Wings Financial Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Wings Financial Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wings Financial Credit Union 14985 Glazier Avenue Apple Valley, MN 55124 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,210 |
| Total Mortgage Loan Application Amount | $233,019,000 |
| Average Mortgage Loan Application Amount | $187,333 |
| Highest Mortgage Loan Application Amount | $745,000 |
| Average Applicant Income | $91,000 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Wings Financial Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wings Financial Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Wings Financial Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wings Financial Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Wings Financial Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wings Financial Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dakota County Minnesota | 243 | $ 42,458,000 | $ 174,000 | $ 83,000 |
| Hennepin County Minnesota | 180 | $ 35,111,000 | $ 195,000 | $ 94,000 |
| Scott County Minnesota | 50 | $ 10,413,000 | $ 208,000 | $ 87,000 |
| Ramsey County Minnesota | 43 | $ 7,120,000 | $ 165,000 | $ 85,000 |
| Washington County Minnesota | 39 | $ 7,672,000 | $ 196,000 | $ 100,000 |
| Wayne County Michigan | 25 | $ 3,276,000 | $ 131,000 | $ 67,000 |
| King County Washington | 25 | $ 6,580,000 | $ 263,000 | $ 103,000 |
| Maricopa County Arizona | 21 | $ 3,750,000 | $ 178,000 | $ 115,000 |
| Shelby County Tennessee | 16 | $ 2,462,000 | $ 153,000 | $ 96,000 |
| Anoka County Minnesota | 15 | $ 2,631,000 | $ 175,000 | $ 86,000 |
| Pierce County Washington | 12 | $ 2,829,000 | $ 235,000 | $ 112,000 |
| Fulton County Georgia | 11 | $ 2,242,000 | $ 203,000 | $ 134,000 |
| St. Croix County Wisconsin | 11 | $ 2,030,000 | $ 184,000 | $ 63,000 |
| Carver County Minnesota | 10 | $ 1,934,000 | $ 193,000 | $ 75,000 |
| St. Louis County Minnesota | 10 | $ 1,223,000 | $ 122,000 | $ 56,000 |
| Wright County Minnesota | 10 | $ 2,292,000 | $ 229,000 | $ 90,000 |
| Oakland County Michigan | 9 | $ 1,941,000 | $ 215,000 | $ 95,000 |
| Rice County Minnesota | 9 | $ 1,733,000 | $ 192,000 | $ 81,000 |
| Fayette County Georgia | 8 | $ 2,046,000 | $ 255,000 | $ 114,000 |
| Chisago County Minnesota | 8 | $ 1,650,000 | $ 206,000 | $ 82,000 |
| Los Angeles County California | 7 | $ 1,750,000 | $ 250,000 | $ 94,000 |
| Lee County Florida | 7 | $ 1,549,000 | $ 221,000 | $ 121,000 |
| Crow Wing County Minnesota | 7 | $ 1,078,000 | $ 154,000 | $ 138,000 |
| Anchorage County Alaska | 6 | $ 1,342,000 | $ 223,000 | $ 92,000 |
| Hillsborough County Florida | 6 | $ 851,000 | $ 141,000 | $ 56,000 |
| Cobb County Georgia | 6 | $ 891,000 | $ 148,000 | $ 95,000 |
| Washtenaw County Michigan | 6 | $ 1,564,000 | $ 260,000 | $ 117,000 |
| Goodhue County Minnesota | 6 | $ 1,405,000 | $ 234,000 | $ 73,000 |
| Pierce County Wisconsin | 6 | $ 892,000 | $ 148,000 | $ 88,000 |
| Pima County Arizona | 5 | $ 1,345,000 | $ 269,000 | $ 127,000 |
| Brevard County Florida | 5 | $ 1,303,000 | $ 260,000 | $ 116,000 |
| Broward County Florida | 5 | $ 905,000 | $ 181,000 | $ 111,000 |
| Honolulu County Hawaii | 5 | $ 1,464,000 | $ 292,000 | $ 128,000 |
| Cass County Minnesota | 5 | $ 1,030,000 | $ 206,000 | $ 158,000 |
| Polk County Wisconsin | 5 | $ 1,626,000 | $ 325,000 | $ 87,000 |
| Pinal County Arizona | 4 | $ 788,000 | $ 197,000 | $ 76,000 |
| San Diego County California | 4 | $ 734,000 | $ 183,000 | $ 92,000 |
| Pinellas County Florida | 4 | $ 1,236,000 | $ 309,000 | $ 129,000 |
| Coweta County Georgia | 4 | $ 642,000 | $ 160,000 | $ 75,000 |
| Cook County Illinois | 4 | $ 686,000 | $ 171,000 | $ 114,000 |
