Zions Bancorporation, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Zions Bancorporation, N.A. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Zions Bancorporation, N.A. One South Main Street 16Th Floor Salt Lake City, UT 84133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,971 |
| Total Mortgage Loan Application Amount | $4,052,684,000 |
| Average Mortgage Loan Application Amount | $335,000 |
| Highest Mortgage Loan Application Amount | $45,500,000 |
| Average Applicant Income | $162,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Zions Bancorporation, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Zions Bancorporation, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Zions Bancorporation, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Zions Bancorporation, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Zions Bancorporation, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Zions Bancorporation, N.A.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 1,104 | $ 352,055,000 | $ 318,000 | $ 169,000 |
| Salt Lake County Utah | 867 | $ 318,246,000 | $ 367,000 | $ 160,000 |
| Utah County Utah | 456 | $ 170,289,000 | $ 373,000 | $ 177,000 |
| Maricopa County Arizona | 373 | $ 247,855,000 | $ 664,000 | $ 290,000 |
| Los Angeles County California | 367 | $ 391,124,000 | $ 1,065,000 | $ 330,000 |
| Washington County Utah | 339 | $ 112,925,000 | $ 333,000 | $ 182,000 |
| San Diego County California | 283 | $ 189,562,000 | $ 669,000 | $ 231,000 |
| Orange County California | 278 | $ 238,375,000 | $ 857,000 | $ 426,000 |
| Davis County Utah | 236 | $ 76,236,000 | $ 323,000 | $ 135,000 |
| Harris County Texas | 230 | $ 23,264,000 | $ 101,000 | $ 123,000 |
| Denver County Colorado | 203 | $ 83,366,000 | $ 410,000 | $ 182,000 |
| Pima County Arizona | 172 | $ 77,481,000 | $ 450,000 | $ 192,000 |
| Cache County Utah | 164 | $ 36,523,000 | $ 222,000 | $ 107,000 |
| Arapahoe County Colorado | 161 | $ 78,703,000 | $ 488,000 | $ 172,000 |
| Washoe County Nevada | 159 | $ 53,215,000 | $ 334,000 | $ 184,000 |
| Summit County Utah | 155 | $ 135,548,000 | $ 874,000 | $ 467,000 |
| Jefferson County Colorado | 128 | $ 46,797,000 | $ 365,000 | $ 148,000 |
| Weber County Utah | 118 | $ 34,861,000 | $ 295,000 | $ 149,000 |
| Yavapai County Arizona | 110 | $ 42,477,000 | $ 386,000 | $ 222,000 |
| Iron County Utah | 109 | $ 17,900,000 | $ 164,000 | $ 101,000 |
| Mohave County Arizona | 106 | $ 21,136,000 | $ 199,000 | $ 128,000 |
| El Paso County Colorado | 106 | $ 31,831,000 | $ 300,000 | $ 120,000 |
| Nye County Nevada | 105 | $ 10,498,000 | $ 99,000 | $ 68,000 |
| Wasatch County Utah | 105 | $ 62,425,000 | $ 594,000 | $ 296,000 |
| Ada County Idaho | 103 | $ 35,937,000 | $ 348,000 | $ 192,000 |
| Pueblo County Colorado | 98 | $ 11,608,000 | $ 118,000 | $ 74,000 |
| Adams County Colorado | 88 | $ 15,505,000 | $ 176,000 | $ 89,000 |
| Latah County Idaho | 82 | $ 19,967,000 | $ 243,000 | $ 85,000 |
| Douglas County Colorado | 81 | $ 39,238,000 | $ 484,000 | $ 187,000 |
