Zions Bancorporation, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Zions Bancorporation, N.A. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Zions Bancorporation, N.A. One South Main Street 16Th Floor Salt Lake City, UT 84133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,628 |
| Total Mortgage Loan Application Amount | $1,084,280,000 |
| Average Mortgage Loan Application Amount | $184,333 |
| Highest Mortgage Loan Application Amount | $26,100,000 |
| Average Applicant Income | $112,333 |
| Highest Applicant Income | $8,133,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Zions Bancorporation, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Zions Bancorporation, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Zions Bancorporation, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Zions Bancorporation, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Zions Bancorporation, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Zions Bancorporation, N.A.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 787 | $ 199,341,000 | $ 253,000 | $ 128,000 |
| Utah County Utah | 373 | $ 93,690,000 | $ 251,000 | $ 136,000 |
| Washington County Utah | 327 | $ 75,566,000 | $ 231,000 | $ 126,000 |
| Clark County Nevada | 237 | $ 45,087,000 | $ 190,000 | $ 181,000 |
| Davis County Utah | 227 | $ 62,212,000 | $ 274,000 | $ 128,000 |
| Cache County Utah | 180 | $ 29,918,000 | $ 166,000 | $ 84,000 |
| Ada County Idaho | 167 | $ 68,977,000 | $ 413,000 | $ 131,000 |
| Summit County Utah | 118 | $ 61,891,000 | $ 524,000 | $ 309,000 |
| Canyon County Idaho | 104 | $ 14,655,000 | $ 140,000 | $ 69,000 |
| Weber County Utah | 95 | $ 22,496,000 | $ 236,000 | $ 93,000 |
| Uintah County Utah | 86 | $ 15,023,000 | $ 174,000 | $ 95,000 |
| Latah County Idaho | 83 | $ 18,201,000 | $ 219,000 | $ 88,000 |
| Wasatch County Utah | 82 | $ 32,710,000 | $ 398,000 | $ 140,000 |
| Bonneville County Idaho | 73 | $ 14,669,000 | $ 200,000 | $ 138,000 |
| Sevier County Utah | 73 | $ 9,281,000 | $ 127,000 | $ 67,000 |
| Grand County Utah | 71 | $ 17,507,000 | $ 246,000 | $ 129,000 |
| Iron County Utah | 71 | $ 9,431,000 | $ 132,000 | $ 106,000 |
| Maricopa County Arizona | 64 | $ 15,012,000 | $ 234,000 | $ 98,000 |
| Millard County Utah | 63 | $ 6,331,000 | $ 100,000 | $ 80,000 |
| Duchesne County Utah | 54 | $ 11,093,000 | $ 205,000 | $ 68,000 |
| Box Elder County Utah | 53 | $ 8,791,000 | $ 165,000 | $ 85,000 |
| Jefferson County Idaho | 51 | $ 8,244,000 | $ 161,000 | $ 87,000 |
| Sanpete County Utah | 51 | $ 6,400,000 | $ 125,000 | $ 103,000 |
| Tooele County Utah | 48 | $ 8,608,000 | $ 179,000 | $ 68,000 |
| San Juan County Utah | 47 | $ 4,666,000 | $ 99,000 | $ 80,000 |
| Bannock County Idaho | 46 | $ 6,649,000 | $ 144,000 | $ 93,000 |
| Bear Lake County Idaho | 42 | $ 6,587,000 | $ 156,000 | $ 108,000 |
| Yavapai County Arizona | 41 | $ 7,136,000 | $ 174,000 | $ 71,000 |
| Blaine County Idaho | 39 | $ 20,061,000 | $ 514,000 | $ 141,000 |
| Kane County Utah | 37 | $ 6,619,000 | $ 178,000 | $ 112,000 |
| Carbon County Utah | 36 | $ 4,392,000 | $ 122,000 | $ 60,000 |
| Payette County Idaho | 34 | $ 4,535,000 | $ 133,000 | $ 120,000 |
| Bingham County Idaho | 31 | $ 4,447,000 | $ 143,000 | $ 51,000 |
| Washington County Idaho | 29 | $ 4,631,000 | $ 159,000 | $ 64,000 |
| Emery County Utah | 27 | $ 2,860,000 | $ 105,000 | $ 65,000 |
