Montgomery County, IL Mortgage Lenders & HMDA Data, 2011

In 2011, lenders reported 704 mortgage applications in Montgomery County, IL totaling $66.4 million, down 15% from 2010. The average application was for $94,000, and applicants reported an average income of $76,000. 62% of applications resulted in an originated loan and 15% were denied. The most active lender was Bank & Trust Company, with 130 applications, followed by Constitution Bank N.A. and Jacksonville Savings Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 704
Total Mortgage Loan Application Amount $66,354,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $600,000
Average Applicant Income $76,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Montgomery County, IL for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank & Trust Company
401 N MADISON
LITCHFIELD, IL 62056
* $ 254,326,000 130 $ 12,676,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 272,887,000 64 $ 5,434,000
Jacksonville Savings Bank
1211 WEST MORTON AVE
JACKSONVILLE, IL 62650
* $ 301,421,000 47 $ 2,983,000
South Central Illinois Mtg LLC
450 W. SIDE SQUARE
CARLINVILLE, IL 62626
* $ 366,232,000 45 $ 5,961,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 39 $ 2,978,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,104,833,000,000 27 $ 3,027,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 26 $ 2,036,000
The First National Bank of Raymond
403 E. BROAD ST.
RAYMOND, IL 62560
* $ 126,875,000 21 $ 1,737,000
The First National Bank in Staunton
115 S ELM ST PO BOX 59
STAUNTON, IL 62088
* $ 446,105,000 16 $ 1,829,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 15 $ 1,283,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 843,305,000 12 $ 1,227,000
The Bradford National Bank of Greenville
100 E COLLEGE AVE
GREENVILLE, IL 62246
* $ 221,081,000 12 $ 880,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ 10,000,000 11 $ 983,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 10 $ 839,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 9 $ 1,169,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 8 $ 893,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 8 $ 527,000
Home Loan Center, Inc.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 7 $ 947,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 126,719,736,000 7 $ 723,000
Carlinville National Bank
PO BOX 350
CARLINVILLE, IL 62052
* $ 360,343,000 7 $ 372,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 668,000
US Bk NA Nd
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 6 $ 397,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 10,788,420,000 6 $ 425,000
Gmac Mortgage, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 5 $ 415,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 383,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 564,105,000 5 $ 365,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 681,222,000 5 $ 502,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 341,542,000 4 $ 54,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 139,401,000 4 $ 100,000
Flagstar Bank NA

TROY, MI 49098
* $ 12,648,357,000 4 $ 406,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 11,750,980,000 4 $ 865,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 4 $ 454,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 254,825,730,000 4 $ 498,000
First Clover Leaf Bank, N.A.
6814 GOSHEN ROAD, PO BOX 540
EDWARDSVILLE, IL 62025
* $ 574,510,000 4 $ 610,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 3 $ 273,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 3 $ 198,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 273,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 524,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 7,352,931,000 3 $ 214,000
Illini Bank
3200 W. ILES AVENUE
SPRINGFIELD, IL 62711
* $ 246,795,000 3 $ 278,000
Peoples Bank & Trust
200 S LOCUST, PO BOX 350
PANA, IL 62557
* $ 277,562,000 3 $ 129,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 583,576,000 3 $ 319,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 77,027,000 3 $ 236,000
Land of Lincoln Credit Union
3130 E MOUND RD
DECATUR, IL 62526
* $ 144,025,000 3 $ 163,000
1st Midamerica Credit Union
731 E. BETHALTO DR
BETHALTO, IL 62010
* $ 427,273,000 2 $ 143,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 552,892,000 2 $ 214,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 170,858,000 2 $ 344,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 694,238,000 2 $ 168,000
The Bank of Edwardsville
330 W VANDALIA
EDWARDSVILLE, IL 62025
* $ 1,498,079,000 2 $ 93,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 1,632,607,000 2 $ 414,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 237,850,000 2 $ 238,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 2 $ 258,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 132,000
Jlb Corporation dba Golden Oak Lending
111 WESTPORT PLAZA, #1150
ST. LOUIS, MO 63146
* $ 12,988,000 2 $ 298,000
Citifinancial Services, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 130,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 2 $ 166,000
Boulevard Bank
111 E.MAIN STREET
NEOSHO, MO 64850
* $ 146,162,000 2 $ 16,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 241,311,000 2 $ 21,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,640,565,000 1 $ 45,000
Thrivent Financial Bank
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 554,688,000 1 $ 23,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 93,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 91,413,704,000 1 $ 188,000
Grand Bank, National Association
2297 HWY 33
HAMILTON, NJ 08690
* $ 424,689,000 1 $ 195,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 108,971,662,000 1 $ 80,000
The Mortgage Company
7343 S ALTON WAY STE 150
CENTENNIAL, CO 80112
* $ 5,768,000 1 $ 259,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 1 $ 172,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 1 $ 124,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,104,501,000 1 $ 210,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,216,291,000,000 1 $ 75,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ 37,000,000 1 $ 124,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 1 $ 275,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 141,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 1 $ 56,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 85,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 115,000
First Bankers Trust Company
505 NORTH 24TH STREET
QUINCY, IL 62301
* $ 682,852,000 1 $ 82,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 1 $ 59,000
First Nb of Grant Park
119 N. MAIN ST.
GRANT PARK, IL 60940
* $ 121,487,000 1 $ 49,000
Herget Bank National Associati
33 S 4TH STREET
PEKIN, IL 61554
* $ 264,503,000 1 $ 25,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 1,462,741,000 1 $ 35,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 49,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 19,000
The First National Bank
432 W GALLATIN
VANDALIA, IL 62471
* $ 266,769,000 1 $ 35,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 200,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 1 $ 86,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 103,000
Paramount Bond & Mortgage Co., Inc.
622 EMERSON RD SUITE 325
SAINT LOUIS, MO 63141
* $ 29,655,000 1 $ 102,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 1 $ 174,000
Generation Mortgage Company
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 74,000
Fedtrust Mortgage
32000 NORTHWESTERN HWY. SUITE 240
FARMINGTON HILLS, MI 48334
* $ 10,000,000 1 $ 174,000
Vinson Mortgage Group
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 1 $ 73,000
Residential Finance Corp.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 1 $ 121,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ 10,000,000 1 $ 122,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,285,622,000 1 $ 116,000
First State Bank of Red Bud
115 W MARKET
RED BUD, IL 62278
* $ 95,601,000 1 $ 320,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,469,196,000 1 $ 83,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 268,560,000 1 $ 107,000
Community Bank of Trenton
104 EAST BROADWAY
TRENTON, IL 62293
* $ 71,908,000 1 $ 200,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 131,429,000 1 $ 60,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 950,213,000 1 $ 88,000
First Community State Bank
417 W. NORTH STREET, P.O. BOX 210
STAUNTON, IL 62088
* $ 54,711,000 1 $ 55,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 207,869,000 1 $ 60,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 612,803,000 1 $ 241,000
Liberty Bank
2403 HOMER ADAMS PARKWAY
ALTON, IL 62002
* $ 291,837,000 1 $ 128,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 69,000
American Southwest Mortgage Corp.
5900 MOSTELLER DRIVE SUITE 10
OKLAHOMA CITY, OK 73112
* $ 143,000,000 1 $ 91,000
Gcs Federal Credit Union
4101 STATE HWY 111
PONTOON BEACH, IL 62040
* $ 286,370,000 1 $ 32,000

