Montgomery County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Unlock detailed Montgomery County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 704 |
| Total Mortgage Loan Application Amount | $66,354,000 |
| Average Mortgage Loan Application Amount | $94,000 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $9,999,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| BANK & TRUST COMPANY 401 N MADISON LITCHFIELD, IL 62056 |
* | $ 254,326,000 | 130 | $ 12,676,000 |
| BANK OF HILLSBORO, NATIONAL ASSOCIATION PO BOX 310 HILLSBORO, IL 62049 |
* | $ 272,887,000 | 64 | $ 5,434,000 |
| JACKSONVILLE SAVINGS BANK 1211 WEST MORTON AVE JACKSONVILLE, IL 62650 |
* | $ 301,421,000 | 47 | $ 2,983,000 |
| SOUTH CENTRAL ILLINOIS MTG LLC 450 W. SIDE SQUARE CARLINVILLE, IL 62626 |
* | $ 366,232,000 | 45 | $ 5,961,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 39 | $ 2,978,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,104,833,000,000 | 27 | $ 3,027,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,454,050,584,000 | 26 | $ 2,036,000 |
| THE FIRST NATIONAL BANK OF RAYMOND 403 E. BROAD ST. RAYMOND, IL 62560 |
* | $ 126,875,000 | 21 | $ 1,737,000 |
| THE FIRST NATIONAL BANK IN STAUNTON 115 S ELM ST PO BOX 59 STAUNTON, IL 62088 |
* | $ 446,105,000 | 16 | $ 1,829,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 15 | $ 1,283,000 |
| UNITED COMMUNITY BANK 104 N MACOUPIN CHATHAM, IL 62033 |
* | $ 843,305,000 | 12 | $ 1,227,000 |
| THE BRADFORD NATIONAL BANK OF GREENVILLE 100 E COLLEGE AVE GREENVILLE, IL 62246 |
* | $ 221,081,000 | 12 | $ 880,000 |
| CHERRY CREEK MORTGAGE, LLC 7600 E ORCHARD ROAD, SUITE 250 -N WILMINGTON, DE 80111 |
* | $ 10,000,000 | 11 | $ 983,000 |
| PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 10 | $ 839,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 9 | $ 1,169,000 |
| ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 8 | $ 893,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 8 | $ 527,000 |
| HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 7 | $ 947,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 126,719,736,000 | 7 | $ 723,000 |
| CARLINVILLE NATIONAL BANK PO BOX 350 CARLINVILLE, IL 62052 |
* | $ 360,343,000 | 7 | $ 372,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 6 | $ 668,000 |
| US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,955,059,000 | 6 | $ 397,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 6 | $ 425,000 |
| GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 5 | $ 415,000 |
| AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 5 | $ 383,000 |
| INB, NATIONAL ASSOCIATION 322 E. CAPITOL SPRINGFIELD, IL 62701 |
* | $ 564,105,000 | 5 | $ 365,000 |
| BANK OF SPRINGFIELD 2600 STEVENSON DRIVE SPRINGFIELD, IL 62703 |
* | $ 681,222,000 | 5 | $ 502,000 |
| ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 341,542,000 | 4 | $ 54,000 |
| CNB BANK AND TRUST, N.A. 450 W. SIDE SQUARE CARLINVILLE, IL 62626 |
* | $ 139,401,000 | 4 | $ 100,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 4 | $ 406,000 |
| CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 11,750,980,000 | 4 | $ 865,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 44,423,207,000 | 4 | $ 454,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 254,825,730,000 | 4 | $ 498,000 |
