Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Wings Financial Credit Union 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,236 |
| Total Mortgage Loan Application Amount | $340,412,000 |
| Average Mortgage Loan Application Amount | $150,194 |
| Highest Mortgage Loan Application Amount | $636,000 |
| Average Applicant Income | $83,958 |
| Highest Applicant Income | $324,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dakota County Minnesota | 593 | $ 87,776,000 | $ 148,000 | $ 70,000 |
| Hennepin County Minnesota | 353 | $ 53,698,000 | $ 152,000 | $ 74,000 |
| Washington County Minnesota | 118 | $ 19,474,000 | $ 165,000 | $ 81,000 |
| Ramsey County Minnesota | 106 | $ 13,879,000 | $ 130,000 | $ 57,000 |
| Scott County Minnesota | 94 | $ 15,797,000 | $ 168,000 | $ 68,000 |
| Wayne County Michigan | 67 | $ 7,976,000 | $ 119,000 | $ 63,000 |
| Anoka County Minnesota | 43 | $ 6,540,000 | $ 152,000 | $ 58,000 |
| St. Louis County Minnesota | 30 | $ 3,559,000 | $ 118,000 | $ 63,000 |
| Carver County Minnesota | 29 | $ 5,361,000 | $ 184,000 | $ 120,000 |
| King County Washington | 24 | $ 4,050,000 | $ 168,000 | $ 72,000 |
| Maricopa County Arizona | 23 | $ 3,949,000 | $ 171,000 | $ 81,000 |
| Cobb County Georgia | 22 | $ 2,687,000 | $ 122,000 | $ 66,000 |
| St. Croix County Wisconsin | 19 | $ 3,022,000 | $ 159,000 | $ 72,000 |
| Rice County Minnesota | 18 | $ 3,285,000 | $ 182,000 | $ 58,000 |
| Goodhue County Minnesota | 16 | $ 2,531,000 | $ 158,000 | $ 87,000 |
| Shelby County Tennessee | 16 | $ 1,989,000 | $ 124,000 | $ 80,000 |
| Pierce County Washington | 16 | $ 2,684,000 | $ 167,000 | $ 91,000 |
| Washtenaw County Michigan | 14 | $ 2,591,000 | $ 185,000 | $ 105,000 |
| Oakland County Michigan | 12 | $ 2,314,000 | $ 192,000 | $ 118,000 |
| Pinellas County Florida | 11 | $ 1,352,000 | $ 122,000 | $ 81,000 |
| Wright County Minnesota | 11 | $ 1,871,000 | $ 170,000 | $ 95,000 |
| Clark County Nevada | 10 | $ 1,565,000 | $ 156,000 | $ 96,000 |
| Crow Wing County Minnesota | 9 | $ 1,671,000 | $ 185,000 | $ 103,000 |
| Pierce County Wisconsin | 9 | $ 1,189,000 | $ 132,000 | $ 84,000 |
| Riverside County California | 8 | $ 1,189,000 | $ 148,000 | $ 81,000 |
| San Diego County California | 8 | $ 2,019,000 | $ 252,000 | $ 127,000 |
| Broward County Florida | 8 | $ 1,006,000 | $ 125,000 | $ 61,000 |
| Hillsborough County Florida | 8 | $ 990,000 | $ 123,000 | $ 88,000 |
| Lee County Florida | 8 | $ 955,000 | $ 119,000 | $ 76,000 |
| Los Angeles County California | 7 | $ 1,367,000 | $ 195,000 | $ 105,000 |
| Miami-Dade County Florida | 7 | $ 939,000 | $ 134,000 | $ 74,000 |
| Honolulu County Hawaii | 7 | $ 1,403,000 | $ 200,000 | $ 106,000 |
| Cook County Illinois | 7 | $ 987,000 | $ 141,000 | $ 81,000 |
| Essex County Massachusetts | 7 | $ 1,203,000 | $ 171,000 | $ 85,000 |
| Livingston County Michigan | 7 | $ 1,535,000 | $ 219,000 | $ 114,000 |
| DeSoto County Mississippi | 7 | $ 805,000 | $ 115,000 | $ 62,000 |
| Orange County California | 6 | $ 1,321,000 | $ 220,000 | $ 80,000 |
| DeKalb County Georgia | 6 | $ 470,000 | $ 78,000 | $ 95,000 |
| Fulton County Georgia | 6 | $ 981,000 | $ 163,000 | $ 89,000 |
| Monroe County Michigan | 6 | $ 1,044,000 | $ 174,000 | $ 93,000 |
| Chisago County Minnesota | 6 | $ 764,000 | $ 127,000 | $ 68,000 |
| Itasca County Minnesota | 6 | $ 762,000 | $ 127,000 | $ 120,000 |
| Sherburne County Minnesota | 6 | $ 928,000 | $ 154,000 | $ 70,000 |
