Oneida County NY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Unlock detailed Oneida County NY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in New York.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,381 |
| Total Mortgage Loan Application Amount | $1,059,055,000 |
| Average Mortgage Loan Application Amount | $143,000 |
| Highest Mortgage Loan Application Amount | $17,255,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $2,524,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| FIRST SOURCE 4451 COMMERCIAL DRIVE NEW HARTFORD, NY 13413 |
* | $ 805,603,000 | 951 | $ 100,585,000 |
| AMERICU CREDIT UNION 1916 BLACK RIVER BLVD. ROME, NY 13440 |
* | $ 2,541,059,000 | 782 | $ 91,930,000 |
| ADIRONDACK BANK 185 GENESEE ST UTICA, NY 13501 |
* | $ 958,373,000 | 360 | $ 70,510,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 297 | $ 53,925,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 154,617,469,000 | 294 | $ 35,840,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 188,069,637,000 | 291 | $ 30,845,000 |
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 15,323,828,000 | 280 | $ 62,070,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 11,919,970,000 | 271 | $ 41,615,000 |
| G.P.O. FEDERAL CREDIT UNION 4311 MIDDLE SETTLEMENT RD NEW HARTFORD, NY 13413 |
* | $ 427,771,000 | 242 | $ 21,770,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 183,977,708,000 | 240 | $ 27,930,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ -1,000 | 182 | $ 32,500,000 |
| PREMIUM MORTGAGE CORPORATION 2541 MONROE AVE ROCHESTER, NY 14618 |
* | $ -1,000 | 174 | $ 31,730,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,779,504,000,000 | 159 | $ 25,315,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 119 | $ 11,545,000 |
| CCFCU FUNDING, LLC 4 WINNERS CIRCLE ALBANY, NY 12205 |
* | $ -1,000 | 114 | $ 18,090,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,306,982,000,000 | 112 | $ 19,940,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 105 | $ 18,605,000 |
| BERKSHIRE BANK PO 1308 PITTSFIELD, MA 01202 |
* | $ 11,548,730,000 | 99 | $ 10,585,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 2,938,711,000 | 97 | $ 9,755,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 108,342,526,000 | 90 | $ 6,660,000 |
| HUNT MORTGAGE CORPORATION 5400 BROADWAY STREET BUFFALO, NY 14086 |
* | $ -1,000 | 85 | $ 15,595,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 75 | $ 11,655,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 67 | $ 11,915,000 |
| ACCESS FEDERAL CREDIT UNION 6 FRANKLIN AVE CLINTON, NY 13323 |
* | $ 249,397,000 | 66 | $ 5,460,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 59 | $ 10,965,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,519,525,000,000 | 56 | $ 5,810,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 153,432,983,000 | 49 | $ 7,265,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, NY 13057 |
* | $ -1,000 | 47 | $ 8,615,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 43 | $ 9,405,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 38 | $ 7,640,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 37 | $ 6,505,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 37 | $ 7,675,000 |
| SEFCU SERVICES, LLC 700 PATROON CREEK BLVD SUITE 301 ALBANY, NY 12206 |
* | $ -1,000 | 36 | $ 6,440,000 |
| GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION 2208 WEST GENESEE STREET SYRACUSE, NY 13219 |
* | $ 601,636,000 | 35 | $ 8,825,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 34 | $ 6,320,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,655,190,000 | 34 | $ 3,650,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 32,127,026,000 | 32 | $ 2,480,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 31 | $ 4,095,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 30 | $ 3,580,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 28 | $ 2,990,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 25 | $ 4,165,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 117,378,701,000 | 25 | $ 5,905,000 |
| GENESEE REGIONAL BANK 1850 SOUTH WINTON ROAD ROCHESTER, NY 14618 |
* | $ 979,606,000 | 24 | $ 4,600,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 24 | $ 4,000,000 |
| NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 CARSON CITY, NV 92614 |
* | $ -1,000 | 23 | $ 3,585,000 |
| ROME TEACHERS FEDERAL CREDIT UNION 924 TURIN ST ROME, NY 13440 |
* | $ 54,440,000 | 23 | $ 1,975,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ -1,000 | 23 | $ 4,515,000 |
| FARM CREDIT EAST, ACA 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ -1,000 | 22 | $ 6,130,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 21 | $ 3,625,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 21 | $ 2,165,000 |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. 21 NORTH MAIN STREET ALBANY, NY 12078 |
* | $ -1,000 | 20 | $ 1,900,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 20 | $ 3,370,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 20 | $ 3,200,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 528,514,000,000 | 20 | $ 3,240,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 19 | $ 1,895,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 17 | $ 2,325,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,348,940,000 | 15 | $ 3,335,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 209,696,785,000 | 15 | $ 1,815,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 15 | $ 3,015,000 |
| BROADVIEW FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 5,447,073,000 | 15 | $ 935,000 |
| TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILMINGTON, DE 18702 |
* | $ -1,000 | 14 | $ 1,430,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 12 | $ 2,800,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 547,610,000 | 12 | $ 2,060,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE MCLEAN, VA 22102 |
* | $ 32,520,025,000 | 12 | $ 1,030,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 11 | $ 1,545,000 |
| BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 11,474,358,000 | 10 | $ 1,290,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 9 | $ 1,475,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 551,902,526,000 | 8 | $ 430,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 WILMINGTON, DE 11747 |
* | $ -1,000 | 7 | $ 1,225,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 796,563,000 | 7 | $ 1,895,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ -1,000 | 7 | $ 1,225,000 |
| PATHFINDER BANK 214 WEST 1ST STREET OSWEGO, NY 13126 |
* | $ 1,281,614,000 | 7 | $ 795,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 7 | $ 1,385,000 |
| HOME TOWN FUNDING, INC. 63 A MONROE AVENUE CANANDAIGUA, NY 14534 |
