Mills County, IA Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 692 mortgage applications in Mills County, IA totaling $121.0 million, down 14% from 2016. The average application was for $174,000, and applicants reported an average income of $76,000. 55% of applications resulted in an originated loan and 11% were denied. The most active lender was First National Bank of Omaha, with 51 applications, followed by US Bank, N.A. and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 692
Total Mortgage Loan Application Amount $121,022,000
Average Mortgage Loan Application Amount $174,000
Highest Mortgage Loan Application Amount $3,500,000
Average Applicant Income $76,000
Highest Applicant Income $1,556,000

Mortgage Company List for Lending in Mills County, IA for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 18,938,350,000 51 $ 7,809,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 38 $ 4,830,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 36 $ 6,951,000
Glenwood State Bank
32 N WALNUT ST/PO BOX 431
GLENWOOD, IA 51534
* $ 176,616,000 33 $ 1,733,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 32 $ 6,126,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 30 $ 5,209,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ 876,853,000 30 $ 3,660,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 23 $ 5,379,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 3,311,062,000 19 $ 3,404,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 15 $ 2,085,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ -1,000 14 $ 6,510,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 14 $ 2,621,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ 463,284,000 12 $ 2,956,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 12 $ 1,750,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 11 $ 1,355,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 11 $ 1,922,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 11 $ 1,455,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 10 $ 1,196,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 663,723,000 10 $ 996,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 11,418,149,000 10 $ 1,249,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 5,382,961,000 9 $ 2,179,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 9 $ 1,876,000
Community First National Bank
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 229,166,000 8 $ 888,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 181,659,000 8 $ 1,312,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 8 $ 1,628,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 8 $ 1,243,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 7 $ 983,000
Malvern Bank
404 MAIN STREET
MALVERN, IA 51551
* $ 145,242,000 7 $ 1,067,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 7 $ 992,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 553,662,000 7 $ 927,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 277,105,000 6 $ 4,490,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 3,101,783,000 5 $ 457,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 5 $ 1,870,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 5 $ 1,294,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 5 $ 573,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 4 $ 1,324,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 616,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 4 $ 648,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 4 $ 927,000
Houghton State Bank
116 E COOLBAUGH ST
RED OAK, IA 51566
* $ 173,226,000 3 $ 159,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 3 $ 834,000
Midstates Bank NA
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ 408,950,000 3 $ 157,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 368,000
Kellogg Midwest Federal Credit Union
9618 BRENTWOOD DR
LA VISTA, NE 68128
* $ 47,436,000 3 $ 153,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 83,730,044,000 3 $ 221,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 434,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 229,634,000 3 $ 785,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 3 $ 768,000
Security National Bank of Omaha
PO BOX 31400
OMAHA, NE 68124
* $ 848,902,000 2 $ 43,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 2 $ 382,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 468,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 3,595,637,000 2 $ 465,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,372,911,000 2 $ 433,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 629,000,000 2 $ 282,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 304,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ -1,000 2 $ 501,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 427,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 376,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 2 $ 431,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 2 $ 354,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 119,269,000 2 $ 360,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 2 $ 17,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 355,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 531,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 2 $ 455,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ 323,092,000 2 $ 571,000
Omaha Federal Credit Union
3001 S 82ND AVE
OMAHA, NE 68124
* $ 73,876,000 2 $ 70,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,870,076,000 1 $ 157,000
First Nebraska Credit Union
10655 BEDFORD AVE
OMAHA, NE 68134
* $ 120,253,000 1 $ 197,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 308,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 1 $ 21,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 46,000
First Direct Lending LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ -1,000 1 $ 131,000
Five Points Bank
PO BOX 1507
GRAND ISLAND, NE 68802
* $ 980,388,000 1 $ 312,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 323,073,000 1 $ 77,000
Mutual First Federal Credit Union
14510 F STREET STE 101
OMAHA, NE 68137
* $ 106,207,000 1 $ 25,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 1 $ 147,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 160,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 1 $ 127,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 180,000
Origin Bank

