Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Wings Financial Credit Union 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,099 |
| Total Mortgage Loan Application Amount | $178,620,000 |
| Average Mortgage Loan Application Amount | $120,333 |
| Highest Mortgage Loan Application Amount | $575,000 |
| Average Applicant Income | $86,333 |
| Highest Applicant Income | $478,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dakota County Minnesota | 214 | $ 34,888,000 | $ 163,000 | $ 84,000 |
| Hennepin County Minnesota | 183 | $ 26,463,000 | $ 144,000 | $ 90,000 |
| Ramsey County Minnesota | 57 | $ 6,862,000 | $ 120,000 | $ 66,000 |
| Scott County Minnesota | 42 | $ 6,333,000 | $ 150,000 | $ 83,000 |
| Washington County Minnesota | 28 | $ 5,311,000 | $ 189,000 | $ 96,000 |
| Anoka County Minnesota | 25 | $ 3,344,000 | $ 133,000 | $ 73,000 |
| King County Washington | 25 | $ 5,308,000 | $ 212,000 | $ 84,000 |
| Maricopa County Arizona | 20 | $ 2,967,000 | $ 148,000 | $ 99,000 |
| Wayne County Michigan | 19 | $ 2,205,000 | $ 116,000 | $ 72,000 |
| Carver County Minnesota | 17 | $ 3,416,000 | $ 200,000 | $ 122,000 |
| Shelby County Tennessee | 15 | $ 2,573,000 | $ 171,000 | $ 77,000 |
| Orange County Florida | 12 | $ 2,062,000 | $ 171,000 | $ 92,000 |
| Clark County Nevada | 12 | $ 1,826,000 | $ 152,000 | $ 110,000 |
| St. Louis County Minnesota | 8 | $ 1,138,000 | $ 142,000 | $ 74,000 |
| Fayette County Georgia | 7 | $ 1,703,000 | $ 243,000 | $ 118,000 |
| Fulton County Georgia | 7 | $ 1,153,000 | $ 164,000 | $ 105,000 |
| Oakland County Michigan | 7 | $ 1,349,000 | $ 192,000 | $ 94,000 |
| Washtenaw County Michigan | 7 | $ 1,292,000 | $ 184,000 | $ 99,000 |
| Pierce County Washington | 7 | $ 1,648,000 | $ 235,000 | $ 90,000 |
| Sherburne County Minnesota | 6 | $ 884,000 | $ 147,000 | $ 107,000 |
| DeSoto County Mississippi | 6 | $ 479,000 | $ 79,000 | $ 68,000 |
| Coweta County Georgia | 5 | $ 786,000 | $ 157,000 | $ 55,000 |
| Goodhue County Minnesota | 5 | $ 845,000 | $ 169,000 | $ 81,000 |
| Tarrant County Texas | 5 | $ 875,000 | $ 175,000 | $ 108,000 |
| St. Croix County Wisconsin | 5 | $ 625,000 | $ 125,000 | $ 114,000 |
| Orange County California | 4 | $ 1,099,000 | $ 274,000 | $ 76,000 |
| Cobb County Georgia | 4 | $ 609,000 | $ 152,000 | $ 62,000 |
| Aitkin County Minnesota | 4 | $ 899,000 | $ 224,000 | $ 106,000 |
| Rice County Minnesota | 4 | $ 699,000 | $ 174,000 | $ 98,000 |
| Wright County Minnesota | 4 | $ 546,000 | $ 136,000 | $ 63,000 |
| Milwaukee County Wisconsin | 4 | $ 465,000 | $ 116,000 | $ 59,000 |
| Anchorage County Alaska | 3 | $ 780,000 | $ 260,000 | $ 232,000 |
| Pinal County Arizona | 3 | $ 504,000 | $ 168,000 | $ 86,000 |
| Duval County Florida | 3 | $ 359,000 | $ 119,000 | $ 45,000 |
| Lee County Florida | 3 | $ 334,000 | $ 111,000 | $ 105,000 |
| Pinellas County Florida | 3 | $ 314,000 | $ 104,000 | $ 110,000 |
| Honolulu County Hawaii | 3 | $ 746,000 | $ 248,000 | $ 55,000 |
| Chisago County Minnesota | 3 | $ 312,000 | $ 104,000 | $ 97,000 |
| Crow Wing County Minnesota | 3 | $ 639,000 | $ 213,000 | $ 71,000 |
| Le Sueur County Minnesota | 3 | $ 289,000 | $ 96,000 | $ 55,000 |
| Nassau County New York | 3 | $ 932,000 | $ 310,000 | $ 98,000 |
| Madison County North Carolina | 3 | $ 896,000 | $ 298,000 | $ 141,000 |
| Summit County Utah | 3 | $ 640,000 | $ 213,000 | $ 271,000 |
| Matanuska-Susitna County Alaska | 2 | $ 284,000 | $ 142,000 | $ 113,000 |
| Mohave County Arizona | 2 | $ 254,000 | $ 127,000 | $ 107,000 |
| Pima County Arizona | 2 | $ 191,000 | $ 95,000 | $ 235,000 |
| Yavapai County Arizona | 2 | $ 469,000 | $ 234,000 | $ 88,000 |
