Oklahoma
Mortgage Loan Application
Totals and Details
in 2018

Find mortgage statistics and mortgage data for Oklahoma.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2018 in all of Oklahoma.
You can organize this information by metropolitan area and by county.

Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 144,929
Total Mortgage Loan Application Amount $22,045,045,000
Average Mortgage Loan Application Amount $152,000
Highest Mortgage Loan Application Amount $48,005,000
Average Applicant Income $86,000
Highest Applicant Income $7,930,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Oklahoma, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Download the Oklahoma Lender List

Mortgage Loan Application Detail Totals for Oklahoma in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 85,834 $14,337,350,000 $167,000 $24,955,000 $85,000 $7,930,000
Refinancing 19,736 $3,340,960,000 $169,000 $48,005,000 $95,000 $4,067,000
Cash-out Refinancing 19,354 $2,914,020,000 $150,000 $21,955,000 $78,000 $3,360,000
Other Purpose 8,483 $559,995,000 $66,000 $18,855,000 $87,000 $6,971,000
Home Improvement 7,977 $483,585,000 $60,000 $8,375,000 $94,000 $7,660,000
Not Applicable 3,545 $409,135,000 $115,000 $7,505,000 $97,000 $818,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 86,247 $12,590,275,000 $145,000 $5,425,000 $89,000 $7,930,000
Not applicable 21,297 $4,314,915,000 $202,000 $48,005,000 $88,000 $1,456,000
Not Provided 12,008 $1,822,610,000 $151,000 $21,325,000 $90,000 $7,305,000
American Indian or Alaskan Native 9,213 $1,186,955,000 $128,000 $3,075,000 $74,000 $2,283,000
Hispanic 7,097 $825,255,000 $116,000 $1,005,000 $65,000 $2,801,000
Black or African American 5,535 $744,195,000 $134,000 $1,045,000 $69,000 $2,252,000
Asian 2,927 $473,945,000 $161,000 $2,155,000 $95,000 $2,062,000
Native Hawaiian or Other Pacific Islander 260 $34,880,000 $134,000 $455,000 $65,000 $217,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 94,297 $14,279,035,000 $151,000 $48,005,000 $97,000 $7,930,000
FHA-insured (Federal Housing Administration) 29,774 $4,102,860,000 $137,000 $18,855,000 $58,000 $1,847,000
VA-guaranteed (Veterans Administration) 16,712 $3,184,580,000 $190,000 $1,115,000 $75,000 $2,346,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4,146 $478,570,000 $115,000 $415,000 $45,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 76,303 $12,522,465,000 $164,000 $48,005,000 $91,000 $7,930,000
Application Denied By Financial Institution 23,645 $2,539,735,000 $107,000 $24,005,000 $70,000 $3,155,000
Loan Purchased By The Institution 22,009 $3,471,485,000 $157,000 $1,895,000 $92,000 $1,456,000
Application Withdrawn By Applicant 14,443 $2,334,435,000 $161,000 $13,005,000 $87,000 $6,971,000
File Closed For Incompleteness 4,584 $599,320,000 $130,000 $1,685,000 $75,000 $3,360,000
Application Approved But Not Accepted 3,872 $565,270,000 $145,000 $32,465,000 $85,000 $3,514,000
Preapproval Denied by Financial Institution 43 $6,555,000 $152,000 $405,000 $73,000 $221,000
Preapproval Approved but not Accepted 30 $5,780,000 $192,000 $685,000 $83,000 $253,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 115,325 $18,519,755,000 $160,000 $48,005,000 $89,000 $7,930,000
Debt-To-Income Ratio 12,526 $1,711,620,000 $136,000 $25,005,000 $79,000 $2,795,000
Credit History 7,667 $645,855,000 $84,000 $1,005,000 $69,000 $3,000,000
Collateral 3,960 $453,930,000 $114,000 $22,005,000 $83,000 $2,178,000
Credit Application Incomplete 2,104 $305,220,000 $145,000 $1,215,000 $85,000 $3,155,000
Other 1,476 $191,390,000 $129,000 $24,005,000 $76,000 $1,429,000
Unverifiable Information 1,042 $111,020,000 $106,000 $3,375,000 $88,000 $1,800,000
Insufficient Cash (Downpayment, Closing Cost) 460 $60,910,000 $132,000 $1,005,000 $77,000 $1,593,000
Employment History 358 $43,540,000 $121,000 $685,000 $58,000 $415,000
Mortgage Insurance Denied 11 $1,805,000 $164,000 $455,000 $85,000 $368,000
Download the Oklahoma Lender List

Mortgage Loan Application Totals in 2018 by Oklahoma Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ENID, OK 1,853 $ 235,435,000 $ 127,000 $ 78,000
LAWTON, OK 4,263 $ 588,585,000 $ 138,000 $ 83,000
OKLAHOMA CITY, OK 61,010 $ 10,083,950,000 $ 165,000 $ 90,000
TULSA, OK 39,914 $ 6,441,650,000 $ 161,000 $ 90,000
Download the Oklahoma Lender List

