Zions Bancorporation, N.A. Mortgage Lending & HMDA Data, 2016
In 2016, Zions Bancorporation, N.A. of Denver, CO reported 9,971 mortgage applications totaling $4.1 billion, up 138% from 2015. The average application was for $406,447, and applicants reported an average income of $177,949. 53% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (1,104), Salt Lake City, UT (907) and Denver-Aurora-Lakewood, CO (707) (applications in parentheses).
| Mortgage Company & Address | Zions Bancorporation, N.A. Denver, CO 80237 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 9,971 |
| Total Mortgage Loan Application Amount | $4,052,684,000 |
| Average Mortgage Loan Application Amount | $406,447 |
| Highest Mortgage Loan Application Amount | $45,500,000 |
| Average Applicant Income | $177,949 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Zions Bancorporation, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark, Nevada | 1,104 | $ 352,055,000 | $ 318,890 | $ 169,000 |
| Salt Lake, Utah | 867 | $ 318,246,000 | $ 367,065 | $ 160,000 |
| Utah, Utah | 456 | $ 170,289,000 | $ 373,440 | $ 177,000 |
| Maricopa, Arizona | 373 | $ 247,855,000 | $ 664,490 | $ 290,000 |
| Los Angeles, California | 367 | $ 391,124,000 | $ 1,065,732 | $ 330,000 |
| Washington, Utah | 339 | $ 112,925,000 | $ 333,112 | $ 182,000 |
| San Diego, California | 283 | $ 189,562,000 | $ 669,830 | $ 231,000 |
| Orange, California | 278 | $ 238,375,000 | $ 857,464 | $ 426,000 |
| Davis, Utah | 236 | $ 76,236,000 | $ 323,033 | $ 135,000 |
| Harris, Texas | 230 | $ 23,264,000 | $ 101,147 | $ 123,000 |
| Denver, Colorado | 203 | $ 83,366,000 | $ 410,669 | $ 182,000 |
| Pima, Arizona | 172 | $ 77,481,000 | $ 450,470 | $ 192,000 |
| Cache, Utah | 164 | $ 36,523,000 | $ 222,701 | $ 107,000 |
| Arapahoe, Colorado | 161 | $ 78,703,000 | $ 488,838 | $ 172,000 |
| Washoe, Nevada | 159 | $ 53,215,000 | $ 334,685 | $ 184,000 |
| Summit, Utah | 155 | $ 135,548,000 | $ 874,503 | $ 467,000 |
| Jefferson, Colorado | 128 | $ 46,797,000 | $ 365,601 | $ 148,000 |
| Weber, Utah | 118 | $ 34,861,000 | $ 295,432 | $ 149,000 |
| Yavapai, Arizona | 110 | $ 42,477,000 | $ 386,154 | $ 222,000 |
| Iron, Utah | 109 | $ 17,900,000 | $ 164,220 | $ 101,000 |
| Mohave, Arizona | 106 | $ 21,136,000 | $ 199,396 | $ 128,000 |
| El Paso, Colorado | 106 | $ 31,831,000 | $ 300,292 | $ 120,000 |
| Nye, Nevada | 105 | $ 10,498,000 | $ 99,980 | $ 68,000 |
| Wasatch, Utah | 105 | $ 62,425,000 | $ 594,523 | $ 296,000 |
| Ada, Idaho | 103 | $ 35,937,000 | $ 348,902 | $ 192,000 |
| Pueblo, Colorado | 98 | $ 11,608,000 | $ 118,448 | $ 74,000 |
| Adams, Colorado | 88 | $ 15,505,000 | $ 176,193 | $ 89,000 |
| Latah, Idaho | 82 | $ 19,967,000 | $ 243,500 | $ 85,000 |
| Douglas, Colorado | 81 | $ 39,238,000 | $ 484,419 | $ 187,000 |
