Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Wings Financial Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,107 |
| Total Mortgage Loan Application Amount | $507,639,000 |
| Average Mortgage Loan Application Amount | $166,666 |
| Highest Mortgage Loan Application Amount | $1,795,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $2,604,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 686 | $ 107,742,000 | $ 157,000 | $ 104,000 |
| Dakota County Minnesota | 548 | $ 89,558,000 | $ 163,000 | $ 102,000 |
| Ramsey County Minnesota | 182 | $ 23,257,000 | $ 127,000 | $ 97,000 |
| Scott County Minnesota | 146 | $ 26,924,000 | $ 184,000 | $ 104,000 |
| Anoka County Minnesota | 123 | $ 16,328,000 | $ 132,000 | $ 102,000 |
| Washington County Minnesota | 112 | $ 21,737,000 | $ 194,000 | $ 116,000 |
| Wayne County Michigan | 81 | $ 5,275,000 | $ 65,000 | $ 92,000 |
| Carver County Minnesota | 72 | $ 15,144,000 | $ 210,000 | $ 102,000 |
| Wright County Minnesota | 36 | $ 5,560,000 | $ 154,000 | $ 92,000 |
| King County Washington | 32 | $ 10,278,000 | $ 321,000 | $ 142,000 |
| Maricopa County Arizona | 28 | $ 7,238,000 | $ 258,000 | $ 162,000 |
| Orange County Florida | 25 | $ 2,708,000 | $ 108,000 | $ 73,000 |
| Fulton County Georgia | 23 | $ 3,542,000 | $ 154,000 | $ 116,000 |
| Clark County Nevada | 20 | $ 4,172,000 | $ 208,000 | $ 117,000 |
| Shelby County Tennessee | 19 | $ 2,102,000 | $ 110,000 | $ 89,000 |
| Sherburne County Minnesota | 18 | $ 2,480,000 | $ 137,000 | $ 83,000 |
| Clayton County Georgia | 17 | $ 771,000 | $ 45,000 | $ 63,000 |
| Oakland County Michigan | 17 | $ 2,969,000 | $ 174,000 | $ 101,000 |
| Cobb County Georgia | 16 | $ 2,688,000 | $ 168,000 | $ 207,000 |
| St. Louis County Minnesota | 16 | $ 1,784,000 | $ 111,000 | $ 89,000 |
| DeSoto County Mississippi | 15 | $ 1,555,000 | $ 103,000 | $ 82,000 |
| Washtenaw County Michigan | 14 | $ 1,939,000 | $ 138,000 | $ 81,000 |
| Rice County Minnesota | 13 | $ 1,830,000 | $ 140,000 | $ 89,000 |
| St. Croix County Wisconsin | 13 | $ 1,951,000 | $ 150,000 | $ 105,000 |
| Broward County Florida | 12 | $ 989,000 | $ 82,000 | $ 126,000 |
| Osceola County Florida | 12 | $ 1,470,000 | $ 122,000 | $ 81,000 |
| Cook County Illinois | 11 | $ 1,418,000 | $ 128,000 | $ 80,000 |
| Pinellas County Florida | 10 | $ 1,532,000 | $ 153,000 | $ 82,000 |
| Chisago County Minnesota | 10 | $ 1,551,000 | $ 155,000 | $ 111,000 |
| Crow Wing County Minnesota | 10 | $ 1,505,000 | $ 150,000 | $ 247,000 |
| Fayette County Georgia | 9 | $ 1,332,000 | $ 148,000 | $ 112,000 |
| Pinal County Arizona | 8 | $ 1,333,000 | $ 166,000 | $ 83,000 |
| Riverside County California | 8 | $ 1,740,000 | $ 217,000 | $ 134,000 |
| Brevard County Florida | 8 | $ 1,849,000 | $ 231,000 | $ 145,000 |
| Lee County Florida | 8 | $ 1,452,000 | $ 181,000 | $ 98,000 |
| Coweta County Georgia | 8 | $ 982,000 | $ 122,000 | $ 98,000 |
| Polk County Wisconsin | 8 | $ 1,003,000 | $ 125,000 | $ 76,000 |
| Volusia County Florida | 7 | $ 967,000 | $ 138,000 | $ 155,000 |
| DeKalb County Georgia | 7 | $ 1,643,000 | $ 234,000 | $ 145,000 |
| Honolulu County Hawaii | 7 | $ 1,671,000 | $ 238,000 | $ 102,000 |
| McLeod County Minnesota | 7 | $ 669,000 | $ 95,000 | $ 100,000 |
