Mifflin County PA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Unlock detailed Mifflin County PA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Pennsylvania.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,213
Total Mortgage Loan Application Amount $122,515,000
Average Mortgage Loan Application Amount $101,000
Highest Mortgage Loan Application Amount $575,000
Average Applicant Income $71,000
Highest Applicant Income $911,000

Mortgage Company List for Lending in Mifflin County PA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
KISH BANK
4255 EAST MAIN STREET
BELLEVILLE, PA 17004
* $ 848,479,000 191 $ 21,935,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 33,026,384,000 133 $ 10,805,000
THE JUNIATA VALLEY BANK
1 S MAIN ST
MIFFLINTOWN, PA 17059
* $ 623,980,000 107 $ 6,405,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 97 $ 8,695,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 5,356,853,000 62 $ 3,400,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,689,351,000,000 57 $ 6,935,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 9,701,569,000 56 $ 5,530,000
JERSEY SHORE STATE BANK
300 MARKET STREET
WILLIAMSPORT, PA 17701
* $ 1,255,174,000 19 $ 1,845,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 18 $ 3,220,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,015,112,000 17 $ 895,000
MEMBERS 1ST
5000 LOUISE DRIVE
ENOLA, PA 17055
* $ 4,125,329,000 17 $ 1,145,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 18,466,868,000 15 $ 1,455,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 13 $ 2,305,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 13 $ 1,655,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 11 $ 2,165,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 11 $ 1,035,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 11 $ 1,505,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 11 $ 1,075,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 9 $ 1,315,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 7 $ 785,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 7 $ 1,045,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 119,636,147,000 7 $ 545,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 7 $ 945,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 7 $ 725,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,500,928,000 7 $ 635,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 7 $ 335,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 7 $ 535,000
EVERENCE FEDERAL CREDIT UNION
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ 195,277,000 7 $ 615,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 840,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 6 $ 660,000
PENNIAN BANK
2 NORTH MAIN STREET, P.O. BOX 96
MIFFLINTOWN, PA 17059
* $ 510,723,000 6 $ 980,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 6 $ 800,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 5 $ 525,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 5 $ 525,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 5 $ 315,000
RIVERVIEW BANK
200 FRONT STREET P. O. BOX B
MARYSVILLE, PA 17053
* $ 1,137,637,000 4 $ 120,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 4 $ 190,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 4 $ 800,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 219,071,000,000 4 $ 540,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 4 $ 340,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 3 $ 405,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 3 $ 395,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 3 $ 595,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 3 $ 255,000
ALLIANCE CREDIT, LLC
7825 W. AKRON-CANFIELD RD
CANFIELD, OH 44406
* $ -1,000 3 $ 195,000
FIRST HERITAGE FINANCIAL, LLC
2655 NESHAMINY INTERPLEX DR - STE 105
TREVOSE, PA 19053
* $ -1,000 3 $ 345,000
OAKSTAR BANK
1020 E BATTLEFIELD
SPRINGFIELD, MO 65807
* $ 938,693,000 3 $ 645,000
NORWICH COMMERCIAL GROUP, INC.