| Bonneville, Idaho | 79 | $ 21,720,000 | $ 274,936 | $ 106,000 |
| Garfield, Colorado | 77 | $ 24,160,000 | $ 313,766 | $ 115,000 |
| Coconino, Arizona | 76 | $ 27,440,000 | $ 361,052 | $ 281,000 |
| Sevier, Utah | 74 | $ 12,784,000 | $ 172,756 | $ 61,000 |
| Box Elder, Utah | 73 | $ 13,278,000 | $ 181,890 | $ 104,000 |
| Elko, Nevada | 72 | $ 12,764,000 | $ 177,277 | $ 90,000 |
| Riverside, California | 66 | $ 24,815,000 | $ 375,984 | $ 173,000 |
| Boulder, Colorado | 65 | $ 32,735,000 | $ 503,615 | $ 225,000 |
| Navajo, Arizona | 64 | $ 8,627,000 | $ 134,796 | $ 93,000 |
| Millard, Utah | 61 | $ 7,277,000 | $ 119,295 | $ 74,000 |
| Teller, Colorado | 60 | $ 14,940,000 | $ 249,000 | $ 100,000 |
| San Bernardino, California | 59 | $ 22,677,000 | $ 384,355 | $ 169,000 |
| San Francisco, California | 54 | $ 47,714,000 | $ 883,592 | $ 73,000 |
| Duchesne, Utah | 53 | $ 6,727,000 | $ 126,924 | $ 94,000 |
| Uintah, Utah | 53 | $ 9,388,000 | $ 177,132 | $ 88,000 |
| Montezuma, Colorado | 51 | $ 8,518,000 | $ 167,019 | $ 70,000 |
| Montgomery, Texas | 51 | $ 697,000 | $ 13,666 | $ 117,000 |
| Yuma, Arizona | 50 | $ 7,668,000 | $ 153,360 | $ 114,000 |
| Bingham, Idaho | 50 | $ 9,938,000 | $ 198,760 | $ 80,000 |
| Lyon, Nevada | 50 | $ 5,739,000 | $ 114,780 | $ 57,000 |
| Routt, Colorado | 49 | $ 20,126,000 | $ 410,734 | $ 126,000 |
| Grand, Utah | 48 | $ 12,424,000 | $ 258,833 | $ 123,000 |
| Kane, Utah | 42 | $ 9,001,000 | $ 214,309 | $ 117,000 |
| Sanpete, Utah | 41 | $ 5,413,000 | $ 132,024 | $ 76,000 |
| Santa Clara, California | 40 | $ 33,938,000 | $ 848,450 | $ 244,000 |
| Blaine, Idaho | 40 | $ 21,148,000 | $ 528,700 | $ 190,000 |
| Tooele, Utah | 40 | $ 6,351,000 | $ 158,775 | $ 70,000 |
| Canyon, Idaho | 39 | $ 7,300,000 | $ 187,179 | $ 75,000 |
| Alameda, California | 38 | $ 68,440,000 | $ 1,801,052 | $ 172,000 |
| San Juan, Utah | 36 | $ 3,456,000 | $ 96,000 | $ 58,000 |
| La Plata, Colorado | 34 | $ 9,143,000 | $ 268,911 | $ 93,000 |
| Jefferson, Idaho | 34 | $ 7,532,000 | $ 221,529 | $ 85,000 |
| Galveston, Texas | 32 | $ 293,000 | $ 9,156 | $ 133,000 |
| San Mateo, California | 31 | $ 69,328,000 | $ 2,236,387 | $ 386,000 |
| Grand, Colorado | 31 | $ 7,289,000 | $ 235,129 | $ 212,000 |
| Mesa, Colorado | 31 | $ 7,548,000 | $ 243,483 | $ 95,000 |
| San Juan, New Mexico | 31 | $ 4,791,000 | $ 154,548 | $ 74,000 |
| Douglas, Nevada | 29 | $ 9,353,000 | $ 322,517 | $ 106,000 |
| Fresno, California | 28 | $ 12,814,000 | $ 457,642 | $ 390,000 |
| Bear Lake, Idaho | 26 | $ 5,749,000 | $ 221,115 | $ 144,000 |
| Garfield, Utah | 26 | $ 4,911,000 | $ 188,884 | $ 178,000 |
| Contra Costa, California | 25 | $ 16,342,000 | $ 653,680 | $ 140,000 |
| Fort Bend, Texas | 25 | $ 882,000 | $ 35,280 | $ 68,000 |
| Larimer, Colorado | 23 | $ 8,162,000 | $ 354,869 | $ 165,000 |
