Macoupin County, IL Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 1,983 mortgage applications in Macoupin County, IL totaling $205.1 million, down 21% from 2012. The average application was for $103,000, and applicants reported an average income of $61,000. 59% of applications resulted in an originated loan and 18% were denied. The most active lender was United Community Bank, with 326 applications, followed by The First National Bank in Staunton and South Central Illinois Mtg LLC.

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Total Number of Mortgage Applications 1,983
Total Mortgage Loan Application Amount $205,060,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $23,375,000
Average Applicant Income $61,000
Highest Applicant Income $1,200,000

Mortgage Company List for Lending in Macoupin County, IL for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 953,650,000 326 $ 28,415,000
The First National Bank in Staunton
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 485,368,000 259 $ 20,969,000
South Central Illinois Mtg LLC
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 366,232,000 108 $ 12,101,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 105 $ 11,015,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 97 $ 8,573,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 94 $ 8,210,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 707,096,000 75 $ 5,316,000
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 271,052,000 52 $ 3,692,000
The First National Bank of Raymond
403 E. BROAD ST.
RAYMOND, IL 62560
* $ 147,522,000 37 $ 2,988,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 696,033,000 36 $ 2,728,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 482,299,000 34 $ 3,617,000
First Community State Bank
417 W. NORTH STREET, P.O. BOX 210
STAUNTON, IL 62088
* $ 54,264,000 32 $ 2,637,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 25 $ 2,103,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 23 $ 2,991,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 21 $ 1,903,000
Jacksonville Savings Bank
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 321,402,000 20 $ 1,261,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 20 $ 1,667,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 20 $ 1,645,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,617,933,000 19 $ 2,434,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 19 $ 1,813,000
Jersey State Bank
1000 S STATE ST
JERSEYVILLE, IL 62052
* $ 141,618,000 18 $ 1,936,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,381,142,000 16 $ 2,104,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 16 $ 1,469,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 592,237,000 15 $ 1,518,000
National Penn Bank
PO BOX 547
BOYERTOWN, PA 19512
* $ 8,347,902,000 14 $ 65,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 13 $ 927,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 13 $ 1,805,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 149,454,000 12 $ 668,000
Diamond Residential Mtg Corp
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ 12,837,000 11 $ 939,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 11 $ 1,140,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 637,454,000 10 $ 471,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 10 $ 868,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 10 $ 816,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,473,889,000 10 $ 680,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 620,462,000 10 $ 840,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 757,844,000 9 $ 1,072,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 9 $ 1,332,000
Bank of Modesto
201 EAST STATE, PO BOX 19
MODESTO, IL 62667
* $ 42,532,000 9 $ 748,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 8 $ 907,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 8 $ 955,000
First Clover Leaf Bank, N.A.
6814 GOSHEN ROAD, PO BOX 540
EDWARDSVILLE, IL 62025
* $ 600,379,000 7 $ 991,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 7 $ 403,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 7 $ 656,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 7 $ 655,000
Peoples Bank & Trust
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 404,513,000 7 $ 574,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 7 $ 685,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 6 $ 459,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 6 $ 368,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 1,093,166,000 6 $ 688,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 218,526,000 6 $ 451,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 6 $ 673,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 6 $ 584,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 367,042,000 5 $ 941,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 5 $ 730,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 5 $ 627,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 23,260,580,000 5 $ 458,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 887,748,000 5 $ 458,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 5 $ 427,000
Farmers State Bank
108 E. ADAMS, P.O. BOX 538
PITTSFIELD, IL 62363
* $ 238,797,000 5 $ 893,000
First National Bank of Stlouis
7707 FORSYTH BLVD
CLAYTON, MO 63105
* $ 1,424,983,000 4 $ 348,000
Liberty Bank
2403 HOMER ADAMS PARKWAY
ALTON, IL 62002
* $ 297,065,000 4 $ 177,000
Revity Credit Union
4101 STATE RTE 111
GRANITE CITY, IL 62040
* $ 311,079,000 4 $ 290,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 4 $ 494,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 4 $ 636,000
Newcastle Home Loans LLC
1700 W CORTLAND STREET, STE 203
CHICAGO, IL 60622
* $ 29,707,000 4 $ 432,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 381,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 447,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 4 $ 348,000