| Bonneville County Idaho | 79 | $ 21,720,000 | $ 274,000 | $ 106,000 |
| Garfield County Colorado | 77 | $ 24,160,000 | $ 313,000 | $ 115,000 |
| Coconino County Arizona | 76 | $ 27,440,000 | $ 361,000 | $ 281,000 |
| Sevier County Utah | 74 | $ 12,784,000 | $ 172,000 | $ 61,000 |
| Box Elder County Utah | 73 | $ 13,278,000 | $ 181,000 | $ 104,000 |
| Elko County Nevada | 72 | $ 12,764,000 | $ 177,000 | $ 90,000 |
| Riverside County California | 66 | $ 24,815,000 | $ 375,000 | $ 173,000 |
| Boulder County Colorado | 65 | $ 32,735,000 | $ 503,000 | $ 225,000 |
| Navajo County Arizona | 64 | $ 8,627,000 | $ 134,000 | $ 93,000 |
| Millard County Utah | 61 | $ 7,277,000 | $ 119,000 | $ 74,000 |
| Teller County Colorado | 60 | $ 14,940,000 | $ 249,000 | $ 100,000 |
| San Bernardino County California | 59 | $ 22,677,000 | $ 384,000 | $ 169,000 |
| San Francisco County California | 54 | $ 47,714,000 | $ 883,000 | $ 73,000 |
| Duchesne County Utah | 53 | $ 6,727,000 | $ 126,000 | $ 94,000 |
| Uintah County Utah | 53 | $ 9,388,000 | $ 177,000 | $ 88,000 |
| Montezuma County Colorado | 51 | $ 8,518,000 | $ 167,000 | $ 70,000 |
| Montgomery County Texas | 51 | $ 697,000 | $ 13,000 | $ 117,000 |
| Yuma County Arizona | 50 | $ 7,668,000 | $ 153,000 | $ 114,000 |
| Bingham County Idaho | 50 | $ 9,938,000 | $ 198,000 | $ 80,000 |
| Lyon County Nevada | 50 | $ 5,739,000 | $ 114,000 | $ 57,000 |
| Routt County Colorado | 49 | $ 20,126,000 | $ 410,000 | $ 126,000 |
| Grand County Utah | 48 | $ 12,424,000 | $ 258,000 | $ 123,000 |
| Kane County Utah | 42 | $ 9,001,000 | $ 214,000 | $ 117,000 |
| Sanpete County Utah | 41 | $ 5,413,000 | $ 132,000 | $ 76,000 |
| Santa Clara County California | 40 | $ 33,938,000 | $ 848,000 | $ 244,000 |
| Blaine County Idaho | 40 | $ 21,148,000 | $ 528,000 | $ 190,000 |
| Tooele County Utah | 40 | $ 6,351,000 | $ 158,000 | $ 70,000 |
| Canyon County Idaho | 39 | $ 7,300,000 | $ 187,000 | $ 75,000 |
| Alameda County California | 38 | $ 68,440,000 | $ 1,801,000 | $ 172,000 |
| San Juan County Utah | 36 | $ 3,456,000 | $ 96,000 | $ 58,000 |
| La Plata County Colorado | 34 | $ 9,143,000 | $ 268,000 | $ 93,000 |
| Jefferson County Idaho | 34 | $ 7,532,000 | $ 221,000 | $ 85,000 |
| Galveston County Texas | 32 | $ 293,000 | $ 9,000 | $ 133,000 |
| San Mateo County California | 31 | $ 69,328,000 | $ 2,236,000 | $ 386,000 |
| Grand County Colorado | 31 | $ 7,289,000 | $ 235,000 | $ 212,000 |
| Mesa County Colorado | 31 | $ 7,548,000 | $ 243,000 | $ 95,000 |
| San Juan County New Mexico | 31 | $ 4,791,000 | $ 154,000 | $ 74,000 |
| Douglas County Nevada | 29 | $ 9,353,000 | $ 322,000 | $ 106,000 |
| Fresno County California | 28 | $ 12,814,000 | $ 457,000 | $ 390,000 |
| Bear Lake County Idaho | 26 | $ 5,749,000 | $ 221,000 | $ 144,000 |
| Garfield County Utah | 26 | $ 4,911,000 | $ 188,000 | $ 178,000 |
| Contra Costa County California | 25 | $ 16,342,000 | $ 653,000 | $ 140,000 |
| Fort Bend County Texas | 25 | $ 882,000 | $ 35,000 | $ 68,000 |
