Morgan County WV
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Morgan County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Morgan County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,429
Total Mortgage Loan Application Amount $198,784,000
Average Mortgage Loan Application Amount $139,000
Highest Mortgage Loan Application Amount $780,000
Average Applicant Income $68,000
Highest Applicant Income $1,350,000

Mortgage Company List for Lending in Morgan County WV for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CNB BANK INC.
101 S WASHINGTON STREET
BERKELEY SPRINGS, WV 25411
* $ 290,346,000 217 $ 14,918,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 108 $ 16,370,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 94 $ 16,025,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 88 $ 10,645,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 80 $ 12,321,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,462,991,000 76 $ 7,008,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 62 $ 10,476,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 61 $ 9,094,000
VALLEY FARM CREDIT, ACA
125 PROSPERITY DR.
WINCHESTER, VA 22602
* $ 10,000,000 56 $ 8,985,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 53 $ 10,078,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 29 $ 4,320,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 20 $ 3,211,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 20 $ 3,241,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 17 $ 3,873,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 15 $ 2,703,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 15 $ 2,295,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 15 $ 2,672,000
WELLS FARGO FINL WEST VIRGINIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 12 $ 2,768,000
BANK OF ROMNEY
95 E MAIN STREET
ROMNEY, WV 26757
* $ 216,795,000 12 $ 959,000
SHENANDOAH MORTGAGE, LLC
3232 NEWMARK DRIVE
MIAMISBURG, OH 45352
* $ 11,874,413,000 11 $ 2,112,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 11 $ 1,738,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 11 $ 1,620,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 10 $ 1,192,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 10 $ 866,000
THE FIRST NATIONAL BANK OF GRE
P.O. BOX 8, 40 CENTER SQUARE
GREENCASTLE, PA 17225
* $ 533,561,000 9 $ 343,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 9 $ 935,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 9 $ 1,448,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 9 $ 571,000
BANK OF CHARLES TOWN
111 EAST WASHINGTON ST
CHARLES TOWN, WV 25414
* $ 297,707,000 8 $ 975,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 8 $ 1,503,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 8 $ 1,082,000
SUSQUEHANNA BANK
1570 MANHEIM PIKE PO BOX 3300
LANCASTER, PA 17601
* $ 6,595,205,000 7 $ 411,000
CENTRA BANK INC (WV)
990 ELMER PRINCE DRIVE
MORGANTOWN, WV 26505
* $ 1,084,237,000 7 $ 1,024,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 7 $ 1,260,000
FIRST UNITED CORPORATION
19 S SECOND STREET
OAKLAND, MD 21550
* $ 1,463,163,000 6 $ 751,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 6 $ 751,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 6 $ 1,130,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 6 $ 977,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 6 $ 454,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 6 $ 1,664,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 5 $ 936,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 5 $ 910,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 5 $ 274,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 5 $ 652,000
SUMMIT COMMUNITY BANK, INC.
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 1,418,607,000 5 $ 1,306,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 5 $ 1,093,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 5 $ 939,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 4 $ 442,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 4 $ 477,000
FIRST SAVINGS MORTGAGE CORPORATION
8444 WEST PARK DRIVE, THE 4TH FLOOR
MCLEAN, VA 22102
* $ 10,000,000 4 $ 841,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 4 $ 570,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 355,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 4 $ 70,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 4 $ 52,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 4 $ 877,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 4 $ 572,000
BANK OF CLARKE COUNTY
2 E MAIN STREET
BERRYVILLE, VA 22611
* $ 503,181,000 4 $ 617,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 3 $ 783,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 3 $ 754,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 3 $ 644,000
JEFFERSON SECURITY BANK
P.O. BOX 35
SHEPHERDSTOWN, WV 25443
* $ 249,049,000 3 $ 353,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 3 $ 243,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 672,000
PRESIDENTIAL BANK, F.S.B.