| Cochise, Arizona | 22 | $ 2,412,000 | $ 109,636 | $ 49,000 |
| Lincoln, Wyoming | 22 | $ 6,099,000 | $ 277,227 | $ 80,000 |
| Marin, California | 21 | $ 27,795,000 | $ 1,323,571 | $ 249,000 |
| Pitkin, Colorado | 21 | $ 14,868,000 | $ 708,000 | $ 280,000 |
| Ventura, California | 20 | $ 12,713,000 | $ 635,650 | $ 204,000 |
| Eagle, Colorado | 20 | $ 9,303,000 | $ 465,150 | $ 239,000 |
| Payette, Idaho | 20 | $ 3,820,000 | $ 191,000 | $ 94,000 |
| Teton, Wyoming | 20 | $ 15,607,000 | $ 780,350 | $ 456,000 |
| Bannock, Idaho | 19 | $ 9,256,000 | $ 487,157 | $ 154,000 |
| Fremont, Idaho | 19 | $ 4,561,000 | $ 240,052 | $ 117,000 |
| Nez Perce, Idaho | 19 | $ 3,228,000 | $ 169,894 | $ 130,000 |
| Pinal, Arizona | 18 | $ 3,110,000 | $ 172,777 | $ 83,000 |
| Franklin, Idaho | 18 | $ 5,210,000 | $ 289,444 | $ 80,000 |
| Madison, Idaho | 18 | $ 3,925,000 | $ 218,055 | $ 98,000 |
| Carson City, Nevada | 18 | $ 4,098,000 | $ 227,666 | $ 69,000 |
| Morgan, Utah | 18 | $ 9,709,000 | $ 539,388 | $ 204,000 |
| San Miguel, Colorado | 17 | $ 7,531,000 | $ 443,000 | $ 213,000 |
| Churchill, Nevada | 17 | $ 2,636,000 | $ 155,058 | $ 95,000 |
| Apache, Arizona | 16 | $ 1,853,000 | $ 115,812 | $ 89,000 |
| Whitman, Washington | 16 | $ 4,361,000 | $ 272,562 | $ 88,000 |
| Sacramento, California | 15 | $ 4,638,000 | $ 309,200 | $ 98,000 |
| Broomfield, Colorado | 15 | $ 3,611,000 | $ 240,733 | $ 80,000 |
| Park, Colorado | 15 | $ 5,253,000 | $ 350,200 | $ 179,000 |
| Weld, Colorado | 15 | $ 4,026,000 | $ 268,400 | $ 126,000 |
| Emery, Utah | 15 | $ 2,320,000 | $ 154,666 | $ 85,000 |
| Rich, Utah | 15 | $ 2,702,000 | $ 180,133 | $ 82,000 |
| Graham, Arizona | 14 | $ 410,000 | $ 29,285 | $ 63,000 |
| Summit, Colorado | 14 | $ 7,707,000 | $ 550,500 | $ 593,000 |
| Gila, Arizona | 12 | $ 2,986,000 | $ 248,833 | $ 200,000 |
| Montrose, Colorado | 12 | $ 2,135,000 | $ 177,916 | $ 81,000 |
| Gooding, Idaho | 12 | $ 1,484,000 | $ 123,666 | $ 73,000 |
| Carbon, Utah | 12 | $ 1,213,000 | $ 101,083 | $ 61,000 |
| Kern, California | 11 | $ 1,353,000 | $ 123,000 | $ 93,000 |
| Placer, California | 11 | $ 6,655,000 | $ 605,000 | $ 191,000 |
| Kootenai, Idaho | 11 | $ 2,987,000 | $ 271,545 | $ 165,000 |
| Chambers, Texas | 11 | $ 83,000 | $ 7,545 | $ 90,000 |
| La Paz, Arizona | 10 | $ 1,374,000 | $ 137,400 | $ 139,000 |
| Cassia, Idaho | 10 | $ 2,259,000 | $ 225,900 | $ 108,000 |
| Twin Falls, Idaho | 10 | $ 4,157,000 | $ 415,700 | $ 128,000 |
| Delta, Colorado | 9 | $ 1,962,000 | $ 218,000 | $ 110,000 |
| Elbert, Colorado | 9 | $ 2,753,000 | $ 305,888 | $ 110,000 |
| Teton, Idaho | 9 | $ 3,176,000 | $ 352,888 | $ 121,000 |
| Valley, Idaho | 9 | $ 2,571,000 | $ 285,666 | $ 282,000 |
| Washington, Idaho | 9 | $ 1,047,000 | $ 116,333 | $ 98,000 |
| Humboldt, Nevada | 9 | $ 1,213,000 | $ 134,777 | $ 96,000 |
