Unlock detailed Nowata County OK mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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activity and lending patterns in this area and throughout the US.
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about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 276 |
| Total Mortgage Loan Application Amount | $27,470,000 |
| Average Mortgage Loan Application Amount | $99,000 |
| Highest Mortgage Loan Application Amount | $435,000 |
| Average Applicant Income | $70,000 |
| Highest Applicant Income | $599,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| ARVEST BANK 201 W WALNUT FAYETTEVILLE, AR 72756 |
* | $ 18,449,940,000 | 60 | $ 3,830,000 |
| OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ -1,000 | 19 | $ 1,455,000 |
| REGENT BANK 105 N MAPLE TULSA, OK 74048 |
* | $ 580,713,000 | 16 | $ 1,320,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 15 | $ 1,375,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 14 | $ 920,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,689,351,000,000 | 9 | $ 555,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 6 | $ 670,000 |
| COMMUNITY NATIONAL BANK & TRUST 14 N LINCOLN CHANUTE, KS 66720 |
* | $ 1,201,916,000 | 6 | $ 820,000 |
| UNITED BUILT HOMES, L.L.C. 8500 LINE AVE BATON ROUGE, LA 71106 |
* | $ -1,000 | 5 | $ 865,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 5 | $ 685,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 34,104,022,000 | 5 | $ 265,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 5 | $ 945,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 5 | $ 575,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 4 | $ 250,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 4 | $ 360,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 81,602,818,000 | 3 | $ 345,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 3 | $ 785,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 3 | $ 505,000 |
| FIRSTTRUST HOME LOANS, INC. 906 SOUTH ROCK ST. SHERIDAN, AR 72150 |
* | $ -1,000 | 3 | $ 365,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 3 | $ 995,000 |
| TRUITY FEDERAL CREDIT UNION 501 S JOHNSTONE BARTLESVILLE, OK 74003 |
* | $ 805,001,000 | 3 | $ 385,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 108,015,112,000 | 3 | $ 245,000 |
| EQUITY BANK 7701 E KELLOGG STE 100 ANDOVER, KS 67207 |
* | $ 4,058,211,000 | 2 | $ 220,000 |
| ASSOCIATED MORTGAGE CORPORATION 6911 SOUTH 66TH EAST AVENUE SUITE 100 TULSA, OK 74133 |
* | $ -1,000 | 2 | $ 260,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,060,792,000 | 2 | $ 250,000 |
| ARMSTRONG BANK 1111 W BROADWAY MUSKOGEE, OK 74401 |
* | $ 983,553,000 | 2 | $ 70,000 |
| UNION STATE BANK 127 S SUMMIT STREET ARKANSAS CITY, KS 67005 |
* | $ 323,821,000 | 2 | $ 160,000 |
| LAKESIDE STATE BANK P.O. BOX 190, 6695 E 400 RD OOLOGAH, OK 74053 |
* | $ 72,425,000 | 2 | $ 80,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 TEMPE, AZ 85297 |
* | $ -1,000 | 2 | $ 130,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 459,476,604,000 | 2 | $ 120,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 2 | $ 340,000 |
| LOWER, LLC 5950 SYMPHONY WOODS DRIVE LUTHERVILLE, MD 21044 |
* | $ -1,000 | 2 | $ 370,000 |
| TTCU FEDERAL CREDIT UNION 9815 E 81ST ST TULSA, OK 74133 |
* | $ 1,884,764,000 | 2 | $ 290,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 2 | $ 560,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 18,466,868,000 | 2 | $ 140,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 17,230,779,000 | 2 | $ 180,000 |
| AMERICAN HERITAGE BANK PO BOX 1408/2 SOUTH MAIN SAPULPA, OK 74066 |
* | $ 1,114,275,000 | 1 | $ 85,000 |
| STRIDE BANK, NATIONAL ASSOCIATION 324 W BROADWAY AVE ENID, OK 73701 |
* | $ 664,489,000 | 1 | $ 45,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 1 | $ 195,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ -1,000 | 1 | $ 125,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 302,006,000 | 1 | $ 25,000 |
| THE EXCHANGE BANK 300 WEST ROGERS BLVD SKIATOOK, OK 74070 |
* | $ 98,205,000 | 1 | $ 35,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 1 | $ 365,000 |
| PEOPLES BANK 9204 COLUMBIA AVE. MUNSTER, IN 46321 |
* | $ 1,093,760,000 | 1 | $ 85,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,426,633,000 | 1 | $ 205,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 1 | $ 205,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 36,899,806,000 | 1 | $ 145,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 AUSTIN, TX 75001 |
* | $ -1,000 | 1 | $ 115,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ -1,000 | 1 | $ 25,000 |
| PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ -1,000 | 1 | $ 65,000 |
| MORTGAGE INVESTMENT SERVICES CORPORATION 22316 MIDLAND DRIVE SHAWNEE, KS 66226 |
* | $ -1,000 | 1 | $ 95,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,933,790,000 | 1 | $ 35,000 |
| BANK OF COMMERCE PO BOX 29 CHELSEA, OK 74016 |
* | $ 140,306,000 | 1 | $ 25,000 |
| FIRST UNITED BANK AND TRUST COMPANY PO BOX 130 DURANT, OK 74702 |
