Oklahoma
Mortgage Loan Application
Totals and Details
in 2020

Find mortgage statistics and mortgage data for Oklahoma.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2020 in all of Oklahoma.
You can organize this information by metropolitan area and by county.

Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 222,547
Total Mortgage Loan Application Amount $41,651,955,000
Average Mortgage Loan Application Amount $187,000
Highest Mortgage Loan Application Amount $45,505,000
Average Applicant Income $103,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Oklahoma, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Oklahoma in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 103,741 $19,536,405,000 $188,000 $45,505,000 $94,000 $9,999,000
Refinancing 76,256 $15,779,950,000 $206,000 $33,375,000 $117,000 $9,552,000
Cash-out Refinancing 24,578 $4,734,370,000 $192,000 $32,005,000 $106,000 $4,139,000
Home Improvement 6,719 $463,975,000 $69,000 $16,705,000 $104,000 $3,853,000
Other Purpose 5,934 $512,880,000 $86,000 $11,745,000 $107,000 $4,521,000
Not Applicable 5,319 $624,375,000 $117,000 $3,005,000 $87,000 $282,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 128,017 $23,661,595,000 $184,000 $30,235,000 $107,000 $9,999,000
Not applicable 32,988 $7,209,340,000 $218,000 $45,505,000 $112,000 $2,584,000
Not Provided 22,821 $4,334,205,000 $189,000 $2,465,000 $109,000 $9,552,000
American Indian or Alaskan Native 13,791 $2,262,175,000 $164,000 $1,265,000 $88,000 $8,888,000
Hispanic 11,079 $1,689,045,000 $152,000 $5,025,000 $73,000 $9,999,000
Black or African American 7,583 $1,297,705,000 $171,000 $1,455,000 $83,000 $9,885,000
Asian 5,195 $990,735,000 $190,000 $2,005,000 $108,000 $4,942,000
Native Hawaiian or Other Pacific Islander 305 $53,485,000 $175,000 $515,000 $84,000 $770,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 145,789 $27,764,675,000 $190,000 $45,505,000 $113,000 $7,800,000
FHA-insured (Federal Housing Administration) 40,241 $6,317,175,000 $156,000 $16,005,000 $69,000 $9,999,000
VA-guaranteed (Veterans Administration) 31,520 $6,901,200,000 $218,000 $1,895,000 $81,000 $9,552,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4,997 $668,905,000 $133,000 $705,000 $50,000 $364,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 120,403 $24,034,925,000 $199,000 $45,505,000 $107,000 $9,552,000
Loan Purchased By The Institution 33,294 $6,223,810,000 $186,000 $3,005,000 $111,000 $3,315,000
Application Withdrawn By Applicant 26,910 $5,235,710,000 $194,000 $30,235,000 $106,000 $9,999,000
Application Denied By Financial Institution 25,244 $3,425,110,000 $135,000 $6,505,000 $83,000 $9,999,000
File Closed For Incompleteness 10,403 $1,697,735,000 $163,000 $5,605,000 $93,000 $5,760,000
Application Approved But Not Accepted 6,200 $1,019,170,000 $164,000 $6,005,000 $100,000 $3,239,000
Preapproval Approved but not Accepted 51 $9,705,000 $190,000 $795,000 $91,000 $252,000
Preapproval Denied by Financial Institution 42 $5,790,000 $137,000 $335,000 $100,000 $1,204,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 190,591 $36,826,205,000 $193,000 $45,505,000 $105,000 $9,999,000
Debt-To-Income Ratio 13,595 $2,370,295,000 $174,000 $19,785,000 $90,000 $7,800,000
Credit History 8,186 $888,170,000 $108,000 $2,765,000 $81,000 $9,999,000
Collateral 3,138 $437,180,000 $139,000 $1,755,000 $106,000 $3,853,000
Credit Application Incomplete 2,560 $449,040,000 $175,000 $1,475,000 $108,000 $3,421,000
Other 2,248 $353,280,000 $157,000 $3,605,000 $101,000 $4,207,000
Unverifiable Information 1,192 $161,850,000 $135,000 $1,955,000 $108,000 $9,999,000
Employment History 593 $92,515,000 $156,000 $1,305,000 $69,000 $735,000
Insufficient Cash (Downpayment, Closing Cost) 434 $71,370,000 $164,000 $6,505,000 $89,000 $2,150,000
Mortgage Insurance Denied 10 $2,050,000 $205,000 $495,000 $101,000 $181,000
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Mortgage Loan Application Totals in 2020 by Oklahoma Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ENID, OK 2,635 $ 443,145,000 $ 168,000 $ 90,000
