Plymouth County, IA Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 742 mortgage applications in Plymouth County, IA totaling $136.6 million, down 24% from 2021. The average application was for $184,000, and applicants reported an average income of $105,000. 70% of applications resulted in an originated loan and 10% were denied. The most active lender was Northwest Bank, with 95 applications, followed by Primebank and US Bank, N.A..

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 742
Total Mortgage Loan Application Amount $136,630,000
Average Mortgage Loan Application Amount $184,000
Highest Mortgage Loan Application Amount $2,075,000
Average Applicant Income $105,000
Highest Applicant Income $5,389,000

Mortgage Company List for Lending in Plymouth County, IA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 2,278,779,000 95 $ 14,775,000
Primebank
37 1ST AVE NW
LE MARS, IA 51031
* $ 556,335,000 82 $ 16,380,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 50 $ 7,510,000
N.W. Iowa Credit Union
1411 INDUSTRIAL RD SW
LEMARS, IA 51031
* $ 75,472,000 33 $ 3,305,000
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 28 $ 5,040,000
The Security National Bank of Sioux City, Iowa
601 PIERCE STREET
SIOUX CITY, IA 51101
* $ 1,461,478,000 28 $ 4,590,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 24 $ 4,870,000
Central Bank
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 1,731,908,000 19 $ 6,855,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,455,015,000 16 $ 2,540,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 16 $ 2,470,000
United Bank of Iowa
501 SECOND STREET
IDA GROVE, IA 51445
* $ 2,102,938,000 15 $ 2,215,000
Midstates Bank NA
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ 650,335,000 15 $ 5,365,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ 801,659,000 15 $ 1,795,000
Siouxland Federal Credit Union
3000 PLAZA DRIVE
SO SIOUX CITY, NE 68776
* $ 253,177,000 12 $ 1,970,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 12 $ 2,800,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 12 $ 1,750,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 11 $ 1,985,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 10 $ 1,890,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 9 $ 2,105,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 8 $ 710,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 7 $ 765,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ 1,189,079,000 7 $ 3,495,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 7 $ 1,495,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 7 $ 1,555,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 7 $ 1,075,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 6 $ 1,650,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 1,290,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 6 $ 1,660,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 5 $ 1,475,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 5 $ 1,085,000
Heritage Bank NA
100 SOUTH STREET W
SPICER, MN 56288
* $ 467,757,000 5 $ 695,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 9,011,033,000 4 $ 1,280,000
Telco Triad Community CU Hmda 2025
1420 TRI VIEW AVE
SIOUX CITY, IA 51108
* $ 119,088,000 4 $ 550,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 4 $ 560,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 4 $ 270,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 4 $ 860,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 4 $ 760,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 595,000
First Dakota National Bak
225 CEDAR ST
YANKTON, SD 57078
* $ 2,449,188,000 3 $ 405,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 3 $ 495,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 3 $ 155,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 5,860,350,000 3 $ 315,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 3 $ 335,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 3 $ 305,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 3 $ 535,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 3 $ 245,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 262,541,000 2 $ 370,000
Reliabank Dakota
211 N MAIN ST
ESTELLINE, SD 57234
* $ 735,374,000 2 $ 310,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 190,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 2 $ 370,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 18,959,414,000 2 $ 490,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 480,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 400,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 160,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 2 $ 260,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 560,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59101
* $ 19,608,230,000 2 $ 480,000
Serve Credit Union
423 E COURT AVE
DES MOINES, IA 50309
* $ 94,294,000 2 $ 50,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 205,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 345,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 265,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,000,660,000 1 $ 135,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ -1,000 1 $ 215,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 1 $ 225,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 174,662,000 1 $ 105,000
Bankfirst
920 S 13TH ST
NORFOLK, NE 68701
* $ 857,401,000 1 $ 125,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 285,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 155,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 1 $ 125,000
Premier Bank
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ 551,675,000 1 $ 195,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 355,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 1 $ 105,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 205,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 135,000
Mutual First Federal Credit Union
14510 F STREET STE 101
OMAHA, NE 68137
* $ 119,064,000 1 $ 35,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 85,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 105,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 435,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 75,000
Nationwide Mortgage Bankers, Inc.