| Kenosha County Wisconsin | 4 | $ 599,000 | $ 149,000 | $ 122,000 |
| Riverside County California | 3 | $ 701,000 | $ 233,000 | $ 131,000 |
| Arapahoe County Colorado | 3 | $ 300,000 | $ 100,000 | $ 56,000 |
| Jefferson County Colorado | 3 | $ 851,000 | $ 283,000 | $ 156,000 |
| Marion County Florida | 3 | $ 463,000 | $ 154,000 | $ 54,000 |
| Miami-Dade County Florida | 3 | $ 555,000 | $ 185,000 | $ 139,000 |
| Cherokee County Georgia | 3 | $ 472,000 | $ 157,000 | $ 123,000 |
| Polk County Iowa | 3 | $ 734,000 | $ 244,000 | $ 83,000 |
| Livingston County Michigan | 3 | $ 672,000 | $ 224,000 | $ 142,000 |
| Hubbard County Minnesota | 3 | $ 375,000 | $ 125,000 | $ 64,000 |
| Itasca County Minnesota | 3 | $ 676,000 | $ 225,000 | $ 112,000 |
| Douglas County Nebraska | 3 | $ 382,000 | $ 127,000 | $ 112,000 |
| Suffolk County New York | 3 | $ 822,000 | $ 274,000 | $ 111,000 |
| Collin County Texas | 3 | $ 685,000 | $ 228,000 | $ 105,000 |
| Tarrant County Texas | 3 | $ 810,000 | $ 270,000 | $ 129,000 |
| Clark County Washington | 3 | $ 848,000 | $ 282,000 | $ 88,000 |
| Island County Washington | 3 | $ 729,000 | $ 243,000 | $ 108,000 |
| Snohomish County Washington | 3 | $ 698,000 | $ 232,000 | $ 94,000 |
| Sacramento County California | 2 | $ 425,000 | $ 212,000 | $ 130,000 |
| Ventura County California | 2 | $ 352,000 | $ 176,000 | $ 48,000 |
| Hartford County Connecticut | 2 | $ 277,000 | $ 138,000 | $ 66,000 |
| Collier County Florida | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
| Okaloosa County Florida | 2 | $ 432,000 | $ 216,000 | $ 121,000 |
| Palm Beach County Florida | 2 | $ 398,000 | $ 199,000 | $ 67,000 |
| Sarasota County Florida | 2 | $ 239,000 | $ 119,000 | $ 96,000 |
| DeKalb County Georgia | 2 | $ 617,000 | $ 308,000 | $ 115,000 |
| DuPage County Illinois | 2 | $ 285,000 | $ 142,000 | $ 169,000 |
| St. Joseph County Indiana | 2 | $ 196,000 | $ 98,000 | $ 70,000 |
| Essex County Massachusetts | 2 | $ 347,000 | $ 173,000 | $ 100,000 |
| Hampden County Massachusetts | 2 | $ 557,000 | $ 278,000 | $ 77,000 |
| Suffolk County Massachusetts | 2 | $ 618,000 | $ 309,000 | $ 78,000 |
| Grand Traverse County Michigan | 2 | $ 228,000 | $ 114,000 | $ 63,000 |
| Monroe County Michigan | 2 | $ 334,000 | $ 167,000 | $ 82,000 |
| Blue Earth County Minnesota | 2 | $ 195,000 | $ 97,000 | $ 33,000 |
| Carlton County Minnesota | 2 | $ 247,000 | $ 123,000 | $ 103,000 |
| Douglas County Minnesota | 2 | $ 498,000 | $ 249,000 | $ 110,000 |
| Le Sueur County Minnesota | 2 | $ 406,000 | $ 203,000 | $ 88,000 |
| Otter Tail County Minnesota | 2 | $ 279,000 | $ 139,000 | $ 57,000 |
| Sherburne County Minnesota | 2 | $ 296,000 | $ 148,000 | $ 62,000 |
| DeSoto County Mississippi | 2 | $ 117,000 | $ 58,000 | $ 34,000 |
| Camden County Missouri | 2 | $ 235,000 | $ 117,000 | $ 64,000 |
| St. Charles County Missouri | 2 | $ 503,000 | $ 251,000 | $ 98,000 |
| Rockingham County New Hampshire | 2 | $ 305,000 | $ 152,000 | $ 108,000 |
| Bernalillo County New Mexico | 2 | $ 506,000 | $ 253,000 | $ 72,000 |
| Saratoga County New York | 2 | $ 200,000 | $ 100,000 | $ 79,000 |
| Buncombe County North Carolina | 2 | $ 356,000 | $ 178,000 | $ 129,000 |
| Randolph County North Carolina | 2 | $ 359,000 | $ 179,000 | $ 54,000 |
| Multnomah County Oregon | 2 | $ 369,000 | $ 184,000 | $ 189,000 |
| Schuylkill County Pennsylvania | 2 | $ 183,000 | $ 91,000 | $ 47,000 |
| Dorchester County South Carolina | 2 | $ 145,000 | $ 72,000 | $ 118,000 |
| Arlington County Virginia | 2 | $ 675,000 | $ 337,000 | $ 163,000 |
| Fairfax County Virginia | 2 | $ 504,000 | $ 252,000 | $ 85,000 |
| Whatcom County Washington | 2 | $ 756,000 | $ 378,000 | $ 124,000 |