| Sweetwater, Wyoming | 9 | $ 3,744,000 | $ 416,000 | $ 116,000 |
| Sonoma, California | 8 | $ 7,025,000 | $ 878,125 | $ 196,000 |
| Pershing, Nevada | 8 | $ 829,000 | $ 103,625 | $ 55,000 |
| Juab, Utah | 8 | $ 1,672,000 | $ 209,000 | $ 84,000 |
| Uinta, Wyoming | 8 | $ 1,732,000 | $ 216,500 | $ 119,000 |
| Madera, California | 7 | $ 3,306,000 | $ 472,285 | $ 484,000 |
| Monterey, California | 7 | $ 7,005,000 | $ 1,000,714 | $ 413,000 |
| Dolores, Colorado | 7 | $ 1,331,000 | $ 190,142 | $ 84,000 |
| Collin, Texas | 7 | $ 178,000 | $ 25,428 | $ 121,000 |
| Wayne, Utah | 7 | $ 1,712,000 | $ 244,571 | $ 116,000 |
| King, Washington | 7 | $ 42,479,000 | $ 6,068,428 | $ 176,000 |
| El Dorado, California | 6 | $ 4,295,000 | $ 715,833 | $ 1,189,000 |
| Gunnison, Colorado | 6 | $ 1,829,000 | $ 304,833 | $ 39,000 |
| Gem, Idaho | 6 | $ 876,000 | $ 146,000 | $ 416,000 |
| Piute, Utah | 6 | $ 754,000 | $ 125,666 | $ 74,000 |
| Asotin, Washington | 6 | $ 1,501,000 | $ 250,166 | $ 74,000 |
| Santa Barbara, California | 5 | $ 10,910,000 | $ 2,182,000 | $ 98,000 |
| Clear Creek, Colorado | 5 | $ 1,184,000 | $ 236,800 | $ 40,000 |
| Fremont, Colorado | 5 | $ 1,240,000 | $ 248,000 | $ 99,000 |
| Jerome, Idaho | 5 | $ 1,138,000 | $ 227,600 | $ 85,000 |
| Power, Idaho | 5 | $ 964,000 | $ 192,800 | $ 82,000 |
| Lincoln, Nevada | 5 | $ 764,000 | $ 152,800 | $ 66,000 |
| Brazoria, Texas | 5 | $ 54,000 | $ 10,800 | $ 50,000 |
| Wharton, Texas | 5 | $ 225,000 | $ 45,000 | $ 91,000 |
| Daggett, Utah | 5 | $ 558,000 | $ 111,600 | $ 233,000 |
| Santa Cruz, Arizona | 4 | $ 778,000 | $ 194,500 | $ 92,000 |
| Stanislaus, California | 4 | $ 1,078,000 | $ 269,500 | $ 126,000 |
| Yolo, California | 4 | $ 1,665,000 | $ 416,250 | $ 342,000 |
| Ouray, Colorado | 4 | $ 1,418,000 | $ 354,500 | $ 82,000 |
| Honolulu, Hawaii | 4 | $ 836,000 | $ 209,000 | $ 1,341,000 |
| Bonner, Idaho | 4 | $ 2,604,000 | $ 651,000 | $ 763,000 |
| Minidoka, Idaho | 4 | $ 768,000 | $ 192,000 | $ 86,000 |
| Owyhee, Idaho | 4 | $ 670,000 | $ 167,500 | $ 82,000 |
| White Pine, Nevada | 4 | $ 905,000 | $ 226,250 | $ 101,000 |
| Bexar, Texas | 4 | $ 82,000 | $ 20,500 | $ 80,000 |
| Dallas, Texas | 4 | $ 24,000 | $ 6,000 | $ 77,000 |
| Beaver, Utah | 4 | $ 440,000 | $ 110,000 | $ 61,000 |
| Greenlee, Arizona | 3 | $ 33,000 | $ 11,000 | $ 54,000 |
| Mono, California | 3 | $ 953,000 | $ 317,666 | $ 166,000 |
| Nevada, California | 3 | $ 1,198,000 | $ 399,333 | $ 182,000 |
| Plumas, California | 3 | $ 1,421,000 | $ 473,666 | $ 562,000 |
| Archuleta, Colorado | 3 | $ 553,000 | $ 184,333 | $ 152,000 |
| Chaffee, Colorado | 3 | $ 1,092,000 | $ 364,000 | $ 144,000 |
| Moffat, Colorado | 3 | $ 441,000 | $ 147,000 | $ 52,000 |
| Boise, Idaho | 3 | $ 826,000 | $ 275,333 | $ 91,000 |
| Butte, Idaho | 3 | $ 723,000 | $ 241,000 | $ 127,000 |
