Xceed Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009

Xceed Financial 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Xceed Financial
888 N. Nash St
El Segundo, CA 90245
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,023
Total Mortgage Loan Application Amount $232,296,000
Average Mortgage Loan Application Amount $241,500
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $115,500
Highest Applicant Income $1,094,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Xceed Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Xceed Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2009 breaks down Xceed Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Xceed Financial serves its applicants.

Each category highlights the total number of mortgage applications processed by Xceed Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Xceed Financial's mortgage activity for 2009.

Mortgage Loan Application Totals for Xceed Financial by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Monroe County New York 324 $ 43,027,000 $ 132,000 $ 93,000
Los Angeles County California 117 $ 38,482,000 $ 328,000 $ 114,000
Wayne County New York 45 $ 5,207,000 $ 115,000 $ 84,000
Morris County New Jersey 22 $ 6,303,000 $ 286,000 $ 129,000
Orange County California 21 $ 6,963,000 $ 331,000 $ 148,000
Ontario County New York 19 $ 3,705,000 $ 195,000 $ 128,000
Maricopa County Arizona 14 $ 3,603,000 $ 257,000 $ 116,000
Cook County Illinois 14 $ 4,785,000 $ 341,000 $ 124,000
Denton County Texas 13 $ 1,773,000 $ 136,000 $ 114,000
Fairfield County Connecticut 11 $ 5,874,000 $ 534,000 $ 232,000
Livingston County New York 11 $ 1,197,000 $ 108,000 $ 92,000
Riverside County California 10 $ 2,088,000 $ 208,000 $ 116,000
Santa Clara County California 10 $ 5,840,000 $ 584,000 $ 201,000
Alameda County California 9 $ 3,134,000 $ 348,000 $ 114,000
Tarrant County Texas 8 $ 715,000 $ 89,000 $ 90,000
San Mateo County California 7 $ 4,133,000 $ 590,000 $ 163,000
King County Washington 7 $ 3,569,000 $ 509,000 $ 194,000
San Bernardino County California 6 $ 1,566,000 $ 261,000 $ 68,000
Middlesex County New Jersey 6 $ 1,041,000 $ 173,000 $ 85,000
Wake County North Carolina 6 $ 1,280,000 $ 213,000 $ 118,000
Harris County Texas 6 $ 1,083,000 $ 180,000 $ 109,000
Fresno County California 5 $ 1,159,000 $ 231,000 $ 157,000
Essex County New Jersey 5 $ 1,504,000 $ 300,000 $ 90,000
Sussex County New Jersey 5 $ 1,070,000 $ 214,000 $ 139,000
Union County New Jersey 5 $ 1,435,000 $ 287,000 $ 128,000
Erie County New York 5 $ 780,000 $ 156,000 $ 83,000
Suffolk County New York 5 $ 1,993,000 $ 398,000 $ 147,000
Dallas County Texas 5 $ 989,000 $ 197,000 $ 112,000
Travis County Texas 5 $ 1,596,000 $ 319,000 $ 127,000
Placer County California 4 $ 1,776,000 $ 444,000 $ 132,000
Sonoma County California 4 $ 2,855,000 $ 713,000 $ 232,000
Ventura County California 4 $ 1,319,000 $ 329,000 $ 143,000
Arapahoe County Colorado 4 $ 1,308,000 $ 327,000 $ 150,000
Brevard County Florida 4 $ 1,189,000 $ 297,000 $ 167,000
Broward County Florida 4 $ 1,120,000 $ 280,000 $ 143,000
Clark County Nevada 4 $ 1,479,000 $ 369,000 $ 226,000
Tulsa County Oklahoma 4 $ 847,000 $ 211,000 $ 77,000
Fairfax County Virginia 4 $ 1,146,000 $ 286,000 $ 134,000
San Diego County California 3 $ 1,209,000 $ 403,000 $ 181,000
Solano County California 3 $ 1,008,000 $ 336,000 $ 168,000
New Castle County Delaware 3 $ 302,000 $ 100,000 $ 47,000
