Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Wings Financial Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,228 |
| Total Mortgage Loan Application Amount | $212,439,000 |
| Average Mortgage Loan Application Amount | $126,000 |
| Highest Mortgage Loan Application Amount | $1,100,000 |
| Average Applicant Income | $89,333 |
| Highest Applicant Income | $1,645,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dakota County Minnesota | 292 | $ 49,054,000 | $ 167,000 | $ 86,000 |
| Hennepin County Minnesota | 152 | $ 25,525,000 | $ 167,000 | $ 83,000 |
| Ramsey County Minnesota | 58 | $ 9,424,000 | $ 162,000 | $ 77,000 |
| Washington County Minnesota | 50 | $ 9,174,000 | $ 183,000 | $ 83,000 |
| Scott County Minnesota | 49 | $ 10,091,000 | $ 205,000 | $ 95,000 |
| Maricopa County Arizona | 27 | $ 5,847,000 | $ 216,000 | $ 131,000 |
| King County Washington | 25 | $ 4,419,000 | $ 176,000 | $ 76,000 |
| Wayne County Michigan | 18 | $ 1,649,000 | $ 91,000 | $ 55,000 |
| Anoka County Minnesota | 13 | $ 2,140,000 | $ 164,000 | $ 88,000 |
| Carver County Minnesota | 13 | $ 2,293,000 | $ 176,000 | $ 103,000 |
| St. Louis County Minnesota | 13 | $ 1,516,000 | $ 116,000 | $ 53,000 |
| Shelby County Tennessee | 12 | $ 1,528,000 | $ 127,000 | $ 80,000 |
| Rice County Minnesota | 10 | $ 1,994,000 | $ 199,000 | $ 90,000 |
| Pierce County Washington | 10 | $ 2,434,000 | $ 243,000 | $ 105,000 |
| St. Croix County Wisconsin | 10 | $ 1,657,000 | $ 165,000 | $ 102,000 |
| Fayette County Georgia | 9 | $ 1,827,000 | $ 203,000 | $ 99,000 |
| Crow Wing County Minnesota | 9 | $ 2,057,000 | $ 228,000 | $ 110,000 |
| Los Angeles County California | 7 | $ 1,571,000 | $ 224,000 | $ 72,000 |
| Orange County Florida | 7 | $ 836,000 | $ 119,000 | $ 89,000 |
| Coweta County Georgia | 7 | $ 1,002,000 | $ 143,000 | $ 82,000 |
| Livingston County Michigan | 7 | $ 1,507,000 | $ 215,000 | $ 114,000 |
| Oakland County Michigan | 7 | $ 988,000 | $ 141,000 | $ 101,000 |
| Washtenaw County Michigan | 7 | $ 756,000 | $ 108,000 | $ 57,000 |
| Collier County Florida | 6 | $ 910,000 | $ 151,000 | $ 159,000 |
| Pasco County Florida | 6 | $ 752,000 | $ 125,000 | $ 87,000 |
| Honolulu County Hawaii | 6 | $ 1,856,000 | $ 309,000 | $ 132,000 |
| Cobb County Georgia | 5 | $ 795,000 | $ 159,000 | $ 81,000 |
| Cook County Illinois | 5 | $ 530,000 | $ 106,000 | $ 75,000 |
| Goodhue County Minnesota | 5 | $ 654,000 | $ 130,000 | $ 83,000 |
| DeSoto County Mississippi | 5 | $ 628,000 | $ 125,000 | $ 78,000 |
| Clark County Nevada | 5 | $ 676,000 | $ 135,000 | $ 80,000 |
| Pinal County Arizona | 4 | $ 461,000 | $ 115,000 | $ 80,000 |
| Brevard County Florida | 4 | $ 571,000 | $ 142,000 | $ 81,000 |
| Palm Beach County Florida | 4 | $ 641,000 | $ 160,000 | $ 94,000 |
| McHenry County Illinois | 4 | $ 902,000 | $ 225,000 | $ 129,000 |
| Tarrant County Texas | 4 | $ 410,000 | $ 102,000 | $ 114,000 |
| Polk County Wisconsin | 4 | $ 948,000 | $ 237,000 | $ 137,000 |
| Anchorage County Alaska | 3 | $ 436,000 | $ 145,000 | $ 169,000 |
| Riverside County California | 3 | $ 580,000 | $ 193,000 | $ 108,000 |
| Lee County Florida | 3 | $ 462,000 | $ 154,000 | $ 106,000 |
| Manatee County Florida | 3 | $ 547,000 | $ 182,000 | $ 110,000 |
| Miami-Dade County Florida | 3 | $ 631,000 | $ 210,000 | $ 199,000 |
| Polk County Florida | 3 | $ 358,000 | $ 119,000 | $ 47,000 |
| Sarasota County Florida | 3 | $ 375,000 | $ 125,000 | $ 98,000 |
| Fulton County Georgia | 3 | $ 326,000 | $ 108,000 | $ 104,000 |
| Johnson County Kansas | 3 | $ 763,000 | $ 254,000 | $ 137,000 |
| Macomb County Michigan | 3 | $ 572,000 | $ 190,000 | $ 60,000 |
| Aitkin County Minnesota | 3 | $ 479,000 | $ 159,000 | $ 82,000 |
| Cass County Minnesota | 3 | $ 579,000 | $ 193,000 | $ 94,000 |
| Hubbard County Minnesota | 3 | $ 794,000 | $ 264,000 | $ 112,000 |
| Isanti County Minnesota | 3 | $ 540,000 | $ 180,000 | $ 139,000 |
| McLeod County Minnesota | 3 | $ 293,000 | $ 97,000 | $ 46,000 |