| Nassau County New York | 6 | $ 1,106,000 | $ 184,000 | $ 77,000 |
| Palm Beach County Florida | 5 | $ 494,000 | $ 98,000 | $ 85,000 |
| Genesee County Michigan | 5 | $ 756,000 | $ 151,000 | $ 63,000 |
| Suffolk County New York | 5 | $ 859,000 | $ 171,000 | $ 96,000 |
| Harris County Texas | 5 | $ 631,000 | $ 126,000 | $ 62,000 |
| Barron County Wisconsin | 5 | $ 940,000 | $ 188,000 | $ 135,000 |
| Brevard County Florida | 4 | $ 420,000 | $ 105,000 | $ 57,000 |
| Okaloosa County Florida | 4 | $ 632,000 | $ 158,000 | $ 72,000 |
| Fayette County Georgia | 4 | $ 876,000 | $ 219,000 | $ 108,000 |
| Gwinnett County Georgia | 4 | $ 656,000 | $ 164,000 | $ 62,000 |
| Hawaii County Hawaii | 4 | $ 802,000 | $ 200,000 | $ 97,000 |
| Middlesex County Massachusetts | 4 | $ 546,000 | $ 136,000 | $ 63,000 |
| Macomb County Michigan | 4 | $ 549,000 | $ 137,000 | $ 68,000 |
| Aitkin County Minnesota | 4 | $ 661,000 | $ 165,000 | $ 132,000 |
| Cass County Minnesota | 4 | $ 566,000 | $ 141,000 | $ 76,000 |
| Gallatin County Montana | 4 | $ 545,000 | $ 136,000 | $ 80,000 |
| Belknap County New Hampshire | 4 | $ 621,000 | $ 155,000 | $ 127,000 |
| Denton County Texas | 4 | $ 703,000 | $ 175,000 | $ 135,000 |
| Spokane County Washington | 4 | $ 628,000 | $ 157,000 | $ 124,000 |
| Anchorage County Alaska | 3 | $ 582,000 | $ 194,000 | $ 95,000 |
| Ventura County California | 3 | $ 712,000 | $ 237,000 | $ 128,000 |
| Jefferson County Colorado | 3 | $ 396,000 | $ 132,000 | $ 144,000 |
| Escambia County Florida | 3 | $ 482,000 | $ 160,000 | $ 126,000 |
| Pasco County Florida | 3 | $ 467,000 | $ 155,000 | $ 69,000 |
| Sarasota County Florida | 3 | $ 738,000 | $ 246,000 | $ 134,000 |
| Anne Arundel County Maryland | 3 | $ 577,000 | $ 192,000 | $ 65,000 |
| Worcester County Massachusetts | 3 | $ 455,000 | $ 151,000 | $ 65,000 |
| Douglas County Minnesota | 3 | $ 503,000 | $ 167,000 | $ 139,000 |
| Isanti County Minnesota | 3 | $ 395,000 | $ 131,000 | $ 54,000 |
| St. Louis County Missouri | 3 | $ 295,000 | $ 98,000 | $ 76,000 |
| Rockingham County New Hampshire | 3 | $ 440,000 | $ 146,000 | $ 112,000 |
| Queens County New York | 3 | $ 522,000 | $ 174,000 | $ 68,000 |
| Ward County North Dakota | 3 | $ 228,000 | $ 76,000 | $ 66,000 |
| Dauphin County Pennsylvania | 3 | $ 352,000 | $ 117,000 | $ 72,000 |
| Delaware County Pennsylvania | 3 | $ 588,000 | $ 196,000 | $ 104,000 |
| Lehigh County Pennsylvania | 3 | $ 382,000 | $ 127,000 | $ 54,000 |
| Blount County Tennessee | 3 | $ 468,000 | $ 156,000 | $ 150,000 |
| Davidson County Tennessee | 3 | $ 383,000 | $ 127,000 | $ 48,000 |
| Washburn County Wisconsin | 3 | $ 289,000 | $ 96,000 | $ 74,000 |
| Waukesha County Wisconsin | 3 | $ 643,000 | $ 214,000 | $ 143,000 |
| Shelby County Alabama | 2 | $ 534,000 | $ 267,000 | $ 122,000 |
| Matanuska-Susitna County Alaska | 2 | $ 439,000 | $ 219,000 | $ 169,000 |
| Pinal County Arizona | 2 | $ 203,000 | $ 101,000 | $ 84,000 |
| Contra Costa County California | 2 | $ 571,000 | $ 285,000 | $ 105,000 |
| San Benito County California | 2 | $ 335,000 | $ 167,000 | $ 96,000 |
| San Joaquin County California | 2 | $ 399,000 | $ 199,000 | $ 89,000 |
| San Mateo County California | 2 | $ 398,000 | $ 199,000 | $ 49,000 |
| Arapahoe County Colorado | 2 | $ 193,000 | $ 96,000 | $ 34,000 |
| Douglas County Colorado | 2 | $ 695,000 | $ 347,000 | $ 209,000 |
| Charlotte County Florida | 2 | $ 330,000 | $ 165,000 | $ 114,000 |