MELVILLE, NY 11747
* $ -1,000 1 $ 175,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 2,889,083,000 1 $ 75,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 305,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 145,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 35,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 1 $ 185,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 195,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 1 $ 145,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 1 $ 85,000
American Bank & Trust
120 E MAIN STREET
SIOUX FALLS, SD 57108
* $ 1,319,953,000 1 $ 435,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 195,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 1 $ 405,000
Security National Bank of Sd
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 248,058,000 1 $ 25,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 125,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 331,935,000 1 $ 305,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 285,000
Availa Bank
126 W 6TH ST
CARROLL, IA 51401
* $ 1,464,817,000 1 $ 1,445,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ 4,710,410,000 1 $ 145,000
Arvest Bank

TULSA, OK 74103
* $ 26,774,219,000 1 $ 225,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 1 $ 155,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 26,812,859,000 1 $ 355,000
First Bank & Trust
520 6TH STREET
BROOKINGS, SD 57006
* $ 4,059,403,000 1 $ 195,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 395,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 355,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 1 $ 345,000

The tables below break down 2022 mortgage applications in Plymouth County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Plymouth County, IA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 355 $77,575,000 $218,000 $1,445,000 $119,000 $5,389,000
Cash-out Refinancing 151 $26,465,000 $175,000 $535,000 $85,000 $349,000
Refinancing 129 $25,155,000 $195,000 $2,075,000 $100,000 $660,000
Home Improvement 65 $4,145,000 $63,000 $405,000 $107,000 $435,000
Other Purpose 37 $2,845,000 $76,000 $245,000 $94,000 $265,000
Not Applicable 5 $445,000 $89,000 $125,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 584 $101,780,000 $174,000 $1,445,000 $104,000 $5,389,000
Not applicable 70 $17,760,000 $253,000 $2,075,000 $137,000 $294,000
Not Provided 51 $10,495,000 $205,000 $755,000 $102,000 $899,000
Hispanic 25 $4,445,000 $177,000 $435,000 $103,000 $502,000
Asian 6 $960,000 $160,000 $275,000 $226,000 $371,000
American Indian or Alaskan Native 5 $825,000 $165,000 $205,000 $89,000 $187,000
Black or African American 1 $365,000 $365,000 $365,000 $89,000 $89,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 592 $108,660,000 $183,000 $2,075,000 $113,000 $5,389,000
FHA-insured (Federal Housing Administration) 77 $12,375,000 $160,000 $355,000 $62,000 $148,000
VA-guaranteed (Veterans Administration) 54 $12,340,000 $228,000 $395,000 $80,000 $161,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $3,255,000 $171,000 $235,000 $74,000 $175,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 520 $98,080,000 $188,000 $2,075,000 $111,000 $5,389,000
Application Denied By Financial Institution 72 $11,420,000 $158,000 $405,000 $87,000 $502,000
Application Withdrawn By Applicant 70 $12,470,000 $178,000 $1,365,000 $99,000 $660,000
Loan Purchased By The Institution 43 $8,385,000 $195,000 $545,000 $125,000 $294,000
File Closed For Incompleteness 25 $4,485,000 $179,000 $415,000 $87,000 $300,000
Application Approved But Not Accepted 9 $1,485,000 $165,000 $395,000 $71,000 $145,000
Preapproval Denied by Financial Institution 2 $160,000 $80,000 $145,000 $34,000 $40,000
Preapproval Approved but not Accepted 1 $145,000 $145,000 $145,000 $75,000 $75,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 650 $121,330,000 $186,000 $2,075,000 $99,000 $899,000
Debt-To-Income Ratio 35 $6,525,000 $186,000 $1,445,000 $232,000 $5,389,000
Credit History 24 $3,340,000 $139,000 $365,000 $81,000 $167,000
Collateral 13 $1,885,000 $145,000 $225,000 $105,000 $435,000
Credit Application Incomplete 8 $1,360,000 $170,000 $385,000 $87,000 $145,000
Other 6 $650,000 $108,000 $255,000 $93,000 $150,000
Unverifiable Information 3 $1,075,000 $358,000 $405,000 $327,000 $502,000
Insufficient Cash (Downpayment, Closing Cost) 2 $360,000 $180,000 $235,000 $49,000 $58,000
Employment History 1 $105,000 $105,000 $105,000 $37,000 $37,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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