Mills County, IA Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 836 mortgage applications in Mills County, IA totaling $126.0 million, up 23% from 2014. The average application was for $150,000, and applicants reported an average income of $75,000. 60% of applications resulted in an originated loan and 12% were denied. The most active lender was Mj Mortgage, with 80 applications, followed by Wells Fargo Bank NA and Glenwood State Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 836
Total Mortgage Loan Application Amount $125,975,000
Average Mortgage Loan Application Amount $150,000
Highest Mortgage Loan Application Amount $1,200,000
Average Applicant Income $75,000
Highest Applicant Income $1,129,000

Mortgage Company List for Lending in Mills County, IA for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Mj Mortgage
2 N LOCUST ST
GLENWOOD, IA 51534
* $ 100,000,000 80 $ 12,269,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 79 $ 13,596,000
Glenwood State Bank
32 N WALNUT ST/PO BOX 431
GLENWOOD, IA 51534
* $ 168,726,000 64 $ 3,759,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 17,377,985,000 53 $ 7,292,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ 10,000,000 48 $ 6,715,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 40 $ 5,049,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 2,189,966,000 34 $ 6,013,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 166,793,000 31 $ 4,154,000
Malvern Bank
404 MAIN STREET
MALVERN, IA 51551
* $ 90,345,000 19 $ 1,975,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 17 $ 2,820,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 14 $ 1,709,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 543,829,000 14 $ 1,516,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ 759,389,000 14 $ 1,843,000
Pulaski Bank, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,425,574,000 13 $ 2,201,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 12 $ 2,017,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 11 $ 2,164,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 11 $ 4,275,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 10 $ 1,512,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 1,124,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 9 $ 1,044,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 9 $ 1,952,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ 348,276,000 8 $ 2,080,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 8 $ 1,291,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 8 $ 1,064,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 397,763,000 8 $ 2,140,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 8 $ 2,137,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 1,010,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 7 $ 1,054,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 7 $ 1,101,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ 0 6 $ 1,148,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 1,133,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 1,099,000
Great Western Bank
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 9,636,848,000 5 $ 470,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 71,682,343,000 4 $ 418,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 4 $ 315,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 249,549,000 4 $ 386,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 4 $ 469,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 4 $ 863,000
Omaha Police Federal Credit Union
3003 S 82ND AVENUE
OMAHA, NE 68124
* $ 60,450,000 4 $ 674,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 4 $ 737,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 777,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ 248,040,000 4 $ 734,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 207,164,000 4 $ 1,060,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,146,212,000 4 $ 365,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 3 $ 943,000
Bank of Nebraska
7223 SOUTH 84TH ST.
LAVISTA, NE 68128
* $ 134,627,000 3 $ 663,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 3 $ 272,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 3 $ 331,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 2 $ 255,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 2 $ 313,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 2 $ 293,000
Houghton State Bank
116 E COOLBAUGH ST
RED OAK, IA 51566
* $ 179,067,000 2 $ 45,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 2 $ 442,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 385,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 2 $ 373,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 2 $ 469,000
American Lending Solutions LLC
N4365 STATE HWY 73
COLUMBUS, WI 53925
* $ 10,861,469,000 2 $ 206,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 2 $ 467,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,040,462,000 2 $ 600,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ 10,000,000 2 $ 408,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 2 $ 255,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,037,913,000 2 $ 465,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 2,640,538,000 2 $ 205,000
Availa Bank
126 W 6TH ST
CARROLL, IA 51401
* $ 529,193,000 2 $ 107,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 123,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 217,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 124,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 114,000
First American Bank
1207 CENTRAL AVE
FORT DODGE, IA 50501
* $ 1,078,478,000 1 $ 10,000
Origin Bank