| Barron County Wisconsin | 2 | $ 359,000 | $ 179,000 | $ 100,000 |
| Burnett County Wisconsin | 2 | $ 498,000 | $ 249,000 | $ 181,000 |
| Eau Claire County Wisconsin | 2 | $ 359,000 | $ 179,000 | $ 96,000 |
| Milwaukee County Wisconsin | 2 | $ 464,000 | $ 232,000 | $ 92,000 |
| Sawyer County Wisconsin | 2 | $ 368,000 | $ 184,000 | $ 90,000 |
| Washburn County Wisconsin | 2 | $ 590,000 | $ 295,000 | $ 122,000 |
| Jefferson County Alabama | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Coconino County Arizona | 1 | $ 325,000 | $ 325,000 | $ 156,000 |
| Mohave County Arizona | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Navajo County Arizona | 1 | $ 138,000 | $ 138,000 | $ 63,000 |
| Santa Cruz County Arizona | 1 | $ 132,000 | $ 132,000 | $ 39,000 |
| Baxter County Arkansas | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Crawford County Arkansas | 1 | $ 151,000 | $ 151,000 | $ 62,000 |
| Drew County Arkansas | 1 | $ 176,000 | $ 176,000 | $ 54,000 |
| Alameda County California | 1 | $ 407,000 | $ 407,000 | $ 96,000 |
| Orange County California | 1 | $ 482,000 | $ 482,000 | $ 106,000 |
| San Bernardino County California | 1 | $ 310,000 | $ 310,000 | $ 163,000 |
| Santa Barbara County California | 1 | $ 465,000 | $ 465,000 | $ 154,000 |
| Adams County Colorado | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Dolores County Colorado | 1 | $ 143,000 | $ 143,000 | $ 58,000 |
| Garfield County Colorado | 1 | $ 252,000 | $ 252,000 | $ 64,000 |
| Pueblo County Colorado | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Rio Blanco County Colorado | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| San Miguel County Colorado | 1 | $ 355,000 | $ 355,000 | $ 60,000 |
| New Castle County Delaware | 1 | $ 160,000 | $ 160,000 | $ 65,000 |
| Clay County Florida | 1 | $ 241,000 | $ 241,000 | $ 102,000 |
| Hernando County Florida | 1 | $ 106,000 | $ 106,000 | $ 32,000 |
| Monroe County Florida | 1 | $ 267,000 | $ 267,000 | $ 113,000 |
| Orange County Florida | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Pasco County Florida | 1 | $ 154,000 | $ 154,000 | $ 78,000 |
| Polk County Florida | 1 | $ 350,000 | $ 350,000 | $ 116,000 |
| St. Johns County Florida | 1 | $ 275,000 | $ 275,000 | $ 156,000 |
| Volusia County Florida | 1 | $ 306,000 | $ 306,000 | $ 297,000 |
| Carroll County Georgia | 1 | $ 135,000 | $ 135,000 | $ 18,000 |
| Chatham County Georgia | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Clarke County Georgia | 1 | $ 183,000 | $ 183,000 | $ 215,000 |
| Clayton County Georgia | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Colquitt County Georgia | 1 | $ 103,000 | $ 103,000 | $ 77,000 |
| Douglas County Georgia | 1 | $ 170,000 | $ 170,000 | $ 62,000 |
| Hall County Georgia | 1 | $ 361,000 | $ 361,000 | $ 96,000 |
| Henry County Georgia | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Paulding County Georgia | 1 | $ 104,000 | $ 104,000 | $ 93,000 |
| Hawaii County Hawaii | 1 | $ 335,000 | $ 335,000 | $ 104,000 |
| Blaine County Idaho | 1 | $ 525,000 | $ 525,000 | $ 124,000 |
| Kootenai County Idaho | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Jo Daviess County Illinois | 1 | $ 221,000 | $ 221,000 | $ 132,000 |
| Kane County Illinois | 1 | $ 243,000 | $ 243,000 | $ 89,000 |
| Lee County Illinois | 1 | $ 184,000 | $ 184,000 | $ 89,000 |
| Macon County Illinois | 1 | $ 97,000 | $ 97,000 | $ 55,000 |
| Floyd County Indiana | 1 | $ 270,000 | $ 270,000 | $ 184,000 |
| Hamilton County Indiana | 1 | $ 425,000 | $ 425,000 | $ 223,000 |
| Madison County Indiana | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Bremer County Iowa | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| Buchanan County Iowa | 1 | $ 144,000 | $ 144,000 | $ 55,000 |