| Olmsted County Minnesota | 3 | $ 691,000 | $ 230,000 | $ 101,000 |
| Wright County Minnesota | 3 | $ 747,000 | $ 249,000 | $ 77,000 |
| St. Louis County Missouri | 3 | $ 394,000 | $ 131,000 | $ 86,000 |
| Prince William County Virginia | 3 | $ 826,000 | $ 275,000 | $ 122,000 |
| Snohomish County Washington | 3 | $ 1,350,000 | $ 450,000 | $ 128,000 |
| Sawyer County Wisconsin | 3 | $ 781,000 | $ 260,000 | $ 152,000 |
| Sheridan County Wyoming | 3 | $ 1,015,000 | $ 338,000 | $ 86,000 |
| Drew County Arkansas | 2 | $ 343,000 | $ 171,000 | $ 55,000 |
| Orange County California | 2 | $ 450,000 | $ 225,000 | $ 79,000 |
| San Diego County California | 2 | $ 736,000 | $ 368,000 | $ 166,000 |
| Sonoma County California | 2 | $ 834,000 | $ 417,000 | $ 99,000 |
| Arapahoe County Colorado | 2 | $ 505,000 | $ 252,000 | $ 70,000 |
| El Paso County Colorado | 2 | $ 406,000 | $ 203,000 | $ 119,000 |
| Broward County Florida | 2 | $ 427,000 | $ 213,000 | $ 176,000 |
| Duval County Florida | 2 | $ 415,000 | $ 207,000 | $ 97,000 |
| Lake County Florida | 2 | $ 194,000 | $ 97,000 | $ 67,000 |
| Volusia County Florida | 2 | $ 392,000 | $ 196,000 | $ 80,000 |
| Cherokee County Georgia | 2 | $ 634,000 | $ 317,000 | $ 96,000 |
| Clayton County Georgia | 2 | $ 189,000 | $ 94,000 | $ 61,000 |
| DeKalb County Georgia | 2 | $ 110,000 | $ 55,000 | $ 109,000 |
| Ada County Idaho | 2 | $ 304,000 | $ 152,000 | $ 68,000 |
| Marion County Indiana | 2 | $ 148,000 | $ 74,000 | $ 48,000 |
| Warren County Iowa | 2 | $ 268,000 | $ 134,000 | $ 65,000 |
| Sedgwick County Kansas | 2 | $ 201,000 | $ 100,000 | $ 88,000 |
| Knox County Maine | 2 | $ 140,000 | $ 70,000 | $ 22,000 |
| Oxford County Maine | 2 | $ 315,000 | $ 157,000 | $ 103,000 |
| Anne Arundel County Maryland | 2 | $ 692,000 | $ 346,000 | $ 86,000 |
| Essex County Massachusetts | 2 | $ 541,000 | $ 270,000 | $ 68,000 |
| Kent County Michigan | 2 | $ 175,000 | $ 87,000 | $ 69,000 |
| Itasca County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 83,000 |
| Otter Tail County Minnesota | 2 | $ 225,000 | $ 112,000 | $ 95,000 |
| Sherburne County Minnesota | 2 | $ 390,000 | $ 195,000 | $ 124,000 |
| Cass County North Dakota | 2 | $ 378,000 | $ 189,000 | $ 77,000 |
| Lucas County Ohio | 2 | $ 336,000 | $ 168,000 | $ 135,000 |
| Deschutes County Oregon | 2 | $ 199,000 | $ 99,000 | $ 51,000 |
| Allegheny County Pennsylvania | 2 | $ 256,000 | $ 128,000 | $ 72,000 |
| Williamson County Tennessee | 2 | $ 711,000 | $ 355,000 | $ 107,000 |
| Harris County Texas | 2 | $ 117,000 | $ 58,000 | $ 103,000 |
| Travis County Texas | 2 | $ 474,000 | $ 237,000 | $ 123,000 |
| Alexandria County Virginia | 2 | $ 590,000 | $ 295,000 | $ 114,000 |
| Clark County Washington | 2 | $ 238,000 | $ 119,000 | $ 93,000 |
| Island County Washington | 2 | $ 624,000 | $ 312,000 | $ 119,000 |
| Barron County Wisconsin | 2 | $ 405,000 | $ 202,000 | $ 129,000 |
| Burnett County Wisconsin | 2 | $ 197,000 | $ 98,000 | $ 98,000 |
| Kenosha County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| Pierce County Wisconsin | 2 | $ 208,000 | $ 104,000 | $ 27,000 |
| Baldwin County Alabama | 1 | $ 133,000 | $ 133,000 | $ 41,000 |
| Madison County Alabama | 1 | $ 99,000 | $ 99,000 | $ 43,000 |
| Winston County Alabama | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Matanuska-Susitna County Alaska | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Mohave County Arizona | 1 | $ 77,000 | $ 77,000 | $ 60,000 |
| Navajo County Arizona | 1 | $ 212,000 | $ 212,000 | $ 89,000 |
| Yavapai County Arizona | 1 | $ 60,000 | $ 60,000 | $ 101,000 |
| Crittenden County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 18,000 |
| Lonoke County Arkansas | 1 | $ 224,000 | $ 224,000 | $ 103,000 |
| Contra Costa County California | 1 | $ 348,000 | $ 348,000 | $ 143,000 |
| El Dorado County California | 1 | $ 465,000 | $ 465,000 | $ 159,000 |
| Fresno County California | 1 | $ 200,000 | $ 200,000 | $ 126,000 |
| Marin County California | 1 | $ 400,000 | $ 400,000 | $ 89,000 |