38 SECURITY DRIVE
AVON, CT 06001
* $ -1,000 3 $ 415,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 2 $ 220,000
FRANKLIN MINT
5 HILLMAN DRIVE
CHADDS FORD TOWNSHIP, PA 19317
* $ 1,094,100,000 2 $ 120,000
LINKBANK
32 W MARKET STREET
CAMP HILL, PA 17030
* $ 334,521,000 2 $ 200,000
LOW VA RATES, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ -1,000 2 $ 360,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 70,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 2 $ 160,000
FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG
20 SOUTH MAIN STREET
CHAMBERSBURG, PA 17201
* $ 1,210,156,000 2 $ 160,000
CNB BANK
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 3,203,027,000 2 $ 180,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 290,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ -1,000 2 $ 230,000
AMERISERV FINANCIAL BANK
216 FRANKLIN ST
JOHNSTOWN, PA 15901
* $ 1,145,678,000 2 $ 440,000
THE EPHRATA NATIONAL BANK
31 EAST MAIN STREET PO BOX 457
EPHRATA, PA 17522
* $ 1,097,256,000 2 $ 220,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 2 $ 200,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 2 $ 160,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 2 $ 270,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ -1,000 2 $ 90,000
SERVICE 1ST
1985 MONTOUR BLVD PO BOX 159
DANVILLE, PA 17821
* $ 378,266,000 2 $ 170,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 110,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 430,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 2 $ 120,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 2 $ 100,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 2 $ 260,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 2 $ 450,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 90,000
HORIZON FEDERAL CREDIT UNION
2849 REACH ROAD
WILLIAMSPORT, PA 17701
* $ 77,244,000 1 $ 135,000
HOWARD HANNA FINANCIAL SERVICES, INC.
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ -1,000 1 $ 55,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 684,352,000 1 $ 115,000
CORNING CREDIT UNION
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,408,923,000 1 $ 25,000
BOEING EMPLOYEES CREDIT UNION
12770 GATEWAY DRIVE
TUKWILA, WA 98168
* $ 19,588,565,000 1 $ 145,000
GO MORTGAGE, LLC
15430 W CAPITOL DRIVE
WILMINGTON, DE 53005
* $ -1,000 1 $ 165,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 1 $ 135,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,782,639,000,000 1 $ 145,000
AGCHOICE FARM CREDIT ACA
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ -1,000 1 $ 305,000
THE BANK OF LANDISBURG
P.O. BOX 179 100 N CARLISLE ST
LANDISBURG, PA 17040
* $ 290,251,000 1 $ 55,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 1 $ 145,000
TIDEWATER MORTGAGE SERVICES, INC.
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 85,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 75,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 1 $ 165,000
DOLLAR BANK, FEDERAL SAVINGS BANK
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 8,514,086,000 1 $ 105,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 1 $ 135,000
ORRSTOWN BANK
2695 PHILADELPHIA AVENUE
SHIPPENSBURG, PA 17201
* $ 1,932,361,000 1 $ 85,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 1 $ 205,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 234,032,000,000 1 $ 85,000
1ST PREFERENCE MORTGAGE CORP.
9423 BELAIR RD
BALTIMORE, MD 21236
* $ -1,000 1 $ 155,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 105,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 1 $ 125,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 125,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 1 $ 115,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 1 $ 95,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 67401
* $ 3,855,606,000 1 $ 235,000
CHOU TEAM REALTY, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 1 $ 165,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 1 $ 75,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 25,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20817
* $ 949,720,000 1 $ 75,000
RELIANCE SAVINGS BANK
1119 12TH ST
ALTOONA, PA 16601
* $ 531,516,000 1 $ 35,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 12,558,891,000 1 $ 115,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 145,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 1 $ 95,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 77,243,612,000 1 $ 155,000
MID PENN BANK
349 UNION STREET
MILLERSBURG, PA 17061
* $ 2,077,686,000 1 $ 125,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 268,405,000 1 $ 145,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 1 $ 55,000
BANKUNITED, NATIONAL ASSOCIATION
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 155,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 1 $ 325,000