* | $ -1,000 | 7 | $ 1,075,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 423,958,417,000 | 7 | $ 1,045,000 |
| BALLSTON SPA NATIONAL BANK PO BOX 70 BALLSTON SPA, NY 12020 |
* | $ 765,893,000 | 7 | $ 995,000 |
| NORTHERN CREDIT UNION 120 FACTORY ST WATERTOWN, NY 13601 |
* | $ 434,590,000 | 6 | $ 750,000 |
| A&D MORTGAGE LLC 1040 S. FEDERAL HWY HOLLYWOOD, FL 33020 |
* | $ -1,000 | 6 | $ 830,000 |
| SENECA SAVINGS 35 OSWEGO ST. BALDWINSVILLE, NY 13027 |
* | $ 215,022,000 | 6 | $ 560,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 2,177,145,000 | 6 | $ 1,170,000 |
| LENDINGONE, LLC 901 YAMATO RD #150 DOVER, DE 33431 |
* | $ -1,000 | 6 | $ 310,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 5 | $ 345,000 |
| VISIONS FEDERAL CREDIT UNION 3301 COUNTRY CLUB ROAD ENDWELL, NY 13760 |
* | $ 5,621,672,000 | 5 | $ 545,000 |
| LIMA ONE CAPITAL, LLC 201 E. MCBEE AVE, SUITE 300 ROSWELL, GA 29601 |
* | $ -1,000 | 5 | $ 725,000 |
| THE NATIONAL BANK OF COXSACKIE 3 - 7 REED STREET COXSACKIE, NY 12051 |
* | $ 466,805,000 | 5 | $ 955,000 |
| GREENWOOD CREDIT UNION 2669 POST ROAD WARWICK, RI 02889 |
* | $ 681,104,000 | 4 | $ 430,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 4 | $ 870,000 |
| THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY 72 SOUTH MAIN ST CANANDAIGUA, NY 14424 |
* | $ 4,151,137,000 | 4 | $ 1,270,000 |
| KIAVI FUNDING, INC. 315 MONTGOMERY STREET 16TH FLOOR WILMINGTON, DE 94104 |
* | $ -1,000 | 4 | $ 340,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,669,227,000,000 | 4 | $ 540,000 |
| THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND 7007 BROADWAY AVENUE CLEVELAND, OH 44105 |
* | $ 14,120,189,000 | 4 | $ 690,000 |
| THE SUMMIT FEDERAL CREDIT UNION 100 MARINA DRIVE ROCHESTER, NY 14626 |
* | $ 1,206,940,000 | 4 | $ 460,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,089,286,000 | 4 | $ 790,000 |
| FULTON SAVINGS BANK 41 SOUTH FIRST STREET FULTON, NY 13069 |
* | $ 456,071,000 | 4 | $ 980,000 |
| CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION 4 WINNERS CIRCLE ALBANY, NY 12205 |
* | $ 2,780,799,000 | 4 | $ 160,000 |
| TEACHERS FEDERAL CREDIT UNION 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 8,802,432,000 | 3 | $ 295,000 |
| QUONTIC BANK 31-05 BROADWAY NEW YORK, NY 11106 |
* | $ 916,091,000 | 3 | $ 485,000 |
| GUIDANCE RESIDENTIAL, LLC 11107 SUNSET HILLS ROAD, STES 100 & 200 WILMINGTON, DE 20190 |
* | $ -1,000 | 3 | $ 635,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 3 | $ 165,000 |
| UTILITIES EMPLOYEES CREDIT UNION 11 MERIDIAN BLVD WYOMISSING, PA 19610 |
* | $ 1,413,912,000 | 3 | $ 265,000 |
| UIF CORPORATION 29777 TELEGRAPH RD. SUITE 3590 ANN ARBOR, MI 48034 |
* | $ -1,000 | 3 | $ 495,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 1,041,605,000 | 3 | $ 945,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ -1,000 | 3 | $ 475,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ -1,000 | 3 | $ 275,000 |
| NATIONWIDE MORTGAGE BANKERS, INC. 310A MAIN ST WILMINGTON, DE 08833 |
* | $ -1,000 | 3 | $ 335,000 |
| ALLIED MORTGAGE GROUP, INC. 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ -1,000 | 3 | $ 715,000 |
| BAYCOAST BANK 330 SWANSEA MALL DRIVE FALL RIVER, MA 02777 |
* | $ 2,259,576,000 | 3 | $ 105,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 3 | $ 485,000 |
| TOMPKINS COMMUNITY BANK THE COMMONS ITHACA, NY 14850 |
