Martin County, MN Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 665 mortgage applications in Martin County, MN totaling $89.2 million, up 22% from 2018. The average application was for $134,000, and applicants reported an average income of $88,000. 58% of applications resulted in an originated loan and 15% were denied. The most active lender was US Bank, N.A., with 71 applications, followed by Everett Financial, Inc. and Wells Fargo Bank NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 665
Total Mortgage Loan Application Amount $89,235,000
Average Mortgage Loan Application Amount $134,000
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $88,000
Highest Applicant Income $1,296,000

Mortgage Company List for Lending in Martin County, MN for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 71 $ 7,195,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 65 $ 6,675,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 47 $ 5,675,000
Bank Midwest
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ 927,044,000 47 $ 9,015,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 45 $ 6,085,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 33 $ 5,695,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,288,089,000 26 $ 2,840,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 18 $ 2,310,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 17 $ 3,415,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 16 $ 1,970,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 656,158,000 15 $ 2,685,000
Profinium, Inc.
105 LAKE AVE. PO BOX 848
FAIRMONT, MN 56031
* $ 374,039,000 14 $ 1,620,000
Mayo Employees Federal Credit Union
130 23RD AVE SW
ROCHESTER, MN 55902
* $ 955,732,000 12 $ 1,000,000
Hometown Bank
1600 MONROE DRIVE
CARVER, MN 55315
* $ 318,656,000 11 $ 1,945,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 2,176,291,000 11 $ 985,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 9 $ 485,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 8 $ 1,030,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 8 $ 960,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 6 $ 580,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 5 $ 685,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 5 $ 615,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 5 $ 475,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 5 $ 505,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 4 $ 490,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 420,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 4 $ 700,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 670,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,606,623,000 4 $ 470,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 3 $ 465,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 3 $ 405,000
Bankvista
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 302,011,000 3 $ 495,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 445,000
Pioneer Bank
320 STADIUM ROAD SUITE 100
MANKATO, MN 56001
* $ 454,144,000 3 $ 325,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 123,147,670,000 3 $ 75,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 465,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 187,387,000 3 $ 355,000
United Prairie Bank
10 FIRESTONE DRIVE, SUITE 300
MANKATO, MN 56001
* $ 599,378,000 3 $ 125,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 3 $ 325,000
Alliance Bank
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 593,865,000 3 $ 315,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 2 $ 240,000
Minnesota Valley Federal Credit Union
1640 ADAMS ST
MANKATO, MN 56001
* $ 167,891,000 2 $ 520,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 100,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 190,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 2 $ 260,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 610,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 240,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,647,162,000 2 $ 60,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 70,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 2 $ 140,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 2 $ 500,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 2 $ 370,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 2 $ 240,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 2,390,524,000 2 $ 110,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 2 $ 80,000