OPEN MORTGAGE, LLC
14101 W. HWY 290 #1300
AUSTIN, TX 78737
* $ -1,000 1 $ 95,000
SHARONVIEW FEDERAL CREDIT UNION
1081 RED VENTURES DR.
FORT MILL, SC 29707
* $ 1,613,712,000 1 $ 125,000
NEW CUMBERLAND FEDERAL CREDIT UNION
345 LEWISBERRY RD
NEW CUMBERLAND, PA 17070
* $ 151,012,000 1 $ 105,000
CUSTOMERS BANK
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 9,828,370,000 1 $ 125,000
ROUNDPOINT MORTGAGE SERVICING LLC
5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8
WILMINGTON, DE 28219
* $ -1,000 1 $ 105,000
DEVELOPER'S MORTGAGE COMPANY
2700 E DUBLIN GRANVILLE RD SUITE 460
COLUMBUS, OH 43231
* $ -1,000 1 $ 155,000
S&T BANK
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 7,233,529,000 1 $ 235,000
CITY BANK
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 2,710,801,000 1 $ 45,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 175,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 125,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 395,677,000 1 $ 145,000
TOWER FEDERAL CREDIT UNION
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 3,041,867,000 1 $ 15,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,060,792,000 1 $ 125,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 135,000
SOUTHERN TRUST MORTGAGE, LLC
4433 CORPORATION LANE SUITE 300
VIRGINIA BEACH, VA 23462
* $ -1,000 1 $ 55,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 1 $ 165,000
FIRST FEDERAL SAVINGS AND LOAN ASSOCIATION OF LAKEWOOD
14806 DETROIT AVE
LAKEWOOD, OH 44107
* $ 1,960,015,000 1 $ 265,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 45,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 1 $ 65,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Mifflin County PA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 524 $63,230,000 $120,000 $575,000 $73,000 $911,000
Refinancing 266 $27,520,000 $103,000 $315,000 $67,000 $439,000
Cash-out Refinancing 159 $18,925,000 $119,000 $345,000 $68,000 $376,000
Home Improvement 141 $6,075,000 $43,000 $255,000 $74,000 $594,000
Other Purpose 116 $6,210,000 $53,000 $265,000 $75,000 $247,000
Not Applicable 7 $555,000 $79,000 $155,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,035 $102,565,000 $99,000 $575,000 $71,000 $911,000
Not Provided 87 $9,165,000 $105,000 $315,000 $64,000 $191,000
Not applicable 63 $7,075,000 $112,000 $295,000 $83,000 $140,000
Hispanic 12 $1,640,000 $136,000 $315,000 $141,000 $439,000
Black or African American 6 $870,000 $145,000 $235,000 $120,000 $178,000
American Indian or Alaskan Native 4 $360,000 $90,000 $135,000 $45,000 $95,000
Asian 3 $625,000 $208,000 $255,000 $56,000 $90,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 929 $86,635,000 $93,000 $575,000 $74,000 $911,000
FHA-insured (Federal Housing Administration) 136 $14,380,000 $105,000 $265,000 $55,000 $152,000
VA-guaranteed (Veterans Administration) 102 $16,440,000 $161,000 $345,000 $71,000 $209,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $5,060,000 $110,000 $195,000 $49,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 698 $72,460,000 $103,000 $485,000 $74,000 $911,000
Application Denied By Financial Institution 233 $19,635,000 $84,000 $575,000 $63,000 $594,000
Application Withdrawn By Applicant 110 $11,730,000 $106,000 $345,000 $72,000 $226,000
Loan Purchased By The Institution 92 $11,400,000 $123,000 $295,000 $78,000 $439,000
File Closed For Incompleteness 49 $5,275,000 $107,000 $275,000 $70,000 $188,000
Application Approved But Not Accepted 31 $2,015,000 $65,000 $215,000 $67,000 $181,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 881 $95,595,000 $108,000 $405,000 $73,000 $911,000
Debt-To-Income Ratio 162 $12,940,000 $79,000 $575,000 $67,000 $507,000
Credit History 66 $5,100,000 $77,000 $255,000 $72,000 $594,000
Collateral 61 $5,035,000 $82,000 $305,000 $67,000 $181,000
Credit Application Incomplete 21 $1,895,000 $90,000 $165,000 $60,000 $123,000
Other 12 $1,260,000 $105,000 $235,000 $74,000 $167,000
Unverifiable Information 5 $355,000 $71,000 $135,000 $94,000 $171,000
Insufficient Cash (Downpayment, Closing Cost) 3 $195,000 $65,000 $85,000 $38,000 $45,000
Employment History 2 $140,000 $70,000 $75,000 $13,000 $26,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Pennsylvania Lender List