| Cerro Gordo County Iowa | 1 | $ 100,000 | $ 100,000 | $ 244,000 |
| Dallas County Iowa | 1 | $ 220,000 | $ 220,000 | $ 150,000 |
| Scott County Iowa | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Johnson County Kansas | 1 | $ 238,000 | $ 238,000 | $ 97,000 |
| Sedgwick County Kansas | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Boone County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Calcasieu County Louisiana | 1 | $ 108,000 | $ 108,000 | $ 54,000 |
| Orleans County Louisiana | 1 | $ 165,000 | $ 165,000 | $ 141,000 |
| St. John the Baptist County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 132,000 |
| Oxford County Maine | 1 | $ 298,000 | $ 298,000 | $ 148,000 |
| Washington County Maine | 1 | $ 100,000 | $ 100,000 | $ 85,000 |
| York County Maine | 1 | $ 304,000 | $ 304,000 | $ 102,000 |
| Baltimore County Maryland | 1 | $ 50,000 | $ 50,000 | $ 80,000 |
| Baltimore City County Maryland | 1 | $ 86,000 | $ 86,000 | $ 103,000 |
| Calvert County Maryland | 1 | $ 356,000 | $ 356,000 | $ 109,000 |
| Barnstable County Massachusetts | 1 | $ 426,000 | $ 426,000 | $ 148,000 |
| Norfolk County Massachusetts | 1 | $ 320,000 | $ 320,000 | $ 84,000 |
| Antrim County Michigan | 1 | $ 99,000 | $ 99,000 | $ 37,000 |
| Calhoun County Michigan | 1 | $ 309,000 | $ 309,000 | $ 86,000 |
| Houghton County Michigan | 1 | $ 205,000 | $ 205,000 | $ 164,000 |
| Kalamazoo County Michigan | 1 | $ 176,000 | $ 176,000 | $ 79,000 |
| Kent County Michigan | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
| Macomb County Michigan | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Menominee County Michigan | 1 | $ 130,000 | $ 130,000 | $ 139,000 |
| Montcalm County Michigan | 1 | $ 68,000 | $ 68,000 | $ 85,000 |
| Muskegon County Michigan | 1 | $ 304,000 | $ 304,000 | $ 134,000 |
| Ottawa County Michigan | 1 | $ 153,000 | $ 153,000 | $ 66,000 |
| Saginaw County Michigan | 1 | $ 237,000 | $ 237,000 | $ 31,000 |
| Aitkin County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 68,000 |
| Becker County Minnesota | 1 | $ 206,000 | $ 206,000 | $ 158,000 |
| Benton County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 77,000 |
| Clearwater County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Grant County Minnesota | 1 | $ 124,000 | $ 124,000 | $ 220,000 |
| Isanti County Minnesota | 1 | $ 257,000 | $ 257,000 | $ 147,000 |
| McLeod County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 82,000 |
| Morrison County Minnesota | 1 | $ 221,000 | $ 221,000 | $ 94,000 |
| Pine County Minnesota | 1 | $ 120,000 | $ 120,000 | $ 34,000 |
| Pope County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 134,000 |
| Sibley County Minnesota | 1 | $ 186,000 | $ 186,000 | $ 86,000 |
| Stearns County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Wadena County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Tate County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 139,000 | $ 139,000 | $ 38,000 |
| Lincoln County Missouri | 1 | $ 86,000 | $ 86,000 | $ 69,000 |
| St. Louis County Missouri | 1 | $ 92,000 | $ 92,000 | $ 41,000 |
| Taney County Missouri | 1 | $ 410,000 | $ 410,000 | $ 111,000 |
| Carbon County Montana | 1 | $ 186,000 | $ 186,000 | $ 53,000 |
| Flathead County Montana | 1 | $ 695,000 | $ 695,000 | $ 197,000 |
| Lewis and Clark County Montana | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Clark County Nevada | 1 | $ 465,000 | $ 465,000 | $ 265,000 |
| Belknap County New Hampshire | 1 | $ 112,000 | $ 112,000 | $ 81,000 |
| Hillsborough County New Hampshire | 1 | $ 118,000 | $ 118,000 | $ 88,000 |
| Burlington County New Jersey | 1 | $ 202,000 | $ 202,000 | $ 109,000 |