| Contra Costa County California | 2 | $ 559,000 | $ 279,000 | $ 213,000 |
| San Diego County California | 2 | $ 602,000 | $ 301,000 | $ 172,000 |
| San Luis Obispo County California | 2 | $ 581,000 | $ 290,000 | $ 126,000 |
| Collier County Florida | 2 | $ 184,000 | $ 92,000 | $ 74,000 |
| Hernando County Florida | 2 | $ 277,000 | $ 138,000 | $ 32,000 |
| Palm Beach County Florida | 2 | $ 449,000 | $ 224,000 | $ 85,000 |
| Pasco County Florida | 2 | $ 358,000 | $ 179,000 | $ 74,000 |
| Seminole County Florida | 2 | $ 312,000 | $ 156,000 | $ 72,000 |
| St. Johns County Florida | 2 | $ 120,000 | $ 60,000 | $ 22,000 |
| St. Lucie County Florida | 2 | $ 294,000 | $ 147,000 | $ 200,000 |
| Forsyth County Georgia | 2 | $ 620,000 | $ 310,000 | $ 160,000 |
| Gwinnett County Georgia | 2 | $ 27,000 | $ 13,000 | $ 46,000 |
| Henry County Georgia | 2 | $ 185,000 | $ 92,000 | $ 65,000 |
| Maui County Hawaii | 2 | $ 800,000 | $ 400,000 | $ 150,000 |
| DuPage County Illinois | 2 | $ 389,000 | $ 194,000 | $ 99,000 |
| Johnson County Kansas | 2 | $ 621,000 | $ 310,000 | $ 109,000 |
| Fayette County Kentucky | 2 | $ 302,000 | $ 151,000 | $ 84,000 |
| Barnstable County Massachusetts | 2 | $ 374,000 | $ 187,000 | $ 72,000 |
| Essex County Massachusetts | 2 | $ 155,000 | $ 77,000 | $ 60,000 |
| Middlesex County Massachusetts | 2 | $ 863,000 | $ 431,000 | $ 100,000 |
| Lenawee County Michigan | 2 | $ 549,000 | $ 274,000 | $ 110,000 |
| Livingston County Michigan | 2 | $ 390,000 | $ 195,000 | $ 94,000 |
| Macomb County Michigan | 2 | $ 215,000 | $ 107,000 | $ 75,000 |
| Becker County Minnesota | 2 | $ 181,000 | $ 90,000 | $ 80,000 |
| Blue Earth County Minnesota | 2 | $ 746,000 | $ 373,000 | $ 130,000 |
| Isanti County Minnesota | 2 | $ 251,000 | $ 125,000 | $ 112,000 |
| Mille Lacs County Minnesota | 2 | $ 525,000 | $ 262,000 | $ 76,000 |
| Stearns County Minnesota | 2 | $ 232,000 | $ 116,000 | $ 74,000 |
| Rockingham County New Hampshire | 2 | $ 485,000 | $ 242,000 | $ 144,000 |
| Henderson County North Carolina | 2 | $ 40,000 | $ 20,000 | $ 71,000 |
| Cass County North Dakota | 2 | $ 384,000 | $ 192,000 | $ 97,000 |
| Butler County Ohio | 2 | $ 260,000 | $ 130,000 | $ 99,000 |
| Tulsa County Oklahoma | 2 | $ 292,000 | $ 146,000 | $ 58,000 |
| Bucks County Pennsylvania | 2 | $ 497,000 | $ 248,000 | $ 130,000 |
| Cumberland County Pennsylvania | 2 | $ 590,000 | $ 295,000 | $ 67,000 |
| Horry County South Carolina | 2 | $ 138,000 | $ 69,000 | $ 140,000 |
| Fayette County Tennessee | 2 | $ 496,000 | $ 248,000 | $ 144,000 |
| Galveston County Texas | 2 | $ 352,000 | $ 176,000 | $ 129,000 |
| Barron County Wisconsin | 2 | $ 257,000 | $ 128,000 | $ 144,000 |
| Polk County Wisconsin | 2 | $ 316,000 | $ 158,000 | $ 88,000 |
| Walker County Alabama | 1 | $ 80,000 | $ 80,000 | $ 248,000 |
| Independence County Arkansas | 1 | $ 86,000 | $ 86,000 | $ 64,000 |
| El Dorado County California | 1 | $ 243,000 | $ 243,000 | $ 108,000 |
| Kern County California | 1 | $ 148,000 | $ 148,000 | $ 82,000 |
| Santa Clara County California | 1 | $ 365,000 | $ 365,000 | $ 125,000 |
| Arapahoe County Colorado | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Grand County Colorado | 1 | $ 262,000 | $ 262,000 | $ 163,000 |
| Larimer County Colorado | 1 | $ 100,000 | $ 100,000 | $ 172,000 |
| Pueblo County Colorado | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Rio Blanco County Colorado | 1 | $ 144,000 | $ 144,000 | $ 94,000 |
| New London County Connecticut | 1 | $ 388,000 | $ 388,000 | $ 186,000 |
| Broward County Florida | 1 | $ 52,000 | $ 52,000 | $ 55,000 |
| Charlotte County Florida | 1 | $ 82,000 | $ 82,000 | $ 85,000 |