Orange County Florida 3 $ 765,000 $ 255,000 $ 127,000
Pinellas County Florida 3 $ 355,000 $ 118,000 $ 67,000
Cobb County Georgia 3 $ 552,000 $ 184,000 $ 65,000
Kendall County Illinois 3 $ 868,000 $ 289,000 $ 145,000
Baltimore County Maryland 3 $ 710,000 $ 236,000 $ 185,000
Wayne County Michigan 3 $ 496,000 $ 165,000 $ 45,000
Hunterdon County New Jersey 3 $ 968,000 $ 322,000 $ 145,000
Somerset County New Jersey 3 $ 541,000 $ 180,000 $ 95,000
Nassau County New York 3 $ 807,000 $ 269,000 $ 77,000
Orleans County New York 3 $ 290,000 $ 96,000 $ 55,000
Westchester County New York 3 $ 1,366,000 $ 455,000 $ 213,000
Mecklenburg County North Carolina 3 $ 332,000 $ 110,000 $ 77,000
Franklin County Ohio 3 $ 394,000 $ 131,000 $ 75,000
Clackamas County Oregon 3 $ 1,895,000 $ 631,000 $ 174,000
Marion County Oregon 3 $ 875,000 $ 291,000 $ 73,000
Multnomah County Oregon 3 $ 811,000 $ 270,000 $ 116,000
Washington County Oregon 3 $ 607,000 $ 202,000 $ 161,000
Collin County Texas 3 $ 341,000 $ 113,000 $ 54,000
Kern County California 2 $ 898,000 $ 449,000 $ 211,000
Douglas County Colorado 2 $ 495,000 $ 247,000 $ 66,000
Hartford County Connecticut 2 $ 399,000 $ 199,000 $ 139,000
Duval County Florida 2 $ 1,030,000 $ 515,000 $ 323,000
Hillsborough County Florida 2 $ 409,000 $ 204,000 $ 89,000
Miami-Dade County Florida 2 $ 807,000 $ 403,000 $ 123,000
Okaloosa County Florida 2 $ 699,000 $ 349,000 $ 93,000
Palm Beach County Florida 2 $ 888,000 $ 444,000 $ 170,000
Gwinnett County Georgia 2 $ 1,001,000 $ 500,000 $ 137,000
DuPage County Illinois 2 $ 848,000 $ 424,000 $ 102,000
Will County Illinois 2 $ 179,000 $ 89,000 $ 65,000
Johnson County Kansas 2 $ 654,000 $ 327,000 $ 180,000
Cumberland County Maine 2 $ 370,000 $ 185,000 $ 103,000
Montgomery County Maryland 2 $ 880,000 $ 440,000 $ 188,000
Middlesex County Massachusetts 2 $ 1,162,000 $ 581,000 $ 262,000
Norfolk County Massachusetts 2 $ 1,162,000 $ 581,000 $ 176,000
Washoe County Nevada 2 $ 475,000 $ 237,000 $ 102,000
Bergen County New Jersey 2 $ 347,000 $ 173,000 $ 63,000
Camden County New Jersey 2 $ 412,000 $ 206,000 $ 151,000
Passaic County New Jersey 2 $ 254,000 $ 127,000 $ 60,000
Queens County New York 2 $ 622,000 $ 311,000 $ 65,000
Cuyahoga County Ohio 2 $ 265,000 $ 132,000 $ 69,000
Allegheny County Pennsylvania 2 $ 275,000 $ 137,000 $ 71,000
Bucks County Pennsylvania 2 $ 514,000 $ 257,000 $ 112,000
Pike County Pennsylvania 2 $ 231,000 $ 115,000 $ 48,000
Hamilton County Tennessee 2 $ 140,000 $ 70,000 $ 18,000
Bexar County Texas 2 $ 450,000 $ 225,000 $ 47,000
Clark County Washington 2 $ 450,000 $ 225,000 $ 89,000
Spokane County Washington 2 $ 275,000 $ 137,000 $ 159,000
Etowah County Alabama 1 $ 40,000 $ 40,000 $ 32,000
Jefferson County Alabama 1 $ 97,000 $ 97,000 $ 37,000
Mohave County Arizona 1 $ 170,000 $ 170,000 $ 78,000
Saline County Arkansas 1 $ 115,000 $ 115,000 $ 41,000
Contra Costa County California 1 $ 749,000 $ 749,000 $ 272,000
El Dorado County California 1 $ 274,000 $ 274,000 $ 162,000
Marin County California 1 $ 750,000 $ 750,000 $ 245,000
Monterey County California 1 $ 417,000 $ 417,000 $ 131,000
Sacramento County California 1 $ 319,000 $ 319,000 $ 118,000
San Francisco County California 1 $ 233,000 $ 233,000 $ 101,000
San Luis Obispo County California 1 $ 200,000 $ 200,000 $ 87,000
Santa Cruz County California 1 $ 417,000 $ 417,000 $ 155,000
Shasta County California 1 $ 84,000 $ 84,000 $ 85,000