| Nez Perce County Idaho | 26 | $ 6,181,000 | $ 237,000 | $ 371,000 |
| Fremont County Idaho | 25 | $ 6,172,000 | $ 246,000 | $ 209,000 |
| Washoe County Nevada | 25 | $ 4,350,000 | $ 174,000 | $ 64,000 |
| Rich County Utah | 24 | $ 3,983,000 | $ 165,000 | $ 137,000 |
| Pima County Arizona | 23 | $ 5,167,000 | $ 224,000 | $ 115,000 |
| Cassia County Idaho | 22 | $ 1,876,000 | $ 85,000 | $ 70,000 |
| Garfield County Utah | 22 | $ 1,887,000 | $ 85,000 | $ 60,000 |
| Madison County Idaho | 21 | $ 19,431,000 | $ 925,000 | $ 158,000 |
| Elko County Nevada | 21 | $ 3,690,000 | $ 175,000 | $ 74,000 |
| Mohave County Arizona | 18 | $ 3,415,000 | $ 189,000 | $ 70,000 |
| Minidoka County Idaho | 18 | $ 2,325,000 | $ 129,000 | $ 89,000 |
| Whitman County Washington | 18 | $ 4,204,000 | $ 233,000 | $ 122,000 |
| Lincoln County Wyoming | 18 | $ 5,077,000 | $ 282,000 | $ 90,000 |
| Navajo County Arizona | 16 | $ 2,469,000 | $ 154,000 | $ 70,000 |
| Nye County Nevada | 15 | $ 1,584,000 | $ 105,000 | $ 57,000 |
| Twin Falls County Idaho | 14 | $ 2,229,000 | $ 159,000 | $ 125,000 |
| Coconino County Arizona | 13 | $ 2,025,000 | $ 155,000 | $ 92,000 |
| Gooding County Idaho | 13 | $ 1,226,000 | $ 94,000 | $ 71,000 |
| Morgan County Utah | 13 | $ 5,792,000 | $ 445,000 | $ 214,000 |
| Malheur County Oregon | 11 | $ 1,629,000 | $ 148,000 | $ 72,000 |
| Yuma County Arizona | 9 | $ 1,329,000 | $ 147,000 | $ 100,000 |
| Franklin County Idaho | 9 | $ 1,156,000 | $ 128,000 | $ 59,000 |
| Pinal County Arizona | 8 | $ 1,686,000 | $ 210,000 | $ 109,000 |
| San Diego County California | 8 | $ 5,149,000 | $ 643,000 | $ 663,000 |
| Juab County Utah | 8 | $ 2,078,000 | $ 259,000 | $ 210,000 |
| Boise County Idaho | 7 | $ 1,655,000 | $ 236,000 | $ 122,000 |
| Caribou County Idaho | 7 | $ 1,171,000 | $ 167,000 | $ 131,000 |
| Kootenai County Idaho | 7 | $ 1,402,000 | $ 200,000 | $ 102,000 |
| Owyhee County Idaho | 7 | $ 875,000 | $ 125,000 | $ 57,000 |
| Cochise County Arizona | 6 | $ 589,000 | $ 98,000 | $ 41,000 |
| Gila County Arizona | 6 | $ 1,353,000 | $ 225,000 | $ 96,000 |
| Orange County California | 6 | $ 3,930,000 | $ 655,000 | $ 232,000 |
| Arapahoe County Colorado | 6 | $ 1,748,000 | $ 291,000 | $ 247,000 |
| Jerome County Idaho | 6 | $ 1,840,000 | $ 306,000 | $ 52,000 |
| Beaver County Utah | 6 | $ 920,000 | $ 153,000 | $ 126,000 |
| Uinta County Wyoming | 6 | $ 1,503,000 | $ 250,000 | $ 157,000 |
| Riverside County California | 5 | $ 1,161,000 | $ 232,000 | $ 176,000 |
| Gem County Idaho | 5 | $ 706,000 | $ 141,000 | $ 115,000 |
| Idaho County Idaho | 5 | $ 418,000 | $ 83,000 | $ 40,000 |
| Valley County Idaho | 5 | $ 1,788,000 | $ 357,000 | $ 188,000 |
| Lyon County Nevada | 5 | $ 530,000 | $ 106,000 | $ 46,000 |
| Asotin County Washington | 5 | $ 836,000 | $ 167,000 | $ 153,000 |
| Adams County Idaho | 4 | $ 180,000 | $ 45,000 | $ 70,000 |
| Custer County Idaho | 4 | $ 1,344,000 | $ 336,000 | $ 103,000 |
| Elmore County Idaho | 4 | $ 281,000 | $ 70,000 | $ 81,000 |
| Wayne County Utah | 4 | $ 442,000 | $ 110,000 | $ 68,000 |
| Sublette County Wyoming | 4 | $ 1,026,000 | $ 256,000 | $ 101,000 |
| Sweetwater County Wyoming | 4 | $ 957,000 | $ 239,000 | $ 83,000 |
| Teton County Wyoming | 4 | $ 13,563,000 | $ 3,390,000 | $ 394,000 |
| San Bernardino County California | 3 | $ 781,000 | $ 260,000 | $ 181,000 |
| Power County Idaho | 3 | $ 353,000 | $ 117,000 | $ 52,000 |