| Caribou, Idaho | 3 | $ 640,000 | $ 213,333 | $ 138,000 |
| Eureka, Nevada | 3 | $ 476,000 | $ 158,666 | $ 71,000 |
| Malheur, Oregon | 3 | $ 400,000 | $ 133,333 | $ 93,000 |
| Medina, Texas | 3 | $ 21,000 | $ 7,000 | $ 68,000 |
| Travis, Texas | 3 | $ 442,000 | $ 147,333 | $ 43,000 |
| Benton, Washington | 3 | $ 793,000 | $ 264,333 | $ 91,000 |
| Sublette, Wyoming | 3 | $ 527,000 | $ 175,666 | $ 73,000 |
| Kings, California | 2 | $ 252,000 | $ 126,000 | $ 70,000 |
| Mariposa, California | 2 | $ 522,000 | $ 261,000 | $ 69,000 |
| Napa, California | 2 | $ 2,438,000 | $ 1,219,000 | $ 748,000 |
| Solano, California | 2 | $ 651,000 | $ 325,500 | $ 136,000 |
| Custer, Colorado | 2 | $ 782,000 | $ 391,000 | $ 82,000 |
| Gilpin, Colorado | 2 | $ 925,000 | $ 462,500 | $ 245,000 |
| Morgan, Colorado | 2 | $ 255,000 | $ 127,500 | $ 79,000 |
| Rio Blanco, Colorado | 2 | $ 300,000 | $ 150,000 | $ 221,000 |
| San Juan, Colorado | 2 | $ 330,000 | $ 165,000 | $ 163,000 |
| Adams, Idaho | 2 | $ 390,000 | $ 195,000 | $ 178,000 |
| Clearwater, Idaho | 2 | $ 238,000 | $ 119,000 | $ 36,000 |
| Custer, Idaho | 2 | $ 676,000 | $ 338,000 | $ 240,000 |
| Elmore, Idaho | 2 | $ 761,000 | $ 380,500 | $ 64,000 |
| Idaho, Idaho | 2 | $ 505,000 | $ 252,500 | $ 146,000 |
| Lincoln, Idaho | 2 | $ 10,000 | $ 5,000 | $ 40,000 |
| Oneida, Idaho | 2 | $ 416,000 | $ 208,000 | $ 65,000 |
| Esmeralda, Nevada | 2 | $ 110,000 | $ 55,000 | $ 70,000 |
| Jackson, Oregon | 2 | $ 662,000 | $ 331,000 | $ 123,000 |
| Multnomah, Oregon | 2 | $ 435,000 | $ 217,500 | $ 118,000 |
| Liberty, Texas | 2 | $ 50,000 | $ 25,000 | $ 126,000 |
| Polk, Texas | 2 | $ 5,000 | $ 2,500 | $ 47,000 |
| Grant, Washington | 2 | $ 647,000 | $ 323,500 | $ 67,000 |
| Spokane, Washington | 2 | $ 459,000 | $ 229,500 | $ 163,000 |
| Del Norte, California | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Imperial, California | 1 | $ 120,000 | $ 120,000 | $ 82,000 |
| San Joaquin, California | 1 | $ 376,000 | $ 376,000 | $ 144,000 |
| Santa Cruz, California | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Tulare, California | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Cheyenne, Colorado | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Crowley, Colorado | 1 | $ 1,000 | $ 1,000 | $ 28,000 |
| Huerfano, Colorado | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Otero, Colorado | 1 | $ 204,000 | $ 204,000 | $ 86,000 |
| Sedgwick, Colorado | 1 | $ 107,000 | $ 107,000 | $ 191,000 |
| Orange, Florida | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Boundary, Idaho | 1 | $ 40,000 | $ 40,000 | $ 32,000 |
| Camas, Idaho | 1 | $ 207,000 | $ 207,000 | $ 58,000 |
| Lewis, Idaho | 1 | $ 136,000 | $ 136,000 | $ 47,000 |
| Cook, Illinois | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Marion, Indiana | 1 | $ 44,000 | $ 44,000 | $ 30,000 |