| Hudson County New Jersey | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
| Middlesex County New Jersey | 1 | $ 292,000 | $ 292,000 | $ 110,000 |
| Somerset County New Jersey | 1 | $ 93,000 | $ 93,000 | $ 51,000 |
| Eddy County New Mexico | 1 | $ 87,000 | $ 87,000 | $ 29,000 |
| Nassau County New York | 1 | $ 63,000 | $ 63,000 | $ 75,000 |
| New York County New York | 1 | $ 417,000 | $ 417,000 | $ 24,000 |
| Orange County New York | 1 | $ 160,000 | $ 160,000 | $ 145,000 |
| Oswego County New York | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Queens County New York | 1 | $ 180,000 | $ 180,000 | $ 70,000 |
| Rockland County New York | 1 | $ 410,000 | $ 410,000 | $ 128,000 |
| Rowan County North Carolina | 1 | $ 354,000 | $ 354,000 | $ 210,000 |
| Wake County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 95,000 |
| Wayne County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Burleigh County North Dakota | 1 | $ 199,000 | $ 199,000 | $ 61,000 |
| Cass County North Dakota | 1 | $ 109,000 | $ 109,000 | $ 64,000 |
| Grand Forks County North Dakota | 1 | $ 103,000 | $ 103,000 | $ 115,000 |
| Ward County North Dakota | 1 | $ 133,000 | $ 133,000 | $ 66,000 |
| Butler County Ohio | 1 | $ 176,000 | $ 176,000 | $ 139,000 |
| Franklin County Ohio | 1 | $ 113,000 | $ 113,000 | $ 48,000 |
| Stark County Ohio | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Warren County Ohio | 1 | $ 398,000 | $ 398,000 | $ 172,000 |
| Oklahoma County Oklahoma | 1 | $ 56,000 | $ 56,000 | $ 43,000 |
| Tulsa County Oklahoma | 1 | $ 93,000 | $ 93,000 | $ 72,000 |
| Deschutes County Oregon | 1 | $ 207,000 | $ 207,000 | $ 61,000 |
| Lane County Oregon | 1 | $ 380,000 | $ 380,000 | $ 137,000 |
| Allegheny County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Beaver County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 42,000 |
| Bradford County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 51,000 |
| Butler County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 96,000 |
| Dauphin County Pennsylvania | 1 | $ 278,000 | $ 278,000 | $ 172,000 |
| Philadelphia County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Horry County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 48,000 |
| Richland County South Carolina | 1 | $ 400,000 | $ 400,000 | $ 154,000 |
| York County South Carolina | 1 | $ 247,000 | $ 247,000 | $ 101,000 |
| Minnehaha County South Dakota | 1 | $ 169,000 | $ 169,000 | $ 93,000 |
| Blount County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 138,000 |
| Davidson County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 147,000 |
| Hardin County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 159,000 |
| Knox County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 135,000 |
| Tipton County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 76,000 |
| Williamson County Tennessee | 1 | $ 406,000 | $ 406,000 | $ 225,000 |
| Bexar County Texas | 1 | $ 127,000 | $ 127,000 | $ 61,000 |
| Comal County Texas | 1 | $ 361,000 | $ 361,000 | $ 206,000 |
| Harris County Texas | 1 | $ 100,000 | $ 100,000 | $ 151,000 |
| Montgomery County Texas | 1 | $ 451,000 | $ 451,000 | $ 217,000 |
| Travis County Texas | 1 | $ 297,000 | $ 297,000 | $ 201,000 |
| Davis County Utah | 1 | $ 181,000 | $ 181,000 | $ 49,000 |
| Washington County Utah | 1 | $ 413,000 | $ 413,000 | $ 128,000 |
| Albemarle County Virginia | 1 | $ 325,000 | $ 325,000 | $ 79,000 |
| Chesapeake County Virginia | 1 | $ 130,000 | $ 130,000 | $ 25,000 |
| Northumberland County Virginia | 1 | $ 92,000 | $ 92,000 | $ 23,000 |
| Prince William County Virginia | 1 | $ 351,000 | $ 351,000 | $ 105,000 |