Central Bank of St. Louis
12218 MANCHEST RD.
ST. LOUIS, MO 63131
* $ 1,954,653,000 1 $ 275,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 75,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 155,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,077,570,000 1 $ 45,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 115,000
Community Bank Mankato
300 ST ANDREWS DR
VERNON CENTER, MN 56090
* $ 304,701,000 1 $ 115,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,761,153,000 1 $ 125,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 1 $ 105,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 125,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 1 $ 65,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 125,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 215,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 105,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 115,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 265,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 195,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 75,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 1 $ 55,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 1 $ 325,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ -1,000 1 $ 75,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 125,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 4,145,422,000 1 $ 275,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 1 $ 445,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 1 $ 105,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 1 $ 85,000
Southpoint Financial Credit Union
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ 352,844,000 1 $ 85,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 1 $ 795,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 2,231,157,000 1 $ 15,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 145,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 3,483,865,000 1 $ 95,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 285,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 655,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 1 $ 225,000
Onb Bank
975 34TH AVE NW
ROCHESTER, MN 55901
* $ 97,180,000 1 $ 125,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 1 $ 95,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 1 $ 135,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 245,000
Iowa State Bank
1101 MAIN STREET
HULL, IA 51239
* $ 619,537,000 1 $ 265,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 434,815,000 1 $ 105,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,706,892,000 1 $ 495,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 5,394,695,000 1 $ 175,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 215,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 578,076,000 1 $ 225,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 165,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 19,633,838,000 1 $ 85,000
Roundbank
200 SECOND STREET NE, PO BOX 667
WASECA, MN 56093
* $ 308,104,000 1 $ 115,000
American Bank of the North
117 CENTRAL AVENUE
NASHWAUK, MN 55769
* $ 540,407,000 1 $ 75,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 65,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 753,826,000 1 $ 245,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 1 $ 45,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,253,389,000 1 $ 295,000
Hometrust Bank
PO BOX 10
ASHEVILLE, NC 28802
* $ 3,409,271,000 1 $ 5,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 12,122,519,000 1 $ 265,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 219,071,000,000 1 $ 285,000

The tables below break down 2019 mortgage applications in Martin County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Martin County, MN in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 366 $48,870,000 $133,000 $795,000 $82,000 $1,296,000
Refinancing 123 $17,815,000 $144,000 $795,000 $97,000 $990,000
Cash-out Refinancing 107 $16,245,000 $151,000 $465,000 $91,000 $299,000
Home Improvement 37 $4,115,000 $111,000 $1,505,000 $98,000 $431,000
Other Purpose 22 $1,650,000 $75,000 $355,000 $104,000 $625,000
Not Applicable 10 $540,000 $54,000 $125,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 538 $71,900,000 $133,000 $795,000 $89,000 $1,296,000
Not applicable 74 $10,800,000 $145,000 $1,505,000 $72,000 $190,000
Not Provided 31 $3,915,000 $126,000 $295,000 $84,000 $340,000
Hispanic 16 $1,940,000 $121,000 $285,000 $76,000 $337,000
Asian 5 $515,000 $103,000 $145,000 $48,000 $73,000
Black or African American 1 $165,000 $165,000 $165,000 $60,000 $60,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 453 $62,885,000 $138,000 $1,505,000 $99,000 $1,296,000
FHA-insured (Federal Housing Administration) 107 $11,325,000 $105,000 $255,000 $57,000 $190,000
VA-guaranteed (Veterans Administration) 57 $10,515,000 $184,000 $445,000 $70,000 $213,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $4,510,000 $93,000 $175,000 $46,000 $86,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 385 $54,175,000 $140,000 $1,505,000 $90,000 $1,296,000
Application Denied By Financial Institution 99 $11,005,000 $111,000 $585,000 $82,000 $990,000
Loan Purchased By The Institution 86 $11,220,000 $130,000 $795,000 $73,000 $190,000
Application Withdrawn By Applicant 59 $7,225,000 $122,000 $795,000 $92,000 $780,000
Application Approved But Not Accepted 21 $3,355,000 $159,000 $355,000 $96,000 $171,000
File Closed For Incompleteness 15 $2,255,000 $150,000 $655,000 $78,000 $240,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 493 $66,085,000 $134,000 $795,000 $87,000 $1,296,000
Debt-To-Income Ratio 104 $16,480,000 $158,000 $1,505,000 $91,000 $392,000
Credit History 26 $2,030,000 $78,000 $215,000 $91,000 $432,000
Collateral 16 $1,850,000 $115,000 $325,000 $77,000 $121,000
Credit Application Incomplete 10 $1,350,000 $135,000 $345,000 $150,000 $990,000
Other 8 $710,000 $88,000 $225,000 $54,000 $140,000
Unverifiable Information 5 $475,000 $95,000 $245,000 $76,000 $118,000
Employment History 2 $170,000 $85,000 $125,000 $46,000 $62,000
Insufficient Cash (Downpayment, Closing Cost) 1 $85,000 $85,000 $85,000 $46,000 $46,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Minnesota Lender List