| Jackson, Iowa | 1 | $ 16,000 | $ 16,000 | $ 14,000 |
| Lee, Iowa | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Jefferson, Kentucky | 1 | $ 20,000 | $ 20,000 | $ 9,000 |
| Suffolk, Massachusetts | 1 | $ 890,000 | $ 890,000 | $ 1,080,000 |
| Pearl River, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Lander, Nevada | 1 | $ 158,000 | $ 158,000 | $ 96,000 |
| Storey, Nevada | 1 | $ 140,000 | $ 140,000 | $ 47,000 |
| Dona Ana, New Mexico | 1 | $ 500,000 | $ 500,000 | $ 297,000 |
| Santa Fe, New Mexico | 1 | $ 350,000 | $ 350,000 | $ 734,000 |
| Kings, New York | 1 | $ 1,750,000 | $ 1,750,000 | $ 0 |
| Curry, Oregon | 1 | $ 548,000 | $ 548,000 | $ 150,000 |
| Deschutes, Oregon | 1 | $ 343,000 | $ 343,000 | $ 227,000 |
| Tillamook, Oregon | 1 | $ 108,000 | $ 108,000 | $ 296,000 |
| Washington, Oregon | 1 | $ 535,000 | $ 535,000 | $ 227,000 |
| Philadelphia, Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 36,000 |
| Horry, South Carolina | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Davidson, Tennessee | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Angelina, Texas | 1 | $ 10,000 | $ 10,000 | $ 104,000 |
| Atascosa, Texas | 1 | $ 5,000 | $ 5,000 | $ 23,000 |
| Austin, Texas | 1 | $ 15,000 | $ 15,000 | $ 576,000 |
| Denton, Texas | 1 | $ 200,000 | $ 200,000 | $ 942,000 |
| Frio, Texas | 1 | $ 5,000 | $ 5,000 | $ 104,000 |
| Grimes, Texas | 1 | $ 10,000 | $ 10,000 | $ 130,000 |
| Guadalupe, Texas | 1 | $ 50,000 | $ 50,000 | $ 341,000 |
| Houston, Texas | 1 | $ 2,000 | $ 2,000 | $ 18,000 |
| Kendall, Texas | 1 | $ 260,000 | $ 260,000 | $ 125,000 |
| Llano, Texas | 1 | $ 3,000 | $ 3,000 | $ 28,000 |
| Madison, Texas | 1 | $ 13,000 | $ 13,000 | $ 19,000 |
| Matagorda, Texas | 1 | $ 7,000 | $ 7,000 | $ 67,000 |
| Nueces, Texas | 1 | $ 1,488,000 | $ 1,488,000 | $ 0 |
| San Jacinto, Texas | 1 | $ 10,000 | $ 10,000 | $ 300,000 |
| Tarrant, Texas | 1 | $ 7,741,000 | $ 7,741,000 | $ 0 |
| Clark, Washington | 1 | $ 1,073,000 | $ 1,073,000 | $ 266,000 |
| Island, Washington | 1 | $ 247,000 | $ 247,000 | $ 123,000 |
| Kittitas, Washington | 1 | $ 417,000 | $ 417,000 | $ 132,000 |
| Snohomish, Washington | 1 | $ 31,740,000 | $ 31,740,000 | $ 0 |
| Thurston, Washington | 1 | $ 289,000 | $ 289,000 | $ 95,000 |
| Albany, Wyoming | 1 | $ 1,000 | $ 1,000 | $ 28,000 |
| Carbon, Wyoming | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for Zions Bancorporation, N.A. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,734 | $1,916,662,000 | $404,000 | $23,000,000 | $183,000 | $9,999,000 |
| Home Purchase | 4,092 | $2,008,178,000 | $490,000 | $45,500,000 | $190,000 | $8,547,000 |
| Home Improvement | 1,145 | $127,844,000 | $111,000 | $6,250,000 | $114,000 | $3,813,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,156 | $2,594,475,000 | $362,000 | $11,891,000 | $173,000 | $9,999,000 |