| Larimer County Colorado | 23 | $ 8,162,000 | $ 354,000 | $ 165,000 |
| Cochise County Arizona | 22 | $ 2,412,000 | $ 109,000 | $ 49,000 |
| Lincoln County Wyoming | 22 | $ 6,099,000 | $ 277,000 | $ 80,000 |
| Marin County California | 21 | $ 27,795,000 | $ 1,323,000 | $ 249,000 |
| Pitkin County Colorado | 21 | $ 14,868,000 | $ 708,000 | $ 280,000 |
| Ventura County California | 20 | $ 12,713,000 | $ 635,000 | $ 204,000 |
| Eagle County Colorado | 20 | $ 9,303,000 | $ 465,000 | $ 239,000 |
| Payette County Idaho | 20 | $ 3,820,000 | $ 191,000 | $ 94,000 |
| Teton County Wyoming | 20 | $ 15,607,000 | $ 780,000 | $ 456,000 |
| Bannock County Idaho | 19 | $ 9,256,000 | $ 487,000 | $ 154,000 |
| Fremont County Idaho | 19 | $ 4,561,000 | $ 240,000 | $ 117,000 |
| Nez Perce County Idaho | 19 | $ 3,228,000 | $ 169,000 | $ 130,000 |
| Pinal County Arizona | 18 | $ 3,110,000 | $ 172,000 | $ 83,000 |
| Franklin County Idaho | 18 | $ 5,210,000 | $ 289,000 | $ 80,000 |
| Madison County Idaho | 18 | $ 3,925,000 | $ 218,000 | $ 98,000 |
| Carson City County Nevada | 18 | $ 4,098,000 | $ 227,000 | $ 69,000 |
| Morgan County Utah | 18 | $ 9,709,000 | $ 539,000 | $ 204,000 |
| San Miguel County Colorado | 17 | $ 7,531,000 | $ 443,000 | $ 213,000 |
| Churchill County Nevada | 17 | $ 2,636,000 | $ 155,000 | $ 95,000 |
| Apache County Arizona | 16 | $ 1,853,000 | $ 115,000 | $ 89,000 |
| Whitman County Washington | 16 | $ 4,361,000 | $ 272,000 | $ 88,000 |
| Sacramento County California | 15 | $ 4,638,000 | $ 309,000 | $ 98,000 |
| Broomfield County Colorado | 15 | $ 3,611,000 | $ 240,000 | $ 80,000 |
| Park County Colorado | 15 | $ 5,253,000 | $ 350,000 | $ 179,000 |
| Weld County Colorado | 15 | $ 4,026,000 | $ 268,000 | $ 126,000 |
| Emery County Utah | 15 | $ 2,320,000 | $ 154,000 | $ 85,000 |
| Rich County Utah | 15 | $ 2,702,000 | $ 180,000 | $ 82,000 |
| Graham County Arizona | 14 | $ 410,000 | $ 29,000 | $ 63,000 |
| Summit County Colorado | 14 | $ 7,707,000 | $ 550,000 | $ 593,000 |
| Gila County Arizona | 12 | $ 2,986,000 | $ 248,000 | $ 200,000 |
| Montrose County Colorado | 12 | $ 2,135,000 | $ 177,000 | $ 81,000 |
| Gooding County Idaho | 12 | $ 1,484,000 | $ 123,000 | $ 73,000 |
| Carbon County Utah | 12 | $ 1,213,000 | $ 101,000 | $ 61,000 |
| Kern County California | 11 | $ 1,353,000 | $ 123,000 | $ 93,000 |
| Placer County California | 11 | $ 6,655,000 | $ 605,000 | $ 191,000 |
| Kootenai County Idaho | 11 | $ 2,987,000 | $ 271,000 | $ 165,000 |
| Chambers County Texas | 11 | $ 83,000 | $ 7,000 | $ 90,000 |
| La Paz County Arizona | 10 | $ 1,374,000 | $ 137,000 | $ 139,000 |
| Cassia County Idaho | 10 | $ 2,259,000 | $ 225,000 | $ 108,000 |
| Twin Falls County Idaho | 10 | $ 4,157,000 | $ 415,000 | $ 128,000 |
| Delta County Colorado | 9 | $ 1,962,000 | $ 218,000 | $ 110,000 |
| Elbert County Colorado | 9 | $ 2,753,000 | $ 305,000 | $ 110,000 |
| Teton County Idaho | 9 | $ 3,176,000 | $ 352,000 | $ 121,000 |