| Carson City County Nevada | 3 | $ 429,000 | $ 143,000 | $ 52,000 |
| Douglas County Nevada | 3 | $ 704,000 | $ 234,000 | $ 140,000 |
| Shelby County Tennessee | 3 | $ 26,000 | $ 8,000 | $ 37,000 |
| Apache County Arizona | 2 | $ 189,000 | $ 94,000 | $ 76,000 |
| Mesa County Colorado | 2 | $ 670,000 | $ 335,000 | $ 162,000 |
| Montezuma County Colorado | 2 | $ 203,000 | $ 101,000 | $ 38,000 |
| Bonner County Idaho | 2 | $ 320,000 | $ 160,000 | $ 20,000 |
| Lincoln County Idaho | 2 | $ 347,000 | $ 173,000 | $ 46,000 |
| Teton County Idaho | 2 | $ 808,000 | $ 404,000 | $ 71,000 |
| Wayne County Michigan | 2 | $ 23,000 | $ 11,000 | $ 51,000 |
| Hinds County Mississippi | 2 | $ 6,000 | $ 3,000 | $ 28,000 |
| Churchill County Nevada | 2 | $ 252,000 | $ 126,000 | $ 55,000 |
| Pershing County Nevada | 2 | $ 368,000 | $ 184,000 | $ 76,000 |
| White Pine County Nevada | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Baker County Oregon | 2 | $ 254,000 | $ 127,000 | $ 23,000 |
| Umatilla County Oregon | 2 | $ 492,000 | $ 246,000 | $ 122,000 |
| Grant County Washington | 2 | $ 733,000 | $ 366,000 | $ 75,000 |
| King County Washington | 2 | $ 474,000 | $ 237,000 | $ 81,000 |
| Natrona County Wyoming | 2 | $ 546,000 | $ 273,000 | $ 111,000 |
| Elmore County Alabama | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| Jefferson County Alabama | 1 | $ 3,000 | $ 3,000 | $ 114,000 |
| Humboldt County California | 1 | $ 30,000 | $ 30,000 | $ 121,000 |
| Los Angeles County California | 1 | $ 206,000 | $ 206,000 | $ 142,000 |
| Monterey County California | 1 | $ 971,000 | $ 971,000 | $ 267,000 |
| Placer County California | 1 | $ 524,000 | $ 524,000 | $ 123,000 |
| Sacramento County California | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| San Francisco County California | 1 | $ 456,000 | $ 456,000 | $ 69,000 |
| San Luis Obispo County California | 1 | $ 528,000 | $ 528,000 | $ 319,000 |
| Sutter County California | 1 | $ 3,000 | $ 3,000 | $ 50,000 |
| Denver County Colorado | 1 | $ 695,000 | $ 695,000 | $ 163,000 |
| Douglas County Colorado | 1 | $ 405,000 | $ 405,000 | $ 241,000 |
| Moffat County Colorado | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Pueblo County Colorado | 1 | $ 70,000 | $ 70,000 | $ 17,000 |
| Weld County Colorado | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Broward County Florida | 1 | $ 10,000 | $ 10,000 | $ 73,000 |
| Collier County Florida | 1 | $ 474,000 | $ 474,000 | $ 229,000 |
| Duval County Florida | 1 | $ 1,000 | $ 1,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 1,000 | $ 1,000 | $ 31,000 |
| Volusia County Florida | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| Echols County Georgia | 1 | $ 1,000 | $ 1,000 | $ 18,000 |
| Fulton County Georgia | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Ware County Georgia | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 855,000 | $ 855,000 | $ 424,000 |
| Benewah County Idaho | 1 | $ 4,000 | $ 4,000 | $ 109,000 |
| Boundary County Idaho | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Clearwater County Idaho | 1 | $ 28,000 | $ 28,000 | $ 98,000 |
| Lewis County Idaho | 1 | $ 56,000 | $ 56,000 | $ 35,000 |
| Oneida County Idaho | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| St. Clair County Illinois | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 112,000 | $ 112,000 | $ 389,000 |