| Not Provided | 1,188 | $592,787,000 | $498,000 | $8,113,000 | $246,000 | $8,547,000 |
| Hispanic | 788 | $159,712,000 | $202,000 | $5,000,000 | $108,000 | $3,000,000 |
| Asian | 457 | $220,081,000 | $481,000 | $3,675,000 | $248,000 | $3,689,000 |
| Not applicable | 146 | $428,488,000 | $2,934,000 | $45,500,000 | $1,000 | $243,000 |
| Black or African American | 132 | $30,798,000 | $233,000 | $2,925,000 | $269,000 | $8,003,000 |
| American Indian or Alaskan Native | 59 | $16,069,000 | $272,000 | $2,000,000 | $122,000 | $1,096,000 |
| Native Hawaiin or Other Pacific Islander | 45 | $10,274,000 | $228,000 | $822,000 | $98,000 | $407,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,381 | $3,929,168,000 | $418,000 | $45,500,000 | $185,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 362 | $70,385,000 | $194,000 | $617,000 | $62,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 176 | $43,956,000 | $249,000 | $1,059,000 | $80,000 | $1,708,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 52 | $9,175,000 | $176,000 | $344,000 | $58,000 | $458,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,267 | $2,211,660,000 | $419,000 | $42,655,000 | $190,000 | $8,003,000 |
| Application Approved But Not Accepted | 2,409 | $907,650,000 | $376,000 | $6,250,000 | $208,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,939 | $591,013,000 | $304,000 | $9,264,000 | $120,000 | $5,252,000 |
| Application Withdrawn By Applicant | 235 | $230,642,000 | $981,000 | $45,500,000 | $127,000 | $1,440,000 |
| Loan Purchased By The Institution | 101 | $104,216,000 | $1,031,000 | $3,030,000 | $0 | $72,000 |
| File Closed For Incompleteness | 20 | $7,503,000 | $375,000 | $2,017,000 | $389,000 | $3,000,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 788 | $315,756,000 | $400,000 | $9,264,000 | $83,000 | $1,833,000 |
| Credit History | 769 | $136,568,000 | $177,000 | $2,700,000 | $127,000 | $4,150,000 |
| Collateral | 193 | $75,682,000 | $392,000 | $7,000,000 | $216,000 | $5,252,000 |
| Other | 103 | $31,835,000 | $309,000 | $5,000,000 | $183,000 | $4,000,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 34 | $10,514,000 | $309,000 | $3,000,000 | $92,000 | $410,000 |
| Unverifiable Information | 25 | $11,886,000 | $475,000 | $3,000,000 | $191,000 | $1,020,000 |
| Employment History | 20 | $7,638,000 | $381,000 | $2,925,000 | $65,000 | $155,000 |
| Credit Application Incomplete | 7 | $1,134,000 | $162,000 | $350,000 | $119,000 | $310,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Zions Bancorporation, N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Zions Bancorporation, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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