| Collier County Florida | 2 | $ 540,000 | $ 270,000 | $ 129,000 |
| Duval County Florida | 2 | $ 301,000 | $ 150,000 | $ 92,000 |
| Manatee County Florida | 2 | $ 282,000 | $ 141,000 | $ 51,000 |
| Monroe County Florida | 2 | $ 646,000 | $ 323,000 | $ 110,000 |
| Orange County Florida | 2 | $ 391,000 | $ 195,000 | $ 67,000 |
| St. Lucie County Florida | 2 | $ 389,000 | $ 194,000 | $ 154,000 |
| Volusia County Florida | 2 | $ 271,000 | $ 135,000 | $ 38,000 |
| Cherokee County Georgia | 2 | $ 292,000 | $ 146,000 | $ 107,000 |
| Coweta County Georgia | 2 | $ 326,000 | $ 163,000 | $ 106,000 |
| Douglas County Georgia | 2 | $ 256,000 | $ 128,000 | $ 61,000 |
| Henry County Georgia | 2 | $ 203,000 | $ 101,000 | $ 72,000 |
| Maui County Hawaii | 2 | $ 505,000 | $ 252,000 | $ 131,000 |
| Kane County Illinois | 2 | $ 296,000 | $ 148,000 | $ 172,000 |
| Lake County Illinois | 2 | $ 225,000 | $ 112,000 | $ 74,000 |
| McHenry County Illinois | 2 | $ 529,000 | $ 264,000 | $ 117,000 |
| St. Joseph County Indiana | 2 | $ 143,000 | $ 71,000 | $ 70,000 |
| Linn County Iowa | 2 | $ 231,000 | $ 115,000 | $ 47,000 |
| Prince George's County Maryland | 2 | $ 445,000 | $ 222,000 | $ 77,000 |
| Berkshire County Massachusetts | 2 | $ 304,000 | $ 152,000 | $ 86,000 |
| Suffolk County Massachusetts | 2 | $ 559,000 | $ 279,000 | $ 57,000 |
| Jackson County Michigan | 2 | $ 224,000 | $ 112,000 | $ 64,000 |
| Lenawee County Michigan | 2 | $ 553,000 | $ 276,000 | $ 133,000 |
| Blue Earth County Minnesota | 2 | $ 205,000 | $ 102,000 | $ 42,000 |
| Carlton County Minnesota | 2 | $ 231,000 | $ 115,000 | $ 68,000 |
| Clay County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Le Sueur County Minnesota | 2 | $ 227,000 | $ 113,000 | $ 71,000 |
| Olmsted County Minnesota | 2 | $ 407,000 | $ 203,000 | $ 114,000 |
| Stearns County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| St. Charles County Missouri | 2 | $ 362,000 | $ 181,000 | $ 122,000 |
| Yellowstone County Montana | 2 | $ 165,000 | $ 82,000 | $ 61,000 |
| Burlington County New Jersey | 2 | $ 310,000 | $ 155,000 | $ 153,000 |
| Camden County New Jersey | 2 | $ 182,000 | $ 91,000 | $ 83,000 |
| Hudson County New Jersey | 2 | $ 203,000 | $ 101,000 | $ 39,000 |
| Middlesex County New Jersey | 2 | $ 248,000 | $ 124,000 | $ 52,000 |
| Somerset County New Jersey | 2 | $ 579,000 | $ 289,000 | $ 161,000 |
| Putnam County New York | 2 | $ 377,000 | $ 188,000 | $ 95,000 |
| Wake County North Carolina | 2 | $ 254,000 | $ 127,000 | $ 87,000 |
| Cuyahoga County Ohio | 2 | $ 164,000 | $ 82,000 | $ 34,000 |
| Oklahoma County Oklahoma | 2 | $ 360,000 | $ 180,000 | $ 128,000 |
| Tulsa County Oklahoma | 2 | $ 399,000 | $ 199,000 | $ 84,000 |
| Butler County Pennsylvania | 2 | $ 318,000 | $ 159,000 | $ 85,000 |
| Montgomery County Pennsylvania | 2 | $ 218,000 | $ 109,000 | $ 61,000 |
| Fayette County Tennessee | 2 | $ 171,000 | $ 85,000 | $ 101,000 |
| Wilson County Tennessee | 2 | $ 331,000 | $ 165,000 | $ 173,000 |
| Collin County Texas | 2 | $ 480,000 | $ 240,000 | $ 148,000 |
| Travis County Texas | 2 | $ 493,000 | $ 246,000 | $ 164,000 |
| Williamson County Texas | 2 | $ 185,000 | $ 92,000 | $ 46,000 |
| Summit County Utah | 2 | $ 386,000 | $ 193,000 | $ 83,000 |
| Alexandria County Virginia | 2 | $ 135,000 | $ 67,000 | $ 39,000 |
| Culpeper County Virginia | 2 | $ 320,000 | $ 160,000 | $ 66,000 |
| Fairfax County Virginia | 2 | $ 458,000 | $ 229,000 | $ 100,000 |