4600 EAST-WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 545,468,000 3 $ 481,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 3 $ 628,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,795,053,000 2 $ 440,000
CHESSIE
15 COMMERCE DRIVE
CUMBERLAND, MD 21502
* $ 164,751,000 2 $ 155,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 2 $ 173,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 2 $ 337,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 1,742,632,000 2 $ 291,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 2 $ 419,000
PROSPERITY MORTGAGE COMPANY
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 2 $ 409,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,507,032,000 2 $ 301,000
BANKUNITED, FSB
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 14,415,594,000 2 $ 364,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 124,782,289,000 2 $ 55,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 2 $ 288,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 175,107,526,000 2 $ 398,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 4,255,983,000 2 $ 421,000
SANDY SPRING BANK
6831 BENJAMIN FRANKIN DRIVE
COLUMBIA, MD 21046
* $ 3,035,925,000 1 $ 69,000
CAPON VALLEY BANK
2 W MAIN ST, PO BOX 119
WARDENSVILLE, WV 26851
* $ 139,841,000 1 $ 171,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 4,079,556,000 1 $ 50,000
PNC REVERSE MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 63,000
VIRGINIA NATIONAL BANK
PO BOX 2853
CHARLOTTESVILLE, VA 22902
* $ 348,598,000 1 $ 15,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 962,672,000 1 $ 385,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 1 $ 264,000
HARLEYSVILLE NATIONAL BANK
483 MAIN STREET
HARLEYSVILLE, PA 19438
* $ 3,887,951,000 1 $ 108,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 15,301,433,000 1 $ 103,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 543,934,000 1 $ 270,000
EASTERN SAVINGS BANK, FSB
EXEC PLAZA II - 11350 MCCORMICK RD
HUNT VALLEY, MD 21031
* $ 1,117,603,000 1 $ 77,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 16,047,364,000 1 $ 138,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 1 $ 164,000
WATERFIELD BANK
6903 ROCKLEDGE DRIVE, SUITE 525
BETHESDA, MD 20817
* $ 160,020,000 1 $ 119,000
AMERICAN STERLING BANK
535 S STERLING
SUGAR CREEK, MO 64054
* $ 272,321,000 1 $ 170,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 1 $ 150,000
CARROLLTON BANK
7151 GATEWAY DRIVE SUITE A
COLUMBIA, MD 21046
* $ 351,452,000 1 $ 256,000
FIRST BANK OF CHARLESTON, INC.
201 PENNSYLVANIA AVE
CHARLESTON, WV 25302
* $ 120,262,000 1 $ 218,000
LENDMARK FINANCIAL SERV OF WV
223 W NASH STREET
WILSON, NC 27893
* $ 344,674,148,000 1 $ 160,000
CALHOUN COUNTY BANK, INC.
362 MAIN STREET
GRANTSVILLE, WV 26147
* $ 93,697,000 1 $ 21,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 1 $ 159,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 54,000
MEFC
25 FIRST STREET, SE, #1
LEESBURG, VA 20175
* $ 10,000,000 1 $ 130,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 156,000
DELL FRANKLIN FINANCIAL LLC
8334 VETERANS HIGHWAY, SUITE #1
MILLERSVILLE, MD 21108
* $ 9,519,000 1 $ 201,000
CARDINAL FINANCIAL COMPANY
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 1 $ 255,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 158,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 190,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
BALTIMORE, MD 21236
* $ 10,000,000 1 $ 155,000
CAPITAL MORTGAGE FINANCE CORP.