| Rutherford County Tennessee | 7 | $ 534,000 | $ 76,000 | $ 68,000 |
| Pierce County Wisconsin | 7 | $ 1,475,000 | $ 210,000 | $ 100,000 |
| San Mateo County California | 6 | $ 2,309,000 | $ 384,000 | $ 103,000 |
| Polk County Florida | 6 | $ 493,000 | $ 82,000 | $ 80,000 |
| Pierce County Washington | 6 | $ 1,724,000 | $ 287,000 | $ 162,000 |
| Los Angeles County California | 5 | $ 1,991,000 | $ 398,000 | $ 130,000 |
| Henry County Georgia | 5 | $ 384,000 | $ 76,000 | $ 89,000 |
| Livingston County Michigan | 5 | $ 833,000 | $ 166,000 | $ 95,000 |
| Cass County Minnesota | 5 | $ 497,000 | $ 99,000 | $ 80,000 |
| Stearns County Minnesota | 5 | $ 182,000 | $ 36,000 | $ 67,000 |
| Mecklenburg County North Carolina | 5 | $ 1,093,000 | $ 218,000 | $ 100,000 |
| Multnomah County Oregon | 5 | $ 1,983,000 | $ 396,000 | $ 179,000 |
| Harris County Texas | 5 | $ 55,000 | $ 11,000 | $ 82,000 |
| Burnett County Wisconsin | 5 | $ 1,080,000 | $ 216,000 | $ 155,000 |
| San Diego County California | 4 | $ 2,561,000 | $ 640,000 | $ 184,000 |
| Hillsborough County Florida | 4 | $ 449,000 | $ 112,000 | $ 84,000 |
| Miami-Dade County Florida | 4 | $ 433,000 | $ 108,000 | $ 77,000 |
| Douglas County Georgia | 4 | $ 408,000 | $ 102,000 | $ 47,000 |
| Gwinnett County Georgia | 4 | $ 359,000 | $ 89,000 | $ 91,000 |
| Paulding County Georgia | 4 | $ 508,000 | $ 127,000 | $ 100,000 |
| Macomb County Michigan | 4 | $ 549,000 | $ 137,000 | $ 85,000 |
| Becker County Minnesota | 4 | $ 606,000 | $ 151,000 | $ 87,000 |
| Blue Earth County Minnesota | 4 | $ 392,000 | $ 98,000 | $ 85,000 |
| Hubbard County Minnesota | 4 | $ 567,000 | $ 141,000 | $ 120,000 |
| Le Sueur County Minnesota | 4 | $ 637,000 | $ 159,000 | $ 111,000 |
| Sibley County Minnesota | 4 | $ 422,000 | $ 105,000 | $ 58,000 |
| Steele County Minnesota | 4 | $ 434,000 | $ 108,000 | $ 82,000 |
| Todd County Minnesota | 4 | $ 540,000 | $ 135,000 | $ 69,000 |
| Suffolk County New York | 4 | $ 1,415,000 | $ 353,000 | $ 123,000 |
| Pima County Arizona | 3 | $ 219,000 | $ 73,000 | $ 75,000 |
| Yavapai County Arizona | 3 | $ 458,000 | $ 152,000 | $ 135,000 |
| Contra Costa County California | 3 | $ 310,000 | $ 103,000 | $ 92,000 |
| Boulder County Colorado | 3 | $ 255,000 | $ 85,000 | $ 145,000 |
| Jefferson County Colorado | 3 | $ 908,000 | $ 302,000 | $ 116,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,156,000 | $ 385,000 | $ 506,000 |
| Collier County Florida | 3 | $ 832,000 | $ 277,000 | $ 147,000 |
| Manatee County Florida | 3 | $ 372,000 | $ 124,000 | $ 127,000 |
| Palm Beach County Florida | 3 | $ 245,000 | $ 81,000 | $ 115,000 |
| Seminole County Florida | 3 | $ 205,000 | $ 68,000 | $ 113,000 |
| St. Lucie County Florida | 3 | $ 523,000 | $ 174,000 | $ 230,000 |
| Hawaii County Hawaii | 3 | $ 881,000 | $ 293,000 | $ 58,000 |
| Prince George's County Maryland | 3 | $ 271,000 | $ 90,000 | $ 72,000 |
| Jackson County Michigan | 3 | $ 416,000 | $ 138,000 | $ 90,000 |
| Lenawee County Michigan | 3 | $ 405,000 | $ 135,000 | $ 124,000 |
| Monroe County Michigan | 3 | $ 263,000 | $ 87,000 | $ 55,000 |
| Aitkin County Minnesota | 3 | $ 220,000 | $ 73,000 | $ 115,000 |
| Beltrami County Minnesota | 3 | $ 463,000 | $ 154,000 | $ 79,000 |