| Burnett County Wisconsin | 2 | $ 348,000 | $ 174,000 | $ 82,000 |
| Douglas County Wisconsin | 2 | $ 213,000 | $ 106,000 | $ 68,000 |
| Eau Claire County Wisconsin | 2 | $ 302,000 | $ 151,000 | $ 78,000 |
| Kenosha County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Milwaukee County Wisconsin | 2 | $ 207,000 | $ 103,000 | $ 55,000 |
| Polk County Wisconsin | 2 | $ 252,000 | $ 126,000 | $ 113,000 |
| Sawyer County Wisconsin | 2 | $ 332,000 | $ 166,000 | $ 88,000 |
| Cleburne County Alabama | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Houston County Alabama | 1 | $ 87,000 | $ 87,000 | $ 71,000 |
| Madison County Alabama | 1 | $ 71,000 | $ 71,000 | $ 34,000 |
| Pima County Arizona | 1 | $ 295,000 | $ 295,000 | $ 54,000 |
| Santa Cruz County Arizona | 1 | $ 40,000 | $ 40,000 | $ 63,000 |
| Yavapai County Arizona | 1 | $ 238,000 | $ 238,000 | $ 116,000 |
| Yuma County Arizona | 1 | $ 180,000 | $ 180,000 | $ 137,000 |
| Carroll County Arkansas | 1 | $ 282,000 | $ 282,000 | $ 148,000 |
| Crittenden County Arkansas | 1 | $ 87,000 | $ 87,000 | $ 43,000 |
| Montgomery County Arkansas | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| Pulaski County Arkansas | 1 | $ 186,000 | $ 186,000 | $ 84,000 |
| Alameda County California | 1 | $ 405,000 | $ 405,000 | $ 118,000 |
| Butte County California | 1 | $ 323,000 | $ 323,000 | $ 240,000 |
| El Dorado County California | 1 | $ 226,000 | $ 226,000 | $ 227,000 |
| Kern County California | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Placer County California | 1 | $ 275,000 | $ 275,000 | $ 200,000 |
| Shasta County California | 1 | $ 151,000 | $ 151,000 | $ 94,000 |
| Sonoma County California | 1 | $ 289,000 | $ 289,000 | $ 93,000 |
| Adams County Colorado | 1 | $ 200,000 | $ 200,000 | $ 81,000 |
| Boulder County Colorado | 1 | $ 299,000 | $ 299,000 | $ 83,000 |
| La Plata County Colorado | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Larimer County Colorado | 1 | $ 74,000 | $ 74,000 | $ 156,000 |
| San Miguel County Colorado | 1 | $ 250,000 | $ 250,000 | $ 205,000 |
| Fairfield County Connecticut | 1 | $ 59,000 | $ 59,000 | $ 42,000 |
| Citrus County Florida | 1 | $ 184,000 | $ 184,000 | $ 170,000 |
| Martin County Florida | 1 | $ 213,000 | $ 213,000 | $ 184,000 |
| Putnam County Florida | 1 | $ 92,000 | $ 92,000 | $ 94,000 |
| Santa Rosa County Florida | 1 | $ 120,000 | $ 120,000 | $ 160,000 |
| Seminole County Florida | 1 | $ 206,000 | $ 206,000 | $ 100,000 |
| Bartow County Georgia | 1 | $ 134,000 | $ 134,000 | $ 48,000 |
| Carroll County Georgia | 1 | $ 60,000 | $ 60,000 | $ 93,000 |
| Clayton County Georgia | 1 | $ 76,000 | $ 76,000 | $ 44,000 |
| Muscogee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Oconee County Georgia | 1 | $ 142,000 | $ 142,000 | $ 110,000 |
| Paulding County Georgia | 1 | $ 169,000 | $ 169,000 | $ 89,000 |
| Kootenai County Idaho | 1 | $ 100,000 | $ 100,000 | $ 14,000 |
| Champaign County Illinois | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| DuPage County Illinois | 1 | $ 186,000 | $ 186,000 | $ 78,000 |
| Monroe County Illinois | 1 | $ 93,000 | $ 93,000 | $ 56,000 |
| St. Clair County Illinois | 1 | $ 130,000 | $ 130,000 | $ 96,000 |
| Allen County Indiana | 1 | $ 56,000 | $ 56,000 | $ 38,000 |
| Johnson County Indiana | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| Monroe County Indiana | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