| Columbia County Florida | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Hillsborough County Florida | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Miami-Dade County Florida | 1 | $ 96,000 | $ 96,000 | $ 53,000 |
| Monroe County Florida | 1 | $ 373,000 | $ 373,000 | $ 227,000 |
| Sarasota County Florida | 1 | $ 315,000 | $ 315,000 | $ 60,000 |
| Volusia County Florida | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
| Chatham County Georgia | 1 | $ 298,000 | $ 298,000 | $ 123,000 |
| Colquitt County Georgia | 1 | $ 94,000 | $ 94,000 | $ 70,000 |
| DeKalb County Georgia | 1 | $ 10,000 | $ 10,000 | $ 110,000 |
| Douglas County Georgia | 1 | $ 181,000 | $ 181,000 | $ 38,000 |
| Hall County Georgia | 1 | $ 260,000 | $ 260,000 | $ 93,000 |
| Harris County Georgia | 1 | $ 145,000 | $ 145,000 | $ 42,000 |
| Morgan County Georgia | 1 | $ 278,000 | $ 278,000 | $ 105,000 |
| Paulding County Georgia | 1 | $ 103,000 | $ 103,000 | $ 76,000 |
| Hawaii County Hawaii | 1 | $ 245,000 | $ 245,000 | $ 149,000 |
| Ada County Idaho | 1 | $ 368,000 | $ 368,000 | $ 151,000 |
| Jerome County Idaho | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
| Jackson County Illinois | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| McHenry County Illinois | 1 | $ 176,000 | $ 176,000 | $ 132,000 |
| Hendricks County Indiana | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| Porter County Indiana | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
| Simpson County Kentucky | 1 | $ 120,000 | $ 120,000 | $ 237,000 |
| Oxford County Maine | 1 | $ 330,000 | $ 330,000 | $ 161,000 |
| Berkshire County Massachusetts | 1 | $ 117,000 | $ 117,000 | $ 104,000 |
| Plymouth County Massachusetts | 1 | $ 9,000 | $ 9,000 | $ 81,000 |
| Suffolk County Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 48,000 |
| Antrim County Michigan | 1 | $ 152,000 | $ 152,000 | $ 95,000 |
| Clinton County Michigan | 1 | $ 250,000 | $ 250,000 | $ 152,000 |
| Gogebic County Michigan | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Grand Traverse County Michigan | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Kent County Michigan | 1 | $ 417,000 | $ 417,000 | $ 136,000 |
| Shiawassee County Michigan | 1 | $ 200,000 | $ 200,000 | $ 98,000 |
| Carlton County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 170,000 |
| Cass County Minnesota | 1 | $ 575,000 | $ 575,000 | $ 184,000 |
| Douglas County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 255,000 |
| Itasca County Minnesota | 1 | $ 270,000 | $ 270,000 | $ 110,000 |
| Lake County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Lake of the Woods County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 65,000 |
| McLeod County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 70,000 |
| Meeker County Minnesota | 1 | $ 219,000 | $ 219,000 | $ 62,000 |
| Otter Tail County Minnesota | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Pennington County Minnesota | 1 | $ 129,000 | $ 129,000 | $ 80,000 |
| Pine County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 112,000 |
| Covington County Mississippi | 1 | $ 24,000 | $ 24,000 | $ 26,000 |
| Marshall County Mississippi | 1 | $ 148,000 | $ 148,000 | $ 262,000 |
| Tate County Mississippi | 1 | $ 157,000 | $ 157,000 | $ 133,000 |
| Camden County Missouri | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Clinton County Missouri | 1 | $ 190,000 | $ 190,000 | $ 98,000 |
| Johnson County Missouri | 1 | $ 198,000 | $ 198,000 | $ 57,000 |
| St. Louis County Missouri | 1 | $ 180,000 | $ 180,000 | $ 157,000 |
| Gallatin County Montana | 1 | $ 390,000 | $ 390,000 | $ 106,000 |
