 $ 12,545,000 $ 140,000 $ 128,000
Ventura County California 86 $ 13,160,000 $ 153,000 $ 138,000
Collin County Texas 84 $ 19,950,000 $ 237,000 $ 154,000
Denton County Texas 66 $ 18,900,000 $ 286,000 $ 148,000
Benton County Arkansas 63 $ 4,315,000 $ 68,000 $ 78,000
Alameda County California 50 $ 12,300,000 $ 246,000 $ 136,000
Riverside County California 41 $ 7,945,000 $ 193,000 $ 126,000
Clark County Nevada 35 $ 4,335,000 $ 123,000 $ 91,000
San Joaquin County California 30 $ 2,230,000 $ 74,000 $ 99,000
San Bernardino County California 29 $ 4,625,000 $ 159,000 $ 130,000
Dallas County Texas 28 $ 9,490,000 $ 338,000 $ 147,000
Scott County Kentucky 27 $ 3,325,000 $ 123,000 $ 98,000
Loudoun County Virginia 20 $ 3,780,000 $ 189,000 $ 218,000
Fairfax County Virginia 19 $ 2,525,000 $ 132,000 $ 148,000
Fayette County Kentucky 18 $ 2,160,000 $ 120,000 $ 109,000
San Mateo County California 16 $ 3,030,000 $ 189,000 $ 127,000
Maricopa County Arizona 15 $ 3,595,000 $ 239,000 $ 138,000
Washington County Arkansas 14 $ 1,540,000 $ 110,000 $ 71,000
Bexar County Texas 13 $ 3,515,000 $ 270,000 $ 131,000
Salt Lake County Utah 13 $ 1,245,000 $ 95,000 $ 102,000
San Diego County California 11 $ 1,975,000 $ 179,000 $ 115,000
Solano County California 11 $ 1,285,000 $ 116,000 $ 93,000
Washoe County Nevada 11 $ 2,465,000 $ 224,000 $ 122,000
Washtenaw County Michigan 10 $ 1,850,000 $ 185,000 $ 103,000
Essex County New Jersey 9 $ 1,705,000 $ 189,000 $ 115,000
Gibson County Indiana 8 $ 380,000 $ 47,000 $ 94,000
Hamilton County Tennessee 8 $ 630,000 $ 78,000 $ 57,000
Santa Clara County California 7 $ 3,525,000 $ 503,000 $ 149,000
Jefferson County Kentucky 7 $ 695,000 $ 99,000 $ 91,000
El Paso County Texas 7 $ 605,000 $ 86,000 $ 56,000
Harris County Texas 7 $ 1,315,000 $ 187,000 $ 173,000
Arapahoe County Colorado 6 $ 700,000 $ 116,000 $ 168,000
Denver County Colorado 6 $ 850,000 $ 141,000 $ 121,000
Broward County Florida 6 $ 650,000 $ 108,000 $ 149,000
Prince George's County Maryland 6 $ 860,000 $ 143,000 $ 63,000
Tarrant County Texas 6 $ 7,860,000 $ 1,310,000 $ 273,000
Sacramento County California 5 $ 925,000 $ 185,000 $ 86,000
Douglas County Colorado 5 $ 1,245,000 $ 249,000 $ 180,000
Orange County Florida 5 $ 685,000 $ 137,000 $ 135,000
Palm Beach County Florida 5 $ 775,000 $ 155,000 $ 113,000
Cobb County Georgia 5 $ 345,000 $ 69,000 $ 123,000
Boone County Kentucky 5 $ 235,000 $ 47,000 $ 125,000
Oakland County Michigan 5 $ 735,000 $ 147,000 $ 125,000
Lee County Mississippi 5 $ 955,000 $ 191,000 $ 123,000
Madison County Alabama 4 $ 650,000 $ 162,000 $ 168,000
Mohave County Arizona 4 $ 560,000 $ 140,000 $ 107,000
Fresno County California 4 $ 1,590,000 $ 397,000 $ 68,000
Kern County California 4 $ 580,000 $ 145,000 $ 87,000
Forsyth County Georgia 4 $ 360,000 $ 90,000 $ 145,000
Fulton County Georgia 4 $ 720,000 $ 180,000 $ 158,000
