Madison County IA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Unlock detailed Madison County IA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Iowa.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,056
Total Mortgage Loan Application Amount $204,170,000
Average Mortgage Loan Application Amount $193,000
Highest Mortgage Loan Application Amount $1,705,000
Average Applicant Income $103,000
Highest Applicant Income $1,478,000

Mortgage Company List for Lending in Madison County IA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 70 $ 15,590,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 4,145,422,000 66 $ 10,220,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 5,377,351,000 64 $ 13,040,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,689,351,000,000 55 $ 9,725,000
FARMERS AND MERCHANTS STATE BANK
101 W JEFFERSON STREET
WINTERSET, IA 50273
* $ 197,121,000 45 $ 6,475,000
FIDELITY BANK
177 S JORDAN CREEK PKWY
WEST DES MOINES, IA 50266
* $ 84,253,000 41 $ 9,445,000
UNION STATE BANK
611 W HWY 92
WINTERSET, IA 50273
* $ 90,088,000 41 $ 5,925,000
AMERICAN STATE BANK
1000 JEFFREYS DR
OSCEOLA, IA 50213
* $ 212,080,000 32 $ 2,940,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 28 $ 5,440,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 21 $ 4,635,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ -1,000 21 $ 3,625,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
REINBECK, IA 50613
* $ 1,251,526,000 20 $ 4,380,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 20 $ 3,710,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY SUITE 345
WILMINGTON, DE 50266
* $ -1,000 19 $ 4,305,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 17 $ 3,625,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,185,477,000 16 $ 3,870,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 14 $ 3,680,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 14 $ 2,320,000
EARLHAM SAVINGS BANK
7300 LAKE DRIVE
WEST DES MOINES, IA 50266
* $ 296,678,000 14 $ 1,840,000
GREAT WESTERN BANK
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,568,651,000 12 $ 2,110,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 11 $ 2,175,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 10 $ 2,400,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 10 $ 3,020,000
BANKERS TRUST COMPANY
453 7TH ST.
DES MOINES, IA 50309
* $ 4,512,819,000 10 $ 1,580,000
COMMUNITY CHOICE CREDIT UNION
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50325
* $ 506,692,000 10 $ 1,260,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 18,466,868,000 10 $ 2,330,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 720,844,000 9 $ 1,565,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 9 $ 1,355,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 9 $ 1,815,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 9 $ 2,565,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 219,071,000,000 9 $ 3,105,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 8 $ 1,540,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 8 $ 2,170,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 8 $ 2,050,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 7 $ 2,285,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 611,001,000 7 $ 1,385,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 6 $ 1,010,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 6 $ 1,160,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 6 $ 1,410,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ -1,000 6 $ 1,750,000
MIDWEST HERITAGE BANK, FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 272,118,000 6 $ 940,000
COLLINS COMMUNITY CREDIT UNION
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,315,218,000 6 $ 1,330,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 6 $ 1,300,000
GREATER IOWA CREDIT UNION
801 LINCOLN WAY
AMES, IA 50010
* $ 456,628,000 5 $ 465,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 5 $ 995,000
PREMIER CREDIT UNION
800 9TH ST
DES MOINES, IA 50309
* $ 199,449,000 5 $ 435,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 5 $ 525,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 5 $ 1,035,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,782,639,000,000 5 $ 655,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 5 $ 925,000
