Your Best Rate Financial L.L.C
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

Your Best Rate Financial L.L.C 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Your Best Rate Financial L.L.C
5909 Peachtree Dunwoody Rd Suite 700
Atlanta, GA 30328
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  2004  2003  
Total Number of Mortgage Applications 529
Total Mortgage Loan Application Amount $77,289,000
Average Mortgage Loan Application Amount $156,720
Highest Mortgage Loan Application Amount $760,000
Average Applicant Income $79,360
Highest Applicant Income $425,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Your Best Rate Financial L.L.C. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Your Best Rate Financial L.L.C's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2005 breaks down Your Best Rate Financial L.L.C's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Your Best Rate Financial L.L.C serves its applicants.

Each category highlights the total number of mortgage applications processed by Your Best Rate Financial L.L.C, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Your Best Rate Financial L.L.C's mortgage activity for 2005.

Mortgage Loan Application Totals for Your Best Rate Financial L.L.C by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Gwinnett County Georgia 40 $ 6,312,000 $ 157,000 $ 89,000
DeKalb County Georgia 33 $ 4,495,000 $ 136,000 $ 88,000
Cobb County Georgia 30 $ 5,006,000 $ 166,000 $ 98,000
Fulton County Georgia 29 $ 6,024,000 $ 207,000 $ 101,000
Henry County Georgia 17 $ 2,014,000 $ 118,000 $ 64,000
Cherokee County Georgia 15 $ 2,047,000 $ 136,000 $ 64,000
Clayton County Georgia 13 $ 1,170,000 $ 90,000 $ 41,000
Jefferson County Alabama 12 $ 1,523,000 $ 126,000 $ 61,000
Wayne County Michigan 6 $ 805,000 $ 134,000 $ 63,000
Shelby County Tennessee 6 $ 869,000 $ 144,000 $ 91,000
Madison County Alabama 5 $ 1,173,000 $ 234,000 $ 145,000
Bibb County Georgia 5 $ 231,000 $ 46,000 $ 40,000
Douglas County Georgia 5 $ 876,000 $ 175,000 $ 81,000
Walton County Georgia 5 $ 717,000 $ 143,000 $ 41,000
Lake County Indiana 5 $ 855,000 $ 171,000 $ 76,000
Boone County Kentucky 5 $ 821,000 $ 164,000 $ 118,000
Autauga County Alabama 4 $ 655,000 $ 163,000 $ 89,000
Montgomery County Alabama 4 $ 382,000 $ 95,000 $ 67,000
Fayette County Georgia 4 $ 525,000 $ 131,000 $ 123,000
Forsyth County Georgia 4 $ 908,000 $ 227,000 $ 119,000
Hall County Georgia 4 $ 1,064,000 $ 266,000 $ 74,000
Whitfield County Georgia 4 $ 374,000 $ 93,000 $ 61,000
Jefferson County Kentucky 4 $ 658,000 $ 164,000 $ 103,000
Horry County South Carolina 4 $ 489,000 $ 122,000 $ 58,000
Hamilton County Tennessee 4 $ 428,000 $ 107,000 $ 94,000
Blount County Alabama 3 $ 336,000 $ 112,000 $ 59,000
Elmore County Alabama 3 $ 285,000 $ 95,000 $ 71,000
Mobile County Alabama 3 $ 275,000 $ 91,000 $ 38,000
Shelby County Alabama 3 $ 480,000 $ 160,000 $ 51,000
Brevard County Florida 3 $ 498,000 $ 166,000 $ 66,000
Broward County Florida 3 $ 311,000 $ 103,000 $ 69,000
Citrus County Florida 3 $ 238,000 $ 79,000 $ 45,000
Duval County Florida 3 $ 465,000 $ 155,000 $ 77,000
Hernando County Florida 3 $ 396,000 $ 132,000 $ 104,000