| Goodhue County Minnesota | 3 | $ 328,000 | $ 109,000 | $ 308,000 |
| Isanti County Minnesota | 3 | $ 600,000 | $ 200,000 | $ 145,000 |
| Mille Lacs County Minnesota | 3 | $ 193,000 | $ 64,000 | $ 52,000 |
| Olmsted County Minnesota | 3 | $ 250,000 | $ 83,000 | $ 133,000 |
| Otter Tail County Minnesota | 3 | $ 377,000 | $ 125,000 | $ 84,000 |
| Pine County Minnesota | 3 | $ 165,000 | $ 55,000 | $ 59,000 |
| Douglas County Nebraska | 3 | $ 383,000 | $ 127,000 | $ 57,000 |
| Rockingham County New Hampshire | 3 | $ 956,000 | $ 318,000 | $ 255,000 |
| Buncombe County North Carolina | 3 | $ 1,211,000 | $ 403,000 | $ 217,000 |
| Deschutes County Oregon | 3 | $ 573,000 | $ 191,000 | $ 81,000 |
| Minnehaha County South Dakota | 3 | $ 30,000 | $ 10,000 | $ 53,000 |
| Williamson County Tennessee | 3 | $ 460,000 | $ 153,000 | $ 94,000 |
| Denton County Texas | 3 | $ 337,000 | $ 112,000 | $ 78,000 |
| Tarrant County Texas | 3 | $ 769,000 | $ 256,000 | $ 193,000 |
| Salt Lake County Utah | 3 | $ 485,000 | $ 161,000 | $ 79,000 |
| Kitsap County Washington | 3 | $ 1,554,000 | $ 518,000 | $ 220,000 |
| Dane County Wisconsin | 3 | $ 241,000 | $ 80,000 | $ 58,000 |
| Shelby County Alabama | 2 | $ 504,000 | $ 252,000 | $ 90,000 |
| Tuscaloosa County Alabama | 2 | $ 248,000 | $ 124,000 | $ 201,000 |
| Matanuska-Susitna County Alaska | 2 | $ 216,000 | $ 108,000 | $ 61,000 |
| Mohave County Arizona | 2 | $ 400,000 | $ 200,000 | $ 198,000 |
| Jefferson County Arkansas | 2 | $ 105,000 | $ 52,000 | $ 62,000 |
| El Dorado County California | 2 | $ 735,000 | $ 367,000 | $ 96,000 |
| Orange County California | 2 | $ 1,110,000 | $ 555,000 | $ 115,000 |
| San Joaquin County California | 2 | $ 298,000 | $ 149,000 | $ 54,000 |
| San Luis Obispo County California | 2 | $ 654,000 | $ 327,000 | $ 109,000 |
| Ventura County California | 2 | $ 275,000 | $ 137,000 | $ 86,000 |
| Adams County Colorado | 2 | $ 183,000 | $ 91,000 | $ 56,000 |
| Denver County Colorado | 2 | $ 179,000 | $ 89,000 | $ 66,000 |
| Douglas County Colorado | 2 | $ 760,000 | $ 380,000 | $ 177,000 |
| Hernando County Florida | 2 | $ 362,000 | $ 181,000 | $ 83,000 |
| Highlands County Florida | 2 | $ 377,000 | $ 188,000 | $ 265,000 |
| Monroe County Florida | 2 | $ 939,000 | $ 469,000 | $ 110,000 |
| Sarasota County Florida | 2 | $ 259,000 | $ 129,000 | $ 65,000 |
| Carroll County Georgia | 2 | $ 96,000 | $ 48,000 | $ 77,000 |
| Cherokee County Georgia | 2 | $ 277,000 | $ 138,000 | $ 105,000 |
| Effingham County Georgia | 2 | $ 384,000 | $ 192,000 | $ 94,000 |
| Ada County Idaho | 2 | $ 432,000 | $ 216,000 | $ 63,000 |
| Kootenai County Idaho | 2 | $ 678,000 | $ 339,000 | $ 194,000 |
| McHenry County Illinois | 2 | $ 230,000 | $ 115,000 | $ 130,000 |
| Jefferson County Kentucky | 2 | $ 331,000 | $ 165,000 | $ 51,000 |
| Terrebonne County Louisiana | 2 | $ 144,000 | $ 72,000 | $ 78,000 |
| Anne Arundel County Maryland | 2 | $ 543,000 | $ 271,000 | $ 113,000 |
| Calvert County Maryland | 2 | $ 711,000 | $ 355,000 | $ 132,000 |
| Howard County Maryland | 2 | $ 893,000 | $ 446,000 | $ 172,000 |
| Hillsdale County Michigan | 2 | $ 320,000 | $ 160,000 | $ 101,000 |
| Roscommon County Michigan | 2 | $ 208,000 | $ 104,000 | $ 122,000 |