HOUSTON, TX 77024
* $ 3,713,197,000 1 $ 114,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ 225,688,000 1 $ 170,000
Dundee Mortgage LLC
5015 UNDERWOOD AVENUE
OMAHA, NE 68132
* $ 112,198,000 1 $ 73,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,622,355,000 1 $ 103,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 1 $ 25,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ 436,112,000 1 $ 190,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 691,345,000 1 $ 50,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 1 $ 101,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 1 $ 120,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 151,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 163,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ 349,080,000 1 $ 115,000
State Savings Bank
4800 MILLS CIVIC PKWY., STE. 100
WEST DES MOINES, IA 50265
* $ 109,903,000 1 $ 191,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 1 $ 114,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 1 $ 172,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,291,449,000 1 $ 118,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 1 $ 70,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ 10,000,000 1 $ 206,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 98,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 199,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 1 $ 239,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 125,000
Farmers & Merchants State Bank
300 FRONT ST
NEOLA, IA 51559
* $ 61,940,000 1 $ 104,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 1 $ 143,000
Midwest Family Lending Corp.
2753 99TH STREET
URBANDALE, IA 50322
* $ 10,000,000 1 $ 114,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 1 $ 163,000
Cass County Bank, Inc.
2020 W 8TH AVE
PLATTSMOUTH, NE 68048
* $ 71,648,000 1 $ 186,000
Security National Bank of Omaha
PO BOX 31400
OMAHA, NE 68124
* $ 755,185,000 1 $ 50,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 1 $ 200,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,371,232,000 1 $ 131,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ 7,380,000 1 $ 163,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 636,758,000 1 $ 158,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 1 $ 187,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 1 $ 254,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 1 $ 7,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 1 $ 218,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ 318,272,000 1 $ 223,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 1 $ 304,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 1 $ 156,000
Auto Club Trust, FSB
1 AUTO CLUB DRIVE
DEARBORN, MI 48126
* $ 78,549,000 1 $ 147,000
Midstates Bank NA
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ 381,391,000 1 $ 113,000

The tables below break down 2015 mortgage applications in Mills County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mills County, IA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 385 $66,254,000 $172,000 $1,200,000 $74,000 $597,000
Refinancing 373 $55,047,000 $147,000 $600,000 $75,000 $1,129,000
Home Improvement 78 $4,674,000 $59,000 $509,000 $79,000 $574,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 696 $105,672,000 $151,000 $1,200,000 $82,000 $1,129,000
Not applicable 72 $10,783,000 $149,000 $416,000 $4,000 $110,000
Not Provided 46 $5,965,000 $129,000 $300,000 $84,000 $677,000
Hispanic 17 $2,969,000 $174,000 $315,000 $72,000 $157,000
Native Hawaiian or Other Pacific Islander 3 $322,000 $107,000 $181,000 $69,000 $163,000
American Indian or Alaskan Native 1 $12,000 $12,000 $12,000 $33,000 $33,000
Asian 1 $252,000 $252,000 $252,000 $100,000 $100,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 538 $77,486,000 $144,000 $1,200,000 $88,000 $1,129,000
FHA-insured (Federal Housing Administration) 122 $17,800,000 $145,000 $276,000 $43,000 $161,000
VA-guaranteed (Veterans Administration) 93 $19,379,000 $208,000 $509,000 $70,000 $197,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 83 $11,310,000 $136,000 $344,000 $43,000 $94,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 499 $74,572,000 $149,000 $600,000 $82,000 $1,129,000
Loan Purchased By The Institution 135 $23,012,000 $170,000 $417,000 $45,000 $404,000
Application Denied By Financial Institution 98 $12,028,000 $122,000 $1,200,000 $70,000 $341,000
Application Withdrawn By Applicant 71 $10,247,000 $144,000 $724,000 $85,000 $677,000
Application Approved But Not Accepted 18 $2,975,000 $165,000 $322,000 $73,000 $158,000
File Closed For Incompleteness 15 $3,141,000 $209,000 $485,000 $74,000 $192,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 35 $3,254,000 $92,000 $342,000 $69,000 $172,000
Debt-To-Income Ratio 9 $738,000 $82,000 $171,000 $62,000 $130,000
Collateral 6 $491,000 $81,000 $126,000 $65,000 $122,000
Credit Application Incomplete 6 $843,000 $140,000 $350,000 $69,000 $138,000
Other 4 $485,000 $121,000 $239,000 $113,000 $130,000
Unverifiable Information 3 $220,000 $73,000 $132,000 $64,000 $137,000
Insufficient Cash (Downpayment, Closing Cost) 2 $231,000 $115,000 $130,000 $49,000 $52,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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