Hillsborough County Florida 3 $ 583,000 $ 194,000 $ 192,000
Palm Beach County Florida 3 $ 611,000 $ 203,000 $ 50,000
Paulding County Georgia 3 $ 229,000 $ 76,000 $ 51,000
Polk County Georgia 3 $ 236,000 $ 78,000 $ 32,000
Aiken County South Carolina 3 $ 235,000 $ 78,000 $ 40,000
Lexington County South Carolina 3 $ 199,000 $ 66,000 $ 41,000
York County South Carolina 3 $ 260,000 $ 86,000 $ 51,000
Davidson County Tennessee 3 $ 950,000 $ 316,000 $ 140,000
Knox County Tennessee 3 $ 469,000 $ 156,000 $ 67,000
Baldwin County Alabama 2 $ 318,000 $ 159,000 $ 48,000
Tallapoosa County Alabama 2 $ 176,000 $ 88,000 $ 90,000
Highlands County Florida 2 $ 182,000 $ 91,000 $ 56,000
Lake County Florida 2 $ 341,000 $ 170,000 $ 86,000
Lee County Florida 2 $ 239,000 $ 119,000 $ 57,000
Manatee County Florida 2 $ 315,000 $ 157,000 $ 63,000
Pinellas County Florida 2 $ 319,000 $ 159,000 $ 52,000
Seminole County Florida 2 $ 280,000 $ 140,000 $ 86,000
Bartow County Georgia 2 $ 168,000 $ 84,000 $ 51,000
Bryan County Georgia 2 $ 270,000 $ 135,000 $ 123,000
Camden County Georgia 2 $ 329,000 $ 164,000 $ 45,000
Columbia County Georgia 2 $ 294,000 $ 147,000 $ 57,000
Greene County Georgia 2 $ 863,000 $ 431,000 $ 135,000
Hart County Georgia 2 $ 137,000 $ 68,000 $ 62,000
Lowndes County Georgia 2 $ 353,000 $ 176,000 $ 64,000
Morgan County Georgia 2 $ 225,000 $ 112,000 $ 96,000
Rabun County Georgia 2 $ 289,000 $ 144,000 $ 45,000
Rockdale County Georgia 2 $ 307,000 $ 153,000 $ 81,000
Walker County Georgia 2 $ 226,000 $ 113,000 $ 40,000
Gem County Idaho 2 $ 118,000 $ 59,000 $ 51,000
Dearborn County Indiana 2 $ 168,000 $ 84,000 $ 44,000
Grant County Indiana 2 $ 80,000 $ 40,000 $ 52,000
Hamilton County Indiana 2 $ 227,000 $ 113,000 $ 85,000
Hendricks County Indiana 2 $ 262,000 $ 131,000 $ 54,000
Gove County Kansas 2 $ 82,000 $ 41,000 $ 64,000
Daviess County Kentucky 2 $ 222,000 $ 111,000 $ 81,000
Kenton County Kentucky 2 $ 362,000 $ 181,000 $ 76,000
Madison County Kentucky 2 $ 274,000 $ 137,000 $ 73,000
Gratiot County Michigan 2 $ 157,000 $ 78,000 $ 23,000
Jackson County Michigan 2 $ 400,000 $ 200,000 $ 91,000
Livingston County Michigan 2 $ 474,000 $ 237,000 $ 65,000
Newaygo County Michigan 2 $ 290,000 $ 145,000 $ 44,000
Beaufort County South Carolina 2 $ 956,000 $ 478,000 $ 157,000
Greenville County South Carolina 2 $ 222,000 $ 111,000 $ 69,000
Lancaster County South Carolina 2 $ 218,000 $ 109,000 $ 76,000
Pickens County South Carolina 2 $ 266,000 $ 133,000 $ 52,000
Richland County South Carolina 2 $ 272,000 $ 136,000 $ 56,000
Anderson County Tennessee 2 $ 138,000 $ 69,000 $ 75,000
Washington County Tennessee 2 $ 91,000 $ 45,000 $ 71,000
Chambers County Alabama 1 $ 100,000 $ 100,000 $ 31,000
Cherokee County Alabama 1 $ 132,000 $ 132,000 $ 138,000
Clarke County Alabama 1 $ 74,000 $ 74,000 $ 33,000
Cullman County Alabama 1 $ 640,000 $ 640,000 $ 110,000
Etowah County Alabama 1 $ 100,000 $ 100,000 $ 48,000
Jackson County Alabama 1 $ 102,000 $ 102,000 $ 78,000
Lamar County Alabama 1 $ 191,000 $ 191,000 $ 48,000
Lee County Alabama 1 $ 83,000 $ 83,000 $ 21,000
Morgan County Alabama 1 $ 81,000 $ 81,000 $ 50,000
Talladega County Alabama 1 $ 392,000 $ 392,000 $ 425,000
Cross County Arkansas 1 $ 81,000 $ 81,000 $ 73,000