| Cook County Minnesota | 2 | $ 218,000 | $ 109,000 | $ 73,000 |
| Douglas County Minnesota | 2 | $ 58,000 | $ 29,000 | $ 74,000 |
| Itasca County Minnesota | 2 | $ 250,000 | $ 125,000 | $ 85,000 |
| Kanabec County Minnesota | 2 | $ 177,000 | $ 88,000 | $ 110,000 |
| Pennington County Minnesota | 2 | $ 20,000 | $ 10,000 | $ 72,000 |
| Clay County Missouri | 2 | $ 13,000 | $ 6,000 | $ 58,000 |
| Taney County Missouri | 2 | $ 233,000 | $ 116,000 | $ 51,000 |
| Gallatin County Montana | 2 | $ 418,000 | $ 209,000 | $ 64,000 |
| Lancaster County Nebraska | 2 | $ 287,000 | $ 143,000 | $ 99,000 |
| Washoe County Nevada | 2 | $ 1,576,000 | $ 788,000 | $ 459,000 |
| Queens County New York | 2 | $ 331,000 | $ 165,000 | $ 78,000 |
| Wake County North Carolina | 2 | $ 404,000 | $ 202,000 | $ 107,000 |
| Ramsey County North Dakota | 2 | $ 301,000 | $ 150,000 | $ 79,000 |
| Marion County Oregon | 2 | $ 514,000 | $ 257,000 | $ 82,000 |
| Providence County Rhode Island | 2 | $ 764,000 | $ 382,000 | $ 195,000 |
| Spartanburg County South Carolina | 2 | $ 362,000 | $ 181,000 | $ 70,000 |
| Davidson County Tennessee | 2 | $ 193,000 | $ 96,000 | $ 193,000 |
| Fayette County Tennessee | 2 | $ 406,000 | $ 203,000 | $ 254,000 |
| Bastrop County Texas | 2 | $ 205,000 | $ 102,000 | $ 67,000 |
| Dallas County Texas | 2 | $ 9,000 | $ 4,000 | $ 105,000 |
| Davis County Utah | 2 | $ 634,000 | $ 317,000 | $ 146,000 |
| Albemarle County Virginia | 2 | $ 511,000 | $ 255,000 | $ 228,000 |
| Island County Washington | 2 | $ 475,000 | $ 237,000 | $ 199,000 |
| Whatcom County Washington | 2 | $ 497,000 | $ 248,000 | $ 91,000 |
| Bayfield County Wisconsin | 2 | $ 474,000 | $ 237,000 | $ 239,000 |
| Door County Wisconsin | 2 | $ 362,000 | $ 181,000 | $ 186,000 |
| Sawyer County Wisconsin | 2 | $ 257,000 | $ 128,000 | $ 149,000 |
| Waukesha County Wisconsin | 2 | $ 544,000 | $ 272,000 | $ 95,000 |
| Elmore County Alabama | 1 | $ 159,000 | $ 159,000 | $ 76,000 |
| Houston County Alabama | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Winston County Alabama | 1 | $ 60,000 | $ 60,000 | $ 887,000 |
| Anchorage County Alaska | 1 | $ 326,000 | $ 326,000 | $ 63,000 |
| Ketchikan Gateway County Alaska | 1 | $ 140,000 | $ 140,000 | $ 156,000 |
| Cochise County Arizona | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Coconino County Arizona | 1 | $ 235,000 | $ 235,000 | $ 279,000 |
| Graham County Arizona | 1 | $ 116,000 | $ 116,000 | $ 130,000 |
| Navajo County Arizona | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Santa Cruz County Arizona | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
| Benton County Arkansas | 1 | $ 9,000 | $ 9,000 | $ 55,000 |
| Washington County Arkansas | 1 | $ 296,000 | $ 296,000 | $ 151,000 |
| Butte County California | 1 | $ 417,000 | $ 417,000 | $ 439,000 |
| Fresno County California | 1 | $ 447,000 | $ 447,000 | $ 240,000 |
| San Francisco County California | 1 | $ 10,000 | $ 10,000 | $ 105,000 |
| Clear Creek County Colorado | 1 | $ 417,000 | $ 417,000 | $ 152,000 |
| El Paso County Colorado | 1 | $ 249,000 | $ 249,000 | $ 117,000 |
| Gunnison County Colorado | 1 | $ 157,000 | $ 157,000 | $ 52,000 |
| Pueblo County Colorado | 1 | $ 192,000 | $ 192,000 | $ 101,000 |
