Pine County, MN Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 1,567 mortgage applications in Pine County, MN totaling $288.5 million, down 33% from 2021. The average application was for $184,000, and applicants reported an average income of $92,000. 56% of applications resulted in an originated loan and 15% were denied. The most active lender was Northview Bank, with 155 applications, followed by Members Cooperative Credit Union and Blaze Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,567
Total Mortgage Loan Application Amount $288,485,000
Average Mortgage Loan Application Amount $184,000
Highest Mortgage Loan Application Amount $3,265,000
Average Applicant Income $92,000
Highest Applicant Income $2,223,000

Mortgage Company List for Lending in Pine County, MN for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Northview Bank
510 MAIN STREET
SANDSTONE, MN 55072
* $ 439,943,000 155 $ 30,785,000
Members Cooperative Credit Union
4628 MIKE COLALILLO DR
DULUTH, MN 55816
* $ 1,064,401,000 101 $ 11,155,000
Blaze Credit Union
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 1,948,614,000 95 $ 9,225,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 89 $ 13,745,000
Frandsen Bank & Trust
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 2,730,710,000 49 $ 8,275,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 40 $ 9,280,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 40 $ 8,380,000
Affinity Plus Federal Credit Union
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 3,746,301,000 35 $ 4,235,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 32 $ 8,630,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 31 $ 6,765,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 30 $ 6,940,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 30 $ 7,160,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 27 $ 4,935,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 22 $ 4,640,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 3,979,767,000 21 $ 2,945,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 20 $ 4,720,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 20 $ 4,120,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 19 $ 5,225,000
Neighborhood National Bank
45 NORTH UNION
MORA, MN 55051
* $ 301,357,000 19 $ 6,845,000
Northwoods Credit Union
1702 AVE B
CLOQUET, MN 55720
* $ 158,800,000 18 $ 1,570,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 4,046,578,000 18 $ 2,390,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 9,729,918,000 17 $ 3,645,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 17 $ 2,715,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 16 $ 1,130,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 15 $ 4,225,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 13 $ 2,615,000
Fnb Moose Lake
400 ELM AVENUE PO BOX 429
MOOSE LAKE, MN 55767
* $ 127,752,000 13 $ 2,235,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 13 $ 2,675,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 13 $ 2,915,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 12 $ 1,950,000
Luminate Home Loans, Inc.
2523 WAYZATA BLVD SUITE 200
MINNEAPOLIS, MN 55405
* $ -1,000 12 $ 1,580,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 12 $ 2,230,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 7,846,662,000 11 $ 1,305,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 11 $ 1,885,000
Minnco Credit Union
235 WEST 1ST AVENUE
CAMBRIDGE, MN 55008
* $ 474,930,000 11 $ 485,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 348,453,000 10 $ 2,240,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 10 $ 1,670,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 10 $ 2,240,000
Hiway Credit Union
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,671,091,000 9 $ 1,765,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 9 $ 1,955,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 9 $ 465,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 8 $ 1,950,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 35,057,609,000 8 $ 1,980,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 8 $ 750,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 7 $ 1,615,000
Results Mortgage, LLC
11200 WEST 78TH STREET, SUITE 50
EDEN PRAIRIE, MN 55344
* $ -1,000 7 $ 1,635,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 7 $ 1,505,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 7 $ 1,815,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 6 $ 1,380,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 6 $ 1,410,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 6 $ 1,390,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 6 $ 960,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 6 $ 770,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 6 $ 770,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 3,390,640,000 6 $ 1,050,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 6 $ 730,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 6 $ 1,620,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 5 $ 1,135,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 5 $ 115,000
Weststar Mortgage Corporation
6363 NORTH STATE HIGHWAY 161
ALBUQUERQUE, NM 87113
* $ -1,000 5 $ 1,325,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 925,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 5 $ 1,225,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 16,499,164,000 5 $ 1,325,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ -1,000 5 $ 1,735,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 5 $ 1,295,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ -1,000 4 $ 770,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 4 $ 830,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 4 $ 490,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ -1,000 4 $ 1,000,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 305,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 3 $ 715,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 685,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 3 $ 575,000
Unity Bank
207 W LINCOLN ST
AUGUSTA, WI 54722
* $ 593,196,000 3 $ 145,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 3 $ 635,000
Boundary Waters Bank
11800 ABERDEEN ST NE #120
BLAINE, MN 55449
* $ 117,525,000 3 $ 145,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 3 $ 1,325,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 275,000
North Shore Bank of Commerce
131 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 410,662,000 3 $ 1,045,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 3 $ 355,000
Mortgages Unlimited Inc.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ -1,000 3 $ 655,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 695,000
Ideal Credit Union
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 932,167,000 3 $ 535,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 3 $ 315,000
Amerifirst Financial, Inc.