Harrison County Kentucky 4 $ 150,000 $ 37,000 $ 100,000
Montgomery County Maryland 4 $ 1,500,000 $ 375,000 $ 241,000
Bergen County New Jersey 4 $ 550,000 $ 137,000 $ 102,000
Morris County New Jersey 4 $ 570,000 $ 142,000 $ 115,000
Mecklenburg County North Carolina 4 $ 570,000 $ 142,000 $ 87,000
Delaware County Oklahoma 4 $ 350,000 $ 87,000 $ 66,000
Williamson County Texas 4 $ 330,000 $ 82,000 $ 99,000
Pinal County Arizona 3 $ 135,000 $ 45,000 $ 46,000
Calaveras County California 3 $ 535,000 $ 178,000 $ 60,000
San Francisco County California 3 $ 895,000 $ 298,000 $ 140,000
Stanislaus County California 3 $ 265,000 $ 88,000 $ 67,000
Hillsborough County Florida 3 $ 385,000 $ 128,000 $ 88,000
Columbia County Georgia 3 $ 415,000 $ 138,000 $ 62,000
Dubois County Indiana 3 $ 115,000 $ 38,000 $ 66,000
Marion County Indiana 3 $ 155,000 $ 51,000 $ 138,000
Franklin County Kentucky 3 $ 435,000 $ 145,000 $ 114,000
Jessamine County Kentucky 3 $ 635,000 $ 211,000 $ 691,000
Powell County Kentucky 3 $ 285,000 $ 95,000 $ 113,000
Anne Arundel County Maryland 3 $ 125,000 $ 41,000 $ 111,000
Hamilton County Ohio 3 $ 685,000 $ 228,000 $ 218,000
Warren County Ohio 3 $ 65,000 $ 21,000 $ 99,000
Washington County Utah 3 $ 325,000 $ 108,000 $ 121,000
Fairfax City County Virginia 3 $ 125,000 $ 41,000 $ 134,000
Prince William County Virginia 3 $ 405,000 $ 135,000 $ 139,000
King County Washington 3 $ 805,000 $ 268,000 $ 164,000
Limestone County Alabama 2 $ 50,000 $ 25,000 $ 72,000
Monterey County California 2 $ 360,000 $ 180,000 $ 174,000
San Benito County California 2 $ 160,000 $ 80,000 $ 110,000
Santa Barbara County California 2 $ 280,000 $ 140,000 $ 166,000
Eagle County Colorado 2 $ 70,000 $ 35,000 $ 112,000
Jefferson County Colorado 2 $ 140,000 $ 70,000 $ 163,000
New Haven County Connecticut 2 $ 180,000 $ 90,000 $ 28,000
District of Columbia County District Of Columbia 2 $ 390,000 $ 195,000 $ 124,000
Lee County Florida 2 $ 110,000 $ 55,000 $ 100,000
Seminole County Florida 2 $ 80,000 $ 40,000 $ 366,000
Catoosa County Georgia 2 $ 200,000 $ 100,000 $ 76,000
DeKalb County Georgia 2 $ 720,000 $ 360,000 $ 148,000
Walker County Georgia 2 $ 160,000 $ 80,000 $ 100,000
Cook County Illinois 2 $ 380,000 $ 190,000 $ 73,000
DuPage County Illinois 2 $ 220,000 $ 110,000 $ 194,000
Pike County Indiana 2 $ 190,000 $ 95,000 $ 116,000
Vanderburgh County Indiana 2 $ 270,000 $ 135,000 $ 80,000
Cowley County Kansas 2 $ 130,000 $ 65,000 $ 89,000
Bourbon County Kentucky 2 $ 170,000 $ 85,000 $ 105,000
Shelby County Kentucky 2 $ 470,000 $ 235,000 $ 158,000
Spencer County Kentucky 2 $ 160,000 $ 80,000 $ 164,000
Worcester County Maryland 2 $ 230,000 $ 115,000 $ 467,000
Middlesex County Massachusetts 2 $ 130,000 $ 65,000 $ 93,000
Livingston County Michigan 2 $ 490,000 $ 245,000 $ 92,000
Wayne County Michigan 2 $ 440,000 $ 220,000 $ 111,000