| Summit County Colorado | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Fairfield County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| New Haven County Connecticut | 1 | $ 200,000 | $ 200,000 | $ 67,000 |
| New London County Connecticut | 1 | $ 117,000 | $ 117,000 | $ 175,000 |
| New Castle County Delaware | 1 | $ 200,000 | $ 200,000 | $ 61,000 |
| Charlotte County Florida | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| DeSoto County Florida | 1 | $ 138,000 | $ 138,000 | $ 39,000 |
| Duval County Florida | 1 | $ 10,000 | $ 10,000 | $ 54,000 |
| Indian River County Florida | 1 | $ 248,000 | $ 248,000 | $ 110,000 |
| Lake County Florida | 1 | $ 170,000 | $ 170,000 | $ 132,000 |
| Martin County Florida | 1 | $ 390,000 | $ 390,000 | $ 94,000 |
| Pasco County Florida | 1 | $ 575,000 | $ 575,000 | $ 147,000 |
| St. Johns County Florida | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Sumter County Florida | 1 | $ 197,000 | $ 197,000 | $ 400,000 |
| Banks County Georgia | 1 | $ 223,000 | $ 223,000 | $ 130,000 |
| Butts County Georgia | 1 | $ 247,000 | $ 247,000 | $ 138,000 |
| Chatham County Georgia | 1 | $ 235,000 | $ 235,000 | $ 84,000 |
| Dodge County Georgia | 1 | $ 2,000 | $ 2,000 | $ 38,000 |
| Forsyth County Georgia | 1 | $ 380,000 | $ 380,000 | $ 245,000 |
| Jackson County Georgia | 1 | $ 199,000 | $ 199,000 | $ 95,000 |
| Newton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Pickens County Georgia | 1 | $ 280,000 | $ 280,000 | $ 95,000 |
| Pike County Georgia | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Richmond County Georgia | 1 | $ 45,000 | $ 45,000 | $ 720,000 |
| Ware County Georgia | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Boundary County Idaho | 1 | $ 3,000 | $ 3,000 | $ 35,000 |
| DuPage County Illinois | 1 | $ 150,000 | $ 150,000 | $ 126,000 |
| Kane County Illinois | 1 | $ 138,000 | $ 138,000 | $ 70,000 |
| Monroe County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Peoria County Illinois | 1 | $ 230,000 | $ 230,000 | $ 109,000 |
| Allen County Indiana | 1 | $ 286,000 | $ 286,000 | $ 233,000 |
| Carroll County Indiana | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Greene County Indiana | 1 | $ 279,000 | $ 279,000 | $ 110,000 |
| Hamilton County Indiana | 1 | $ 460,000 | $ 460,000 | $ 302,000 |
| LaPorte County Indiana | 1 | $ 112,000 | $ 112,000 | $ 73,000 |
| Marion County Indiana | 1 | $ 114,000 | $ 114,000 | $ 268,000 |
| Steuben County Indiana | 1 | $ 300,000 | $ 300,000 | $ 64,000 |
| Dallas County Iowa | 1 | $ 266,000 | $ 266,000 | $ 158,000 |
| Linn County Iowa | 1 | $ 10,000 | $ 10,000 | $ 66,000 |
| Atchison County Kansas | 1 | $ 4,000 | $ 4,000 | $ 62,000 |
| Sedgwick County Kansas | 1 | $ 121,000 | $ 121,000 | $ 72,000 |
| Bullitt County Kentucky | 1 | $ 230,000 | $ 230,000 | $ 169,000 |
| Oldham County Kentucky | 1 | $ 291,000 | $ 291,000 | $ 105,000 |
| Calcasieu County Louisiana | 1 | $ 131,000 | $ 131,000 | $ 54,000 |
| Jefferson County Louisiana | 1 | $ 93,000 | $ 93,000 | $ 95,000 |
| St. Tammany County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Androscoggin County Maine | 1 | $ 255,000 | $ 255,000 | $ 136,000 |
| Knox County Maine | 1 | $ 84,000 | $ 84,000 | $ 23,000 |