* | $ 2,453,893,000 | 3 | $ 625,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 3 | $ 475,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 604,572,000 | 3 | $ 315,000 |
| CONTOUR MORTGAGE CORPORATION 990 STEWART AVENUE STE#660 DOVER, DE 11530 |
* | $ -1,000 | 3 | $ 575,000 |
| THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 1,626,303,000 | 2 | $ 360,000 |
| FIRST ALLIANCE HOME MORTGAGE, LLC 20 JACKSON DRIVE 2ND FLOOR CRANFORD, NJ 07016 |
* | $ -1,000 | 2 | $ 370,000 |
| AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 SAN DIEGO, CA 92122 |
* | $ 14,047,081,000 | 2 | $ 270,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 2 | $ 390,000 |
| SILVER HILL FUNDING, LLC 4425 PONCE DE LEON BLVD WILMINGTON, DE 33146 |
* | $ -1,000 | 2 | $ 350,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 310,000 |
| THE PEOPLE'S CREDIT UNION 858 WEST MAIN ROAD MIDDLETOWN, RI 02842 |
* | $ 619,894,000 | 2 | $ 80,000 |
| GENERATIONS BANK 20 EAST BAYARD STREET SENECA FALLS, NY 13148 |
* | $ 378,454,000 | 2 | $ 170,000 |
| SOFI BANK, NATIONAL ASSOCIATION 2750 E COTTONWOOD PKWY STE 300 COTTONWOOD HEIGHTS, UT 84121 |
* | $ 174,662,000 | 2 | $ 350,000 |
| GUARANTEED RATE AFFINITY, LLC 1800 WEST LARCHMONT AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 370,000 |
| HUDSON VALLEY CREDIT UNION PO BOX 1071 POUGHKEEPSIE, NY 12602 |
* | $ 6,466,636,000 | 2 | $ 90,000 |
| ALLIANT CREDIT UNION 11545 W TOUHY CHICAGO, IL 60666 |
* | $ 15,151,012,000 | 2 | $ 460,000 |
| LUXURY MORTGAGE CORP. FOUR LANDMARK SQUARE SUITE 300 WILMINGTON, DE 06901 |
* | $ -1,000 | 2 | $ 450,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD SANDY, UT 28211 |
* | $ 172,820,000,000 | 2 | $ 570,000 |
| NJ LENDERS CORP. 219 PATERSON AVE LITTLE FALLS, NJ 07424 |
* | $ -1,000 | 2 | $ 300,000 |
| US MORTGAGE CORPORATION 201 OLD COUNTRY ROAD MELVILLE, NY 11747 |
* | $ -1,000 | 2 | $ 330,000 |
| EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 2 | $ 590,000 |
| SELF-HELP CREDIT UNION 301 W MAIN STREET DURHAM, NC 27701 |
* | $ 1,341,481,000 | 2 | $ 160,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 6,193,839,000 | 2 | $ 110,000 |
| MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 154,830,000,000 | 2 | $ 730,000 |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED 3601 HEMPSTEAD TPK. SUITE 300 LEVITTOWN, NY 11756 |
* | $ -1,000 | 2 | $ 530,000 |
| RESIDENTIAL HOME FUNDING CORP. 707 WESTCHESTER AVENUE, SUITE 305 WHITE PLAINS, NY 10604 |
* | $ -1,000 | 2 | $ 300,000 |
| EAST COAST CAPITAL CORP. 25 MELVILLE PARK ROAD SUITE 200 MELVILLE, NY 11747 |
* | $ -1,000 | 1 | $ 85,000 |
| VAN DYK MORTGAGE CORPORATION 2449 CAMELOT CT SE GRAND RAPIDS, MI 49546 |
* | $ -1,000 | 1 | $ 105,000 |
| ENVOY MORTGAGE, LTD 5100 WESTHEIMER RD, STE 320 AUSTIN, TX 77056 |
* | $ -1,000 | 1 | $ 425,000 |
| PS BANK 42621 ROUTE 6 WYALUSING, PA 18853 |
* | $ 477,210,000 | 1 | $ 255,000 |
| CLIFFCO, INC. 1065 OLD COUNTRY ROAD SUITE 204 UNIONDALE, NY 11590 |
* | $ -1,000 | 1 | $ 245,000 |
| STIFEL BANK AND TRUST 501 N BROADWAY SAINT LOUIS, MO 63141 |
* | $ 18,959,414,000 | 1 | $ 55,000 |
| REVERSE MORTGAGE FUNDING LLC 1455 BROAD ST., 2ND FL BLOOMFIELD, NJ 07003 |
* | $ -1,000 | 1 | $ 95,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 187,956,756,000 | 1 | $ 105,000 |
| MLD MORTGAGE INC. 30 B VREELAND ROAD FLORHAM PARK, NJ 07932 |
* | $ -1,000 | 1 | $ 205,000 |