Ouachita County Arkansas 1 $ 63,000 $ 63,000 $ 81,000
Sevier County Arkansas 1 $ 61,000 $ 61,000 $ 28,000
Sharp County Arkansas 1 $ 131,000 $ 131,000 $ 53,000
Alachua County Florida 1 $ 194,000 $ 194,000 $ 69,000
Baker County Florida 1 $ 105,000 $ 105,000 $ 33,000
Charlotte County Florida 1 $ 178,000 $ 178,000 $ 19,000
Flagler County Florida 1 $ 225,000 $ 225,000 $ 72,000
Indian River County Florida 1 $ 136,000 $ 136,000 $ 33,000
Leon County Florida 1 $ 98,000 $ 98,000 $ 29,000
Marion County Florida 1 $ 107,000 $ 107,000 $ 42,000
Orange County Florida 1 $ 102,000 $ 102,000 $ 104,000
Pasco County Florida 1 $ 133,000 $ 133,000 $ 57,000
Polk County Florida 1 $ 124,000 $ 124,000 $ 49,000
Santa Rosa County Florida 1 $ 90,000 $ 90,000 $ 120,000
Sarasota County Florida 1 $ 322,000 $ 322,000 $ 71,000
Volusia County Florida 1 $ 158,000 $ 158,000 $ 409,000
Walton County Florida 1 $ 400,000 $ 400,000 $ 258,000
Burke County Georgia 1 $ 400,000 $ 400,000 $ 252,000
Carroll County Georgia 1 $ 133,000 $ 133,000 $ 61,000
Chattooga County Georgia 1 $ 90,000 $ 90,000 $ 59,000
Coweta County Georgia 1 $ 100,000 $ 100,000 $ 53,000
Crawford County Georgia 1 $ 127,000 $ 127,000 $ 44,000
Decatur County Georgia 1 $ 99,000 $ 99,000 $ 54,000
Fannin County Georgia 1 $ 209,000 $ 209,000 $ 114,000
Franklin County Georgia 1 $ 300,000 $ 300,000 $ 108,000
Gilmer County Georgia 1 $ 400,000 $ 400,000 $ 96,000
Houston County Georgia 1 $ 15,000 $ 15,000 $ 55,000
Jackson County Georgia 1 $ 97,000 $ 97,000 $ 19,000
Madison County Georgia 1 $ 86,000 $ 86,000 $ 23,000
Muscogee County Georgia 1 $ 247,000 $ 247,000 $ 67,000
Pickens County Georgia 1 $ 200,000 $ 200,000 $ 120,000
Putnam County Georgia 1 $ 175,000 $ 175,000 $ 66,000
Randolph County Georgia 1 $ 78,000 $ 78,000 $ 55,000
Troup County Georgia 1 $ 86,000 $ 86,000 $ 34,000
Ware County Georgia 1 $ 112,000 $ 112,000 $ 61,000
Adams County Idaho 1 $ 98,000 $ 98,000 $ 72,000
Franklin County Idaho 1 $ 160,000 $ 160,000 $ 39,000
Allen County Indiana 1 $ 103,000 $ 103,000 $ 48,000
Bartholomew County Indiana 1 $ 84,000 $ 84,000 $ 46,000
Cass County Indiana 1 $ 100,000 $ 100,000 $ 38,000
Henry County Indiana 1 $ 276,000 $ 276,000 $ 114,000
LaPorte County Indiana 1 $ 81,000 $ 81,000 $ 82,000
Monroe County Indiana 1 $ 278,000 $ 278,000 $ 115,000
Noble County Indiana 1 $ 117,000 $ 117,000 $ 63,000
Porter County Indiana 1 $ 146,000 $ 146,000 $ 78,000
Scott County Indiana 1 $ 113,000 $ 113,000 $ 60,000
Vanderburgh County Indiana 1 $ 128,000 $ 128,000 $ 31,000
Rice County Kansas 1 $ 104,000 $ 104,000 $ 58,000
Breckinridge County Kentucky 1 $ 103,000 $ 103,000 $ 55,000
Campbell County Kentucky 1 $ 216,000 $ 216,000 $ 66,000
Carter County Kentucky 1 $ 121,000 $ 121,000 $ 36,000
Fayette County Kentucky 1 $ 131,000 $ 131,000 $ 82,000
Grant County Kentucky 1 $ 94,000 $ 94,000 $ 50,000
Hardin County Kentucky 1 $ 86,000 $ 86,000 $ 35,000
Johnson County Kentucky 1 $ 127,000 $ 127,000 $ 42,000
Larue County Kentucky 1 $ 50,000 $ 50,000 $ 17,000
Laurel County Kentucky 1 $ 129,000 $ 129,000 $ 47,000
McCracken County Kentucky 1 $ 318,000 $ 318,000 $ 82,000
Meade County Kentucky 1 $ 96,000 $ 96,000 $ 102,000
Barry County Michigan 1 $ 143,000 $ 143,000 $ 40,000
