Nicholas County WV
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Unlock detailed Nicholas County WV mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in West Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 593 |
| Total Mortgage Loan Application Amount | $62,635,000 |
| Average Mortgage Loan Application Amount | $105,000 |
| Highest Mortgage Loan Application Amount | $495,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $1,658,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST COMMUNITY BANK 29 COLLEGE DR BLUEFIELD, VA 24605 |
* | $ 2,236,658,000 | 140 | $ 14,480,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 219,071,000,000 | 71 | $ 6,255,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 35 | $ 2,025,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 23 | $ 2,185,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 108,672,320,000 | 21 | $ 2,295,000 |
| COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 4,179,535,000 | 21 | $ 1,785,000 |
| UNITED BANK 11185 FAIRFAX BLVD FAIRFAX, VA 22030 |
* | $ 19,247,276,000 | 20 | $ 2,740,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 14 | $ 1,460,000 |
| CITY NATIONAL BANK OF WEST VIRGINIA 25 GATEWATER ROAD CHARLESTON, WV 25313 |
* | $ 4,835,856,000 | 13 | $ 1,825,000 |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. 596 LYNNHAVEN PARKWAY SUITE 200 VIRGINIA BEACH, VA 23452 |
* | $ -1,000 | 13 | $ 1,225,000 |
| PREMIER BANK, INC. 601 WASHINGTON STREET RAVENSWOOD, WV 26164 |
* | $ 1,239,307,000 | 13 | $ 1,865,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,689,351,000,000 | 11 | $ 1,105,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 108,015,112,000 | 9 | $ 385,000 |
| CLAY COUNTY BANK, INC. PO BOX 239 CLAY, WV 25125 |
* | $ 94,907,000 | 9 | $ 1,235,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,218,960,000,000 | 8 | $ 640,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 7 | $ 1,125,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,135,647,000 | 7 | $ 1,165,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 81,602,818,000 | 6 | $ 750,000 |
| FAYETTE COUNTY NATIONAL BANK PO BOX 209 FAYETTEVILLE, WV 25840 |
* | $ 88,210,000 | 6 | $ 320,000 |
| SUMMIT COMMUNITY BANK, INC PO BOX 680; 310 NORTH MAIN STREET MOOREFIELD, WV 26836 |
* | $ 2,192,939,000 | 6 | $ 560,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 5 | $ 585,000 |
| ALCOVA MORTGAGE LLC 308 MARKET ST, SE MECHANICSVILLE, VA 24011 |
* | $ -1,000 | 4 | $ 380,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 4 | $ 780,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 4 | $ 640,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 370,500,928,000 | 4 | $ 640,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,782,639,000,000 | 4 | $ 250,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,060,792,000 | 3 | $ 235,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 3 | $ 435,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 3 | $ 385,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 3 | $ 455,000 |
| PENDLETON COMMUNITY BANK, INC. 128 N MAIN ST FRANKLIN, WV 26807 |
* | $ 307,536,000 | 3 | $ 435,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 2 | $ 180,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 459,476,604,000 | 2 | $ 140,000 |
| MCNB BANK AND TRUST CO. 75 WYOMING ST WELCH, WV 24801 |
* | $ 294,188,000 | 2 | $ 370,000 |
| FARM CREDIT OF THE VIRGINIAS, ACA 106 SANGERS LANE STAUNTON, VA 24401 |
* | $ -1,000 | 2 | $ 360,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 2 | $ 120,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 2 | $ 350,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 18,466,868,000 | 2 | $ 60,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,426,633,000 | 2 | $ 370,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ -1,000 | 2 | $ 230,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,933,790,000 | 2 | $ 110,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 2 | $ 220,000 |
| VICTORIAN FINANCE, LLC 2570 BOYCE PLAZA ROAD HARRISBURG, PA 15241 |
* | $ -1,000 | 2 | $ 230,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 1 | $ 75,000 |
| PIONEER COMMUNITY BANK, INC. 822 ROBERT C BYRD DR SOPHIA, WV 25921 |
* | $ 110,985,000 | 1 | $ 65,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 175,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 265,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 1 | $ 75,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 159,291,000,000 | 1 | $ 75,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 1,811,622,000 | 1 | $ 235,000 |
| AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ -1,000 | 1 | $ 175,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 65,000 |
| THE POCA VALLEY BANK, INC. PO BOX 56 WALTON, WV 25286 |
* | $ 372,430,000 | 1 | $ 145,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 395,677,000 | 1 | $ 65,000 |
| ALLIED MORTGAGE GROUP, INC. 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ -1,000 | 1 | $ 135,000 |
| FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 5,133,339,000 | 1 | $ 235,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 36,899,806,000 | 1 | $ 145,000 |
| MAGNOLIA BANK, INCORPORATED 794 OLD ELIZABETHTOWN RD MAGNOLIA, KY 42748 |
* | $ 268,405,000 | 1 | $ 145,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 312,093,000 | 1 | $ 65,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 4,426,972,000 | 1 | $ 75,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 17,230,779,000 | 1 | $ 115,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 105,000 |
| PEOPLES BANK PO BOX 7 MENDENHALL, MS 39114 |
* | $ 297,303,000 | 1 | $ 175,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 155,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 1,279,654,000 | 1 | $ 75,000 |
| STAR USA FEDERAL CREDIT UNION ONE CANTLEY DRIVE CHARLESTON, WV 25314 |
* | $ 156,505,000 | 1 | $ 105,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 96,962,446,000 | 1 | $ 125,000 |
| PIONEER APPALACHIA FEDERAL CREDIT UNION 1316 KANAWHA BLVD., E. CHARLESTON, WV 25301 |
* | $ 189,954,000 | 1 | $ 135,000 |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 971 CORPORATE BLVD LINTHICUM, MD 21090 |
* | $ 3,642,602,000 | 1 | $ 15,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 144,453,358,000 | 1 | $ 155,000 |
| WHITESVILLE STATE BANK 38609 COAL RIVER ROAD WHITESVILLE, WV 25209 |
* | $ 101,764,000 | 1 | $ 155,000 |
| NEW PEOPLES BANK, INC. PO BOX 1810 HONAKER, VA 24260 |
* | $ 680,984,000 | 1 | $ 115,000 |
| ROUNDPOINT MORTGAGE SERVICING LLC 5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8 WILMINGTON, DE 28219 |
* | $ -1,000 | 1 | $ 195,000 |
| IMPAC MORTGAGE CORP. 19500 JAMBOREE RD GLENDALE, CA 92612 |
* | $ -1,000 | 1 | $ 155,000 |
| FIRST NATIONAL BANK OF PENNSYLVANIA 166 MAIN ST GREENVILLE, PA 16125 |
* | $ 33,026,384,000 | 1 | $ 55,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ -1,000 | 1 | $ 105,000 |
| HOME SAVINGS BANK 275 W FEDERAL ST YOUNGSTOWN, OH 44503 |
* | $ 2,801,504,000 | 1 | $ 65,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Nicholas County WV in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 310 | $34,340,000 | $110,000 | $425,000 | $81,000 | $1,658,000 |
| Cash-out Refinancing | 104 | $12,650,000 | $121,000 | $385,000 | $64,000 | $140,000 |
| Refinancing | 81 | $9,575,000 | $118,000 | $495,000 | $79,000 | $246,000 |
| Home Improvement | 48 | $2,840,000 | $59,000 | $485,000 | $80,000 | $380,000 |
| Other Purpose | 46 | $2,800,000 | $60,000 | $205,000 | $62,000 | $232,000 |
| Not Applicable | 4 | $430,000 | $107,000 | $145,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 506 | $52,260,000 | $103,000 | $495,000 | $75,000 | $1,658,000 |
| Not Provided | 50 | $6,390,000 | $127,000 | $335,000 | $73,000 | $200,000 |
| Not applicable | 27 | $3,065,000 | $113,000 | $235,000 | $110,000 | $200,000 |
| Black or African American | 4 | $440,000 | $110,000 | $215,000 | $141,000 | $442,000 |
| Hispanic | 3 | $235,000 | $78,000 | $145,000 | $67,000 | $70,000 |
| American Indian or Alaskan Native | 1 | $95,000 | $95,000 | $95,000 | $55,000 | $55,000 |
| Asian | 1 | $65,000 | $65,000 | $65,000 | $54,000 | $54,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 466 | $47,040,000 | $100,000 | $495,000 | $80,000 | $1,658,000 |
| FHA-insured (Federal Housing Administration) | 63 | $6,855,000 | $108,000 | $235,000 | $56,000 | $140,000 |
| VA-guaranteed (Veterans Administration) | 49 | $7,325,000 | $149,000 | $265,000 | $63,000 | $153,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 15 | $1,415,000 | $94,000 | $175,000 | $37,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 305 | $33,975,000 | $111,000 | $495,000 | $87,000 | $1,658,000 |
| Application Denied By Financial Institution | 159 | $14,525,000 | $91,000 | $435,000 | $58,000 | $205,000 |
| Application Withdrawn By Applicant | 47 | $5,675,000 | $120,000 | $265,000 | $73,000 | $247,000 |
| File Closed For Incompleteness | 37 | $3,755,000 | $101,000 | $245,000 | $72,000 | $247,000 |
| Application Approved But Not Accepted | 25 | $2,125,000 | $85,000 | $355,000 | $62,000 | $144,000 |
| Loan Purchased By The Institution | 20 | $2,580,000 | $129,000 | $235,000 | $91,000 | $200,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 407 | $44,075,000 | $108,000 | $405,000 | $80,000 | $1,658,000 |
| Debt-To-Income Ratio | 62 | $7,220,000 | $116,000 | $495,000 | $77,000 | $380,000 |
| Credit History | 57 | $4,755,000 | $83,000 | $265,000 | $57,000 | $205,000 |
| Collateral | 31 | $3,155,000 | $101,000 | $435,000 | $64,000 | $160,000 |
| Other | 10 | $840,000 | $84,000 | $185,000 | $66,000 | $125,000 |
| Unverifiable Information | 10 | $700,000 | $70,000 | $135,000 | $51,000 | $104,000 |
| Credit Application Incomplete | 7 | $895,000 | $127,000 | $385,000 | $77,000 | $115,000 |
| Employment History | 4 | $450,000 | $112,000 | $215,000 | $63,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $460,000 | $115,000 | $185,000 | $77,000 | $156,000 |
| Mortgage Insurance Denied | 1 | $85,000 | $85,000 | $85,000 | $58,000 | $58,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.