| CFCU COMMUNITY CREDIT UNION 1030 CRAFT ROAD ITHACA, NY 14850 |
* | $ 1,377,119,000 | 1 | $ 155,000 |
| MUNICIPAL CREDIT UNION 22 CORTLANDT STREET 29TH FLOOR NEW YORK, NY 10007 |
* | $ 4,183,621,000 | 1 | $ 85,000 |
| MID-ISLAND MORTGAGE CORP. 900 MERCHANTS CONCOURSE, SUITE #112 WESTBURY, NY 11554 |
* | $ -1,000 | 1 | $ 145,000 |
| THE ADIRONDACK TRUST COMPANY 473 BROADWAY SARATOGA SPRINGS, NY 12866 |
* | $ 1,698,702,000 | 1 | $ 45,000 |
| ATLANTA POSTAL 1605 BOGGS ROAD ATLANTA, GA 30096 |
* | $ 2,565,203,000 | 1 | $ 95,000 |
| TEMPLE VIEW CAPITAL FUNDING, LP 7550 WISCONSIN AVE STE 1000 WILMINGTON, DE 20814 |
* | $ -1,000 | 1 | $ 75,000 |
| TRUSTCO BANK 6 METRO PARK ROAD GLENVILLE, NY 12205 |
* | $ 6,196,275,000 | 1 | $ 155,000 |
| SPRING EQ, LLC 2929 ARCH ST WILMINGTON, DE 19104 |
* | $ -1,000 | 1 | $ 505,000 |
| ROUNDPOINT MORTGAGE SERVICING LLC 5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8 WILMINGTON, DE 28219 |
* | $ -1,000 | 1 | $ 165,000 |
| 1ST SOURCE BANK P O BOX 1602 SUITE 400 SOUTH BEND, IN 46634 |
* | $ 8,096,004,000 | 1 | $ 125,000 |
| CITADEL SERVICING CORPORATION 15707 ROCKFIELD BLVD STE 320 SACRAMENTO, CA 92618 |
* | $ -1,000 | 1 | $ 115,000 |
| CATHAY BANK 9650 FLAIR DRIVE LOS ANGELES, CA 91731 |
* | $ 20,872,611,000 | 1 | $ 175,000 |
| POLISH & SLAVIC 100 MCGUINNESS BLVD NEW YORK, NY 11222 |
* | $ 2,609,156,000 | 1 | $ 385,000 |
| HARTFORD FUNDING, LTD. 538 BROADHOLLOW ROAD ALBANY, NY 11747 |
* | $ -1,000 | 1 | $ 965,000 |
| FIVE STAR BANK 55 NORTH MAIN ST WARSAW, NY 14569 |
* | $ 5,481,889,000 | 1 | $ 425,000 |
| MIDWEST BANKCENTRE 2191 LEMAY FERRY ROAD SAINT LOUIS, MO 63125 |
* | $ 2,374,880,000 | 1 | $ 75,000 |
| PARAMOUNT BANK 90 VILLAGE SQUARE SHOPPING CENTER HAZELWOOD, MO 63072 |
* | $ 153,010,000 | 1 | $ 195,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 1 | $ 85,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 1,046,501,000 | 1 | $ 175,000 |
| SALISBURY BANK AND TRUST COMPANY PO BOX 1868 LAKEVILLE, CT 06039 |
* | $ 1,528,798,000 | 1 | $ 165,000 |
| MORTGAGE ACCESS CORP. 225 LITTLETON ROAD MORRIS PLAINS, NJ 07950 |
* | $ -1,000 | 1 | $ 395,000 |
| BAYFIRST NATIONAL BANK 9190 SEMINOLE BLVD SAINT PETERSBURG, FL 33772 |
* | $ 917,272,000 | 1 | $ 235,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 105,000 |
| BOKF, NATIONAL ASSOCIATION ONE WEST 3RD, 5TH FL TULSA, OK 74103 |
* | $ 50,093,398,000 | 1 | $ 265,000 |
| THRIVENT FEDERAL CREDIT UNION 625 FOURTH AVE S APPLETON, WI 55415 |
* | $ 870,500,000 | 1 | $ 145,000 |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 700 EAST GATE DRIVE, SUITE 400 WILMINGTON, DE 08054 |
* | $ -1,000 | 1 | $ 185,000 |
| SOLVAY BANK 1537 MILTON AVE SOLVAY, NY 13209 |
* | $ 934,604,000 | 1 | $ 725,000 |
| LONGBRIDGE FINANCIAL, LLC ONE INTERNATIONAL BLVD. NEWARK, DE 07495 |
* | $ -1,000 | 1 | $ 75,000 |
| UNITED MORTGAGE CORP. 25 MELVILLE PARK ROAD ALBANY, NY 11747 |
* | $ -1,000 | 1 | $ 105,000 |
| CHARLES SCHWAB BANK, SSB 2360 CORPORATE CIRCLE WESTLAKE, TX 89074 |
* | $ 420,502,000,000 | 1 | $ 175,000 |
| CORNING CREDIT UNION ONE CREDIT UNION PLAZA CORNING, NY 14830 |
* | $ 2,136,862,000 | 1 | $ 125,000 |
| SIRVA MORTGAGE, INC. 6200 OAK TREE BLVD STE 300 UPPER ARLINGTON, OH 44131 |
* | $ -1,000 | 1 | $ 215,000 |
| RADIANT CREDIT UNION 405 SE 2ND PLACE GAINESVILLE, FL 32601 |