| Penobscot County Maine | 1 | $ 150,000 | $ 150,000 | $ 300,000 |
| Barnstable County Massachusetts | 1 | $ 341,000 | $ 341,000 | $ 180,000 |
| Essex County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 137,000 |
| Middlesex County Massachusetts | 1 | $ 130,000 | $ 130,000 | $ 73,000 |
| Alpena County Michigan | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Berrien County Michigan | 1 | $ 204,000 | $ 204,000 | $ 130,000 |
| Clinton County Michigan | 1 | $ 74,000 | $ 74,000 | $ 54,000 |
| Ionia County Michigan | 1 | $ 109,000 | $ 109,000 | $ 51,000 |
| Kent County Michigan | 1 | $ 215,000 | $ 215,000 | $ 175,000 |
| Ogemaw County Michigan | 1 | $ 94,000 | $ 94,000 | $ 28,000 |
| Big Stone County Minnesota | 1 | $ 10,000 | $ 10,000 | $ 82,000 |
| Carlton County Minnesota | 1 | $ 8,000 | $ 8,000 | $ 117,000 |
| Clay County Minnesota | 1 | $ 3,000 | $ 3,000 | $ 128,000 |
| Faribault County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| Jackson County Minnesota | 1 | $ 220,000 | $ 220,000 | $ 72,000 |
| Kandiyohi County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Lake County Minnesota | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Lyon County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 98,000 |
| Meeker County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 56,000 |
| Morrison County Minnesota | 1 | $ 68,000 | $ 68,000 | $ 25,000 |
| Mower County Minnesota | 1 | $ 3,000 | $ 3,000 | $ 42,000 |
| Benton County Mississippi | 1 | $ 97,000 | $ 97,000 | $ 65,000 |
| St. Charles County Missouri | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Madison County Montana | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Morrill County Nebraska | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Scotts Bluff County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Bergen County New Jersey | 1 | $ 483,000 | $ 483,000 | $ 186,000 |
| Cape May County New Jersey | 1 | $ 230,000 | $ 230,000 | $ 271,000 |
| Essex County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 108,000 |
| Morris County New Jersey | 1 | $ 725,000 | $ 725,000 | $ 373,000 |
| Ocean County New Jersey | 1 | $ 197,000 | $ 197,000 | $ 103,000 |
| Dona Ana County New Mexico | 1 | $ 100,000 | $ 100,000 | $ 272,000 |
| Santa Fe County New Mexico | 1 | $ 244,000 | $ 244,000 | $ 59,000 |
| Bronx County New York | 1 | $ 10,000 | $ 10,000 | $ 6,000 |
| Chemung County New York | 1 | $ 347,000 | $ 347,000 | $ 168,000 |
| Kings County New York | 1 | $ 275,000 | $ 275,000 | $ 111,000 |
| Nassau County New York | 1 | $ 310,000 | $ 310,000 | $ 86,000 |
| New York County New York | 1 | $ 9,000 | $ 9,000 | $ 43,000 |
| Niagara County New York | 1 | $ 195,000 | $ 195,000 | $ 114,000 |
| Saratoga County New York | 1 | $ 406,000 | $ 406,000 | $ 152,000 |
| Carteret County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Catawba County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 127,000 |
| Guilford County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 52,000 |
| Lincoln County North Carolina | 1 | $ 8,000 | $ 8,000 | $ 96,000 |
| New Hanover County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 47,000 |
| Orange County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 72,000 |