| FIRST CLOVER LEAF BANK, N.A. 6814 GOSHEN ROAD, PO BOX 540 EDWARDSVILLE, IL 62025 |
* | $ 574,510,000 | 4 | $ 610,000 |
| WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 3 | $ 273,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 3 | $ 198,000 |
| IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 3 | $ 273,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 3 | $ 524,000 |
| FIRST BANK 600 JAMES MCDONNELL BLVD CREVE COEUR, MO 63042 |
* | $ 7,352,931,000 | 3 | $ 214,000 |
| ILLINI BANK 3200 W. ILES AVENUE SPRINGFIELD, IL 62711 |
* | $ 246,795,000 | 3 | $ 278,000 |
| PEOPLES BANK & TRUST 200 S LOCUST, PO BOX 350 PANA, IL 62557 |
* | $ 277,562,000 | 3 | $ 129,000 |
| MARINE BANK 3050 WABASH AVENUE SPRINGFIELD, IL 62704 |
* | $ 583,576,000 | 3 | $ 319,000 |
| ILLINOIS STATE POLICE FEDERAL CREDIT UNION 730 ENGINEERING AVE. SPRINGFIELD, IL 62703 |
* | $ 77,027,000 | 3 | $ 236,000 |
| LAND OF LINCOLN CREDIT UNION 3130 E MOUND RD DECATUR, IL 62526 |
* | $ 144,025,000 | 3 | $ 163,000 |
| 1ST MIDAMERICA CREDIT UNION 731 E. BETHALTO DR BETHALTO, IL 62010 |
* | $ 427,273,000 | 2 | $ 143,000 |
| PRAIRIE STATE BANK AND TRUST 3751 W. WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 552,892,000 | 2 | $ 214,000 |
| SECURITY BANK, S.B. 510 E. MONROE ST SPRINGFIELD, IL 62701 |
* | $ 170,858,000 | 2 | $ 344,000 |
| SCOTT CREDIT UNION 101 CREDIT UNION WAY EDWARDSVILLE, IL 62025 |
* | $ 694,238,000 | 2 | $ 168,000 |
| THE BANK OF EDWARDSVILLE 330 W VANDALIA EDWARDSVILLE, IL 62025 |
* | $ 1,498,079,000 | 2 | $ 93,000 |
| MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 1,632,607,000 | 2 | $ 414,000 |
| TOWN & COUNTRY BANC MORTGAGE SERVICES, INC. 3601 W WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 237,850,000 | 2 | $ 238,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 2 | $ 258,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 2 | $ 132,000 |
| JLB CORPORATION 111 WESTPORT PLAZA, #1150 CLAYTON, MO 63146 |
* | $ 12,988,000 | 2 | $ 298,000 |
| CITIFINANCIAL SERVICES, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 2 | $ 130,000 |
| CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 2 | $ 166,000 |
| BOULEVARD BANK 111 E.MAIN STREET NEOSHO, MO 64850 |
* | $ 146,162,000 | 2 | $ 16,000 |
| SOUTH CENTRAL BANK, NATIONAL ASSOCIATION 525 W ROOSEVELT RD CHICAGO, IL 60607 |
* | $ 241,311,000 | 2 | $ 21,000 |
| FIDELITY BANK, NATIONAL ASSOCIATION 100 E ENGLISH WICHITA, KS 67202 |
* | $ 1,640,565,000 | 1 | $ 45,000 |
| THRIVENT FINANCIAL BANK 122 EAST COLLEGE AVE., SUITE 1E APPLETON, WI 54911 |
* | $ 554,688,000 | 1 | $ 23,000 |
| ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 1 | $ 93,000 |
| ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 91,413,704,000 | 1 | $ 188,000 |
| GRAND BANK, NATIONAL ASSOCIATION 2297 HWY 33 HAMILTON, NJ 08690 |
* | $ 424,689,000 | 1 | $ 195,000 |
| FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 108,971,662,000 | 1 | $ 80,000 |
| THE MORTGAGE COMPANY 7343 S ALTON WAY STE 150 CENTENNIAL, CO 80112 |
* | $ 5,768,000 | 1 | $ 259,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 1 | $ 172,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 153,341,765,000 | 1 | $ 124,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 15,104,501,000 | 1 | $ 210,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,216,291,000,000 | 1 | $ 75,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ 37,000,000 | 1 | $ 124,000 |
| WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ 10,000,000 | 1 | $ 275,000 |
| LSI MORTGAGE PLUS 6470 E JOHNS CROSSING STE 400 DULUTH, GA 30097 |
* | $ 1,704,000 | 1 | $ 141,000 |
| FIRST OPTION MORTGAGE, LLC 3330 CUMBERLAND BLVD SE, SUITE 800 ATLANTA, GA 30339 |
* | $ 941,000 | 1 | $ 56,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 1 | $ 85,000 |
| GATEWAY MORTGAGE GROUP, LLC 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 10,000,000 | 1 | $ 115,000 |
| FIRST BANKERS TRUST COMPANY, NATIONAL ASSOCIATION 505 NORTH 24TH STREET QUINCY, IL 62301 |
* | $ 682,852,000 | 1 | $ 82,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ 10,000,000 | 1 | $ 59,000 |
| FIRST NB OF GRANT PARK 119 N. MAIN ST. GRANT PARK, IL 60940 |
* | $ 121,487,000 | 1 | $ 49,000 |
| HERGET BANK NATIONAL ASSOCIATI 33 S 4TH STREET PEKIN, IL 61554 |
* | $ 264,503,000 | 1 | $ 25,000 |
| FIRST MID BANK & TRUST, NATIONAL ASSOCIATION 1515 CHARLESTON AVE, PO BOX 499 MATTOON, IL 61938 |
* | $ 1,462,741,000 | 1 | $ 35,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ 100,000,000 | 1 | $ 49,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 19,000 |
| THE FIRST NATIONAL BANK 432 W GALLATIN VANDALIA, IL 62471 |
* | $ 266,769,000 | 1 | $ 35,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 200,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 1 | $ 86,000 |
| MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 1 | $ 103,000 |
| PARAMOUNT BOND & MORTGAGE CO., INC. 622 EMERSON RD SUITE 325 SAINT LOUIS, MO 63141 |
* | $ 29,655,000 | 1 | $ 102,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 1 | $ 174,000 |
| GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 1 | $ 74,000 |
| FEDTRUST MORTGAGE 32000 NORTHWESTERN HWY. SUITE 240 FARMINGTON HILLS, MI 48334 |
* | $ 10,000,000 | 1 | $ 174,000 |
| VINSON MORTGAGE GROUP 12801 FLUSHING MEADOWS DR SUITE 100 SAINT LOUIS, MO 63131 |
* | $ 10,000,000 | 1 | $ 73,000 |
| RESIDENTIAL FINANCE CORP. 401 N. FRONT STREET, SUITE 300 COLUMBUS, OH 43215 |
* | $ 17,533,484,000 | 1 | $ 121,000 |
| POLARIS HOME FUNDING CORP. 151 44TH ST. SW ENGLEWOOD, FL 49418 |
* | $ 10,000,000 | 1 | $ 122,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,285,622,000 | 1 | $ 116,000 |
| FIRST STATE BANK OF RED BUD 115 W MARKET RED BUD, IL 62278 |
* | $ 95,601,000 | 1 | $ 320,000 |
| COLE TAYLOR BANK 9550 W HIGGINS RAOD ROSEMONT, IL 60018 |
* | $ 4,469,196,000 | 1 | $ 83,000 |
| TOWN AND COUNTRY BANK 3601 W WABASH AVE SPRINGFIELD, IL 62711 |
* | $ 268,560,000 | 1 | $ 107,000 |
| COMMUNITY BANK OF TRENTON 104 EAST BROADWAY TRENTON, IL 62293 |
* | $ 71,908,000 | 1 | $ 200,000 |
| FLANAGAN STATE BANK 301 W FALCON HWY FLANAGAN, IL 61740 |
* | $ 131,429,000 | 1 | $ 60,000 |
| CARROLLTON BANK P. O. BOX 232 CARROLLTON, IL 62016 |
* | $ 950,213,000 | 1 | $ 88,000 |
| FIRST COMMUNITY STATE BANK 417 W. NORTH STREET, P.O. BOX 210 STAUNTON, IL 62088 |
* | $ 54,711,000 | 1 | $ 55,000 |
| HEARTLAND 2213 W WHITE OAKS DR SPRINGFIELD, IL 62704 |
* | $ 207,869,000 | 1 | $ 60,000 |
| FCB BANKS 800 BELT LINE ROAD COLLINSVILLE, IL 62234 |
