Nobles County, MN Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 377 mortgage applications in Nobles County, MN totaling $53.6 million, up 27% from 2018. The average application was for $142,000, and applicants reported an average income of $78,000. 52% of applications resulted in an originated loan and 14% were denied. The most active lender was Plains Commerce Bank, with 57 applications, followed by Wells Fargo Bank NA and Compeer Financial.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Minnesota.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 377
Total Mortgage Loan Application Amount $53,585,000
Average Mortgage Loan Application Amount $142,000
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $78,000
Highest Applicant Income $1,412,000

Mortgage Company List for Lending in Nobles County, MN for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 656,158,000 57 $ 8,535,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 26 $ 3,070,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 23 $ 4,145,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 20 $ 2,370,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 19 $ 1,545,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 17 $ 2,465,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 15 $ 2,245,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 12 $ 2,020,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 10 $ 1,480,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 10 $ 1,190,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 9 $ 1,335,000
Security Savings Bank
100 S WEST ST PO BOX 125
CANTON, SD 57013
* $ 235,716,000 8 $ 440,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 7 $ 1,175,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 7 $ 875,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 6 $ 1,220,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 6 $ 720,000
United Prairie Bank
10 FIRESTONE DRIVE, SUITE 300
MANKATO, MN 56001
* $ 599,378,000 6 $ 2,230,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 5 $ 625,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 5 $ 355,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ 391,851,000 5 $ 825,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 4 $ 400,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 187,387,000 4 $ 660,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 750,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 4 $ 580,000
Hometown Bank
1600 MONROE DRIVE
CARVER, MN 55315
* $ 318,656,000 3 $ 135,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 405,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 3 $ 385,000
Midwest Heritage Bank FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 272,118,000 2 $ 290,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 312,093,000 2 $ 150,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,568,651,000 2 $ 120,000
Midcountry Bank
7825 WASHINGTON AVE. S., STE. 120
BLOOMINGTON, MN 55439
* $ 786,287,000 2 $ 110,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,111,480,000 2 $ 200,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ -1,000 2 $ 250,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 2,176,291,000 2 $ 190,000
Think Mutual Bank
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 1,647,162,000 2 $ 350,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 170,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 2 $ 310,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 1,389,689,000 2 $ 770,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 2 $ 240,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ 932,853,000 2 $ 280,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 25,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 1 $ 215,000
Altra Federal Credit Union
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 1,514,584,000 1 $ 205,000
American Bank & Trust
120 E MAIN STREET
SIOUX FALLS, SD 57108
* $ 907,505,000 1 $ 75,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 55,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 145,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,039,284,000 1 $ 165,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 1,072,790,000 1 $ 95,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,176,480,000 1 $ 125,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 870,984,000 1 $ 165,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 125,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 1 $ 165,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 55,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,706,892,000 1 $ 275,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 295,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 245,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 55,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 1 $ 25,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 95,000
Citizens Community Federal N.A.
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,288,089,000 1 $ 125,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 105,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 1 $ 255,000
Minnwest Bank
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 1,987,488,000 1 $ 65,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 1 $ 75,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 5,133,339,000 1 $ 345,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 1 $ 105,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 75,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ 1,671,036,000 1 $ 275,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 1,761,153,000 1 $ 105,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,050,339,000 1 $ 95,000

The tables below break down 2019 mortgage applications in Nobles County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Nobles County, MN in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 204 $30,280,000 $148,000 $335,000 $72,000 $650,000
Cash-out Refinancing 82 $11,550,000 $140,000 $405,000 $77,000 $195,000
Refinancing 55 $7,235,000 $131,000 $345,000 $79,000 $338,000
Home Improvement 18 $2,710,000 $150,000 $2,005,000 $80,000 $158,000
Other Purpose 14 $1,120,000 $80,000 $205,000 $159,000 $1,412,000
Not Applicable 4 $690,000 $172,000 $255,000 $110,000 $110,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 224 $30,870,000 $137,000 $405,000 $83,000 $1,412,000
Not applicable 69 $12,225,000 $177,000 $2,005,000 $82,000 $191,000
Hispanic 39 $4,885,000 $125,000 $295,000 $60,000 $262,000
Not Provided 24 $3,440,000 $143,000 $305,000 $85,000 $650,000
Asian 15 $1,425,000 $95,000 $165,000 $56,000 $152,000
Black or African American 4 $540,000 $135,000 $195,000 $51,000 $77,000
American Indian or Alaskan Native 2 $200,000 $100,000 $125,000 $41,000 $48,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 246 $34,850,000 $141,000 $2,005,000 $86,000 $1,412,000
FHA-insured (Federal Housing Administration) 64 $9,650,000 $150,000 $265,000 $64,000 $141,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 53 $6,835,000 $128,000 $215,000 $46,000 $69,000
VA-guaranteed (Veterans Administration) 14 $2,250,000 $160,000 $305,000 $57,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 197 $28,765,000 $146,000 $2,005,000 $85,000 $1,412,000
Loan Purchased By The Institution 75 $11,465,000 $152,000 $345,000 $84,000 $195,000
Application Denied By Financial Institution 52 $6,310,000 $121,000 $405,000 $62,000 $188,000
Application Withdrawn By Applicant 35 $4,725,000 $135,000 $295,000 $66,000 $122,000
File Closed For Incompleteness 13 $1,425,000 $109,000 $185,000 $68,000 $152,000
Application Approved But Not Accepted 5 $895,000 $179,000 $255,000 $83,000 $115,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 292 $41,940,000 $143,000 $345,000 $82,000 $1,412,000
Debt-To-Income Ratio 48 $6,710,000 $139,000 $2,005,000 $66,000 $338,000
Credit History 12 $1,100,000 $91,000 $205,000 $72,000 $148,000
Collateral 11 $1,575,000 $143,000 $285,000 $64,000 $96,000
Credit Application Incomplete 10 $1,990,000 $199,000 $405,000 $89,000 $188,000
Other 2 $170,000 $85,000 $105,000 $47,000 $48,000
Unverifiable Information 2 $100,000 $50,000 $65,000 $31,000 $32,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Minnesota Lender List