| Cass County North Dakota | 1 | $ 10,000 | $ 10,000 | $ 278,000 |
| Ward County North Dakota | 1 | $ 419,000 | $ 419,000 | $ 103,000 |
| Belmont County Ohio | 1 | $ 209,000 | $ 209,000 | $ 127,000 |
| Cuyahoga County Ohio | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| Delaware County Ohio | 1 | $ 112,000 | $ 112,000 | $ 171,000 |
| Hamilton County Ohio | 1 | $ 271,000 | $ 271,000 | $ 140,000 |
| Lucas County Ohio | 1 | $ 166,000 | $ 166,000 | $ 133,000 |
| Rogers County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 81,000 |
| Tulsa County Oklahoma | 1 | $ 270,000 | $ 270,000 | $ 165,000 |
| Clatsop County Oregon | 1 | $ 180,000 | $ 180,000 | $ 608,000 |
| Josephine County Oregon | 1 | $ 176,000 | $ 176,000 | $ 296,000 |
| Washington County Oregon | 1 | $ 206,000 | $ 206,000 | $ 85,000 |
| Allegheny County Pennsylvania | 1 | $ 274,000 | $ 274,000 | $ 250,000 |
| Beaver County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 86,000 |
| Cumberland County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Northampton County Pennsylvania | 1 | $ 414,000 | $ 414,000 | $ 303,000 |
| Beaufort County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 74,000 |
| Lancaster County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 161,000 |
| Day County South Dakota | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Pennington County South Dakota | 1 | $ 216,000 | $ 216,000 | $ 177,000 |
| Bradley County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 194,000 |
| Carroll County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 40,000 |
| Fentress County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 35,000 |
| Knox County Tennessee | 1 | $ 271,000 | $ 271,000 | $ 68,000 |
| Maury County Tennessee | 1 | $ 153,000 | $ 153,000 | $ 66,000 |
| Sevier County Tennessee | 1 | $ 223,000 | $ 223,000 | $ 142,000 |
| Bandera County Texas | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| Bexar County Texas | 1 | $ 303,000 | $ 303,000 | $ 138,000 |
| Collin County Texas | 1 | $ 416,000 | $ 416,000 | $ 202,000 |
| Hidalgo County Texas | 1 | $ 10,000 | $ 10,000 | $ 81,000 |
| Leon County Texas | 1 | $ 52,000 | $ 52,000 | $ 177,000 |
| Walker County Texas | 1 | $ 250,000 | $ 250,000 | $ 132,000 |
| Iron County Utah | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Wasatch County Utah | 1 | $ 455,000 | $ 455,000 | $ 282,000 |
| Washington County Utah | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Weber County Utah | 1 | $ 186,000 | $ 186,000 | $ 106,000 |
| Rutland County Vermont | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Bedford County Virginia | 1 | $ 149,000 | $ 149,000 | $ 283,000 |
| Chesapeake County Virginia | 1 | $ 8,000 | $ 8,000 | $ 58,000 |
| Fairfax County Virginia | 1 | $ 8,000 | $ 8,000 | $ 90,000 |
| Henrico County Virginia | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Louisa County Virginia | 1 | $ 72,000 | $ 72,000 | $ 67,000 |
| Spotsylvania County Virginia | 1 | $ 9,000 | $ 9,000 | $ 68,000 |
| Virginia Beach County Virginia | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Chelan County Washington | 1 | $ 270,000 | $ 270,000 | $ 164,000 |
| Clark County Washington | 1 | $ 10,000 | $ 10,000 | $ 144,000 |