1550 E. MCKELLIPS RD, SUITE 117
MESA, AZ 85203
* $ -1,000 3 $ 1,045,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 6,023,480,000 3 $ 915,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 575,000
Associated Healthcare CU
360 SHERMAN ST. SUITE B-10
SAINT PAUL, MN 55102
* $ 154,995,000 2 $ 60,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 2 $ 600,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 2 $ 230,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 210,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ 1,965,063,000 2 $ 240,000
Topline Financial Credit Union
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ 651,106,000 2 $ 310,000
Megastar Finanacial Corp
1080 CHEROKEE STREET
DENVER, CO 80204
* $ -1,000 2 $ 500,000
American Investors Bank and Mortgage
6385 OLD SHADY OAK ROAD, SUITE #110
EDEN PRAIRIE, MN 55344
* $ 94,923,000 2 $ 540,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 440,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 2 $ 270,000
First State Bank and Trust
950 N HWY
BAYPORT, MN 55003
* $ 367,697,000 2 $ 160,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 270,000
Woodlands National Bank
122 EAST MAIN STREET P.O. BOX 190
HINCKLEY, MN 55037
* $ 350,967,000 2 $ 310,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 2 $ 170,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 660,000
Anoka Hennepin Credit Union
11681 THEATRE DR N
MINNEAPOLIS, MN 55448
* $ 278,465,000 2 $ 190,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 2 $ 240,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 130,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 2 $ 400,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 2,820,664,000 2 $ 410,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 2 $ 400,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 2 $ 690,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 2 $ 100,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 2 $ 420,000
National Bank of Commerce
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 1,197,655,000 2 $ 210,000
Cornerstone State Bank
401 4TH ST N W
MONTGOMERY, MN 56069
* $ 231,219,000 2 $ 320,000
Western National Bank
PO BOX 16050
DULUTH, MN 55816
* $ 115,328,000 1 $ 205,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 1 $ 15,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 251,923,000 1 $ 315,000
Temple View Capital Funding LP
7550 WISCONSIN AVE STE 1000
BETHESDA, MD 20814
* $ -1,000 1 $ 145,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 32,520,025,000 1 $ 105,000
St Paul Federal Credit Union
1330 CONWAY ST, STE 200
SAINT PAUL, MN 55106
* $ 265,735,000 1 $ 65,000
Heartland Credit Union
5500 S ROBERT TRAIL
INVER GROVE HEIGHTS, MN 55077
* $ 167,172,000 1 $ 155,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 215,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 17,757,753,000 1 $ 265,000
Andrews Federal Credit Union
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,287,872,000 1 $ 175,000
Flagship Bank Minnesota
1415 WAYZATA BLVD E
WAYZATA, MN 55391
* $ 325,748,000 1 $ 45,000
Genisys Credit Union
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 4,030,966,000 1 $ 505,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 1 $ 115,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 155,000
Deerwood Bank
21236 ARCHIBALD ROAD
WAITE PARK, MN 56387
* $ 1,062,979,000 1 $ 65,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 1 $ 25,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 55,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 1 $ 265,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 555,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 175,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 1 $ 155,000
Amerant Bank, N.A.
220 ALHAMBRA CIRCLE
MIAMI, FL 33134
* $ 7,622,254,000 1 $ 245,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 165,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 154,617,469,000 1 $ 75,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 1 $ 325,000
Amerant Mortgage LLC
226 N KENTUCKY AVE
LAKELAND, FL, FL 33801
* $ -1,000 1 $ 245,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 115,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 1 $ 225,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 1 $ 145,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 1 $ 225,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 20,248,406,000 1 $ 295,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 19,608,230,000 1 $ 1,205,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 115,000
Sherburne State Bank
12500 SHERBURNE AVE
PO BOX 428, MN 55308
* $ 227,468,000 1 $ 265,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 105,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 1 $ 35,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 1 $ 385,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 1 $ 145,000
Southpoint Financial Credit Union
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ 508,641,000 1 $ 215,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 1 $ 265,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 315,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 115,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 1 $ 155,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 1 $ 225,000
Hiawatha National Bank
N1555 770TH ST
HAGER CITY, WI 54014
* $ 529,911,000 1 $ 275,000
Farmers & Merchants Savings Bank
PO BOX 588 101 E MAIN ST
MANCHESTER, IA 52057
* $ 593,413,000 1 $ 255,000
My Credit Union
4025 W OLD SHAKOPEE RD A
BLOOMINGTON, MN 55420
* $ 393,544,000 1 $ 215,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ -1,000 1 $ 175,000
Sharepoint Credit Union
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ 305,574,000 1 $ 305,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 1 $ 155,000
Superior Savings Bank
1130 TOWER AVE
SUPERIOR, WI 54880
* $ 83,898,000 1 $ 165,000
Citizens State Bank
375 STAGELINE RD
HUDSON, WI 54016
* $ 317,042,000 1 $ 225,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 315,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 1 $ 225,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ -1,000 1 $ 145,000
St. Cloud Financial Credit Union
3030 1ST ST S
SAINT CLOUD, MN 56301
* $ 289,886,000 1 $ 75,000
Westconsin Credit Union
444 BROADWAY
MENOMONIE, WI 54751
* $ 1,929,230,000 1 $ 65,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 35,000
Home Federal Savings Bank
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 1,068,836,000 1 $ 265,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ -1,000 1 $ 185,000
Bridgewater Bank
4450 EXCELSIOR BOULEVARD
ST. LOUIS PARK, MN 55416
* $ 3,473,066,000 1 $ 3,265,000
The First National Bank of River Falls
104 EAST LOCUST STREET
RIVER FALLS, WI 54022
* $ 353,418,000 1 $ 485,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 115,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 295,000
Cortrust Bank
100 EAST HAVENS
MITCHELL, SD 57301
* $ 1,566,307,000 1 $ 85,000
Star Choice Credit Union
10750 FRANCE AVE S
BLOOMINGTON, MN 55431
* $ 85,416,000 1 $ 105,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ -1,000 1 $ 105,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ 4,059,403,000 1 $ 805,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,072,223,000 1 $ 35,000
Old Plank Trail Community Bank, N.A.