LAWTON, OK 5,829 $ 975,225,000 $ 167,000 $ 88,000
OKLAHOMA CITY, OK 99,614 $ 20,206,290,000 $ 202,000 $ 108,000
TULSA, OK 62,910 $ 12,154,880,000 $ 193,000 $ 105,000
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Mortgage Loan Application Totals in 2020 by Oklahoma County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adair 525 $ 60,275,000 $ 114,000 $ 65,000
Alfalfa 81 $ 11,305,000 $ 139,000 $ 94,000
Atoka 336 $ 48,780,000 $ 145,000 $ 81,000
Beaver 100 $ 14,420,000 $ 144,000 $ 81,000
Beckham 718 $ 111,450,000 $ 155,000 $ 84,000
Blaine 203 $ 24,065,000 $ 118,000 $ 72,000
Bryan 2,183 $ 360,285,000 $ 165,000 $ 89,000
Caddo 632 $ 78,730,000 $ 124,000 $ 80,000
Canadian 15,704 $ 2,958,700,000 $ 188,000 $ 93,000
Carter 1,984 $ 307,180,000 $ 154,000 $ 94,000
Cherokee 2,190 $ 343,090,000 $ 156,000 $ 94,000
Choctaw 296 $ 38,520,000 $ 130,000 $ 81,000
Cimarron 20 $ 2,260,000 $ 113,000 $ 77,000
Cleveland 20,005 $ 3,855,135,000 $ 192,000 $ 103,000
Coal 113 $ 15,935,000 $ 141,000 $ 89,000
Comanche 5,682 $ 957,820,000 $ 168,000 $ 89,000
Cotton 147 $ 17,405,000 $ 118,000 $ 73,000
Craig 405 $ 51,305,000 $ 126,000 $ 79,000
Creek 3,888 $ 610,730,000 $ 157,000 $ 92,000
Custer 1,068 $ 183,610,000 $ 171,000 $ 91,000
Delaware 2,438 $ 482,680,000 $ 197,000 $ 142,000
Dewey 108 $ 15,190,000 $ 140,000 $ 81,000
Ellis 89 $ 12,065,000 $ 135,000 $ 109,000
Garfield 2,635 $ 443,145,000 $ 168,000 $ 90,000
Garvin 828 $ 117,700,000 $ 142,000 $ 77,000
Grady 3,328 $ 596,650,000 $ 179,000 $ 92,000
Grant 95 $ 11,755,000 $ 123,000 $ 84,000
Greer 148 $ 16,450,000 $ 111,000 $ 79,000
Harmon 39 $ 4,565,000 $ 117,000 $ 88,000
Harper 54 $ 5,920,000 $ 109,000 $ 77,000
Haskell 326 $ 43,210,000 $ 132,000 $ 85,000
Hughes 253 $ 25,935,000 $ 102,000 $ 73,000
Jackson 996 $ 158,280,000 $ 158,000 $ 82,000
Jefferson 142 $ 13,250,000 $ 93,000 $ 70,000
Johnston 360 $ 47,220,000 $ 131,000 $ 82,000
Kay 1,615 $ 203,675,000 $ 126,000 $ 89,000
Kingfisher 772 $ 134,700,000 $ 174,000 $ 95,000
Kiowa 203 $ 21,515,000 $ 105,000 $ 83,000
Latimer 283 $ 35,085,000 $ 123,000 $ 76,000
Le Flore 1,758 $ 227,460,000 $ 129,000 $ 79,000
Lincoln 1,609 $ 227,065,000 $ 141,000 $ 84,000
Logan 4,062 $ 867,310,000 $ 213,000 $ 104,000
Love 418 $ 59,840,000 $ 143,000 $ 89,000
Major 168 $ 22,710,000 $ 135,000 $ 91,000
Marshall 789 $ 119,465,000 $ 151,000 $ 99,000
Mayes 1,811 $ 281,535,000 $ 155,000 $ 99,000
McClain 3,575 $ 730,855,000 $ 204,000 $ 100,000
McCurtain 1,173 $ 304,565,000 $ 259,000 $ 184,000
McIntosh 904 $ 125,850,000 $ 139,000 $ 102,000
Murray 576 $ 87,750,000 $ 152,000 $ 92,000
Muskogee 2,875 $ 385,435,000 $ 134,000 $ 78,000
Noble 341 $ 52,905,000 $ 155,000 $ 87,000
Nowata 293 $ 32,815,000 $ 111,000 $ 72,000
Okfuskee 287 $ 33,515,000 $ 116,000 $ 72,000
Oklahoma 51,331 $ 10,970,575,000 $ 213,000 $ 117,000
Okmulgee 1,308 $ 180,470,000 $ 137,000 $ 85,000
Osage 2,281 $ 400,275,000 $ 175,000 $ 93,000
Ottawa 851 $ 97,585,000 $ 114,000 $ 70,000
Pawnee 632 $ 83,740,000 $ 132,000 $ 75,000
Payne 3,344 $ 648,570,000 $ 193,000 $ 112,000
Pittsburg 1,922 $ 309,740,000 $ 161,000 $ 112,000
Pontotoc 1,678 $ 264,950,000 $ 157,000 $ 103,000
Pottawatomie 3,451 $ 520,955,000 $ 150,000 $ 84,000
Pushmataha 250 $ 37,700,000 $ 150,000 $ 86,000
Roger Mills 51 $ 7,075,000 $ 138,000 $ 74,000
Rogers 6,869 $ 1,360,445,000 $ 198,000 $ 101,000
Seminole 691 $ 77,115,000 $ 111,000 $ 74,000
Sequoyah 1,952 $ 274,750,000 $ 140,000 $ 83,000
Stephens 1,830 $ 228,730,000 $ 124,000 $ 81,000
Texas 550 $ 80,360,000 $ 146,000 $ 78,000
Tillman 167 $ 16,135,000 $ 96,000 $ 69,000
Tulsa 41,099 $ 8,269,025,000 $ 201,000 $ 110,000
Wagoner 6,832 $ 1,250,110,000 $ 182,000 $ 94,000
Washington 2,659 $ 406,515,000 $ 152,000 $ 95,000
Washita 288 $ 36,720,000 $ 127,000 $ 82,000
Woods 198 $ 24,810,000 $ 125,000 $ 79,000
Woodward 682 $ 106,540,000 $ 156,000 $ 87,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Oklahoma.

If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma and search similar information back through 2003.

Download the Oklahoma Lender List