| Jefferson County Washington | 1 | $ 418,000 | $ 418,000 | $ 238,000 |
| Kittitas County Washington | 1 | $ 593,000 | $ 593,000 | $ 147,000 |
| Mason County Washington | 1 | $ 650,000 | $ 650,000 | $ 355,000 |
| Okanogan County Washington | 1 | $ 50,000 | $ 50,000 | $ 16,000 |
| Snohomish County Washington | 1 | $ 335,000 | $ 335,000 | $ 147,000 |
| Yakima County Washington | 1 | $ 53,000 | $ 53,000 | $ 45,000 |
| Adams County Wisconsin | 1 | $ 190,000 | $ 190,000 | $ 84,000 |
| Columbia County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 44,000 |
| Douglas County Wisconsin | 1 | $ 337,000 | $ 337,000 | $ 250,000 |
| Eau Claire County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| La Crosse County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 94,000 |
| Oconto County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Oneida County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 108,000 |
| Portage County Wisconsin | 1 | $ 7,000 | $ 7,000 | $ 60,000 |
| Sheboygan County Wisconsin | 1 | $ 272,000 | $ 272,000 | $ 91,000 |
| Washburn County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 83,000 |
| Sublette County Wyoming | 1 | $ 228,000 | $ 228,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,126 | $93,224,000 | $82,000 | $1,085,000 | $90,000 | $912,000 |
| Refinancing | 1,012 | $203,066,000 | $200,000 | $1,795,000 | $117,000 | $1,848,000 |
| Home Purchase | 969 | $211,349,000 | $218,000 | $1,100,000 | $111,000 | $2,604,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,516 | $321,882,000 | $212,000 | $1,795,000 | $114,000 | $2,000,000 |
| Not Provided | 1,376 | $145,513,000 | $105,000 | $1,100,000 | $97,000 | $2,604,000 |
| Black or African American | 89 | $14,847,000 | $166,000 | $545,000 | $101,000 | $2,131,000 |
| Asian | 53 | $11,957,000 | $225,000 | $605,000 | $102,000 | $333,000 |
| Hispanic | 49 | $9,142,000 | $186,000 | $449,000 | $95,000 | $272,000 |
| American Indian or Alaskan Native | 16 | $2,933,000 | $183,000 | $398,000 | $81,000 | $214,000 |
| Native Hawaiin or Other Pacific Islander | 7 | $1,274,000 | $182,000 | $255,000 | $65,000 | $93,000 |
| Not applicable | 1 | $91,000 | $91,000 | $91,000 | $74,000 | $74,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,107 | $507,639,000 | $163,000 | $1,795,000 | $105,000 | $2,604,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,263 | $336,839,000 | $148,000 | $1,795,000 | $101,000 | $1,268,000 |
| Application Approved But Not Accepted | 545 | $112,989,000 | $207,000 | $956,000 | $141,000 | $2,604,000 |
| Application Denied By Financial Institution | 223 | $43,824,000 | $196,000 | $810,000 | $73,000 | $315,000 |
| Preapproval Denied by Financial Institution | 76 | $13,987,000 | $184,000 | $340,000 | $62,000 | $130,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 140 | $26,810,000 | $191,000 | $410,000 | $79,000 | $315,000 |
| Debt-To-Income Ratio | 126 | $24,074,000 | $191,000 | $810,000 | $56,000 | $185,000 |
| Collateral | 13 | $2,723,000 | $209,000 | $464,000 | $110,000 | $194,000 |
| Employment History | 2 | $310,000 | $155,000 | $260,000 | $37,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $200,000 | $100,000 | $130,000 | $48,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.