MARINE CREDIT UNION
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 753,826,000 5 $ 1,275,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 4 $ 1,120,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,039,284,000 4 $ 430,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 4 $ 820,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 4 $ 1,320,000
PANORAMA MORTGAGE GROUP, LLC
350 SOUTH RAMPART BLVD, STE 310
CARSON CITY, NV 89145
* $ -1,000 4 $ 720,000
CITY STATE BANK
801 MAIN STREET
NORWALK, IA 50211
* $ 403,484,000 4 $ 480,000
FIRST CLASS COMMUNITY CREDIT UNION
2051 WESTOWN PARKWAY
WEST DES MOINES, IA 50265
* $ 76,789,000 4 $ 190,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 4 $ 590,000
BANK IOWA
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,273,574,000 4 $ 1,270,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 3 $ 805,000
VISIONBANK OF IOWA
104 CHESTNUT ST
AMES, IA 50010
* $ 500,482,000 3 $ 605,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 3 $ 665,000
BANK
1403 S. ROOSEVELT
WAPELLO, IA 52601
* $ 90,214,000 3 $ 635,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 3 $ 465,000
CHARTER BANK
5526 NW 86TH STREET
JOHNSTON, IA 50131
* $ 158,451,000 3 $ 175,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 3 $ 815,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,606,623,000 3 $ 1,085,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 3 $ 705,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 3 $ 905,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 3 $ 425,000
LEGACY BANK
502 8TH ST SW - PO BOX 309
ALTOONA, IA 50009
* $ 108,326,000 3 $ 875,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 870,984,000 3 $ 535,000
SERVE CREDIT UNION
423 E COURT AVE
DES MOINES, IA 50309
* $ 69,276,000 2 $ 180,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 150,000
COMMUNITY 1ST CREDIT UNION
1030 SIERRA DR NE
OTTUMWA, IA 52402
* $ 650,228,000 2 $ 70,000
FIRST STATE BANK
215 N. DIVISION, PO BOX 400
STUART, IA 50250
* $ 108,330,000 2 $ 100,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 2 $ 510,000
FIRST NATIONAL BANK, AMES, IOWA
405 5TH ST
AMES, IA 50010
* $ 841,750,000 2 $ 480,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 192,527,000 2 $ 460,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 310,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 2 $ 430,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 360,000
FINANCIAL PLUS CREDIT UNION
1831 25TH STREET
WEST DES MOINES, IA 50266
* $ 171,161,000 2 $ 400,000
INLANTA MORTGAGE, INC.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 2 $ 390,000
I. H. MISSISSIPPI VALLEY CREDIT UNION
2121 47TH STREET
MOLINE, IL 61265
* $ 1,339,242,000 2 $ 470,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,500,928,000 2 $ 400,000
PEOPLES BANK
205 E MAIN ST
CLIVE, IA 50107
* $ 332,872,000 1 $ 255,000
GUTHRIE COUNTY STATE BANK
505 E MAIN ST
PANORA, IA 50216
* $ 127,886,000 1 $ 95,000
FIRST AMERICAN BANK
1207 CENTRAL AVE
FORT DODGE, IA 50501
* $ 955,962,000 1 $ 255,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 33,604,332,000 1 $ 625,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 1 $ 125,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WINFIELD, IL 60555
* $ -1,000 1 $ 285,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 395,677,000 1 $ 515,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 826,876,000,000 1 $ 55,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 1 $ 425,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 175,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 405,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 1 $ 455,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 115,000
AFFINITY
475 NW HOFFMAN LANE
DES MOINES, IA 50313
* $ 114,654,000 1 $ 55,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 95,000
UNITED BANK OF IOWA
501 SECOND STREET
IDA GROVE, IA 51445
* $ 1,575,399,000 1 $ 115,000
FRONTIER FINANCIAL, INC.
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ -1,000 1 $ 195,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 145,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 175,000
SECURED INVESTMENT CORP.
