Paramount Bond & Mortgage Co., Inc. Mortgage Lending & HMDA Data, 2011
In 2011, Paramount Bond & Mortgage Co., Inc. of Saint Louis, MO reported 1,640 mortgage applications totaling $286.2 million. The average application was for $174,509, and applicants reported an average income of $86,468. 76% of its applications resulted in an originated loan and 4% were denied. Its largest markets were St. Louis, MO-IL (1,139), Tampa-St. Petersburg-Clearwater, FL (93) and Coeur D'Alene, ID (88) (applications in parentheses).
| Mortgage Company & Address | Paramount Bond & Mortgage Co., Inc. 622 Emerson Rd Suite 325 Saint Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,640 |
| Total Mortgage Loan Application Amount | $286,195,000 |
| Average Mortgage Loan Application Amount | $174,509 |
| Highest Mortgage Loan Application Amount | $1,379,000 |
| Average Applicant Income | $86,468 |
| Highest Applicant Income | $3,796,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Paramount Bond & Mortgage Co., Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Paramount Bond & Mortgage Co., Inc. in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,009 | $150,264,000 | $148,000 | $1,200,000 | $68,000 | $1,068,000 |
| Refinancing | 631 | $135,931,000 | $215,000 | $1,379,000 | $116,000 | $3,796,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,366 | $245,820,000 | $179,000 | $1,379,000 | $91,000 | $3,796,000 |
| Black or African American | 104 | $12,466,000 | $119,000 | $327,000 | $55,000 | $267,000 |
| Not Provided | 77 | $11,902,000 | $154,000 | $439,000 | $62,000 | $240,000 |
| Hispanic | 49 | $6,209,000 | $126,000 | $350,000 | $48,000 | $123,000 |
| Asian | 42 | $9,280,000 | $220,000 | $429,000 | $104,000 | $324,000 |
| American Indian or Alaskan Native | 1 | $200,000 | $200,000 | $200,000 | $111,000 | $111,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $318,000 | $318,000 | $318,000 | $145,000 | $145,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 917 | $173,717,000 | $189,000 | $1,379,000 | $109,000 | $3,796,000 |
| FHA-insured (Federal Housing Administration) | 604 | $90,797,000 | $150,000 | $573,000 | $59,000 | $273,000 |
| VA-guaranteed (Veterans Administration) | 106 | $19,546,000 | $184,000 | $358,000 | $53,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $2,135,000 | $164,000 | $229,000 | $50,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,241 | $218,893,000 | $176,000 | $1,379,000 | $89,000 | $3,796,000 |
| Application Withdrawn By Applicant | 323 | $54,907,000 | $169,000 | $802,000 | $79,000 | $1,241,000 |
| Application Denied By Financial Institution | 58 | $9,371,000 | $161,000 | $750,000 | $67,000 | $552,000 |
| Application Approved But Not Accepted | 18 | $3,024,000 | $168,000 | $417,000 | $80,000 | $197,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 9 | $1,531,000 | $170,000 | $320,000 | $45,000 | $79,000 |
| Collateral | 9 | $1,708,000 | $189,000 | $750,000 | $109,000 | $552,000 |
| Credit History | 7 | $1,102,000 | $157,000 | $224,000 | $56,000 | $91,000 |
| Other | 5 | $1,106,000 | $221,000 | $337,000 | $89,000 | $167,000 |
| Employment History | 2 | $254,000 | $127,000 | $137,000 | $41,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $435,000 | $217,000 | $274,000 | $54,000 | $84,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Paramount Bond & Mortgage Co., Inc.'s 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Paramount Bond & Mortgage Co., Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About