Union County Mississippi 2 $ 150,000 $ 75,000 $ 131,000
Churchill County Nevada 2 $ 150,000 $ 75,000 $ 75,000
Middlesex County New Jersey 2 $ 290,000 $ 145,000 $ 132,000
Ocean County New Jersey 2 $ 450,000 $ 225,000 $ 175,000
Union County New Jersey 2 $ 1,230,000 $ 615,000 $ 334,000
Dona Ana County New Mexico 2 $ 290,000 $ 145,000 $ 112,000
New York County New York 2 $ 750,000 $ 375,000 $ 235,000
Westchester County New York 2 $ 430,000 $ 215,000 $ 315,000
Catawba County North Carolina 2 $ 230,000 $ 115,000 $ 133,000
Wayne County North Carolina 2 $ 180,000 $ 90,000 $ 74,000
Tulsa County Oklahoma 2 $ 11,130,000 $ 5,565,000 $ 72,000
Multnomah County Oregon 2 $ 580,000 $ 290,000 $ 150,000
Providence County Rhode Island 2 $ 100,000 $ 50,000 $ 50,000
Charleston County South Carolina 2 $ 700,000 $ 350,000 $ 200,000
Bell County Texas 2 $ 1,470,000 $ 735,000 $ 120,000
Johnson County Texas 2 $ 160,000 $ 80,000 $ 177,000
Travis County Texas 2 $ 240,000 $ 120,000 $ 134,000
Wasatch County Utah 2 $ 160,000 $ 80,000 $ 122,000
Snohomish County Washington 2 $ 160,000 $ 80,000 $ 135,000
Baldwin County Alabama 1 $ 275,000 $ 275,000 $ 718,000
Etowah County Alabama 1 $ 45,000 $ 45,000 $ 143,000
Cochise County Arizona 1 $ 105,000 $ 105,000 $ 96,000
Yavapai County Arizona 1 $ 415,000 $ 415,000 $ 134,000
Boone County Arkansas 1 $ 195,000 $ 195,000 $ 140,000
Garland County Arkansas 1 $ 185,000 $ 185,000 $ 117,000
Pulaski County Arkansas 1 $ 15,000 $ 15,000 $ 5,000
Humboldt County California 1 $ 55,000 $ 55,000 $ 203,000
Imperial County California 1 $ 55,000 $ 55,000 $ 118,000
Madera County California 1 $ 55,000 $ 55,000 $ 66,000
Napa County California 1 $ 505,000 $ 505,000 $ 128,000
Placer County California 1 $ 115,000 $ 115,000 $ 49,000
Santa Cruz County California 1 $ 395,000 $ 395,000 $ 224,000
Sonoma County California 1 $ 625,000 $ 625,000 $ 352,000
Sutter County California 1 $ 135,000 $ 135,000 $ 87,000
Tulare County California 1 $ 35,000 $ 35,000 $ 78,000
Adams County Colorado 1 $ 35,000 $ 35,000 $ 100,000
Custer County Colorado 1 $ 175,000 $ 175,000 $ 127,000
El Paso County Colorado 1 $ 35,000 $ 35,000 $ 88,000
Elbert County Colorado 1 $ 255,000 $ 255,000 $ 159,000
Mesa County Colorado 1 $ 235,000 $ 235,000 $ 156,000
Park County Colorado 1 $ 145,000 $ 145,000 $ 138,000
New Castle County Delaware 1 $ 45,000 $ 45,000 $ 71,000
Citrus County Florida 1 $ 75,000 $ 75,000 $ 166,000
Collier County Florida 1 $ 115,000 $ 115,000 $ 48,000
Duval County Florida 1 $ 125,000 $ 125,000 $ 95,000
Marion County Florida 1 $ 65,000 $ 65,000 $ 9,000
Miami-Dade County Florida 1 $ 185,000 $ 185,000 $ 50,000
Pasco County Florida 1 $ 125,000 $ 125,000 $ 93,000
Pinellas County Florida 1 $ 145,000 $ 145,000 $ 348,000
St. Johns County Florida 1 $ 45,000 $ 45,000 $ 90,000
St. Lucie County Florida 1 $ 25,000 $ 25,000 $ 79,000
Volusia County Florida 1 $ 125,000 $ 125,000 $ 59,000