| Sacramento County California | 1 | $ 166,000 | $ 166,000 | $ 81,000 |
| Adams County Colorado | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Douglas County Colorado | 1 | $ 10,000 | $ 10,000 | $ 145,000 |
| Garfield County Colorado | 1 | $ 244,000 | $ 244,000 | $ 960,000 |
| Jefferson County Colorado | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Summit County Colorado | 1 | $ 330,000 | $ 330,000 | $ 71,000 |
| Weld County Colorado | 1 | $ 184,000 | $ 184,000 | $ 77,000 |
| New Haven County Connecticut | 1 | $ 209,000 | $ 209,000 | $ 73,000 |
| New London County Connecticut | 1 | $ 388,000 | $ 388,000 | $ 183,000 |
| New Castle County Delaware | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Charlotte County Florida | 1 | $ 140,000 | $ 140,000 | $ 125,000 |
| Clay County Florida | 1 | $ 257,000 | $ 257,000 | $ 94,000 |
| Hernando County Florida | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Hillsborough County Florida | 1 | $ 140,000 | $ 140,000 | $ 99,000 |
| Martin County Florida | 1 | $ 130,000 | $ 130,000 | $ 136,000 |
| Monroe County Florida | 1 | $ 350,000 | $ 350,000 | $ 225,000 |
| Osceola County Florida | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Seminole County Florida | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Sumter County Florida | 1 | $ 180,000 | $ 180,000 | $ 85,000 |
| Douglas County Georgia | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Forsyth County Georgia | 1 | $ 181,000 | $ 181,000 | $ 115,000 |
| Gwinnett County Georgia | 1 | $ 265,000 | $ 265,000 | $ 84,000 |
| Hart County Georgia | 1 | $ 183,000 | $ 183,000 | $ 118,000 |
| Morgan County Georgia | 1 | $ 238,000 | $ 238,000 | $ 82,000 |
| Hawaii County Hawaii | 1 | $ 152,000 | $ 152,000 | $ 159,000 |
| Maui County Hawaii | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Bonner County Idaho | 1 | $ 135,000 | $ 135,000 | $ 135,000 |
| DuPage County Illinois | 1 | $ 145,000 | $ 145,000 | $ 127,000 |
| Clark County Indiana | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
| Hamilton County Indiana | 1 | $ 440,000 | $ 440,000 | $ 212,000 |
| Howard County Indiana | 1 | $ 228,000 | $ 228,000 | $ 119,000 |
| Johnson County Indiana | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Lake County Indiana | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Morgan County Indiana | 1 | $ 213,000 | $ 213,000 | $ 101,000 |
| Porter County Indiana | 1 | $ 124,000 | $ 124,000 | $ 76,000 |
| Calhoun County Iowa | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| O'Brien County Iowa | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Polk County Iowa | 1 | $ 344,000 | $ 344,000 | $ 149,000 |
| Crawford County Kansas | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Fayette County Kentucky | 1 | $ 210,000 | $ 210,000 | $ 98,000 |
| Beauregard County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| York County Maine | 1 | $ 240,000 | $ 240,000 | $ 165,000 |
| Harford County Maryland | 1 | $ 214,000 | $ 214,000 | $ 51,000 |
| Prince George's County Maryland | 1 | $ 6,000 | $ 6,000 | $ 117,000 |
| Hampshire County Massachusetts | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| Norfolk County Massachusetts | 1 | $ 180,000 | $ 180,000 | $ 200,000 |
| Plymouth County Massachusetts | 1 | $ 263,000 | $ 263,000 | $ 54,000 |
| Worcester County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 76,000 |
| Allegan County Michigan | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Bay County Michigan | 1 | $ 176,000 | $ 176,000 | $ 41,000 |
| Ingham County Michigan | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Lenawee County Michigan | 1 | $ 280,000 | $ 280,000 | $ 136,000 |
| Midland County Michigan | 1 | $ 48,000 | $ 48,000 | $ 48,000 |
| Monroe County Michigan | 1 | $ 188,000 | $ 188,000 | $ 115,000 |
| St. Clair County Michigan | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| Beltrami County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Blue Earth County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 23,000 |