| Douglas County Nebraska | 1 | $ 252,000 | $ 252,000 | $ 136,000 |
| Douglas County Nevada | 1 | $ 200,000 | $ 200,000 | $ 33,000 |
| Washoe County Nevada | 1 | $ 165,000 | $ 165,000 | $ 134,000 |
| Belknap County New Hampshire | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| Hillsborough County New Hampshire | 1 | $ 130,000 | $ 130,000 | $ 123,000 |
| Sandoval County New Mexico | 1 | $ 290,000 | $ 290,000 | $ 147,000 |
| Cattaraugus County New York | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Onondaga County New York | 1 | $ 87,000 | $ 87,000 | $ 90,000 |
| Saratoga County New York | 1 | $ 183,000 | $ 183,000 | $ 121,000 |
| Ulster County New York | 1 | $ 302,000 | $ 302,000 | $ 201,000 |
| Cabarrus County North Carolina | 1 | $ 252,000 | $ 252,000 | $ 95,000 |
| Davidson County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Durham County North Carolina | 1 | $ 272,000 | $ 272,000 | $ 117,000 |
| Iredell County North Carolina | 1 | $ 211,000 | $ 211,000 | $ 143,000 |
| Lincoln County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Randolph County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 45,000 |
| Wake County North Carolina | 1 | $ 384,000 | $ 384,000 | $ 110,000 |
| Delaware County Ohio | 1 | $ 131,000 | $ 131,000 | $ 131,000 |
| Hamilton County Ohio | 1 | $ 103,000 | $ 103,000 | $ 110,000 |
| Warren County Ohio | 1 | $ 191,000 | $ 191,000 | $ 92,000 |
| Wayne County Ohio | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Oklahoma County Oklahoma | 1 | $ 258,000 | $ 258,000 | $ 180,000 |
| Wagoner County Oklahoma | 1 | $ 108,000 | $ 108,000 | $ 53,000 |
| Clackamas County Oregon | 1 | $ 154,000 | $ 154,000 | $ 39,000 |
| Luzerne County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 116,000 |
| Philadelphia County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 102,000 |
| Greenville County South Carolina | 1 | $ 208,000 | $ 208,000 | $ 125,000 |
| Oconee County South Carolina | 1 | $ 236,000 | $ 236,000 | $ 144,000 |
| Spartanburg County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 61,000 |
| Union County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Walworth County South Dakota | 1 | $ 173,000 | $ 173,000 | $ 83,000 |
| Cheatham County Tennessee | 1 | $ 292,000 | $ 292,000 | $ 166,000 |
| Davidson County Tennessee | 1 | $ 300,000 | $ 300,000 | $ 162,000 |
| Knox County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 155,000 |
| Roane County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Rutherford County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 122,000 |
| Tipton County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 87,000 |
| Denton County Texas | 1 | $ 177,000 | $ 177,000 | $ 52,000 |
| Ellis County Texas | 1 | $ 270,000 | $ 270,000 | $ 111,000 |
| Falls County Texas | 1 | $ 152,000 | $ 152,000 | $ 64,000 |
| Johnson County Texas | 1 | $ 141,000 | $ 141,000 | $ 225,000 |
| Montgomery County Texas | 1 | $ 212,000 | $ 212,000 | $ 83,000 |
| Wise County Texas | 1 | $ 280,000 | $ 280,000 | $ 130,000 |
| Davis County Utah | 1 | $ 104,000 | $ 104,000 | $ 61,000 |
| Grand County Utah | 1 | $ 294,000 | $ 294,000 | $ 313,000 |
| San Juan County Utah | 1 | $ 349,000 | $ 349,000 | $ 313,000 |
| Alexandria County Virginia | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Arlington County Virginia | 1 | $ 366,000 | $ 366,000 | $ 215,000 |
| Chesterfield County Virginia | 1 | $ 90,000 | $ 90,000 | $ 43,000 |
| Fairfax County Virginia | 1 | $ 306,000 | $ 306,000 | $ 131,000 |
| Fauquier County Virginia | 1 | $ 2,000 | $ 2,000 | $ 114,000 |
| James City County Virginia | 1 | $ 267,000 | $ 267,000 | $ 140,000 |