El Paso County Colorado 1 $ 520,000 $ 520,000 $ 1,094,000
Jefferson County Colorado 1 $ 95,000 $ 95,000 $ 45,000
New London County Connecticut 1 $ 130,000 $ 130,000 $ 144,000
Kent County Delaware 1 $ 156,000 $ 156,000 $ 41,000
Alachua County Florida 1 $ 114,000 $ 114,000 $ 61,000
Charlotte County Florida 1 $ 50,000 $ 50,000 $ 54,000
Lake County Florida 1 $ 1,023,000 $ 1,023,000 $ 205,000
Lee County Florida 1 $ 150,000 $ 150,000 $ 125,000
Manatee County Florida 1 $ 118,000 $ 118,000 $ 98,000
Marion County Florida 1 $ 98,000 $ 98,000 $ 42,000
Volusia County Florida 1 $ 71,000 $ 71,000 $ 380,000
Butts County Georgia 1 $ 125,000 $ 125,000 $ 80,000
Fayette County Georgia 1 $ 330,000 $ 330,000 $ 110,000
Henry County Georgia 1 $ 177,000 $ 177,000 $ 240,000
Lake County Illinois 1 $ 80,000 $ 80,000 $ 79,000
Peoria County Illinois 1 $ 350,000 $ 350,000 $ 107,000
Elkhart County Indiana 1 $ 120,000 $ 120,000 $ 0
Linn County Iowa 1 $ 85,000 $ 85,000 $ 92,000
Scott County Iowa 1 $ 250,000 $ 250,000 $ 141,000
Henderson County Kentucky 1 $ 144,000 $ 144,000 $ 96,000
Hopkins County Kentucky 1 $ 202,000 $ 202,000 $ 83,000
Androscoggin County Maine 1 $ 145,000 $ 145,000 $ 80,000
York County Maine 1 $ 240,000 $ 240,000 $ 124,000
Prince George's County Maryland 1 $ 203,000 $ 203,000 $ 49,000
Hampden County Massachusetts 1 $ 363,000 $ 363,000 $ 142,000
Worcester County Massachusetts 1 $ 150,000 $ 150,000 $ 99,000
Berrien County Michigan 1 $ 516,000 $ 516,000 $ 239,000
Genesee County Michigan 1 $ 64,000 $ 64,000 $ 139,000
Hennepin County Minnesota 1 $ 137,000 $ 137,000 $ 143,000
Cole County Missouri 1 $ 34,000 $ 34,000 $ 22,000
Jackson County Missouri 1 $ 48,000 $ 48,000 $ 65,000
Jefferson County Missouri 1 $ 75,000 $ 75,000 $ 60,000
St. Louis County Missouri 1 $ 825,000 $ 825,000 $ 213,000
Douglas County Nebraska 1 $ 65,000 $ 65,000 $ 86,000
Hillsborough County New Hampshire 1 $ 177,000 $ 177,000 $ 99,000
Atlantic County New Jersey 1 $ 362,000 $ 362,000 $ 155,000
Hudson County New Jersey 1 $ 207,000 $ 207,000 $ 69,000
Monmouth County New Jersey 1 $ 145,000 $ 145,000 $ 105,000
Ocean County New Jersey 1 $ 97,000 $ 97,000 $ 195,000
Warren County New Jersey 1 $ 200,000 $ 200,000 $ 49,000
Dutchess County New York 1 $ 255,000 $ 255,000 $ 153,000
Kings County New York 1 $ 783,000 $ 783,000 $ 219,000
Onondaga County New York 1 $ 56,000 $ 56,000 $ 72,000
Orange County New York 1 $ 175,000 $ 175,000 $ 70,000
Rensselaer County New York 1 $ 128,000 $ 128,000 $ 42,000
Richmond County New York 1 $ 250,000 $ 250,000 $ 46,000
Rockland County New York 1 $ 182,000 $ 182,000 $ 112,000
Saratoga County New York 1 $ 150,000 $ 150,000 $ 105,000
Ulster County New York 1 $ 65,000 $ 65,000 $ 39,000
Wyoming County New York 1 $ 166,000 $ 166,000 $ 158,000
Durham County North Carolina 1 $ 157,000 $ 157,000 $ 126,000
Randolph County North Carolina 1 $ 91,000 $ 91,000 $ 91,000
Geauga County Ohio 1 $ 128,000 $ 128,000 $ 47,000
Medina County Ohio 1 $ 171,000 $ 171,000 $ 70,000
Canadian County Oklahoma 1 $ 118,000 $ 118,000 $ 83,000
Jackson County Oregon 1 $ 417,000 $ 417,000 $ 400,000
Chester County Pennsylvania 1 $ 381,000 $ 381,000 $ 610,000
Delaware County Pennsylvania 1 $ 75,000 $ 75,000 $ 50,000
Lancaster County Pennsylvania 1 $ 126,000 $ 126,000 $ 42,000
Lehigh County Pennsylvania 1 $ 116,000 $ 116,000 $ 120,000
Montgomery County Pennsylvania 1 $ 111,000 $ 111,000 $ 82,000
Northampton County Pennsylvania 1 $ 403,000 $ 403,000 $ 219,000