| Carlton County Minnesota | 1 | $ 153,000 | $ 153,000 | $ 67,000 |
| Chisago County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 156,000 |
| Kandiyohi County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 62,000 |
| Koochiching County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 140,000 |
| Le Sueur County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 78,000 |
| Mille Lacs County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Todd County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 141,000 |
| Marshall County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| Jackson County Missouri | 1 | $ 181,000 | $ 181,000 | $ 81,000 |
| Miller County Missouri | 1 | $ 90,000 | $ 90,000 | $ 57,000 |
| Platte County Missouri | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| St. Charles County Missouri | 1 | $ 158,000 | $ 158,000 | $ 58,000 |
| Beaverhead County Montana | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Cascade County Montana | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| Gallatin County Montana | 1 | $ 291,000 | $ 291,000 | $ 57,000 |
| Lewis and Clark County Montana | 1 | $ 19,000 | $ 19,000 | $ 74,000 |
| Missoula County Montana | 1 | $ 5,000 | $ 5,000 | $ 74,000 |
| Yellowstone County Montana | 1 | $ 97,000 | $ 97,000 | $ 72,000 |
| Carroll County New Hampshire | 1 | $ 127,000 | $ 127,000 | $ 129,000 |
| Atlantic County New Jersey | 1 | $ 196,000 | $ 196,000 | $ 101,000 |
| Burlington County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 107,000 |
| Erie County New York | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Nassau County New York | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Suffolk County New York | 1 | $ 248,000 | $ 248,000 | $ 128,000 |
| Buncombe County North Carolina | 1 | $ 340,000 | $ 340,000 | $ 153,000 |
| Catawba County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Guilford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Mecklenburg County North Carolina | 1 | $ 324,000 | $ 324,000 | $ 76,000 |
| Union County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 74,000 |
| Mercer County North Dakota | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Ashtabula County Ohio | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Carroll County Ohio | 1 | $ 59,000 | $ 59,000 | $ 14,000 |
| Franklin County Ohio | 1 | $ 150,000 | $ 150,000 | $ 83,000 |
| Licking County Ohio | 1 | $ 144,000 | $ 144,000 | $ 79,000 |
| Mahoning County Ohio | 1 | $ 352,000 | $ 352,000 | $ 152,000 |
| Warren County Ohio | 1 | $ 158,000 | $ 158,000 | $ 72,000 |
| Oklahoma County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 48,000 |
| Hood River County Oregon | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| Beaver County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Bucks County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Butler County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 114,000 |
| Lehigh County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 108,000 |
| York County Pennsylvania | 1 | $ 1,000 | $ 1,000 | $ 30,000 |
| Minnehaha County South Dakota | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Blount County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 112,000 |
| Campbell County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 101,000 |
| Coffee County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 49,000 |
| Sumner County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 173,000 |
| Wilson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 157,000 |
| Dallas County Texas | 1 | $ 140,000 | $ 140,000 | $ 163,000 |
| Denton County Texas | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Ellis County Texas | 1 | $ 295,000 | $ 295,000 | $ 102,000 |
| Hays County Texas | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| Kinney County Texas | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Montgomery County Texas | 1 | $ 204,000 | $ 204,000 | $ 174,000 |