* | $ 703,311,000 | 1 | $ 215,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Oneida County NY in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,477 | $632,795,000 | $181,000 | $17,255,000 | $90,000 | $1,243,000 |
| Refinancing | 1,282 | $169,830,000 | $132,000 | $9,225,000 | $98,000 | $2,088,000 |
| Home Improvement | 1,065 | $78,295,000 | $73,000 | $1,005,000 | $99,000 | $2,524,000 |
| Other Purpose | 758 | $57,740,000 | $76,000 | $965,000 | $98,000 | $2,297,000 |
| Cash-out Refinancing | 734 | $114,950,000 | $156,000 | $735,000 | $88,000 | $846,000 |
| Not Applicable | 65 | $5,445,000 | $83,000 | $265,000 | $60,000 | $82,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,574 | $747,960,000 | $134,000 | $965,000 | $96,000 | $2,524,000 |
| Not Provided | 598 | $84,930,000 | $142,000 | $1,005,000 | $88,000 | $652,000 |
| Not applicable | 533 | $136,155,000 | $255,000 | $17,255,000 | $73,000 | $165,000 |
| Hispanic | 264 | $33,830,000 | $128,000 | $965,000 | $77,000 | $568,000 |
| Asian | 191 | $28,095,000 | $147,000 | $645,000 | $68,000 | $494,000 |
| Black or African American | 176 | $21,290,000 | $120,000 | $525,000 | $74,000 | $500,000 |
| American Indian or Alaskan Native | 22 | $3,160,000 | $143,000 | $555,000 | $105,000 | $522,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $610,000 | $152,000 | $325,000 | $66,000 | $98,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,931 | $815,955,000 | $137,000 | $17,255,000 | $98,000 | $2,524,000 |
| FHA-insured (Federal Housing Administration) | 1,039 | $159,915,000 | $153,000 | $425,000 | $65,000 | $846,000 |
| VA-guaranteed (Veterans Administration) | 381 | $78,295,000 | $205,000 | $645,000 | $86,000 | $371,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 30 | $4,890,000 | $163,000 | $285,000 | $60,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,761 | $705,375,000 | $148,000 | $17,255,000 | $97,000 | $2,297,000 |
| Application Denied By Financial Institution | 1,133 | $124,405,000 | $109,000 | $1,005,000 | $73,000 | $1,486,000 |
| Loan Purchased By The Institution | 607 | $101,745,000 | $167,000 | $505,000 | $91,000 | $568,000 |
| Application Withdrawn By Applicant | 525 | $83,285,000 | $158,000 | $655,000 | $104,000 | $2,524,000 |
| File Closed For Incompleteness | 184 | $21,810,000 | $118,000 | $965,000 | $98,000 | $2,297,000 |
| Application Approved But Not Accepted | 161 | $20,535,000 | $127,000 | $415,000 | $83,000 | $975,000 |
| Preapproval Approved but not Accepted | 9 | $1,745,000 | $193,000 | $285,000 | $119,000 | $246,000 |
| Preapproval Denied by Financial Institution | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,190 | $928,870,000 | $150,000 | $17,255,000 | $97,000 | $2,524,000 |
| Debt-To-Income Ratio | 389 | $45,775,000 | $117,000 | $1,005,000 | $60,000 | $480,000 |
| Credit History | 368 | $31,720,000 | $86,000 | $315,000 | $69,000 | $846,000 |
| Collateral | 175 | $20,685,000 | $118,000 | $815,000 | $99,000 | $1,486,000 |
| Other | 126 | $13,200,000 | $104,000 | $435,000 | $85,000 | $557,000 |
| Credit Application Incomplete | 74 | $11,450,000 | $154,000 | $505,000 | $102,000 | $522,000 |
| Unverifiable Information | 26 | $3,420,000 | $131,000 | $305,000 | $73,000 | $297,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $2,770,000 | $138,000 | $435,000 | $66,000 | $155,000 |
| Employment History | 13 | $1,165,000 | $89,000 | $185,000 | $37,000 | $66,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.