* | $ 612,803,000 | 1 | $ 241,000 |
| LIBERTY BANK 2403 HOMER ADAMS PARKWAY ALTON, IL 62002 |
* | $ 291,837,000 | 1 | $ 128,000 |
| FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 69,000 |
| AMERICAN SOUTHWEST MORTGAGE CORP. 5900 MOSTELLER DRIVE SUITE 10 OKLAHOMA CITY, OK 73112 |
* | $ 143,000,000 | 1 | $ 91,000 |
| GCS FEDERAL CREDIT UNION 4101 STATE HWY 111 PONTOON BEACH, IL 62040 |
* | $ 286,370,000 | 1 | $ 32,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Montgomery County IL in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 372 | $39,840,000 | $107,000 | $417,000 | $95,000 | $9,999,000 |
| Home Purchase | 263 | $23,240,000 | $88,000 | $600,000 | $52,000 | $378,000 |
| Home Improvement | 69 | $3,274,000 | $47,000 | $252,000 | $64,000 | $154,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 629 | $58,526,000 | $93,000 | $417,000 | $80,000 | $9,999,000 |
| Not Provided | 34 | $3,644,000 | $107,000 | $321,000 | $76,000 | $180,000 |
| Not applicable | 32 | $3,119,000 | $97,000 | $600,000 | $10,000 | $78,000 |
| Hispanic | 4 | $358,000 | $89,000 | $120,000 | $40,000 | $66,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $314,000 | $157,000 | $157,000 | $52,000 | $52,000 |
| American Indian or Alaskan Native | 1 | $9,000 | $9,000 | $9,000 | $15,000 | $15,000 |
| Asian | 1 | $180,000 | $180,000 | $180,000 | $39,000 | $39,000 |
| Black or African American | 1 | $204,000 | $204,000 | $204,000 | $112,000 | $112,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 495 | $47,732,000 | $96,000 | $600,000 | $92,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 99 | $9,091,000 | $91,000 | $241,000 | $38,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 75 | $5,443,000 | $72,000 | $148,000 | $33,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 35 | $4,088,000 | $116,000 | $321,000 | $43,000 | $140,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 438 | $42,302,000 | $96,000 | $600,000 | $70,000 | $443,000 |
| Application Denied By Financial Institution | 104 | $8,650,000 | $83,000 | $328,000 | $57,000 | $230,000 |
| Loan Purchased By The Institution | 79 | $7,061,000 | $89,000 | $275,000 | $33,000 | $149,000 |
| Application Withdrawn By Applicant | 43 | $4,729,000 | $109,000 | $328,000 | $51,000 | $143,000 |
| Application Approved But Not Accepted | 24 | $1,993,000 | $83,000 | $294,000 | $63,000 | $137,000 |
| File Closed For Incompleteness | 14 | $1,529,000 | $109,000 | $417,000 | $759,000 | $9,999,000 |
| Preapproval Denied by Financial Institution | 2 | $90,000 | $45,000 | $70,000 | $37,000 | $43,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38 | $2,424,000 | $63,000 | $328,000 | $54,000 | $180,000 |
| Debt-To-Income Ratio | 20 | $1,985,000 | $99,000 | $254,000 | $51,000 | $161,000 |
| Collateral | 17 | $1,237,000 | $72,000 | $199,000 | $45,000 | $125,000 |
| Credit Application Incomplete | 5 | $294,000 | $58,000 | $87,000 | $63,000 | $97,000 |
| Other | 2 | $398,000 | $199,000 | $210,000 | $175,000 | $230,000 |
| Employment History | 1 | $135,000 | $135,000 | $135,000 | $39,000 | $39,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $67,000 | $67,000 |
| Mortgage Insurance Denied | 1 | $72,000 | $72,000 | $72,000 | $83,000 | $83,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.