| Williamson County Texas | 1 | $ 220,000 | $ 220,000 | $ 89,000 |
| Wasatch County Utah | 1 | $ 178,000 | $ 178,000 | $ 36,000 |
| Washington County Utah | 1 | $ 150,000 | $ 150,000 | $ 79,000 |
| Chittenden County Vermont | 1 | $ 420,000 | $ 420,000 | $ 70,000 |
| Arlington County Virginia | 1 | $ 433,000 | $ 433,000 | $ 150,000 |
| Culpeper County Virginia | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Fauquier County Virginia | 1 | $ 170,000 | $ 170,000 | $ 99,000 |
| Franklin County Virginia | 1 | $ 358,000 | $ 358,000 | $ 150,000 |
| Hanover County Virginia | 1 | $ 219,000 | $ 219,000 | $ 73,000 |
| Loudoun County Virginia | 1 | $ 451,000 | $ 451,000 | $ 142,000 |
| Richmond City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| Shenandoah County Virginia | 1 | $ 163,000 | $ 163,000 | $ 98,000 |
| Virginia Beach County Virginia | 1 | $ 40,000 | $ 40,000 | $ 180,000 |
| Benton County Washington | 1 | $ 170,000 | $ 170,000 | $ 91,000 |
| Kittitas County Washington | 1 | $ 176,000 | $ 176,000 | $ 206,000 |
| Mason County Washington | 1 | $ 724,000 | $ 724,000 | $ 173,000 |
| Skamania County Washington | 1 | $ 315,000 | $ 315,000 | $ 129,000 |
| Walla Walla County Washington | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Bayfield County Wisconsin | 1 | $ 151,000 | $ 151,000 | $ 39,000 |
| La Crosse County Wisconsin | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Marquette County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 32,000 |
| Milwaukee County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 101,000 |
| Price County Wisconsin | 1 | $ 47,000 | $ 47,000 | $ 45,000 |
| Racine County Wisconsin | 1 | $ 216,000 | $ 216,000 | $ 51,000 |
| Rusk County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Vilas County Wisconsin | 1 | $ 162,000 | $ 162,000 | $ 64,000 |
| Walworth County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 70,000 |
| Washburn County Wisconsin | 1 | $ 176,000 | $ 176,000 | $ 54,000 |
| Waukesha County Wisconsin | 1 | $ 410,000 | $ 410,000 | $ 168,000 |
| Winnebago County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 944 | $172,616,000 | $182,000 | $1,100,000 | $90,000 | $960,000 |
| Home Purchase | 224 | $38,258,000 | $170,000 | $465,000 | $96,000 | $1,645,000 |
| Home Improvement | 60 | $1,565,000 | $26,000 | $150,000 | $82,000 | $244,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 833 | $149,584,000 | $179,000 | $730,000 | $89,000 | $1,645,000 |
| Not Provided | 351 | $55,731,000 | $158,000 | $1,100,000 | $95,000 | $960,000 |
| Black or African American | 16 | $2,246,000 | $140,000 | $261,000 | $72,000 | $240,000 |
| Asian | 15 | $2,508,000 | $167,000 | $272,000 | $80,000 | $150,000 |
| Hispanic | 9 | $1,351,000 | $150,000 | $338,000 | $65,000 | $94,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,019,000 | $254,000 | $295,000 | $107,000 | $140,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,228 | $212,439,000 | $172,000 | $1,100,000 | $90,000 | $1,645,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 884 | $148,877,000 | $168,000 | $1,100,000 | $91,000 | $437,000 |
| Application Approved But Not Accepted | 182 | $35,466,000 | $194,000 | $724,000 | $98,000 | $960,000 |
| Application Denied By Financial Institution | 135 | $24,355,000 | $180,000 | $730,000 | $74,000 | $207,000 |
| Preapproval Denied by Financial Institution | 27 | $3,741,000 | $138,000 | $400,000 | $116,000 | $1,645,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 75 | $13,159,000 | $175,000 | $630,000 | $81,000 | $1,645,000 |
| Credit History | 54 | $9,107,000 | $168,000 | $730,000 | $80,000 | $207,000 |
| Collateral | 23 | $3,789,000 | $164,000 | $490,000 | $88,000 | $187,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $457,000 | $228,000 | $400,000 | $64,000 | $78,000 |
| Unverifiable Information | 1 | $160,000 | $160,000 | $160,000 | $102,000 | $102,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.