Oklahoma
Mortgage Loan Application
Totals and Details
in 2019

Find mortgage statistics and mortgage data for Oklahoma.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2019 in all of Oklahoma.
You can organize this information by metropolitan area and by county.

Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 158,500
Total Mortgage Loan Application Amount $26,878,275,000
Average Mortgage Loan Application Amount $169,000
Highest Mortgage Loan Application Amount $84,005,000
Average Applicant Income $93,000
Highest Applicant Income $9,144,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Oklahoma, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Oklahoma in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 92,029 $16,735,730,000 $181,000 $84,005,000 $90,000 $9,144,000
Refinancing 26,206 $5,073,350,000 $193,000 $27,005,000 $109,000 $4,906,000
Cash-out Refinancing 19,951 $3,484,315,000 $174,000 $49,675,000 $87,000 $2,584,000
Home Improvement 8,471 $513,645,000 $60,000 $20,005,000 $96,000 $6,033,000
Other Purpose 8,410 $618,880,000 $73,000 $18,105,000 $93,000 $4,005,000
Not Applicable 3,433 $452,355,000 $131,000 $1,825,000 $103,000 $1,401,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 92,472 $14,705,030,000 $159,000 $60,005,000 $97,000 $9,144,000
Not applicable 24,374 $5,844,250,000 $239,000 $84,005,000 $89,000 $1,702,000
Not Provided 13,729 $2,400,325,000 $174,000 $64,005,000 $97,000 $3,198,000
American Indian or Alaskan Native 9,981 $1,372,530,000 $137,000 $2,595,000 $81,000 $4,416,000
Hispanic 8,166 $1,035,180,000 $126,000 $1,605,000 $67,000 $2,382,000
Black or African American 5,734 $849,050,000 $148,000 $1,425,000 $74,000 $2,880,000
Asian 3,351 $567,595,000 $169,000 $3,605,000 $104,000 $6,033,000
Native Hawaiian or Other Pacific Islander 249 $35,395,000 $142,000 $995,000 $75,000 $300,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 101,737 $17,445,540,000 $171,000 $84,005,000 $105,000 $9,144,000
FHA-insured (Federal Housing Administration) 31,506 $4,599,920,000 $146,000 $14,035,000 $63,000 $1,236,000
VA-guaranteed (Veterans Administration) 20,972 $4,311,470,000 $205,000 $2,105,000 $78,000 $3,355,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4,285 $521,345,000 $121,000 $1,165,000 $49,000 $793,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 84,225 $15,207,445,000 $180,000 $64,355,000 $99,000 $9,144,000
Loan Purchased By The Institution 24,077 $4,084,915,000 $169,000 $5,625,000 $93,000 $1,747,000
Application Denied By Financial Institution 23,231 $2,783,395,000 $119,000 $44,605,000 $73,000 $4,005,000
Application Withdrawn By Applicant 17,165 $3,323,575,000 $193,000 $84,005,000 $96,000 $6,033,000
File Closed For Incompleteness 5,192 $768,670,000 $148,000 $7,045,000 $80,000 $2,446,000
Application Approved But Not Accepted 4,509 $695,050,000 $154,000 $64,005,000 $90,000 $4,384,000
Preapproval Approved but not Accepted 68 $10,670,000 $156,000 $325,000 $88,000 $228,000
Preapproval Denied by Financial Institution 33 $4,555,000 $138,000 $365,000 $60,000 $150,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 126,022 $22,484,425,000 $178,000 $84,005,000 $96,000 $9,144,000
Debt-To-Income Ratio 15,764 $2,373,170,000 $150,000 $24,005,000 $83,000 $4,384,000
Credit History 7,824 $675,030,000 $86,000 $4,425,000 $69,000 $2,880,000
Collateral 3,549 $455,115,000 $128,000 $14,005,000 $92,000 $4,005,000
Credit Application Incomplete 1,830 $291,270,000 $159,000 $1,505,000 $85,000 $1,356,000
Other 1,719 $361,495,000 $210,000 $44,605,000 $85,000 $1,758,000
Unverifiable Information 1,006 $127,590,000 $126,000 $12,395,000 $98,000 $1,964,000
Insufficient Cash (Downpayment, Closing Cost) 397 $60,295,000 $151,000 $3,605,000 $76,000 $500,000
Employment History 373 $47,475,000 $127,000 $1,045,000 $58,000 $389,000
Mortgage Insurance Denied 16 $2,410,000 $150,000 $415,000 $102,000 $204,000
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Mortgage Loan Application Totals in 2019 by Oklahoma Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ENID, OK 1,966 $ 297,010,000 $ 151,000 $ 86,000
