AllMortgageDetail - Mortgage Application Details

Oklahoma
Mortgage Loan Application
Totals and Details
in 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 145,476
Total Mortgage Loan Application Amount $19,410,492,000
Average Mortgage Loan Application Amount $133,000
Highest Mortgage Loan Application Amount $85,000,000
Average Applicant Income $72,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Oklahoma in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 79,947 $12,012,776,000 $150,000 $37,365,000 $71,000 $9,999,000
Refinancing 48,142 $6,819,593,000 $141,000 $85,000,000 $73,000 $9,999,000
Home Improvement 17,387 $578,123,000 $33,000 $23,148,000 $73,000 $2,633,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 95,268 $12,220,010,000 $128,000 $85,000,000 $84,000 $9,999,000
Not applicable 17,249 $3,359,264,000 $194,000 $37,365,000 $9,000 $5,776,000
Not Provided 9,114 $1,140,873,000 $125,000 $2,085,000 $79,000 $7,312,000
American Indian or Alaskan Native 8,885 $1,041,797,000 $117,000 $2,964,000 $70,000 $9,999,000
Hispanic 6,320 $612,107,000 $96,000 $2,022,000 $58,000 $2,000,000
Black or African American 5,700 $604,594,000 $106,000 $1,264,000 $63,000 $9,999,000
Asian 2,564 $387,780,000 $151,000 $2,000,000 $88,000 $1,477,000
Native Hawaiin or Other Pacific Islander 376 $44,067,000 $117,000 $576,000 $88,000 $1,603,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 97,212 $12,708,427,000 $130,000 $85,000,000 $85,000 $9,999,000
FHA-insured (Federal Housing Administration) 28,244 $3,623,691,000 $128,000 $25,567,000 $45,000 $2,400,000
VA-guaranteed (Veterans Administration) 14,547 $2,463,537,000 $169,000 $1,013,000 $56,000 $1,906,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5,473 $614,837,000 $112,000 $843,000 $30,000 $312,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 75,543 $10,641,332,000 $140,000 $29,900,000 $84,000 $9,999,000
Application Denied By Financial Institution 26,606 $2,628,414,000 $98,000 $11,400,000 $64,000 $9,999,000
Loan Purchased By The Institution 22,803 $3,292,042,000 $144,000 $1,000,000 $37,000 $5,700,000
Application Withdrawn By Applicant 11,227 $1,769,366,000 $157,000 $85,000,000 $80,000 $5,280,000
Application Approved But Not Accepted 6,010 $616,234,000 $102,000 $5,500,000 $75,000 $5,776,000
File Closed For Incompleteness 3,271 $460,942,000 $140,000 $12,200,000 $82,000 $2,810,000
Preapproval Denied by Financial Institution 10 $989,000 $98,000 $164,000 $31,000 $58,000
Preapproval Approved but not Accepted 6 $1,173,000 $195,000 $321,000 $64,000 $136,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,197 $425,864,000 $81,000 $1,484,000 $69,000 $9,999,000
Debt-To-Income Ratio 3,236 $383,461,000 $118,000 $3,500,000 $54,000 $1,378,000
Collateral 2,281 $256,810,000 $112,000 $2,400,000 $80,000 $2,448,000
Credit Application Incomplete 1,174 $164,673,000 $140,000 $1,360,000 $87,000 $2,151,000
Other 821 $101,228,000 $123,000 $3,046,000 $82,000 $1,440,000
Unverifiable Information 628 $59,472,000 $94,000 $513,000 $82,000 $877,000
Insufficient Cash (Downpayment, Closing Cost) 357 $42,253,000 $118,000 $850,000 $57,000 $357,000
Employment History 234 $25,005,000 $106,000 $466,000 $58,000 $390,000
Mortgage Insurance Denied 27 $1,477,000 $54,000 $160,000 $100,000 $352,000

Mortgage Loan Application Totals in 2014 by Oklahoma Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAWTON, OK 4,323 $ 527,660,000 $ 122,000 $ 59,000
OKLAHOMA CITY, OK 61,472 $ 8,751,328,000 $ 142,000 $ 74,000
TULSA, OK 38,747 $ 5,772,738,000 $ 148,000 $ 75,000