701 E FRONT AVE
SHERIDAN, WY 83814
* $ -1,000 1 $ 125,000
ARBOR BANK
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 331,653,000 1 $ 105,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 175,000
MIDWEST LOAN SOLUTIONS, INC.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ -1,000 1 $ 195,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 175,000
RACCOON VALLEY BANK
1202 SECOND
PERRY, IA 50220
* $ 280,725,000 1 $ 145,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 1 $ 135,000
SOUTH STORY BANK & TRUST
501 LINN ST
SLATER, IA 50244
* $ 200,517,000 1 $ 415,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 1 $ 105,000
PEOPLES SAVINGS BANK
400 E IOWA AVE
INDIANOLA, IA 50125
* $ 288,802,000 1 $ 245,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 285,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 185,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 4,679,144,000 1 $ 255,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 1 $ 105,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
WILMINGTON, DE 30328
* $ -1,000 1 $ 185,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 45,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 145,000
STATE BANK
25 N. CHESTNUT AVE
NEW HAMPTON, IA 50659
* $ 396,731,000 1 $ 145,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 185,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 1,696,414,000 1 $ 385,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 1 $ 405,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 1 $ 115,000
OXFORD BANK & TRUST
1111 W. 22ND STREET #800
OAK BROOK, IL 60523
* $ 560,757,000 1 $ 15,000
TRUITY FEDERAL CREDIT UNION
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 805,001,000 1 $ 345,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 1 $ 105,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 105,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ -1,000 1 $ 215,000
FIRST FEDERAL BANK OF KANSAS CITY
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 820,261,000 1 $ 325,000
AVAILA BANK
126 W 6TH ST
CARROLL, IA 51401
* $ 895,039,000 1 $ 285,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 1 $ 255,000
AMERICAN STATE BANK
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ 932,853,000 1 $ 145,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 187,387,000 1 $ 125,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 145,000
KELLER MORTGAGE, LLC
4725 LAKEHURST CT SUITE 400
HILLIARD, OH 43016
* $ -1,000 1 $ 275,000
IOWA STATE BANK
627 E LOCUST ST
DES MOINES, IA 50309
* $ 384,277,000 1 $ 25,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Madison County IA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 448 $93,560,000 $208,000 $1,705,000 $98,000 $1,478,000
Refinancing 291 $62,765,000 $215,000 $725,000 $111,000 $466,000
Cash-out Refinancing 202 $40,290,000 $199,000 $865,000 $99,000 $634,000
Home Improvement 63 $3,405,000 $54,000 $315,000 $114,000 $609,000
Other Purpose 45 $3,295,000 $73,000 $275,000 $103,000 $288,000
Not Applicable 7 $855,000 $122,000 $205,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 827 $156,005,000 $188,000 $935,000 $102,000 $634,000
Not applicable 128 $27,900,000 $217,000 $485,000 $95,000 $267,000
Not Provided 81 $17,335,000 $214,000 $1,705,000 $122,000 $1,478,000
Hispanic 10 $1,400,000 $140,000 $345,000 $99,000 $170,000
Black or African American 3 $445,000 $148,000 $205,000 $113,000 $122,000
Native Hawaiian or Other Pacific Islander 2 $320,000 $160,000 $285,000 $41,000 $66,000
Asian 2 $500,000 $250,000 $305,000 $111,000 $120,000
American Indian or Alaskan Native 1 $125,000 $125,000 $125,000 $81,000 $81,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 791 $150,515,000 $190,000 $1,705,000 $110,000 $1,478,000
FHA-insured (Federal Housing Administration) 133 $22,105,000 $166,000 $325,000 $75,000 $256,000
VA-guaranteed (Veterans Administration) 92 $25,340,000 $275,000 $865,000 $88,000 $260,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 40 $6,210,000 $155,000 $295,000 $56,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 663 $127,365,000 $192,000 $1,705,000 $106,000 $1,478,000
Loan Purchased By The Institution 146 $34,740,000 $237,000 $485,000 $101,000 $382,000
Application Denied By Financial Institution 106 $16,550,000 $156,000 $525,000 $77,000 $365,000
Application Withdrawn By Applicant 96 $17,720,000 $184,000 $675,000 $107,000 $348,000
File Closed For Incompleteness 24 $3,650,000 $152,000 $345,000 $102,000 $256,000
Application Approved But Not Accepted 21 $4,145,000 $197,000 $435,000 $108,000 $314,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 785 $164,135,000 $209,000 $1,705,000 $108,000 $1,478,000
Debt-To-Income Ratio 205 $31,205,000 $152,000 $935,000 $90,000 $445,000
Credit History 20 $1,660,000 $83,000 $295,000 $76,000 $233,000
Credit Application Incomplete 17 $2,265,000 $133,000 $355,000 $96,000 $365,000
Collateral 13 $2,185,000 $168,000 $505,000 $86,000 $205,000
Other 6 $940,000 $156,000 $275,000 $65,000 $131,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,095,000 $219,000 $375,000 $104,000 $223,000
Unverifiable Information 3 $485,000 $161,000 $205,000 $91,000 $128,000
Employment History 2 $200,000 $100,000 $135,000 $14,000 $29,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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