| Valley County Idaho | 9 | $ 2,571,000 | $ 285,000 | $ 282,000 |
| Washington County Idaho | 9 | $ 1,047,000 | $ 116,000 | $ 98,000 |
| Humboldt County Nevada | 9 | $ 1,213,000 | $ 134,000 | $ 96,000 |
| Sweetwater County Wyoming | 9 | $ 3,744,000 | $ 416,000 | $ 116,000 |
| Sonoma County California | 8 | $ 7,025,000 | $ 878,000 | $ 196,000 |
| Pershing County Nevada | 8 | $ 829,000 | $ 103,000 | $ 55,000 |
| Juab County Utah | 8 | $ 1,672,000 | $ 209,000 | $ 84,000 |
| Uinta County Wyoming | 8 | $ 1,732,000 | $ 216,000 | $ 119,000 |
| Madera County California | 7 | $ 3,306,000 | $ 472,000 | $ 484,000 |
| Monterey County California | 7 | $ 7,005,000 | $ 1,000,000 | $ 413,000 |
| Dolores County Colorado | 7 | $ 1,331,000 | $ 190,000 | $ 84,000 |
| Collin County Texas | 7 | $ 178,000 | $ 25,000 | $ 121,000 |
| Wayne County Utah | 7 | $ 1,712,000 | $ 244,000 | $ 116,000 |
| King County Washington | 7 | $ 42,479,000 | $ 6,068,000 | $ 176,000 |
| El Dorado County California | 6 | $ 4,295,000 | $ 715,000 | $ 1,189,000 |
| Gunnison County Colorado | 6 | $ 1,829,000 | $ 304,000 | $ 39,000 |
| Gem County Idaho | 6 | $ 876,000 | $ 146,000 | $ 416,000 |
| Piute County Utah | 6 | $ 754,000 | $ 125,000 | $ 74,000 |
| Asotin County Washington | 6 | $ 1,501,000 | $ 250,000 | $ 74,000 |
| Santa Barbara County California | 5 | $ 10,910,000 | $ 2,182,000 | $ 98,000 |
| Clear Creek County Colorado | 5 | $ 1,184,000 | $ 236,000 | $ 40,000 |
| Fremont County Colorado | 5 | $ 1,240,000 | $ 248,000 | $ 99,000 |
| Jerome County Idaho | 5 | $ 1,138,000 | $ 227,000 | $ 85,000 |
| Power County Idaho | 5 | $ 964,000 | $ 192,000 | $ 82,000 |
| Lincoln County Nevada | 5 | $ 764,000 | $ 152,000 | $ 66,000 |
| Brazoria County Texas | 5 | $ 54,000 | $ 10,000 | $ 50,000 |
| Wharton County Texas | 5 | $ 225,000 | $ 45,000 | $ 91,000 |
| Daggett County Utah | 5 | $ 558,000 | $ 111,000 | $ 233,000 |
| Santa Cruz County Arizona | 4 | $ 778,000 | $ 194,000 | $ 92,000 |
| Stanislaus County California | 4 | $ 1,078,000 | $ 269,000 | $ 126,000 |
| Yolo County California | 4 | $ 1,665,000 | $ 416,000 | $ 342,000 |
| Ouray County Colorado | 4 | $ 1,418,000 | $ 354,000 | $ 82,000 |
| Honolulu County Hawaii | 4 | $ 836,000 | $ 209,000 | $ 1,341,000 |
| Bonner County Idaho | 4 | $ 2,604,000 | $ 651,000 | $ 763,000 |
| Minidoka County Idaho | 4 | $ 768,000 | $ 192,000 | $ 86,000 |
| Owyhee County Idaho | 4 | $ 670,000 | $ 167,000 | $ 82,000 |
| White Pine County Nevada | 4 | $ 905,000 | $ 226,000 | $ 101,000 |
| Bexar County Texas | 4 | $ 82,000 | $ 20,000 | $ 80,000 |
| Dallas County Texas | 4 | $ 24,000 | $ 6,000 | $ 77,000 |
| Beaver County Utah | 4 | $ 440,000 | $ 110,000 | $ 61,000 |
| Greenlee County Arizona | 3 | $ 33,000 | $ 11,000 | $ 54,000 |
| Mono County California | 3 | $ 953,000 | $ 317,000 | $ 166,000 |
| Nevada County California | 3 | $ 1,198,000 | $ 399,000 | $ 182,000 |
| Plumas County California | 3 | $ 1,421,000 | $ 473,000 | $ 562,000 |
| Archuleta County Colorado | 3 | $ 553,000 | $ 184,000 | $ 152,000 |