Mortgage Loan Application Totals in 2014 by Oklahoma County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 366 $ 29,461,000 $ 80,000 $ 51,000
Alfalfa 41 $ 4,727,000 $ 115,000 $ 74,000
Atoka 189 $ 20,589,000 $ 108,000 $ 55,000
Beaver 120 $ 13,092,000 $ 109,000 $ 56,000
Beckham 894 $ 113,207,000 $ 126,000 $ 74,000
Blaine 211 $ 17,050,000 $ 80,000 $ 52,000
Bryan 1,203 $ 134,240,000 $ 111,000 $ 65,000
Caddo 499 $ 43,859,000 $ 87,000 $ 58,000
Canadian 8,090 $ 1,119,143,000 $ 138,000 $ 67,000
Carter 1,784 $ 188,495,000 $ 105,000 $ 69,000
Cherokee 1,425 $ 155,742,000 $ 109,000 $ 70,000
Choctaw 224 $ 23,165,000 $ 103,000 $ 59,000
Cimarron 6 $ 515,000 $ 85,000 $ 87,000
Cleveland 13,135 $ 1,808,468,000 $ 137,000 $ 73,000
Coal 62 $ 6,345,000 $ 102,000 $ 60,000
Comanche 4,225 $ 519,817,000 $ 123,000 $ 59,000
Cotton 119 $ 10,518,000 $ 88,000 $ 52,000
Craig 309 $ 29,734,000 $ 96,000 $ 73,000
Creek 2,699 $ 301,872,000 $ 111,000 $ 64,000
Custer 806 $ 106,050,000 $ 131,000 $ 68,000
Delaware 1,376 $ 187,480,000 $ 136,000 $ 123,000
Dewey 122 $ 12,915,000 $ 105,000 $ 66,000
Ellis 59 $ 6,677,000 $ 113,000 $ 77,000
Garfield 1,957 $ 231,022,000 $ 118,000 $ 74,000
Garvin 707 $ 64,843,000 $ 91,000 $ 63,000
Grady 2,486 $ 295,470,000 $ 118,000 $ 67,000
Grant 96 $ 9,878,000 $ 102,000 $ 81,000
Greer 118 $ 9,722,000 $ 82,000 $ 64,000
Harmon 51 $ 2,173,000 $ 42,000 $ 61,000
Harper 70 $ 6,687,000 $ 95,000 $ 53,000
Haskell 237 $ 25,699,000 $ 108,000 $ 64,000
Hughes 232 $ 17,284,000 $ 74,000 $ 61,000
Jackson 805 $ 95,796,000 $ 119,000 $ 54,000
Jefferson 131 $ 11,068,000 $ 84,000 $ 67,000
Johnston 253 $ 22,508,000 $ 88,000 $ 62,000
Kay 1,160 $ 106,329,000 $ 91,000 $ 58,000
Kingfisher 579 $ 66,645,000 $ 115,000 $ 70,000
Kiowa 229 $ 16,497,000 $ 72,000 $ 73,000
Latimer 179 $ 18,023,000 $ 100,000 $ 65,000
Le Flore 1,526 $ 136,533,000 $ 89,000 $ 58,000
Lincoln 1,428 $ 129,501,000 $ 90,000 $ 63,000
Logan 2,211 $ 331,368,000 $ 149,000 $ 78,000
Love 278 $ 29,507,000 $ 106,000 $ 70,000
Major 145 $ 15,116,000 $ 104,000 $ 66,000
Marshall 498 $ 48,683,000 $ 97,000 $ 76,000
Mayes 1,244 $ 134,011,000 $ 107,000 $ 62,000
McClain 2,080 $ 286,351,000 $ 137,000 $ 79,000
McCurtain 394 $ 45,028,000 $ 114,000 $ 74,000
McIntosh 544 $ 58,584,000 $ 107,000 $ 80,000
Murray 481 $ 47,566,000 $ 98,000 $ 63,000
Muskogee 2,281 $ 222,630,000 $ 97,000 $ 63,000
Noble 196 $ 21,441,000 $ 109,000 $ 63,000
Nowata 278 $ 21,041,000 $ 75,000 $ 51,000
Okfuskee 292 $ 21,713,000 $ 74,000 $ 59,000
Oklahoma 32,254 $ 4,810,888,000 $ 149,000 $ 77,000
Okmulgee 1,294 $ 116,728,000 $ 90,000 $ 61,000
Osage 1,639 $ 186,165,000 $ 113,000 $ 65,000
Ottawa 630 $ 50,641,000 $ 80,000 $ 49,000
Pawnee 550 $ 52,424,000 $ 95,000 $ 68,000
Payne 2,085 $ 274,884,000 $ 131,000 $ 79,000
Pittsburg 1,361 $ 144,671,000 $ 106,000 $ 63,000
Pontotoc 1,156 $ 118,774,000 $ 102,000 $ 74,000
Pottawatomie 2,589 $ 253,862,000 $ 98,000 $ 62,000
Pushmataha 141 $ 13,754,000 $ 97,000 $ 57,000
Roger Mills 46 $ 5,393,000 $ 117,000 $ 71,000
Rogers 4,174 $ 671,932,000 $ 160,000 $ 71,000
Seminole 514 $ 44,496,000 $ 86,000 $ 64,000
Sequoyah 1,244 $ 116,675,000 $ 93,000 $ 55,000
Stephens 1,546 $ 151,830,000 $ 98,000 $ 68,000
Texas 342 $ 40,219,000 $ 117,000 $ 56,000
Tillman 151 $ 8,712,000 $ 57,000 $ 53,000
Tulsa 24,845 $ 3,953,858,000 $ 159,000 $ 80,000
Wagoner 3,761 $ 505,946,000 $ 134,000 $ 66,000
Washington 2,257 $ 263,629,000 $ 116,000 $ 69,000
Washita 321 $ 30,640,000 $ 95,000 $ 71,000
Woods 171 $ 17,327,000 $ 101,000 $ 58,000
Woodward 736 $ 93,351,000 $ 126,000 $ 75,000