Walton County Florida 1 $ 65,000 $ 65,000 $ 62,000
Chattooga County Georgia 1 $ 55,000 $ 55,000 $ 124,000
Cherokee County Georgia 1 $ 275,000 $ 275,000 $ 114,000
Dade County Georgia 1 $ 135,000 $ 135,000 $ 47,000
Glynn County Georgia 1 $ 35,000 $ 35,000 $ 77,000
Hall County Georgia 1 $ 165,000 $ 165,000 $ 86,000
Richmond County Georgia 1 $ 35,000 $ 35,000 $ 39,000
Ada County Idaho 1 $ 245,000 $ 245,000 $ 115,000
Canyon County Idaho 1 $ 45,000 $ 45,000 $ 38,000
Idaho County Idaho 1 $ 105,000 $ 105,000 $ 1,395,000
Kootenai County Idaho 1 $ 385,000 $ 385,000 $ 96,000
Twin Falls County Idaho 1 $ 75,000 $ 75,000 $ 49,000
Crawford County Illinois 1 $ 125,000 $ 125,000 $ 93,000
Will County Illinois 1 $ 55,000 $ 55,000 $ 244,000
Daviess County Indiana 1 $ 65,000 $ 65,000 $ 107,000
Franklin County Indiana 1 $ 75,000 $ 75,000 $ 44,000
Posey County Indiana 1 $ 55,000 $ 55,000 $ 103,000
Warrick County Indiana 1 $ 35,000 $ 35,000 $ 53,000
Linn County Iowa 1 $ 75,000 $ 75,000 $ 102,000
Johnson County Kansas 1 $ 615,000 $ 615,000 $ 197,000
Sedgwick County Kansas 1 $ 75,000 $ 75,000 $ 37,000
Anderson County Kentucky 1 $ 235,000 $ 235,000 $ 108,000
Bath County Kentucky 1 $ 135,000 $ 135,000 $ 59,000
Campbell County Kentucky 1 $ 195,000 $ 195,000 $ 91,000
Grant County Kentucky 1 $ 25,000 $ 25,000 $ 82,000
Kenton County Kentucky 1 $ 15,000 $ 15,000 $ 26,000
Lawrence County Kentucky 1 $ 15,000 $ 15,000 $ 92,000
Madison County Kentucky 1 $ 55,000 $ 55,000 $ 62,000
Woodford County Kentucky 1 $ 125,000 $ 125,000 $ 70,000
Baltimore County Maryland 1 $ 35,000 $ 35,000 $ 72,000
Carroll County Maryland 1 $ 55,000 $ 55,000 $ 60,000
Howard County Maryland 1 $ 45,000 $ 45,000 $ 218,000
Worcester County Massachusetts 1 $ 265,000 $ 265,000 $ 84,000
Jackson County Michigan 1 $ 15,000 $ 15,000 $ 56,000
Lenawee County Michigan 1 $ 175,000 $ 175,000 $ 62,000
Oceana County Michigan 1 $ 115,000 $ 115,000 $ 203,000
Hennepin County Minnesota 1 $ 355,000 $ 355,000 $ 159,000
Sherburne County Minnesota 1 $ 35,000 $ 35,000 $ 119,000
DeSoto County Mississippi 1 $ 55,000 $ 55,000 $ 87,000
Itawamba County Mississippi 1 $ 75,000 $ 75,000 $ 57,000
Barry County Missouri 1 $ 145,000 $ 145,000 $ 111,000
Clay County Missouri 1 $ 145,000 $ 145,000 $ 89,000
Jasper County Missouri 1 $ 35,000 $ 35,000 $ 36,000
McDonald County Missouri 1 $ 165,000 $ 165,000 $ 65,000
Pettis County Missouri 1 $ 25,000 $ 25,000 $ 51,000
St. Louis County Missouri 1 $ 165,000 $ 165,000 $ 87,000
Flathead County Montana 1 $ 45,000 $ 45,000 $ 42,000
Yellowstone County Montana 1 $ 135,000 $ 135,000 $ 39,000
Carson City County Nevada 1 $ 25,000 $ 25,000 $ 64,000
Elko County Nevada 1 $ 95,000 $ 95,000 $ 361,000
Hudson County New Jersey 1 $ 105,000 $ 105,000 $ 90,000
Passaic County New Jersey 1 $ 75,000 $ 75,000 $ 147,000
Sussex County New Jersey 1 $ 75,000 $ 75,000 $ 64,000