| Prince William County Virginia | 1 | $ 436,000 | $ 436,000 | $ 142,000 |
| Spotsylvania County Virginia | 1 | $ 21,000 | $ 21,000 | $ 60,000 |
| Asotin County Washington | 1 | $ 216,000 | $ 216,000 | $ 128,000 |
| Clark County Washington | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Grays Harbor County Washington | 1 | $ 140,000 | $ 140,000 | $ 249,000 |
| Island County Washington | 1 | $ 417,000 | $ 417,000 | $ 186,000 |
| Kitsap County Washington | 1 | $ 206,000 | $ 206,000 | $ 44,000 |
| Yakima County Washington | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Monongalia County West Virginia | 1 | $ 160,000 | $ 160,000 | $ 66,000 |
| Eau Claire County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 36,000 |
| Oconto County Wisconsin | 1 | $ 336,000 | $ 336,000 | $ 182,000 |
| Outagamie County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Pierce County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 98,000 |
| Portage County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 120,000 |
| Rusk County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Washburn County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 78,000 |
| Waushara County Wisconsin | 1 | $ 152,000 | $ 152,000 | $ 118,000 |
| Winnebago County Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 140,000 |
| Sheridan County Wyoming | 1 | $ 360,000 | $ 360,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 750 | $135,579,000 | $180,000 | $575,000 | $90,000 | $478,000 |
| Home Purchase | 256 | $40,951,000 | $159,000 | $558,000 | $93,000 | $344,000 |
| Home Improvement | 93 | $2,090,000 | $22,000 | $150,000 | $76,000 | $312,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 713 | $120,547,000 | $169,000 | $575,000 | $91,000 | $478,000 |
| Not Provided | 331 | $50,139,000 | $151,000 | $465,000 | $91,000 | $281,000 |
| Black or African American | 26 | $3,006,000 | $115,000 | $262,000 | $63,000 | $180,000 |
| Asian | 16 | $2,633,000 | $164,000 | $570,000 | $64,000 | $113,000 |
| Hispanic | 10 | $1,864,000 | $186,000 | $360,000 | $100,000 | $273,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $191,000 | $95,000 | $181,000 | $48,000 | $50,000 |
| American Indian or Alaskan Native | 1 | $240,000 | $240,000 | $240,000 | $91,000 | $91,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,099 | $178,620,000 | $162,000 | $575,000 | $90,000 | $478,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 738 | $116,658,000 | $158,000 | $575,000 | $92,000 | $329,000 |
| Application Approved But Not Accepted | 168 | $31,228,000 | $185,000 | $465,000 | $98,000 | $363,000 |
| Application Denied By Financial Institution | 134 | $22,829,000 | $170,000 | $570,000 | $78,000 | $478,000 |
| Preapproval Denied by Financial Institution | 59 | $7,905,000 | $133,000 | $380,000 | $67,000 | $344,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 92 | $14,824,000 | $161,000 | $465,000 | $65,000 | $344,000 |
| Credit History | 62 | $9,519,000 | $153,000 | $570,000 | $76,000 | $312,000 |
| Collateral | 26 | $4,775,000 | $183,000 | $565,000 | $118,000 | $478,000 |
| Unverifiable Information | 3 | $252,000 | $84,000 | $140,000 | $36,000 | $42,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $325,000 | $108,000 | $157,000 | $62,000 | $87,000 |
| Mortgage Insurance Denied | 2 | $226,000 | $113,000 | $176,000 | $74,000 | $132,000 |
| Credit Application Incomplete | 1 | $291,000 | $291,000 | $291,000 | $95,000 | $95,000 |
| Employment History | 1 | $142,000 | $142,000 | $142,000 | $33,000 | $33,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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