| Shenandoah County Virginia | 1 | $ 338,000 | $ 338,000 | $ 267,000 |
| Asotin County Washington | 1 | $ 164,000 | $ 164,000 | $ 92,000 |
| Chelan County Washington | 1 | $ 417,000 | $ 417,000 | $ 191,000 |
| Grant County Washington | 1 | $ 120,000 | $ 120,000 | $ 77,000 |
| Kitsap County Washington | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Kittitas County Washington | 1 | $ 200,000 | $ 200,000 | $ 96,000 |
| Mason County Washington | 1 | $ 670,000 | $ 670,000 | $ 162,000 |
| Skagit County Washington | 1 | $ 150,000 | $ 150,000 | $ 156,000 |
| Skamania County Washington | 1 | $ 560,000 | $ 560,000 | $ 182,000 |
| Walla Walla County Washington | 1 | $ 130,000 | $ 130,000 | $ 79,000 |
| Hancock County West Virginia | 1 | $ 360,000 | $ 360,000 | $ 97,000 |
| Ashland County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 222,000 |
| Brown County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Douglas County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Dunn County Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 49,000 |
| Juneau County Wisconsin | 1 | $ 167,000 | $ 167,000 | $ 58,000 |
| Oconto County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 207,000 |
| Outagamie County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 66,000 |
| Racine County Wisconsin | 1 | $ 143,000 | $ 143,000 | $ 85,000 |
| Walworth County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 184,000 |
| Waukesha County Wisconsin | 1 | $ 256,000 | $ 256,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for Wings Financial Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 989 | $196,804,000 | $198,000 | $745,000 | $94,000 | $600,000 |
| Home Purchase | 213 | $34,598,000 | $162,000 | $500,000 | $85,000 | $324,000 |
| Home Improvement | 8 | $1,617,000 | $202,000 | $282,000 | $94,000 | $162,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 835 | $163,090,000 | $195,000 | $745,000 | $92,000 | $600,000 |
| Not Provided | 318 | $59,971,000 | $188,000 | $555,000 | $95,000 | $450,000 |
| Asian | 21 | $3,712,000 | $176,000 | $465,000 | $85,000 | $198,000 |
| Black or African American | 19 | $2,959,000 | $155,000 | $380,000 | $63,000 | $161,000 |
| Hispanic | 10 | $1,547,000 | $154,000 | $297,000 | $73,000 | $201,000 |
| American Indian or Alaskan Native | 4 | $934,000 | $233,000 | $324,000 | $119,000 | $174,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $806,000 | $268,000 | $350,000 | $84,000 | $116,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,210 | $233,019,000 | $192,000 | $745,000 | $93,000 | $600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 861 | $161,088,000 | $187,000 | $745,000 | $92,000 | $324,000 |
| Application Approved But Not Accepted | 192 | $40,031,000 | $208,000 | $695,000 | $102,000 | $600,000 |
| Application Denied By Financial Institution | 142 | $29,748,000 | $209,000 | $688,000 | $88,000 | $305,000 |
| Preapproval Denied by Financial Institution | 15 | $2,152,000 | $143,000 | $500,000 | $70,000 | $194,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 62 | $13,321,000 | $214,000 | $688,000 | $82,000 | $252,000 |
| Credit History | 44 | $7,696,000 | $174,000 | $383,000 | $77,000 | $201,000 |
| Collateral | 41 | $9,034,000 | $220,000 | $465,000 | $104,000 | $305,000 |
| Unverifiable Information | 2 | $274,000 | $137,000 | $210,000 | $99,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $665,000 | $332,000 | $465,000 | $105,000 | $156,000 |
| Mortgage Insurance Denied | 2 | $243,000 | $121,000 | $135,000 | $54,000 | $71,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wings Financial Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wings Financial Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.