LAWTON, OK 4,503 $ 655,395,000 $ 145,000 $ 85,000
OKLAHOMA CITY, OK 67,299 $ 12,431,585,000 $ 184,000 $ 99,000
TULSA, OK 44,253 $ 8,062,450,000 $ 182,000 $ 95,000
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Mortgage Loan Application Totals in 2019 by Oklahoma County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 434 $ 45,630,000 $ 105,000 $ 60,000
Alfalfa 81 $ 8,405,000 $ 103,000 $ 68,000
Atoka 275 $ 37,955,000 $ 138,000 $ 75,000
Beaver 78 $ 10,190,000 $ 130,000 $ 80,000
Beckham 667 $ 114,665,000 $ 171,000 $ 102,000
Blaine 192 $ 22,230,000 $ 115,000 $ 76,000
Bryan 1,620 $ 248,800,000 $ 153,000 $ 70,000
Caddo 494 $ 50,200,000 $ 101,000 $ 76,000
Canadian 10,038 $ 1,812,180,000 $ 180,000 $ 90,000
Carter 1,657 $ 217,095,000 $ 131,000 $ 83,000
Cherokee 1,555 $ 202,615,000 $ 130,000 $ 87,000
Choctaw 244 $ 30,270,000 $ 124,000 $ 65,000
Cimarron 28 $ 2,620,000 $ 93,000 $ 56,000
Cleveland 13,539 $ 2,337,705,000 $ 172,000 $ 93,000
Coal 99 $ 9,075,000 $ 91,000 $ 62,000
Comanche 4,330 $ 640,550,000 $ 147,000 $ 86,000
Cotton 181 $ 17,035,000 $ 94,000 $ 71,000
Craig 268 $ 32,070,000 $ 119,000 $ 79,000
Creek 3,050 $ 430,430,000 $ 141,000 $ 83,000
Custer 731 $ 117,765,000 $ 161,000 $ 82,000
Delaware 1,774 $ 288,250,000 $ 162,000 $ 108,000
Dewey 72 $ 8,790,000 $ 122,000 $ 88,000
Ellis 92 $ 10,040,000 $ 109,000 $ 66,000
Garfield 1,967 $ 297,125,000 $ 151,000 $ 86,000
Garvin 706 $ 83,370,000 $ 118,000 $ 73,000
Grady 2,423 $ 362,345,000 $ 149,000 $ 86,000
Grant 94 $ 10,650,000 $ 113,000 $ 106,000
Greer 132 $ 13,640,000 $ 103,000 $ 67,000
Harmon 44 $ 3,180,000 $ 72,000 $ 55,000
Harper 26 $ 3,680,000 $ 141,000 $ 76,000
Haskell 253 $ 30,115,000 $ 119,000 $ 79,000
Hughes 301 $ 26,815,000 $ 89,000 $ 59,000
Jackson 822 $ 111,040,000 $ 135,000 $ 80,000
Jefferson 126 $ 9,980,000 $ 79,000 $ 74,000
Johnston 278 $ 31,820,000 $ 114,000 $ 71,000
Kay 1,300 $ 149,680,000 $ 115,000 $ 79,000
Kingfisher 509 $ 71,365,000 $ 140,000 $ 92,000
Kiowa 202 $ 16,080,000 $ 79,000 $ 66,000
Latimer 181 $ 22,165,000 $ 122,000 $ 80,000
Le Flore 1,418 $ 166,010,000 $ 117,000 $ 73,000
Lincoln 1,278 $ 155,390,000 $ 121,000 $ 76,000
Logan 2,620 $ 489,640,000 $ 186,000 $ 98,000
Love 319 $ 38,425,000 $ 120,000 $ 69,000
Major 144 $ 16,200,000 $ 112,000 $ 78,000
Marshall 598 $ 79,900,000 $ 133,000 $ 94,000
Mayes 1,509 $ 213,835,000 $ 141,000 $ 83,000
McClain 2,365 $ 424,425,000 $ 179,000 $ 90,000
McCurtain 853 $ 172,285,000 $ 201,000 $ 139,000
McIntosh 731 $ 88,125,000 $ 120,000 $ 96,000
Murray 420 $ 52,490,000 $ 124,000 $ 80,000
Muskogee 2,299 $ 272,365,000 $ 118,000 $ 73,000
Noble 305 $ 39,595,000 $ 129,000 $ 77,000
Nowata 276 $ 27,470,000 $ 99,000 $ 70,000
Okfuskee 272 $ 23,750,000 $ 87,000 $ 70,000
Oklahoma 35,180 $ 6,869,450,000 $ 195,000 $ 106,000
Okmulgee 1,260 $ 142,340,000 $ 112,000 $ 73,000
Osage 1,769 $ 329,405,000 $ 186,000 $ 86,000
Ottawa 737 $ 70,335,000 $ 95,000 $ 62,000
Pawnee 574 $ 69,190,000 $ 120,000 $ 71,000
Payne 2,198 $ 487,710,000 $ 221,000 $ 106,000
Pittsburg 1,437 $ 192,475,000 $ 133,000 $ 88,000
Pontotoc 1,124 $ 151,430,000 $ 134,000 $ 90,000
Pottawatomie 2,488 $ 327,370,000 $ 131,000 $ 72,000
Pushmataha 181 $ 21,845,000 $ 120,000 $ 79,000
Roger Mills 30 $ 4,110,000 $ 137,000 $ 70,000
Rogers 4,922 $ 860,790,000 $ 174,000 $ 92,000
Seminole 647 $ 69,825,000 $ 107,000 $ 68,000
Sequoyah 1,619 $ 199,355,000 $ 123,000 $ 74,000
Stephens 1,559 $ 176,065,000 $ 112,000 $ 80,000
Texas 415 $ 50,215,000 $ 121,000 $ 66,000
Tillman 135 $ 9,465,000 $ 70,000 $ 61,000
Tulsa 28,211 $ 5,489,310,000 $ 194,000 $ 101,000
Wagoner 4,644 $ 756,620,000 $ 162,000 $ 83,000
Washington 2,094 $ 263,440,000 $ 125,000 $ 81,000
Washita 278 $ 30,580,000 $ 110,000 $ 78,000
Woods 150 $ 18,920,000 $ 126,000 $ 77,000
Woodward 578 $ 90,510,000 $ 156,000 $ 86,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Oklahoma.

If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma and search similar information back through 2003.

Download the Oklahoma Lender List