| Chaffee County Colorado | 3 | $ 1,092,000 | $ 364,000 | $ 144,000 |
| Moffat County Colorado | 3 | $ 441,000 | $ 147,000 | $ 52,000 |
| Boise County Idaho | 3 | $ 826,000 | $ 275,000 | $ 91,000 |
| Butte County Idaho | 3 | $ 723,000 | $ 241,000 | $ 127,000 |
| Caribou County Idaho | 3 | $ 640,000 | $ 213,000 | $ 138,000 |
| Eureka County Nevada | 3 | $ 476,000 | $ 158,000 | $ 71,000 |
| Malheur County Oregon | 3 | $ 400,000 | $ 133,000 | $ 93,000 |
| Medina County Texas | 3 | $ 21,000 | $ 7,000 | $ 68,000 |
| Travis County Texas | 3 | $ 442,000 | $ 147,000 | $ 43,000 |
| Benton County Washington | 3 | $ 793,000 | $ 264,000 | $ 91,000 |
| Sublette County Wyoming | 3 | $ 527,000 | $ 175,000 | $ 73,000 |
| Kings County California | 2 | $ 252,000 | $ 126,000 | $ 70,000 |
| Mariposa County California | 2 | $ 522,000 | $ 261,000 | $ 69,000 |
| Napa County California | 2 | $ 2,438,000 | $ 1,219,000 | $ 748,000 |
| Solano County California | 2 | $ 651,000 | $ 325,000 | $ 136,000 |
| Custer County Colorado | 2 | $ 782,000 | $ 391,000 | $ 82,000 |
| Gilpin County Colorado | 2 | $ 925,000 | $ 462,000 | $ 245,000 |
| Morgan County Colorado | 2 | $ 255,000 | $ 127,000 | $ 79,000 |
| Rio Blanco County Colorado | 2 | $ 300,000 | $ 150,000 | $ 221,000 |
| San Juan County Colorado | 2 | $ 330,000 | $ 165,000 | $ 163,000 |
| Adams County Idaho | 2 | $ 390,000 | $ 195,000 | $ 178,000 |
| Clearwater County Idaho | 2 | $ 238,000 | $ 119,000 | $ 36,000 |
| Custer County Idaho | 2 | $ 676,000 | $ 338,000 | $ 240,000 |
| Elmore County Idaho | 2 | $ 761,000 | $ 380,000 | $ 64,000 |
| Idaho County Idaho | 2 | $ 505,000 | $ 252,000 | $ 146,000 |
| Lincoln County Idaho | 2 | $ 10,000 | $ 5,000 | $ 40,000 |
| Oneida County Idaho | 2 | $ 416,000 | $ 208,000 | $ 65,000 |
| Esmeralda County Nevada | 2 | $ 110,000 | $ 55,000 | $ 70,000 |
| Jackson County Oregon | 2 | $ 662,000 | $ 331,000 | $ 123,000 |
| Multnomah County Oregon | 2 | $ 435,000 | $ 217,000 | $ 118,000 |
| Liberty County Texas | 2 | $ 50,000 | $ 25,000 | $ 126,000 |
| Polk County Texas | 2 | $ 5,000 | $ 2,000 | $ 47,000 |
| Grant County Washington | 2 | $ 647,000 | $ 323,000 | $ 67,000 |
| Spokane County Washington | 2 | $ 459,000 | $ 229,000 | $ 163,000 |
| Del Norte County California | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Imperial County California | 1 | $ 120,000 | $ 120,000 | $ 82,000 |
| San Joaquin County California | 1 | $ 376,000 | $ 376,000 | $ 144,000 |
| Santa Cruz County California | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Tulare County California | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Cheyenne County Colorado | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Crowley County Colorado | 1 | $ 1,000 | $ 1,000 | $ 28,000 |
| Huerfano County Colorado | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Otero County Colorado | 1 | $ 204,000 | $ 204,000 | $ 86,000 |
| Sedgwick County Colorado | 1 | $ 107,000 | $ 107,000 | $ 191,000 |