Mortgage Loan Application Totals in 2018 by Oklahoma County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 395 $ 34,945,000 $ 88,000 $ 58,000
Alfalfa 76 $ 7,320,000 $ 96,000 $ 70,000
Atoka 287 $ 31,145,000 $ 108,000 $ 70,000
Beaver 79 $ 9,425,000 $ 119,000 $ 68,000
Beckham 578 $ 71,990,000 $ 124,000 $ 80,000
Blaine 178 $ 18,550,000 $ 104,000 $ 67,000
Bryan 1,498 $ 197,240,000 $ 131,000 $ 53,000
Caddo 553 $ 55,505,000 $ 100,000 $ 69,000
Canadian 8,766 $ 1,454,250,000 $ 165,000 $ 84,000
Carter 1,532 $ 190,440,000 $ 124,000 $ 76,000
Cherokee 1,485 $ 181,145,000 $ 121,000 $ 74,000
Choctaw 224 $ 26,040,000 $ 116,000 $ 62,000
Cimarron 24 $ 2,260,000 $ 94,000 $ 62,000
Cleveland 12,570 $ 1,992,040,000 $ 158,000 $ 84,000
Coal 80 $ 8,320,000 $ 104,000 $ 69,000
Comanche 4,110 $ 576,300,000 $ 140,000 $ 84,000
Cotton 162 $ 14,460,000 $ 89,000 $ 67,000
Craig 254 $ 31,560,000 $ 124,000 $ 59,000
Creek 2,683 $ 363,035,000 $ 135,000 $ 71,000
Custer 764 $ 109,530,000 $ 143,000 $ 90,000
Delaware 1,548 $ 233,740,000 $ 150,000 $ 104,000
Dewey 124 $ 14,010,000 $ 112,000 $ 76,000
Ellis 81 $ 8,015,000 $ 98,000 $ 71,000
Garfield 1,855 $ 235,645,000 $ 127,000 $ 78,000
Garvin 677 $ 73,525,000 $ 108,000 $ 58,000
Grady 2,344 $ 343,110,000 $ 146,000 $ 79,000
Grant 74 $ 6,850,000 $ 92,000 $ 80,000
Greer 134 $ 12,790,000 $ 95,000 $ 80,000
Harmon 60 $ 3,400,000 $ 56,000 $ 46,000
Harper 56 $ 5,560,000 $ 99,000 $ 66,000
Haskell 239 $ 29,105,000 $ 121,000 $ 84,000
Hughes 282 $ 23,760,000 $ 84,000 $ 51,000
Jackson 719 $ 89,115,000 $ 123,000 $ 80,000
Jefferson 117 $ 8,515,000 $ 72,000 $ 77,000
Johnston 276 $ 27,520,000 $ 99,000 $ 58,000
Kay 1,300 $ 145,200,000 $ 111,000 $ 95,000
Kingfisher 456 $ 66,650,000 $ 146,000 $ 82,000
Kiowa 176 $ 14,260,000 $ 81,000 $ 66,000
Latimer 168 $ 19,810,000 $ 117,000 $ 78,000
Le Flore 1,463 $ 162,035,000 $ 110,000 $ 72,000
Lincoln 1,256 $ 136,890,000 $ 108,000 $ 72,000
Logan 2,222 $ 384,510,000 $ 173,000 $ 94,000
Love 335 $ 40,625,000 $ 121,000 $ 71,000
Major 130 $ 15,840,000 $ 121,000 $ 68,000
Marshall 553 $ 70,665,000 $ 127,000 $ 102,000
Mayes 1,256 $ 167,180,000 $ 133,000 $ 79,000
McClain 2,072 $ 355,960,000 $ 171,000 $ 87,000
McCurtain 602 $ 113,580,000 $ 188,000 $ 117,000
McIntosh 646 $ 74,730,000 $ 115,000 $ 84,000
Murray 436 $ 55,800,000 $ 127,000 $ 77,000
Muskogee 2,164 $ 249,360,000 $ 115,000 $ 66,000
Noble 269 $ 31,915,000 $ 118,000 $ 75,000
Nowata 277 $ 25,515,000 $ 92,000 $ 70,000
Okfuskee 213 $ 19,915,000 $ 93,000 $ 65,000
Oklahoma 31,955 $ 5,461,955,000 $ 170,000 $ 96,000
Okmulgee 1,203 $ 133,265,000 $ 110,000 $ 74,000
Osage 1,622 $ 220,410,000 $ 135,000 $ 81,000
Ottawa 684 $ 68,750,000 $ 100,000 $ 62,000
Pawnee 494 $ 55,720,000 $ 112,000 $ 72,000
Payne 2,006 $ 373,630,000 $ 186,000 $ 99,000
Pittsburg 1,287 $ 160,245,000 $ 124,000 $ 84,000
Pontotoc 1,074 $ 137,090,000 $ 127,000 $ 74,000
Pottawatomie 2,363 $ 295,755,000 $ 125,000 $ 61,000
Pushmataha 257 $ 28,575,000 $ 111,000 $ 73,000
Roger Mills 44 $ 5,200,000 $ 118,000 $ 74,000
Rogers 4,336 $ 714,620,000 $ 164,000 $ 84,000
Seminole 609 $ 57,665,000 $ 94,000 $ 60,000
Sequoyah 1,442 $ 163,400,000 $ 113,000 $ 67,000
Stephens 1,510 $ 152,290,000 $ 100,000 $ 76,000
Texas 395 $ 46,085,000 $ 116,000 $ 67,000
Tillman 149 $ 10,595,000 $ 71,000 $ 64,000
Tulsa 25,821 $ 4,377,285,000 $ 169,000 $ 96,000
Wagoner 3,971 $ 601,615,000 $ 151,000 $ 81,000
Washington 1,809 $ 214,385,000 $ 118,000 $ 76,000
Washita 277 $ 28,235,000 $ 101,000 $ 65,000
Woods 159 $ 16,895,000 $ 106,000 $ 65,000
Woodward 584 $ 80,780,000 $ 138,000 $ 80,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Oklahoma.

If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma and search similar information back through 2003.

Download the Oklahoma Lender List