6310 STEVENS FOREST ROAD
COLUMBIA, MD 21046
* $ 10,000,000 1 $ 176,000
PINNACLE MORTGAGE GROUP, INC.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 50,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 204,000
MASON DIXON FUNDING INC
800 KING FARM BLVD, STE 210A
ROCKVILLE, MD 20850
* $ 10,000,000 1 $ 108,000
COMMUNITY FIRST CREDIT UNION OF FLO
637 N. LEE STREET
JACKSONVILLE, FL 32204
* $ 1,181,284,000 1 $ 90,000
ENERGY FEDERAL CREDIT UNION
805 KING FARM BLVD SUITE 110
ROCKVILLE, MD 20850
* $ 93,770,000 1 $ 75,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 187,000
ASSURITY FINANCIAL SERVICES
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 1 $ 144,000
DYNAMIC CAPITAL MORTGAGE, INC
1371 BEACON STREET
BROOKLINE, MA 02446
* $ 17,029,772,000 1 $ 200,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 192,000
PREMIER MORTGAGE CAPITAL
800 N MAGNOLIA AVE STE 1202
ORLANDO, FL 32803
* $ 10,000,000 1 $ 176,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 1 $ 105,000
MWABANK
1701 1ST AVENUE
ROCK ISLAND, IL 61201
* $ 166,952,000 1 $ 78,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 283,000
SHELTER MORTGAGE COMPANY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 1 $ 243,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 1 $ 197,000
APPLE FEDERAL CREDIT UNION
4029 RIDGE TOP RD
FAIRFAX, VA 22030
* $ 1,022,385,000 1 $ 100,000
FIRST PEOPLES COMMUNITY FEDERAL CREDIT UNION
153 BALTIMORE STREET
CUMBERLAND, MD 21502
* $ 193,120,000 1 $ 56,000
PENNSYLVANIA STATE EMPLOYEES CREDIT UNION
PO BOX 67013
HARRISBURG, PA 17106
* $ 2,958,520,000 1 $ 100,000
HUDSON CITY SAVINGS BANK
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 44,142,119,000 1 $ 205,000
H&R BLOCK BANK
ONE H&R BLOCK WAY
KANSAS CITY, MO 64105
* $ 1,495,905,000 1 $ 141,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 213,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Morgan County WV in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 836 $129,526,000 $154,000 $600,000 $66,000 $1,350,000
Home Purchase 358 $56,961,000 $159,000 $780,000 $79,000 $400,000
Home Improvement 235 $12,297,000 $52,000 $520,000 $58,000 $270,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,208 $163,203,000 $135,000 $600,000 $68,000 $1,350,000
Not Provided 134 $20,779,000 $155,000 $494,000 $74,000 $312,000
Not applicable 47 $8,506,000 $180,000 $780,000 $28,000 $338,000
Hispanic 16 $2,280,000 $142,000 $361,000 $104,000 $614,000
American Indian or Alaskan Native 10 $1,436,000 $143,000 $214,000 $72,000 $322,000
Black or African American 10 $1,962,000 $196,000 $546,000 $113,000 $262,000
Asian 4 $618,000 $154,000 $192,000 $70,000 $104,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,180 $153,157,000 $129,000 $780,000 $70,000 $1,350,000
FHA-insured (Federal Housing Administration) 217 $39,913,000 $183,000 $384,000 $58,000 $312,000
VA-guaranteed (Veterans Administration) 20 $4,091,000 $204,000 $385,000 $62,000 $133,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,623,000 $135,000 $190,000 $42,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 724 $90,831,000 $125,000 $780,000 $71,000 $1,350,000
Application Denied By Financial Institution 358 $52,210,000 $145,000 $568,000 $64,000 $614,000
Application Withdrawn By Applicant 148 $24,541,000 $165,000 $417,000 $71,000 $294,000
Loan Purchased By The Institution 110 $18,999,000 $172,000 $388,000 $45,000 $345,000
Application Approved But Not Accepted 66 $8,492,000 $128,000 $520,000 $80,000 $720,000
File Closed For Incompleteness 23 $3,711,000 $161,000 $265,000 $65,000 $138,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 67 $12,210,000 $182,000 $546,000 $83,000 $614,000
Credit History 64 $6,422,000 $100,000 $315,000 $55,000 $162,000
Debt-To-Income Ratio 41 $5,078,000 $123,000 $355,000 $51,000 $350,000
Credit Application Incomplete 19 $3,453,000 $181,000 $568,000 $61,000 $149,000
Other 13 $1,765,000 $135,000 $213,000 $51,000 $132,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,174,000 $167,000 $330,000 $76,000 $138,000
Employment History 4 $639,000 $159,000 $322,000 $78,000 $97,000
Unverifiable Information 1 $272,000 $272,000 $272,000 $130,000 $130,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List