HOUSTON, TX 77024
* $ 4,051,724,000 1 $ 117,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 911,063,000 1 $ 235,000
Dundee Bank
5015 UNDERWOOD AVE
OMAHA, NE 68132
* $ 233,729,000 1 $ 289,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 183,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 280,899,000 1 $ 189,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 1 $ 259,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 1,027,051,000 1 $ 51,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ -1,000 1 $ 113,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 1 $ 271,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 174,000
Community Choice Credit Union
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50131
* $ 458,261,000 1 $ 1,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 1 $ 138,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 195,406,000 1 $ 235,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 1 $ 200,000
Metro Credit Union
14517 F STREET SUITE 211
OMAHA, NE 68137
* $ 312,843,000 1 $ 138,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 969,397,000 1 $ 154,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 1 $ 199,000
Auto Club Trust, FSB
1 AUTOCLUB DRIVE
DEARBORN, MI 48126
* $ 0 1 $ 140,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 568,425,000 1 $ 241,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 196,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 100,000
Bank Iowa
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,146,128,000 1 $ 54,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 291,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 950,755,000 1 $ 400,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 79,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 317,715,000 1 $ 218,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 253,000
Bellwether Enterprise Real Estate Capital, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 1,031,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 1 $ 227,000
Omaha Police Federal Credit Union
3003 S 82ND AVENUE
OMAHA, NE 68124
* $ 65,753,000 1 $ 183,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 204,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 550,032,000 1 $ 128,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 251,000

The tables below break down 2017 mortgage applications in Mills County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Mills County, IA in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 346 $64,168,000 $185,000 $553,000 $69,000 $242,000
Refinancing 280 $51,347,000 $183,000 $3,500,000 $81,000 $1,556,000
Home Improvement 66 $5,507,000 $83,000 $826,000 $87,000 $341,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 528 $88,891,000 $168,000 $3,000,000 $87,000 $1,556,000
Not applicable 94 $21,085,000 $224,000 $3,500,000 $5,000 $123,000
Not Provided 56 $7,711,000 $137,000 $381,000 $81,000 $193,000
Hispanic 10 $2,865,000 $286,000 $414,000 $109,000 $224,000
Native Hawaiian or Other Pacific Islander 3 $451,000 $150,000 $209,000 $83,000 $124,000
Asian 1 $19,000 $19,000 $19,000 $35,000 $35,000
Black or African American 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 376 $61,999,000 $164,000 $3,500,000 $87,000 $1,556,000
VA-guaranteed (Veterans Administration) 147 $34,575,000 $235,000 $553,000 $83,000 $530,000
FHA-insured (Federal Housing Administration) 115 $18,051,000 $156,000 $1,031,000 $49,000 $198,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 54 $6,397,000 $118,000 $177,000 $31,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 380 $69,508,000 $182,000 $3,500,000 $88,000 $1,556,000
Loan Purchased By The Institution 120 $22,521,000 $187,000 $482,000 $33,000 $359,000
Application Denied By Financial Institution 79 $11,105,000 $140,000 $505,000 $69,000 $412,000
Application Withdrawn By Applicant 69 $10,603,000 $153,000 $451,000 $86,000 $530,000
File Closed For Incompleteness 26 $3,147,000 $121,000 $271,000 $56,000 $242,000
Application Approved But Not Accepted 18 $4,138,000 $229,000 $826,000 $107,000 $438,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 19 $1,264,000 $66,000 $204,000 $61,000 $156,000
Debt-To-Income Ratio 13 $1,949,000 $149,000 $381,000 $74,000 $150,000
Credit Application Incomplete 9 $2,454,000 $272,000 $505,000 $138,000 $179,000
Collateral 6 $1,041,000 $173,000 $351,000 $94,000 $173,000
Other 5 $505,000 $101,000 $133,000 $30,000 $58,000
Unverifiable Information 2 $105,000 $52,000 $55,000 $65,000 $69,000
Employment History 1 $182,000 $182,000 $182,000 $49,000 $49,000
Insufficient Cash (Downpayment, Closing Cost) 1 $115,000 $115,000 $115,000 $29,000 $29,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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