| Orange County Florida | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Boundary County Idaho | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Camas County Idaho | 1 | $ 207,000 | $ 207,000 | $ 58,000 |
| Lewis County Idaho | 1 | $ 136,000 | $ 136,000 | $ 47,000 |
| Cook County Illinois | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Marion County Indiana | 1 | $ 44,000 | $ 44,000 | $ 30,000 |
| Jackson County Iowa | 1 | $ 16,000 | $ 16,000 | $ 14,000 |
| Lee County Iowa | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Jefferson County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 9,000 |
| Suffolk County Massachusetts | 1 | $ 890,000 | $ 890,000 | $ 1,080,000 |
| Pearl River County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Lander County Nevada | 1 | $ 158,000 | $ 158,000 | $ 96,000 |
| Storey County Nevada | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Dona Ana County New Mexico | 1 | $ 500,000 | $ 500,000 | $ 297,000 |
| Santa Fe County New Mexico | 1 | $ 350,000 | $ 350,000 | $ 734,000 |
| Kings County New York | 1 | $ 1,750,000 | $ 1,750,000 | $ 0 |
| Curry County Oregon | 1 | $ 548,000 | $ 548,000 | $ 150,000 |
| Deschutes County Oregon | 1 | $ 343,000 | $ 343,000 | $ 227,000 |
| Tillamook County Oregon | 1 | $ 108,000 | $ 108,000 | $ 296,000 |
| Washington County Oregon | 1 | $ 535,000 | $ 535,000 | $ 227,000 |
| Philadelphia County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 36,000 |
| Horry County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Davidson County Tennessee | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Angelina County Texas | 1 | $ 10,000 | $ 10,000 | $ 104,000 |
| Atascosa County Texas | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Austin County Texas | 1 | $ 15,000 | $ 15,000 | $ 576,000 |
| Denton County Texas | 1 | $ 200,000 | $ 200,000 | $ 942,000 |
| Frio County Texas | 1 | $ 5,000 | $ 5,000 | $ 104,000 |
| Grimes County Texas | 1 | $ 10,000 | $ 10,000 | $ 130,000 |
| Guadalupe County Texas | 1 | $ 50,000 | $ 50,000 | $ 341,000 |
| Houston County Texas | 1 | $ 2,000 | $ 2,000 | $ 18,000 |
| Kendall County Texas | 1 | $ 260,000 | $ 260,000 | $ 125,000 |
| Llano County Texas | 1 | $ 3,000 | $ 3,000 | $ 28,000 |
| Madison County Texas | 1 | $ 13,000 | $ 13,000 | $ 19,000 |
| Matagorda County Texas | 1 | $ 7,000 | $ 7,000 | $ 67,000 |
| Nueces County Texas | 1 | $ 1,488,000 | $ 1,488,000 | $ 0 |
| San Jacinto County Texas | 1 | $ 10,000 | $ 10,000 | $ 300,000 |
| Tarrant County Texas | 1 | $ 7,741,000 | $ 7,741,000 | $ 0 |
| Clark County Washington | 1 | $ 1,073,000 | $ 1,073,000 | $ 266,000 |
| Island County Washington | 1 | $ 247,000 | $ 247,000 | $ 123,000 |
| Kittitas County Washington | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| Snohomish County Washington | 1 | $ 31,740,000 | $ 31,740,000 | $ 0 |
| Thurston County Washington | 1 | $ 289,000 | $ 289,000 | $ 95,000 |
| Albany County Wyoming | 1 | $ 1,000 | $ 1,000 | $ 28,000 |