Shell Community Credit Union
101 WESLEY DRIVE
WOOD RIVER, IL 62095
* $ 101,759,000 4 $ 151,000
Boulevard Bank
111 E.MAIN STREET
NEOSHO, MO 64850
* $ 164,959,000 4 $ 61,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 259,651,000 4 $ 567,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 2,927,655,000 3 $ 389,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 3 $ 393,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 3 $ 289,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 396,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 225,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 326,601,000 3 $ 430,000
Warren Boynton State Bank
702 W ILLINOIS ST, PO BOX 19
NEW BERLIN, IL 62670
* $ 129,402,000 3 $ 214,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 3 $ 276,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 3 $ 468,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 226,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 3 $ 362,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 3 $ 496,000
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 252,216,000 2 $ 146,000
First County Bank
14-22 E HANOVER
NEW BADEN, IL 62265
* $ 387,962,000 2 $ 83,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 2 $ 270,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 266,761,000 2 $ 162,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 599,277,000 2 $ 384,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 208,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ 10,000,000 2 $ 466,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 127,530,000 2 $ 149,000
The Mortgage Company
7343 S ALTON WAY STE 150
CENTENNIAL, CO 80112
* $ 5,768,000 2 $ 164,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 3,304,000 2 $ 272,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 22,017,122,000 2 $ 114,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 2 $ 40,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 2 $ 156,000
Premier Bank of Jacksonville
1604 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 218,514,000 2 $ 201,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 2 $ 87,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,164,405,000 1 $ 75,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 1 $ 248,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 1 $ 178,000
Community Bank of Trenton
104 EAST BROADWAY
TRENTON, IL 62293
* $ 73,830,000 1 $ 88,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 25,000
F & M Bank and Trust Company
PO BOX 938
HANNIBAL, MO 63401
* $ 142,111,000 1 $ 234,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 1 $ 133,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 52,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 1,395,672,000 1 $ 125,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 92,000
Midwest Bank
200 EAST BROADWAY, P.O. BOX 440
MONMOUTH, IL 61462
* $ 412,260,000 1 $ 106,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 82,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 92,000
First Integrity Mortgage Services, Inc.
77 WESTPORT PLAZA SUITE 200
ST. LOUIS, MO 63146
* $ 10,000,000 1 $ 94,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 248,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 23,375,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 119,444,656,000 1 $ 82,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 1 $ 51,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 1,899,110,000 1 $ 180,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,569,090,000 1 $ 200,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 7,984,323,000 1 $ 14,000
Firstco Mortgage Corp.
1505 WEST HWY 50
O'FALLON, IL 62269
* $ 1,031,911,000 1 $ 49,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 1 $ 6,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 1 $ 200,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 236,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 95,264,963,000 1 $ 119,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 1 $ 131,000
Nova Financial & Investment Corporation
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ 10,000,000 1 $ 95,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 121,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 101,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 1 $ 89,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 1 $ 62,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 3,581,292,000 1 $ 52,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 167,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,460,729,000 1 $ 286,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,725,000 1 $ 5,000
Best Hometown Bank
100 E. CLAY ST.
COLLINSVILLE, IL 62234
* $ 97,223,000 1 $ 156,000
Collinsville Building and Loan Association
701 BELTLINE RD
COLLINSVILLE, IL 62234
* $ 129,588,000 1 $ 57,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,891,810,000 1 $ 59,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 128,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 93,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 1 $ 87,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 25,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 192,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 1 $ 99,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 1 $ 176,000
Peoples Home Equity
5205 MARYLAND WAY SUITE 100
BRENTWOOD, TN 37027
* $ 1,065,000 1 $ 170,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 251,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ 31,000,000 1 $ 77,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 1 $ 205,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 3,670,975,000 1 $ 96,000
National Bank of Petersburg
PO BOX 470
PETERSBURG, IL 62675
* $ 149,243,000 1 $ 235,000
Cu/America Financial Services, Inc.