| Union County Iowa | 1 | $ 92,000 | $ 92,000 | $ 67,000 |
| Crawford County Kansas | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Reno County Kansas | 1 | $ 57,000 | $ 57,000 | $ 42,000 |
| Sedgwick County Kansas | 1 | $ 78,000 | $ 78,000 | $ 81,000 |
| Washington County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| York County Maine | 1 | $ 150,000 | $ 150,000 | $ 175,000 |
| Baltimore County Maryland | 1 | $ 128,000 | $ 128,000 | $ 29,000 |
| Baltimore City County Maryland | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Caroline County Maryland | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Charles County Maryland | 1 | $ 114,000 | $ 114,000 | $ 45,000 |
| Harford County Maryland | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Howard County Maryland | 1 | $ 134,000 | $ 134,000 | $ 57,000 |
| Talbot County Maryland | 1 | $ 107,000 | $ 107,000 | $ 25,000 |
| Worcester County Maryland | 1 | $ 200,000 | $ 200,000 | $ 99,000 |
| Barnstable County Massachusetts | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Norfolk County Massachusetts | 1 | $ 127,000 | $ 127,000 | $ 45,000 |
| Clare County Michigan | 1 | $ 32,000 | $ 32,000 | $ 93,000 |
| Eaton County Michigan | 1 | $ 91,000 | $ 91,000 | $ 84,000 |
| Grand Traverse County Michigan | 1 | $ 180,000 | $ 180,000 | $ 211,000 |
| Ingham County Michigan | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Oceana County Michigan | 1 | $ 122,000 | $ 122,000 | $ 28,000 |
| Van Buren County Michigan | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| Brown County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
| Dodge County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 120,000 |
| Kanabec County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 86,000 |
| Lake County Minnesota | 1 | $ 93,000 | $ 93,000 | $ 61,000 |
| Meeker County Minnesota | 1 | $ 190,000 | $ 190,000 | $ 54,000 |
| Mille Lacs County Minnesota | 1 | $ 230,000 | $ 230,000 | $ 246,000 |
| Pine County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Sibley County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 45,000 |
| Swift County Minnesota | 1 | $ 46,000 | $ 46,000 | $ 111,000 |
| Harrison County Mississippi | 1 | $ 92,000 | $ 92,000 | $ 119,000 |
| Jackson County Mississippi | 1 | $ 213,000 | $ 213,000 | $ 164,000 |
| Buchanan County Missouri | 1 | $ 37,000 | $ 37,000 | $ 63,000 |
| Christian County Missouri | 1 | $ 230,000 | $ 230,000 | $ 151,000 |
| Clay County Missouri | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| Hickory County Missouri | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Lincoln County Missouri | 1 | $ 68,000 | $ 68,000 | $ 59,000 |
| Platte County Missouri | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Dawson County Montana | 1 | $ 46,000 | $ 46,000 | $ 118,000 |
| Flathead County Montana | 1 | $ 104,000 | $ 104,000 | $ 97,000 |
| Missoula County Montana | 1 | $ 132,000 | $ 132,000 | $ 16,000 |
| Douglas County Nebraska | 1 | $ 122,000 | $ 122,000 | $ 133,000 |
| Stanton County Nebraska | 1 | $ 100,000 | $ 100,000 | $ 94,000 |
| Washoe County Nevada | 1 | $ 320,000 | $ 320,000 | $ 120,000 |
| Carroll County New Hampshire | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Hillsborough County New Hampshire | 1 | $ 260,000 | $ 260,000 | $ 138,000 |
| Strafford County New Hampshire | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Essex County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Gloucester County New Jersey | 1 | $ 53,000 | $ 53,000 | $ 42,000 |