| Elk County Kansas | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Taylor County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 35,000 |
| Avoyelles County Louisiana | 1 | $ 5,000 | $ 5,000 | $ 58,000 |
| Prince George's County Maryland | 1 | $ 5,000 | $ 5,000 | $ 46,000 |
| Norfolk County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 30,000 | $ 30,000 | $ 3,892,000 |
| Oakland County Michigan | 1 | $ 10,000 | $ 10,000 | $ 56,000 |
| Panola County Mississippi | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| Putnam County Missouri | 1 | $ 5,000 | $ 5,000 | $ 16,000 |
| Dawson County Montana | 1 | $ 10,000 | $ 10,000 | $ 113,000 |
| Lincoln County Nevada | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Storey County Nevada | 1 | $ 109,000 | $ 109,000 | $ 39,000 |
| Morris County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 216,000 |
| Sandoval County New Mexico | 1 | $ 254,000 | $ 254,000 | $ 73,000 |
| Genesee County New York | 1 | $ 30,000 | $ 30,000 | $ 168,000 |
| Otsego County New York | 1 | $ 2,000 | $ 2,000 | $ 40,000 |
| McKenzie County North Dakota | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Delaware County Ohio | 1 | $ 7,000 | $ 7,000 | $ 120,000 |
| Mahoning County Ohio | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| Muskingum County Ohio | 1 | $ 2,000 | $ 2,000 | $ 42,000 |
| Scioto County Ohio | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
| Oklahoma County Oklahoma | 1 | $ 1,000 | $ 1,000 | $ 24,000 |
| Tulsa County Oklahoma | 1 | $ 7,000 | $ 7,000 | $ 88,000 |
| Clackamas County Oregon | 1 | $ 146,000 | $ 146,000 | $ 37,000 |
| Douglas County Oregon | 1 | $ 172,000 | $ 172,000 | $ 63,000 |
| Hood River County Oregon | 1 | $ 388,000 | $ 388,000 | $ 214,000 |
| Lake County Oregon | 1 | $ 40,000 | $ 40,000 | $ 102,000 |
| Multnomah County Oregon | 1 | $ 331,000 | $ 331,000 | $ 145,000 |
| Union County Oregon | 1 | $ 301,000 | $ 301,000 | $ 82,000 |
| Chester County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 48,000 |
| Delaware County Pennsylvania | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Lebanon County Pennsylvania | 1 | $ 2,000 | $ 2,000 | $ 12,000 |
| Providence County Rhode Island | 1 | $ 1,000 | $ 1,000 | $ 51,000 |
| Greenville County South Carolina | 1 | $ 2,000 | $ 2,000 | $ 37,000 |
| Richland County South Carolina | 1 | $ 2,000 | $ 2,000 | $ 19,000 |
| Bell County Texas | 1 | $ 25,000 | $ 25,000 | $ 118,000 |
| Grayson County Texas | 1 | $ 1,000 | $ 1,000 | $ 696,000 |
| Harris County Texas | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Matagorda County Texas | 1 | $ 1,000 | $ 1,000 | $ 36,000 |
| Terry County Texas | 1 | $ 1,000 | $ 1,000 | $ 29,000 |
| Daggett County Utah | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Piute County Utah | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Loudoun County Virginia | 1 | $ 10,000 | $ 10,000 | $ 207,000 |
| Richmond City County Virginia | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Benton County Washington | 1 | $ 150,000 | $ 150,000 | $ 34,000 |
| Clark County Washington | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Cowlitz County Washington | 1 | $ 910,000 | $ 910,000 | $ 303,000 |
| Mason County Washington | 1 | $ 276,000 | $ 276,000 | $ 139,000 |
| Pierce County Washington | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Skagit County Washington | 1 | $ 234,000 | $ 234,000 | $ 61,000 |