Bernalillo County New Mexico 1 $ 55,000 $ 55,000 $ 76,000
Kings County New York 1 $ 345,000 $ 345,000 $ 114,000
Orange County New York 1 $ 265,000 $ 265,000 $ 154,000
Queens County New York 1 $ 75,000 $ 75,000 $ 60,000
Richmond County New York 1 $ 85,000 $ 85,000 $ 60,000
Saratoga County New York 1 $ 45,000 $ 45,000 $ 0
Buncombe County North Carolina 1 $ 335,000 $ 335,000 $ 168,000
Northampton County North Carolina 1 $ 255,000 $ 255,000 $ 239,000
Rowan County North Carolina 1 $ 105,000 $ 105,000 $ 58,000
Butler County Ohio 1 $ 55,000 $ 55,000 $ 128,000
Darke County Ohio 1 $ 55,000 $ 55,000 $ 72,000
Adair County Oklahoma 1 $ 45,000 $ 45,000 $ 14,000
Comanche County Oklahoma 1 $ 1,105,000 $ 1,105,000 $ 0
Osage County Oklahoma 1 $ 145,000 $ 145,000 $ 59,000
Jackson County Oregon 1 $ 205,000 $ 205,000 $ 58,000
Marion County Oregon 1 $ 75,000 $ 75,000 $ 163,000
Chester County Pennsylvania 1 $ 75,000 $ 75,000 $ 46,000
Lehigh County Pennsylvania 1 $ 265,000 $ 265,000 $ 108,000
Montgomery County Pennsylvania 1 $ 415,000 $ 415,000 $ 170,000
Kent County Rhode Island 1 $ 45,000 $ 45,000 $ 246,000
Aiken County South Carolina 1 $ 75,000 $ 75,000 $ 102,000
Florence County South Carolina 1 $ 35,000 $ 35,000 $ 79,000
McCormick County South Carolina 1 $ 15,000 $ 15,000 $ 134,000
Bradley County Tennessee 1 $ 25,000 $ 25,000 $ 0
Davidson County Tennessee 1 $ 225,000 $ 225,000 $ 141,000
Marion County Tennessee 1 $ 75,000 $ 75,000 $ 61,000
McNairy County Tennessee 1 $ 65,000 $ 65,000 $ 33,000
Putnam County Tennessee 1 $ 215,000 $ 215,000 $ 120,000
Williamson County Tennessee 1 $ 55,000 $ 55,000 $ 86,000
Brewster County Texas 1 $ 155,000 $ 155,000 $ 74,000
Ellis County Texas 1 $ 45,000 $ 45,000 $ 48,000
Fort Bend County Texas 1 $ 135,000 $ 135,000 $ 236,000
Hays County Texas 1 $ 25,000 $ 25,000 $ 84,000
Kaufman County Texas 1 $ 25,000 $ 25,000 $ 48,000
Lubbock County Texas 1 $ 25,000 $ 25,000 $ 243,000
Rockwall County Texas 1 $ 455,000 $ 455,000 $ 120,000
Van Zandt County Texas 1 $ 105,000 $ 105,000 $ 115,000
Victoria County Texas 1 $ 185,000 $ 185,000 $ 56,000
Cache County Utah 1 $ 325,000 $ 325,000 $ 79,000
Davis County Utah 1 $ 335,000 $ 335,000 $ 111,000
Sevier County Utah 1 $ 205,000 $ 205,000 $ 71,000
Tooele County Utah 1 $ 65,000 $ 65,000 $ 129,000
Weber County Utah 1 $ 315,000 $ 315,000 $ 149,000
Albemarle County Virginia 1 $ 75,000 $ 75,000 $ 85,000
Falls Church County Virginia 1 $ 55,000 $ 55,000 $ 105,000
Fauquier County Virginia 1 $ 145,000 $ 145,000 $ 158,000
Rockbridge County Virginia 1 $ 155,000 $ 155,000 $ 108,000
Tazewell County Virginia 1 $ 175,000 $ 175,000 $ 98,000
Clark County Washington 1 $ 35,000 $ 35,000 $ 60,000
Lewis County Washington 1 $ 205,000 $ 205,000 $ 115,000
Berkeley County West Virginia 1 $ 205,000 $ 205,000 $ 164,000
Mason County West Virginia 1 $ 85,000 $ 85,000 $ 101,000