| Hunterdon County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Monmouth County New Jersey | 1 | $ 121,000 | $ 121,000 | $ 96,000 |
| Morris County New Jersey | 1 | $ 283,000 | $ 283,000 | $ 180,000 |
| Ocean County New Jersey | 1 | $ 119,000 | $ 119,000 | $ 170,000 |
| Bernalillo County New Mexico | 1 | $ 162,000 | $ 162,000 | $ 37,000 |
| Greene County New York | 1 | $ 91,000 | $ 91,000 | $ 36,000 |
| Oswego County New York | 1 | $ 62,000 | $ 62,000 | $ 78,000 |
| Rensselaer County New York | 1 | $ 122,000 | $ 122,000 | $ 69,000 |
| Saratoga County New York | 1 | $ 202,000 | $ 202,000 | $ 92,000 |
| Ulster County New York | 1 | $ 240,000 | $ 240,000 | $ 62,000 |
| Alleghany County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 24,000 |
| Forsyth County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 101,000 |
| Mecklenburg County North Carolina | 1 | $ 310,000 | $ 310,000 | $ 76,000 |
| Grand Forks County North Dakota | 1 | $ 156,000 | $ 156,000 | $ 148,000 |
| Ashland County Ohio | 1 | $ 268,000 | $ 268,000 | $ 223,000 |
| Butler County Ohio | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| Lucas County Ohio | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Cleveland County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 43,000 |
| Clackamas County Oregon | 1 | $ 83,000 | $ 83,000 | $ 32,000 |
| Allegheny County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Bucks County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 135,000 |
| Carbon County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 84,000 |
| Monroe County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 146,000 |
| Washington County Rhode Island | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Clarendon County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 168,000 |
| Custer County South Dakota | 1 | $ 90,000 | $ 90,000 | $ 18,000 |
| Lawrence County South Dakota | 1 | $ 451,000 | $ 451,000 | $ 147,000 |
| Pennington County South Dakota | 1 | $ 73,000 | $ 73,000 | $ 43,000 |
| Roberts County South Dakota | 1 | $ 72,000 | $ 72,000 | $ 121,000 |
| Hamilton County Tennessee | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Tipton County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 99,000 |
| Washington County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 126,000 |
| Williamson County Tennessee | 1 | $ 239,000 | $ 239,000 | $ 94,000 |
| Bell County Texas | 1 | $ 83,000 | $ 83,000 | $ 59,000 |
| Bexar County Texas | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Brazoria County Texas | 1 | $ 73,000 | $ 73,000 | $ 71,000 |
| Dallas County Texas | 1 | $ 196,000 | $ 196,000 | $ 100,000 |
| Montgomery County Texas | 1 | $ 149,000 | $ 149,000 | $ 77,000 |
| Palo Pinto County Texas | 1 | $ 238,000 | $ 238,000 | $ 100,000 |
| Parker County Texas | 1 | $ 171,000 | $ 171,000 | $ 58,000 |
| Val Verde County Texas | 1 | $ 98,000 | $ 98,000 | $ 134,000 |
| Cache County Utah | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
| Albemarle County Virginia | 1 | $ 324,000 | $ 324,000 | $ 231,000 |
| Henrico County Virginia | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Newport News County Virginia | 1 | $ 124,000 | $ 124,000 | $ 55,000 |
| Norfolk County Virginia | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Northampton County Virginia | 1 | $ 171,000 | $ 171,000 | $ 95,000 |