* | $ 7,010,234,000 | 1 | $ 175,000 |
| FIRST BANK OF OWASSO PO BOX 1800 OWASSO, OK 74055 |
* | $ 393,619,000 | 1 | $ 45,000 |
| GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ -1,000 | 1 | $ 135,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 1 | $ 225,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 1 | $ 145,000 |
| CHICKASAW COMMUNITY BANK 909 S MERIDIAN AVE OKLAHOMA CITY, OK 73108 |
* | $ 192,527,000 | 1 | $ 165,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 205,000 |
| TRIAD BANK, NATIONAL ASSOCIATION 7666 E. 61ST STEET, SUITE 150 TULSA, OK 74133 |
* | $ 157,832,000 | 1 | $ 315,000 |
| SKYWARD CREDIT UNION 4 CESSNA BLVD WICHITA, KS 67215 |
* | $ 284,243,000 | 1 | $ 155,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 1 | $ 55,000 |
| TINKER FEDERAL CREDIT UNION 4140 W I-40 OKLAHOMA CITY, OK 73108 |
* | $ 3,874,356,000 | 1 | $ 35,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 1 | $ 65,000 |
| UNITED FIDELITY FUNDING CORP. 1300 NW BRIARCLIFF PKWY SUITE 275 JEFFERSON CITY, MO 64150 |
* | $ -1,000 | 1 | $ 115,000 |
| SUPERIOR CHOICE CREDIT UNION 1320 GRAND AVENUE SUPERIOR, WI 54880 |
* | $ 476,111,000 | 1 | $ 115,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 2,185,032,000 | 1 | $ 95,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 1 | $ 55,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 1 | $ 65,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 45,000 |
| FLAT BRANCH MORTGAGE, INC. 101 S. FIFTH STREET, STE 200 COLUMBIA, MO 65201 |
* | $ -1,000 | 1 | $ 165,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,782,639,000,000 | 1 | $ 95,000 |
| FIRSTOAK BANK 113 N PENN AVE, PO BOX 868 INDEPENDENCE, KS 67301 |
* | $ 180,460,000 | 1 | $ 75,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,218,960,000,000 | 1 | $ 45,000 |
| FIRST FEDERAL BANK OF KANSAS CITY 6900 EXECUTIVE DR KANSAS CITY, MO 64120 |
* | $ 820,261,000 | 1 | $ 205,000 |
| MID-MISSOURI BANK 3546 EAST SUNSHINE SPRINGFIELD, MO 65809 |
* | $ 629,828,000 | 1 | $ 95,000 |
| FBC MORTGAGE, LLC 189 S ORANGE AVE STE 970 TALLAHASSEE, FL 32801 |
* | $ -1,000 | 1 | $ 65,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 153 | $16,905,000 | $110,000 | $435,000 | $61,000 | $271,000 |
| Refinancing | 38 | $3,210,000 | $84,000 | $235,000 | $76,000 | $195,000 |
| Home Improvement | 29 | $1,595,000 | $55,000 | $205,000 | $67,000 | $157,000 |
| Cash-out Refinancing | 27 | $4,355,000 | $161,000 | $395,000 | $83,000 | $208,000 |
| Other Purpose | 24 | $930,000 | $38,000 | $65,000 | $106,000 | $599,000 |
| Not Applicable | 5 | $475,000 | $95,000 | $165,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 180 | $17,850,000 | $99,000 | $435,000 | $72,000 | $599,000 |
| American Indian or Alaskan Native | 34 | $2,790,000 | $82,000 | $315,000 | $65,000 | $195,000 |
| Not applicable | 32 | $3,210,000 | $100,000 | $395,000 | $64,000 | $201,000 |
| Not Provided | 18 | $2,440,000 | $135,000 | $365,000 | $73,000 | $154,000 |
| Black or African American | 8 | $740,000 | $92,000 | $275,000 | $73,000 | $156,000 |
| Hispanic | 2 | $150,000 | $75,000 | $115,000 | $66,000 | $107,000 |
| Asian | 2 | $290,000 | $145,000 | $205,000 | $37,000 | $40,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 174 | $15,020,000 | $86,000 | $395,000 | $77,000 | $599,000 |
| FHA-insured (Federal Housing Administration) | 45 | $5,005,000 | $111,000 | $305,000 | $55,000 | $118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 34 | $2,900,000 | $85,000 | $315,000 | $36,000 | $77,000 |
| VA-guaranteed (Veterans Administration) | 23 | $4,545,000 | $197,000 | $435,000 | $81,000 | $138,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 116 | $12,140,000 | $104,000 | $395,000 | $70,000 | $271,000 |
| Application Denied By Financial Institution | 67 | $5,325,000 | $79,000 | $435,000 | $74,000 | $599,000 |
| Loan Purchased By The Institution | 33 | $3,405,000 | $103,000 | $395,000 | $61,000 | $201,000 |
| Application Withdrawn By Applicant | 28 | $2,920,000 | $104,000 | $305,000 | $77,000 | $157,000 |
| File Closed For Incompleteness | 19 | $2,555,000 | $134,000 | $365,000 | $70,000 | $149,000 |
| Application Approved But Not Accepted | 13 | $1,125,000 | $86,000 | $195,000 | $51,000 | $107,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 182 | $19,780,000 | $108,000 | $395,000 | $68,000 | $271,000 |
| Debt-To-Income Ratio | 46 | $3,680,000 | $80,000 | $315,000 | $65,000 | $201,000 |
| Credit History | 24 | $1,260,000 | $52,000 | $175,000 | $84,000 | $599,000 |
| Collateral | 9 | $1,035,000 | $115,000 | $435,000 | $111,000 | $189,000 |
| Unverifiable Information | 6 | $670,000 | $111,000 | $205,000 | $60,000 | $132,000 |
| Other | 4 | $250,000 | $62,000 | $85,000 | $50,000 | $92,000 |
| Credit Application Incomplete | 2 | $530,000 | $265,000 | $365,000 | $154,000 | $154,000 |
| Employment History | 2 | $200,000 | $100,000 | $145,000 | $31,000 | $34,000 |
| Mortgage Insurance Denied | 1 | $65,000 | $65,000 | $65,000 | $50,000 | $50,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.