Philadelphia County Pennsylvania 1 $ 184,000 $ 184,000 $ 125,000
Westmoreland County Pennsylvania 1 $ 107,000 $ 107,000 $ 45,000
York County Pennsylvania 1 $ 212,000 $ 212,000 $ 72,000
Charleston County South Carolina 1 $ 233,000 $ 233,000 $ 236,000
Greenville County South Carolina 1 $ 525,000 $ 525,000 $ 77,000
York County South Carolina 1 $ 125,000 $ 125,000 $ 65,000
Washington County Tennessee 1 $ 58,000 $ 58,000 $ 29,000
Williamson County Tennessee 1 $ 162,000 $ 162,000 $ 139,000
Wilson County Tennessee 1 $ 196,000 $ 196,000 $ 65,000
Fort Bend County Texas 1 $ 94,000 $ 94,000 $ 39,000
San Patricio County Texas 1 $ 71,000 $ 71,000 $ 56,000
Salt Lake County Utah 1 $ 64,000 $ 64,000 $ 36,000
Botetourt County Virginia 1 $ 212,000 $ 212,000 $ 64,000
Loudoun County Virginia 1 $ 253,000 $ 253,000 $ 127,000
Louisa County Virginia 1 $ 593,000 $ 593,000 $ 128,000
Lynchburg County Virginia 1 $ 78,000 $ 78,000 $ 61,000
Winchester County Virginia 1 $ 72,000 $ 72,000 $ 72,000
York County Virginia 1 $ 220,000 $ 220,000 $ 126,000
Skagit County Washington 1 $ 117,000 $ 117,000 $ 37,000
Jefferson County West Virginia 1 $ 48,000 $ 48,000 $ 62,000
Rock County Wisconsin 1 $ 60,000 $ 60,000 $ 51,000
Winnebago County Wisconsin 1 $ 95,000 $ 95,000 $ 92,000

Mortgage Loan Application Detail Totals for Xceed Financial in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 840 $183,962,000 $219,000 $1,500,000 $111,000 $1,094,000
Home Purchase 183 $48,334,000 $264,000 $1,100,000 $120,000 $434,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 483 $123,255,000 $255,000 $1,500,000 $118,000 $1,094,000
White 435 $87,235,000 $200,000 $1,100,000 $111,000 $660,000
Asian 37 $9,526,000 $257,000 $720,000 $110,000 $262,000
Hispanic 34 $6,278,000 $184,000 $630,000 $89,000 $315,000
Black or African American 24 $3,617,000 $150,000 $280,000 $84,000 $160,000
Not applicable 5 $875,000 $175,000 $300,000 $107,000 $222,000
Native Hawaiian or Other Pacific Islander 3 $1,142,000 $380,000 $825,000 $107,000 $196,000
American Indian or Alaskan Native 2 $368,000 $184,000 $236,000 $83,000 $86,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,023 $232,296,000 $227,000 $1,500,000 $113,000 $1,094,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 504 $104,813,000 $207,000 $1,500,000 $107,000 $645,000
File Closed For Incompleteness 206 $46,588,000 $226,000 $1,000,000 $117,000 $750,000
Application Withdrawn By Applicant 149 $38,772,000 $260,000 $1,300,000 $137,000 $1,094,000
Application Denied By Financial Institution 130 $32,447,000 $249,000 $1,000,000 $94,000 $400,000
Application Approved But Not Accepted 34 $9,676,000 $284,000 $783,000 $127,000 $414,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 50 $12,202,000 $244,000 $1,000,000 $70,000 $207,000
Credit History 34 $6,023,000 $177,000 $569,000 $86,000 $235,000
Collateral 21 $6,017,000 $286,000 $762,000 $118,000 $319,000
Unverifiable Information 3 $1,041,000 $347,000 $630,000 $152,000 $315,000
Mortgage Insurance Denied 2 $403,000 $201,000 $233,000 $96,000 $117,000
Other 1 $67,000 $67,000 $67,000 $155,000 $155,000
Insufficient Cash (Downpayment, Closing Cost) 1 $899,000 $899,000 $899,000 $400,000 $400,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Xceed Financial's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Xceed Financial's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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