| Pittsylvania County Virginia | 1 | $ 154,000 | $ 154,000 | $ 133,000 |
| Clark County Washington | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Cowlitz County Washington | 1 | $ 153,000 | $ 153,000 | $ 41,000 |
| Grays Harbor County Washington | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Kittitas County Washington | 1 | $ 264,000 | $ 264,000 | $ 193,000 |
| Snohomish County Washington | 1 | $ 222,000 | $ 222,000 | $ 48,000 |
| Thurston County Washington | 1 | $ 160,000 | $ 160,000 | $ 116,000 |
| Bayfield County Wisconsin | 1 | $ 213,000 | $ 213,000 | $ 226,000 |
| Brown County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 101,000 |
| Green Lake County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 37,000 |
| Langlade County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Marathon County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Portage County Wisconsin | 1 | $ 298,000 | $ 298,000 | $ 67,000 |
| Racine County Wisconsin | 1 | $ 170,000 | $ 170,000 | $ 91,000 |
| Wood County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 58,000 |
| Johnson County Wyoming | 1 | $ 166,000 | $ 166,000 | $ 137,000 |
| Teton County Wyoming | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Washakie County Wyoming | 1 | $ 81,000 | $ 81,000 | $ 68,000 |
| Weston County Wyoming | 1 | $ 113,000 | $ 113,000 | $ 162,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,007 | $301,690,000 | $148,177 | $636,000 | $90,822 | $324,000 |
| Home Purchase (one-to-four family) | 229 | $38,722,000 | $153,555 | $450,000 | $72,518 | $304,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,781 | $269,773,000 | $144,553 | $636,000 | $86,808 | $324,000 |
| Information not provided by applicant in mail or telephone application | 362 | $57,297,000 | $170,166 | $488,000 | $95,000 | $300,000 |
| Black | 35 | $4,660,000 | $146,750 | $406,000 | $63,833 | $235,000 |
| Asian or Pacific Islander | 27 | $4,405,000 | $156,000 | $301,000 | $76,666 | $172,000 |
| Hispanic | 22 | $3,242,000 | $131,555 | $270,000 | $72,222 | $153,000 |
| Other | 6 | $575,000 | $74,000 | $133,000 | $51,000 | $78,000 |
| American Indian or Alaskan Native | 3 | $460,000 | $153,333 | $215,000 | $91,666 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,236 | $340,412,000 | $145,893 | $636,000 | $86,297 | $324,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,905 | $288,966,000 | $146,454 | $636,000 | $92,386 | $324,000 |
| Application Withdrawn By Applicant | 175 | $27,263,000 | $152,103 | $450,000 | $75,896 | $230,000 |
| Application Denied By Financial Institution | 71 | $10,677,000 | $141,529 | $342,000 | $62,941 | $134,000 |
| Application Approved But Not Accepted | 66 | $10,518,000 | $187,473 | $487,000 | $97,473 | $268,000 |
| File Closed For Incompleteness | 19 | $2,988,000 | $162,181 | $343,000 | $80,090 | $165,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 41 | $6,161,000 | $150,333 | $342,000 | $62,916 | $126,000 |
| Collateral | 16 | $1,944,000 | $110,555 | $252,000 | $61,555 | $107,000 |
| Debt-To-Income Ratio | 7 | $1,279,000 | $175,800 | $323,000 | $78,200 | $134,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $609,000 | $186,000 | $269,000 | $54,500 | $99,000 |
| Other | 3 | $574,000 | $191,000 | $200,000 | $96,000 | $120,000 |
| Unverifiable Information | 1 | $110,000 | $110,000 | $110,000 | $33,000 | $33,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.