200 W 22ND ST, STE 280
LOMBARD, IL 60148
* $ 275,906,000 1 $ 175,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 188,957,000 1 $ 128,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 87,109,000 1 $ 151,000
Alliance Community Bank
200 N WEST ST, PO BOX 319
PETERSBURG, IL 62675
* $ 125,497,000 1 $ 8,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,482,504,000 1 $ 85,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 1 $ 84,000
Frontier Financial, Inc. dba Frontier Mortgage
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ 653,000 1 $ 171,000
Midwest Mortgage Capital, LLC
12400 OLIVE BLVD
SAINT LOUIS, MO 63141
* $ 2,000,000 1 $ 160,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 134,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 49,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 24,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,569,951,000 1 $ 31,000
State Bank of St. Jacob
P.O. BOX 275
ST. JACOB, IL 62281
* $ 54,095,000 1 $ 110,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 13,058,734,000 1 $ 163,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 2,793,023,000 1 $ 44,000
The Farmers and Merchants National Bank
120 WEST ST. LOUIS STREET
NASHVILLE, IL 62263
* $ 180,103,000 1 $ 7,000

The tables below break down 2013 mortgage applications in Macoupin County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Macoupin County, IL in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,072 $132,483,000 $123,000 $23,375,000 $63,000 $1,200,000
Home Purchase 654 $60,774,000 $92,000 $449,000 $59,000 $665,000
Home Improvement 257 $11,803,000 $45,000 $286,000 $60,000 $231,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,745 $160,074,000 $91,000 $449,000 $65,000 $1,200,000
Not applicable 129 $34,571,000 $267,000 $23,375,000 $14,000 $121,000
Not Provided 77 $7,326,000 $95,000 $295,000 $53,000 $292,000
Black or African American 11 $1,097,000 $99,000 $205,000 $113,000 $665,000
Hispanic 10 $935,000 $93,000 $137,000 $63,000 $97,000
American Indian or Alaskan Native 5 $587,000 $117,000 $279,000 $72,000 $108,000
Asian 4 $329,000 $82,000 $94,000 $91,000 $173,000
Native Hawaiian or Other Pacific Islander 2 $141,000 $70,000 $85,000 $36,000 $45,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,475 $129,472,000 $87,000 $572,000 $68,000 $1,200,000
FHA-insured (Federal Housing Administration) 230 $47,731,000 $207,000 $23,375,000 $46,000 $665,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 196 $17,176,000 $87,000 $425,000 $34,000 $97,000
VA-guaranteed (Veterans Administration) 82 $10,681,000 $130,000 $310,000 $56,000 $153,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,161 $106,458,000 $91,000 $572,000 $69,000 $426,000
Application Denied By Financial Institution 363 $30,254,000 $83,000 $352,000 $51,000 $268,000
Loan Purchased By The Institution 227 $44,200,000 $194,000 $23,375,000 $34,000 $149,000
Application Withdrawn By Applicant 96 $10,432,000 $108,000 $265,000 $74,000 $1,200,000
Application Approved But Not Accepted 91 $9,815,000 $107,000 $350,000 $68,000 $192,000
File Closed For Incompleteness 43 $3,817,000 $88,000 $250,000 $61,000 $232,000
Preapproval Denied by Financial Institution 2 $84,000 $42,000 $55,000 $27,000 $28,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 89 $6,504,000 $73,000 $276,000 $45,000 $150,000
Collateral 51 $5,176,000 $101,000 $352,000 $53,000 $224,000
Debt-To-Income Ratio 42 $3,478,000 $82,000 $254,000 $50,000 $268,000
Other 15 $1,362,000 $90,000 $271,000 $55,000 $153,000
Credit Application Incomplete 11 $838,000 $76,000 $150,000 $64,000 $152,000
Employment History 8 $470,000 $58,000 $128,000 $32,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 4 $177,000 $44,000 $66,000 $45,000 $72,000
Unverifiable Information 2 $269,000 $134,000 $176,000 $73,000 $99,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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