The tables below break down 2011 mortgage applications in Montgomery County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Montgomery County, IL in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 372 $39,840,000 $107,000 $417,000 $95,000 $9,999,000
Home Purchase 263 $23,240,000 $88,000 $600,000 $52,000 $378,000
Home Improvement 69 $3,274,000 $47,000 $252,000 $64,000 $154,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 629 $58,526,000 $93,000 $417,000 $80,000 $9,999,000
Not Provided 34 $3,644,000 $107,000 $321,000 $76,000 $180,000
Not applicable 32 $3,119,000 $97,000 $600,000 $10,000 $78,000
Hispanic 4 $358,000 $89,000 $120,000 $40,000 $66,000
Native Hawaiian or Other Pacific Islander 2 $314,000 $157,000 $157,000 $52,000 $52,000
American Indian or Alaskan Native 1 $9,000 $9,000 $9,000 $15,000 $15,000
Asian 1 $180,000 $180,000 $180,000 $39,000 $39,000
Black or African American 1 $204,000 $204,000 $204,000 $112,000 $112,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 495 $47,732,000 $96,000 $600,000 $92,000 $9,999,000
FHA-insured (Federal Housing Administration) 99 $9,091,000 $91,000 $241,000 $38,000 $118,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 75 $5,443,000 $72,000 $148,000 $33,000 $73,000
VA-guaranteed (Veterans Administration) 35 $4,088,000 $116,000 $321,000 $43,000 $140,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 438 $42,302,000 $96,000 $600,000 $70,000 $443,000
Application Denied By Financial Institution 104 $8,650,000 $83,000 $328,000 $57,000 $230,000
Loan Purchased By The Institution 79 $7,061,000 $89,000 $275,000 $33,000 $149,000
Application Withdrawn By Applicant 43 $4,729,000 $109,000 $328,000 $51,000 $143,000
Application Approved But Not Accepted 24 $1,993,000 $83,000 $294,000 $63,000 $137,000
File Closed For Incompleteness 14 $1,529,000 $109,000 $417,000 $759,000 $9,999,000
Preapproval Denied by Financial Institution 2 $90,000 $45,000 $70,000 $37,000 $43,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 38 $2,424,000 $63,000 $328,000 $54,000 $180,000
Debt-To-Income Ratio 20 $1,985,000 $99,000 $254,000 $51,000 $161,000
Collateral 17 $1,237,000 $72,000 $199,000 $45,000 $125,000
Credit Application Incomplete 5 $294,000 $58,000 $87,000 $63,000 $97,000
Other 2 $398,000 $199,000 $210,000 $175,000 $230,000
Employment History 1 $135,000 $135,000 $135,000 $39,000 $39,000
Insufficient Cash (Downpayment, Closing Cost) 1 $85,000 $85,000 $85,000 $67,000 $67,000
Mortgage Insurance Denied 1 $72,000 $72,000 $72,000 $83,000 $83,000
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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