Morgan County West Virginia 1 $ 45,000 $ 45,000 $ 216,000
Fond du Lac County Wisconsin 1 $ 15,000 $ 15,000 $ 60,000
Manitowoc County Wisconsin 1 $ 25,000 $ 25,000 $ 37,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Unify Financial Credit Union in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 964 $305,670,000 $317,000 $7,005,000 $138,000 $1,829,000
Other Purpose 932 $83,520,000 $89,000 $1,305,000 $124,000 $1,453,000
Cash-out Refinancing 426 $125,980,000 $295,000 $11,025,000 $129,000 $696,000
Refinancing 109 $35,415,000 $324,000 $1,055,000 $137,000 $460,000
Home Improvement 70 $7,860,000 $112,000 $1,405,000 $136,000 $383,000
Not Applicable 5 $1,135,000 $227,000 $615,000 $49,000 $99,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 977 $195,255,000 $199,000 $1,875,000 $138,000 $1,735,000
Not Provided 733 $155,335,000 $211,000 $3,005,000 $130,000 $1,453,000
Hispanic 307 $58,605,000 $190,000 $845,000 $108,000 $1,829,000
Black or African American 218 $48,700,000 $223,000 $1,275,000 $123,000 $1,491,000
Asian 211 $59,755,000 $283,000 $1,835,000 $147,000 $600,000
Not applicable 25 $35,715,000 $1,428,000 $11,025,000 $0 $0
Native Hawaiian or Other Pacific Islander 17 $3,225,000 $189,000 $675,000 $140,000 $237,000
American Indian or Alaskan Native 14 $2,100,000 $150,000 $325,000 $67,000 $148,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,506 $559,580,000 $223,000 $11,025,000 $131,000 $1,829,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 956 $167,580,000 $175,000 $1,875,000 $111,000 $1,491,000
Loan Originated 906 $211,920,000 $233,000 $11,025,000 $141,000 $1,453,000
Application Withdrawn By Applicant 227 $52,765,000 $232,000 $1,835,000 $165,000 $1,829,000
Application Approved But Not Accepted 165 $47,445,000 $287,000 $1,745,000 $137,000 $540,000
Preapproval Approved but not Accepted 152 $50,740,000 $333,000 $1,605,000 $131,000 $752,000
Preapproval Denied by Financial Institution 86 $25,220,000 $293,000 $3,005,000 $113,000 $1,240,000
File Closed For Incompleteness 14 $3,910,000 $279,000 $605,000 $294,000 $1,715,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,464 $366,780,000 $250,000 $11,025,000 $145,000 $1,829,000
Other 325 $48,855,000 $150,000 $1,505,000 $111,000 $609,000
Credit Application Incomplete 256 $63,910,000 $249,000 $1,875,000 $125,000 $720,000
Credit History 199 $34,525,000 $173,000 $3,005,000 $114,000 $1,491,000
Debt-To-Income Ratio 174 $28,800,000 $165,000 $995,000 $91,000 $300,000
Collateral 39 $5,335,000 $136,000 $625,000 $131,000 $264,000
Unverifiable Information 27 $5,755,000 $213,000 $645,000 $95,000 $204,000
Insufficient Cash (Downpayment, Closing Cost) 15 $4,555,000 $303,000 $675,000 $87,000 $240,000
Employment History 7 $1,065,000 $152,000 $455,000 $82,000 $246,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

Download the California Lender List