| Spokane County Washington | 1 | $ 169,000 | $ 169,000 | $ 63,000 |
| Thurston County Washington | 1 | $ 212,000 | $ 212,000 | $ 119,000 |
| Whatcom County Washington | 1 | $ 478,000 | $ 478,000 | $ 72,000 |
| Carbon County Wyoming | 1 | $ 134,000 | $ 134,000 | $ 59,000 |
| Platte County Wyoming | 1 | $ 338,000 | $ 338,000 | $ 153,000 |
| Washakie County Wyoming | 1 | $ 245,000 | $ 245,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,344 | $653,241,000 | $278,000 | $26,100,000 | $136,000 | $7,899,000 |
| Refinancing | 1,861 | $406,758,000 | $218,000 | $9,000,000 | $113,000 | $8,133,000 |
| Home Improvement | 423 | $24,281,000 | $57,000 | $2,000,000 | $88,000 | $3,892,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,859 | $857,812,000 | $222,000 | $3,540,000 | $128,000 | $8,133,000 |
| Not Provided | 291 | $78,823,000 | $270,000 | $3,000,000 | $145,000 | $1,768,000 |
| Hispanic | 248 | $36,883,000 | $148,000 | $1,000,000 | $68,000 | $803,000 |
| Asian | 84 | $16,729,000 | $199,000 | $910,000 | $102,000 | $879,000 |
| Not applicable | 68 | $85,235,000 | $1,253,000 | $26,100,000 | $0 | $0 |
| Black or African American | 40 | $3,422,000 | $85,000 | $334,000 | $148,000 | $3,892,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $3,182,000 | $151,000 | $432,000 | $72,000 | $245,000 |
| American Indian or Alaskan Native | 17 | $2,194,000 | $129,000 | $417,000 | $48,000 | $106,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,223 | $1,015,473,000 | $240,000 | $26,100,000 | $129,000 | $8,133,000 |
| FHA-insured (Federal Housing Administration) | 265 | $42,307,000 | $159,000 | $324,000 | $53,000 | $444,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 70 | $11,188,000 | $159,000 | $311,000 | $47,000 | $80,000 |
| VA-guaranteed (Veterans Administration) | 70 | $15,312,000 | $218,000 | $420,000 | $67,000 | $261,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,172 | $555,685,000 | $255,000 | $11,625,000 | $138,000 | $8,133,000 |
| Application Denied By Financial Institution | 1,054 | $182,199,000 | $172,000 | $2,200,000 | $94,000 | $3,892,000 |
| Application Approved But Not Accepted | 918 | $220,482,000 | $240,000 | $3,000,000 | $136,000 | $4,519,000 |
| Loan Purchased By The Institution | 452 | $81,911,000 | $181,000 | $417,000 | $80,000 | $450,000 |
| Application Withdrawn By Applicant | 31 | $43,887,000 | $1,415,000 | $26,100,000 | $239,000 | $2,118,000 |
| File Closed For Incompleteness | 1 | $116,000 | $116,000 | $116,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 621 | $87,165,000 | $140,000 | $1,500,000 | $94,000 | $3,892,000 |
| Debt-To-Income Ratio | 246 | $53,093,000 | $215,000 | $2,200,000 | $57,000 | $392,000 |
| Collateral | 136 | $32,182,000 | $236,000 | $1,500,000 | $143,000 | $950,000 |
| Other | 28 | $4,413,000 | $157,000 | $700,000 | $153,000 | $1,234,000 |
| Unverifiable Information | 10 | $3,012,000 | $301,000 | $971,000 | $162,000 | $522,000 |
| Employment History | 9 | $1,371,000 | $152,000 | $233,000 | $33,000 | $96,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $899,000 | $299,000 | $544,000 | $96,000 | $120,000 |
| Credit Application Incomplete | 1 | $64,000 | $64,000 | $64,000 | $58,000 | $58,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions Bancorporation, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.