280 VETERANS PARKWAY
NEW LENOX, IL 60451
* $ 2,147,323,000 1 $ 325,000
Liberty Bank Minnesota
111 7TH AVE S
ST CLOUD, MN 56301
* $ 303,851,000 1 $ 185,000
Guaranty Home Mortgage Corporation
316 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 165,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 165,000
Centricity Credit Union
4477 LAVAQUE RD
DULUTH, MN 55811
* $ 227,596,000 1 $ 45,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,025,737,000 1 $ 85,000
Ccm Finance, LLC
7801 E BUSH LAKE RD SUITE 430
MINNEAPOLIS, MN 55439
* $ -1,000 1 $ 165,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 1 $ 235,000

The tables below break down 2022 mortgage applications in Pine County, MN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Pine County, MN in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 710 $164,580,000 $231,000 $3,265,000 $106,000 $2,223,000
Cash-out Refinancing 364 $68,080,000 $187,000 $615,000 $81,000 $441,000
Refinancing 189 $31,165,000 $164,000 $1,205,000 $81,000 $877,000
Other Purpose 176 $13,810,000 $78,000 $455,000 $80,000 $202,000
Home Improvement 120 $10,010,000 $83,000 $355,000 $88,000 $274,000
Not Applicable 8 $840,000 $105,000 $175,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,181 $207,935,000 $176,000 $905,000 $92,000 $1,417,000
Not Provided 179 $31,225,000 $174,000 $505,000 $99,000 $2,223,000
Not applicable 127 $34,715,000 $273,000 $3,265,000 $85,000 $127,000
Asian 27 $5,005,000 $185,000 $375,000 $90,000 $200,000
Hispanic 21 $4,075,000 $194,000 $525,000 $76,000 $145,000
American Indian or Alaskan Native 19 $2,965,000 $156,000 $495,000 $96,000 $441,000
Black or African American 10 $1,840,000 $184,000 $305,000 $74,000 $92,000
Native Hawaiian or Other Pacific Islander 1 $245,000 $245,000 $245,000 $109,000 $109,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,223 $214,055,000 $175,000 $3,265,000 $97,000 $2,223,000
FHA-insured (Federal Housing Administration) 211 $41,665,000 $197,000 $435,000 $66,000 $157,000
VA-guaranteed (Veterans Administration) 118 $29,990,000 $254,000 $615,000 $80,000 $247,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $2,775,000 $185,000 $285,000 $72,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 884 $169,930,000 $192,000 $3,265,000 $94,000 $955,000
Application Denied By Financial Institution 238 $34,870,000 $146,000 $905,000 $72,000 $348,000
Application Withdrawn By Applicant 221 $39,685,000 $179,000 $805,000 $108,000 $2,223,000
Loan Purchased By The Institution 112 $25,020,000 $223,000 $555,000 $130,000 $477,000
File Closed For Incompleteness 74 $12,870,000 $173,000 $525,000 $79,000 $312,000
Application Approved But Not Accepted 35 $5,755,000 $164,000 $565,000 $99,000 $284,000
Preapproval Approved but not Accepted 3 $355,000 $118,000 $185,000 $108,000 $145,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,302 $247,270,000 $189,000 $2,695,000 $96,000 $2,223,000
Debt-To-Income Ratio 92 $15,350,000 $166,000 $3,265,000 $62,000 $202,000
Collateral 58 $7,000,000 $120,000 $315,000 $81,000 $348,000
Credit History 54 $7,600,000 $140,000 $615,000 $77,000 $188,000
Credit Application Incomplete 31 $4,995,000 $161,000 $385,000 $71,000 $190,000
Other 14 $2,570,000 $183,000 $365,000 $92,000 $201,000
Insufficient Cash (Downpayment, Closing Cost) 7 $1,815,000 $259,000 $905,000 $86,000 $271,000
Unverifiable Information 6 $1,300,000 $216,000 $325,000 $119,000 $232,000
Employment History 3 $585,000 $195,000 $235,000 $113,000 $200,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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