Eaton County Michigan 1 $ 82,000 $ 82,000 $ 28,000
Grand Traverse County Michigan 1 $ 160,000 $ 160,000 $ 50,000
Huron County Michigan 1 $ 67,000 $ 67,000 $ 63,000
Kalamazoo County Michigan 1 $ 220,000 $ 220,000 $ 95,000
Lapeer County Michigan 1 $ 202,000 $ 202,000 $ 139,000
Marquette County Michigan 1 $ 81,000 $ 81,000 $ 23,000
Mecosta County Michigan 1 $ 104,000 $ 104,000 $ 35,000
Montcalm County Michigan 1 $ 91,000 $ 91,000 $ 47,000
Oakland County Michigan 1 $ 240,000 $ 240,000 $ 109,000
Otsego County Michigan 1 $ 80,000 $ 80,000 $ 19,000
St. Clair County Michigan 1 $ 85,000 $ 85,000 $ 15,000
St. Joseph County Michigan 1 $ 94,000 $ 94,000 $ 59,000
Gentry County Missouri 1 $ 166,000 $ 166,000 $ 84,000
Lincoln County New Mexico 1 $ 196,000 $ 196,000 $ 77,000
Crook County Oregon 1 $ 76,000 $ 76,000 $ 36,000
Charleston County South Carolina 1 $ 423,000 $ 423,000 $ 90,000
Dorchester County South Carolina 1 $ 197,000 $ 197,000 $ 75,000
Georgetown County South Carolina 1 $ 167,000 $ 167,000 $ 78,000
Laurens County South Carolina 1 $ 82,000 $ 82,000 $ 39,000
Blount County Tennessee 1 $ 111,000 $ 111,000 $ 42,000
Campbell County Tennessee 1 $ 272,000 $ 272,000 $ 222,000
Cocke County Tennessee 1 $ 80,000 $ 80,000 $ 55,000
Greene County Tennessee 1 $ 94,000 $ 94,000 $ 52,000
Overton County Tennessee 1 $ 124,000 $ 124,000 $ 66,000
Rhea County Tennessee 1 $ 72,000 $ 72,000 $ 58,000
Robertson County Tennessee 1 $ 126,000 $ 126,000 $ 52,000
Sevier County Tennessee 1 $ 146,000 $ 146,000 $ 61,000
Williamson County Tennessee 1 $ 222,000 $ 222,000 $ 226,000
Carbon County Utah 1 $ 270,000 $ 270,000 $ 120,000
Jackson County Wisconsin 1 $ 69,000 $ 69,000 $ 26,000
Juneau County Wisconsin 1 $ 20,000 $ 20,000 $ 30,000
Sawyer County Wisconsin 1 $ 96,000 $ 96,000 $ 57,000

Mortgage Loan Application Detail Totals for Your Best Rate Financial L.L.C in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 424 $62,715,000 $133,941 $760,000 $68,352 $425,000
Home Purchase 105 $14,574,000 $205,125 $463,000 $102,750 $409,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 310 $46,444,000 $132,500 $760,000 $69,000 $409,000
Not Provided 142 $20,729,000 $137,687 $640,000 $71,812 $425,000
Black or African American 65 $8,182,000 $119,285 $389,000 $66,857 $167,000
Hispanic 7 $843,000 $110,750 $180,000 $56,750 $86,000
Asian 3 $625,000 $208,333 $238,000 $90,333 $130,000
American Indian or Alaskan Native 1 $302,000 $302,000 $302,000 $191,000 $191,000
Native Hawaiian or Other Pacific Islander 1 $164,000 $164,000 $164,000 $95,000 $95,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 529 $77,289,000 $135,000 $760,000 $70,000 $425,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 506 $73,438,000 $139,187 $760,000 $71,500 $425,000
Application Withdrawn By Applicant 16 $2,491,000 $128,857 $303,000 $82,142 $250,000
Application Denied By Financial Institution 7 $1,360,000 $189,666 $402,000 $81,666 $96,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Your Best Rate Financial L.L.C's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Your Best Rate Financial L.L.C's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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