| Carbon County Wyoming | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,734 | $1,916,662,000 | $404,000 | $23,000,000 | $183,000 | $9,999,000 |
| Home Purchase | 4,092 | $2,008,178,000 | $490,000 | $45,500,000 | $190,000 | $8,547,000 |
| Home Improvement | 1,145 | $127,844,000 | $111,000 | $6,250,000 | $114,000 | $3,813,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,156 | $2,594,475,000 | $362,000 | $11,891,000 | $173,000 | $9,999,000 |
| Not Provided | 1,188 | $592,787,000 | $498,000 | $8,113,000 | $246,000 | $8,547,000 |
| Hispanic | 788 | $159,712,000 | $202,000 | $5,000,000 | $108,000 | $3,000,000 |
| Asian | 457 | $220,081,000 | $481,000 | $3,675,000 | $248,000 | $3,689,000 |
| Not applicable | 146 | $428,488,000 | $2,934,000 | $45,500,000 | $1,000 | $243,000 |
| Black or African American | 132 | $30,798,000 | $233,000 | $2,925,000 | $269,000 | $8,003,000 |
| American Indian or Alaskan Native | 59 | $16,069,000 | $272,000 | $2,000,000 | $122,000 | $1,096,000 |
| Native Hawaiin or Other Pacific Islander | 45 | $10,274,000 | $228,000 | $822,000 | $98,000 | $407,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,381 | $3,929,168,000 | $418,000 | $45,500,000 | $185,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 362 | $70,385,000 | $194,000 | $617,000 | $62,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 176 | $43,956,000 | $249,000 | $1,059,000 | $80,000 | $1,708,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $9,175,000 | $176,000 | $344,000 | $58,000 | $458,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,267 | $2,211,660,000 | $419,000 | $42,655,000 | $190,000 | $8,003,000 |
| Application Approved But Not Accepted | 2,409 | $907,650,000 | $376,000 | $6,250,000 | $208,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,939 | $591,013,000 | $304,000 | $9,264,000 | $120,000 | $5,252,000 |
| Application Withdrawn By Applicant | 235 | $230,642,000 | $981,000 | $45,500,000 | $127,000 | $1,440,000 |
| Loan Purchased By The Institution | 101 | $104,216,000 | $1,031,000 | $3,030,000 | $0 | $72,000 |
| File Closed For Incompleteness | 20 | $7,503,000 | $375,000 | $2,017,000 | $389,000 | $3,000,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 788 | $315,756,000 | $400,000 | $9,264,000 | $83,000 | $1,833,000 |
| Credit History | 769 | $136,568,000 | $177,000 | $2,700,000 | $127,000 | $4,150,000 |
| Collateral | 193 | $75,682,000 | $392,000 | $7,000,000 | $216,000 | $5,252,000 |
| Other | 103 | $31,835,000 | $309,000 | $5,000,000 | $183,000 | $4,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 34 | $10,514,000 | $309,000 | $3,000,000 | $92,000 | $410,000 |
| Unverifiable Information | 25 | $11,886,000 | $475,000 | $3,000,000 | $191,000 | $1,020,000 |
| Employment History | 20 | $7,638,000 | $381,000 | $2,925,000 | $65,000 | $155,000 |
| Credit Application Incomplete | 7 | $1,134,000 | $162,000 | $350,000 | $119,000 | $310,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions Bancorporation, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.