American Internet Mortgage, Inc. Mortgage Lending & HMDA Data, 2019

In 2019, American Internet Mortgage, Inc. of San Diego, CA reported 14,634 mortgage applications totaling $3.9 billion, up 31% from 2018. The average application was for $264,279, and applicants reported an average income of $130,887. 43% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (756), Los Angeles-Long Beach-Glendale, CA (382) and Atlanta-Sandy Springs-Roswell, GA (368) (applications in parentheses).

Mortgage Company & Address American Internet Mortgage, Inc.
4121 Camino Del Rio South
San Diego, CA 92108
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 14,634
Total Mortgage Loan Application Amount $3,867,470,000
Average Mortgage Loan Application Amount $264,279
Highest Mortgage Loan Application Amount $1,505,000
Average Applicant Income $130,887
Highest Applicant Income $7,159,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Internet Mortgage, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for American Internet Mortgage, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,893 $1,886,715,000 $273,000 $1,505,000 $136,000 $7,159,000
Refinancing 4,448 $1,159,720,000 $260,000 $1,505,000 $130,000 $2,439,000
Cash-out Refinancing 2,211 $542,265,000 $245,000 $1,405,000 $125,000 $911,000
Home Improvement 1,082 $278,770,000 $257,000 $1,205,000 $114,000 $1,034,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,937 $2,042,595,000 $257,000 $1,505,000 $126,000 $5,376,000
Not Provided 3,017 $811,665,000 $269,000 $1,415,000 $141,000 $4,847,000
Asian 1,606 $458,900,000 $285,000 $1,505,000 $142,000 $955,000
Hispanic 973 $251,645,000 $258,000 $1,405,000 $113,000 $695,000
Black or African American 459 $101,615,000 $221,000 $925,000 $108,000 $1,017,000
American Indian or Alaskan Native 95 $22,645,000 $238,000 $595,000 $102,000 $341,000
Native Hawaiian or Other Pacific Islander 19 $4,905,000 $258,000 $475,000 $123,000 $220,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 13,873 $3,660,935,000 $263,000 $1,505,000 $133,000 $7,159,000
VA-guaranteed (Veterans Administration) 761 $206,535,000 $271,000 $715,000 $98,000 $2,636,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,231 $1,522,515,000 $244,000 $1,235,000 $129,000 $1,820,000
Application Approved But Not Accepted 3,337 $911,245,000 $273,000 $1,505,000 $145,000 $3,036,000
Preapproval Approved but not Accepted 2,315 $692,905,000 $299,000 $1,505,000 $139,000 $5,376,000
Application Denied By Financial Institution 1,749 $473,995,000 $271,000 $1,505,000 $111,000 $3,180,000
Preapproval Denied by Financial Institution 1,002 $266,810,000 $266,000 $1,505,000 $108,000 $7,159,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,883 $3,126,665,000 $263,000 $1,505,000 $136,000 $5,376,000
Debt-To-Income Ratio 1,179 $345,735,000 $293,000 $1,505,000 $73,000 $1,500,000
Credit History 507 $110,825,000 $218,000 $1,165,000 $121,000 $3,633,000
Collateral 494 $125,240,000 $253,000 $1,105,000 $139,000 $911,000
Insufficient Cash (Downpayment, Closing Cost) 279 $76,405,000 $273,000 $1,505,000 $118,000 $534,000
Other 114 $30,950,000 $271,000 $1,505,000 $154,000 $782,000
Unverifiable Information 104 $30,520,000 $293,000 $1,405,000 $191,000 $4,847,000
Employment History 38 $10,580,000 $278,000 $805,000 $101,000 $329,000
Credit Application Incomplete 36 $10,550,000 $293,000 $1,205,000 $351,000 $7,159,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Internet Mortgage, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Internet Mortgage, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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