Polk County, AR Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 460 mortgage applications in Polk County, AR totaling $63.7 million, down 15% from 2022. The average application was for $138,000, and applicants reported an average income of $95,000. 38% of applications resulted in an originated loan and 28% were denied. The most active lender was 21st Mortgage, with 77 applications, followed by Arvest Bank and Firsttrust Home Loans.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 460
Total Mortgage Loan Application Amount $63,680,000
Average Mortgage Loan Application Amount $138,000
Highest Mortgage Loan Application Amount $505,000
Average Applicant Income $95,000
Highest Applicant Income $3,840,000

Mortgage Company List for Lending in Polk County, AR for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 77 $ 7,685,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 32 $ 2,720,000
Firsttrust Home Loans
906 SOUTH ROCK ST.
SHERIDAN, AR 72150
* $ -1,000 23 $ 3,175,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 19 $ 2,255,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 16 $ 1,750,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 15 $ 2,095,000
Diamond Bank
PO BOX 10
GLENWOOD, AR 71943
* $ 784,147,000 14 $ 1,500,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 11 $ 2,445,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 10 $ 1,570,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 10 $ 1,170,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 9 $ 1,515,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 8 $ 1,650,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 8 $ 410,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 1,436,326,000 7 $ 955,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 7 $ 1,455,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 7 $ 1,125,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 7 $ 1,155,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 6 $ 700,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 5 $ 685,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 5 $ 485,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 23,954,627,000 5 $ 475,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 655,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 5 $ 835,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 4 $ 590,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 990,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 4 $ 730,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 4 $ 430,000
Chambers Bank
901 MAIN STREET
DANVILLE, AR 72833
* $ 1,272,197,000 4 $ 600,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 2,258,187,000 3 $ 375,000
Farmers Bank & Trust
200 E MAIN ST
MAGNOLIA, AR 71753
* $ 2,502,223,000 3 $ 385,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 525,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 625,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 485,000
United Federal Credit Union
2807 SOUTH STATE ST
ST. JOSEPH, MI 49085
* $ 3,908,828,000 2 $ 60,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 2 $ 440,000
Polaris Home Funding Corp.
151 44TH ST. SW
GRANDVILLE, MI 49418
* $ -1,000 2 $ 240,000
Farm Credit Services of Western Arkansas
3115 WEST SECOND COURT
RUSSELLVILLE, AR 72802
* $ -1,000 2 $ 650,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 280,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 400,000
Horatio State Bank
PO BOX 347
HORATIO, AR 71842
* $ 265,060,000 2 $ 160,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 2 $ 370,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 620,000
Farm Credit Services of Western Arkansas
3115 W 2ND CT
RUSSELLVILLE, AR 72802
* $ -1,000 2 $ 110,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 47,596,192,000 2 $ 190,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 2 $ 540,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 200,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 2 $ 120,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 2 $ 260,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 2 $ 370,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 2 $ 180,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 7,415,263,000 2 $ 290,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 240,000
Red River Employees Federal Credit Union
4405 SUMMERHILL ROAD
TEXARKANA, TX 75503
* $ 1,318,249,000 2 $ 280,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 2 $ 160,000
First Bank
300 E THRID
BURKBURNETT, TX 76359
* $ 631,768,000 2 $ 360,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 2 $ 180,000
First National Bank of Fort Smith
602 GARRISON AVE
FORT SMITH, AR 72901
* $ 2,203,969,000 1 $ 185,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ 473,884,000 1 $ 225,000
Primis Bank

GLEN ALLEN, VA 23060
* $ -1,000 1 $ 395,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 1 $ 95,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 1 $ 175,000
City Bank
5219 CITY BANK PARKWAY
LUBBOCK, TX 79408
* $ 3,942,106,000 1 $ 205,000
Uncle Credit Union
2100 LAS POSITAS COURT
LIVERMORE, CA 94551
* $ 734,869,000 1 $ 45,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 1 $ 255,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 75,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 315,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 1 $ 365,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 165,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,099,887,000 1 $ 205,000
Bank of Little Rock Mortgage Corporation
15909 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ -1,000 1 $ 435,000
Data Mortgage, Inc

OCALA, FL 34475
* $ -1,000 1 $ 235,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 1,084,777,000 1 $ 205,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 135,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ -1,000 1 $ 385,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 35,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 389,402,000 1 $ 205,000
Arkansas Federal Credit Union
17500 CANTRELL
LITTLE ROCK, AR 72223
* $ 2,199,145,000 1 $ 105,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 31,679,817,000 1 $ 235,000
United Bank
2600 SOUTH THOMPSON
SPRINGDALE, AR 72764
* $ 273,211,000 1 $ 105,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 48,668,073,000 1 $ 95,000
Bancfirst
101 NORTH BROADWAY AVENUE
OKLAHOMA CITY, OK 73102
* $ 10,406,351,000 1 $ 135,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 1 $ 205,000
Firstar Bank
1720 E CHEROKEE AVE
SALLISAW, OK 74955
* $ 920,605,000 1 $ 195,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 1 $ 105,000
The Farmers & Merchants Bank
708 S MAIN ST
STUTTGART, AR 72160
* $ 1,713,639,000 1 $ 65,000
Commercial Bank of Texas, NA
215 E MAIN ST
NACOGDOCHES, TX 75961
* $ 1,307,150,000 1 $ 145,000
Fbt Bank & Mortgage
200 WEST FOURTH ST
FORDYCE, AR 71742
* $ 214,896,000 1 $ 135,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 395,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 465,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 105,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 1 $ 185,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 175,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ -1,000 1 $ 165,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 27,409,758,000 1 $ 125,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 1 $ 255,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 505,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 1 $ 245,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 1 $ 5,000
The First National Bank of Tom Bean
109 S. BRITTON
TOM BEAN, TX 75489
* $ 120,587,000 1 $ 85,000
Chicago Mortgage Solutions LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 1 $ 135,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 1 $ 25,000
The City National Bank of Sulphur Springs
1108 S BROADWAY ST
SULPHUR SPRINGS, TX 75482
* $ 1,206,911,000 1 $ 385,000
Bank of 1889
PO 367
BERRYVILLE, AR 72616
* $ 296,085,000 1 $ 195,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 1 $ 205,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 1 $ 185,000

The tables below break down 2023 mortgage applications in Polk County, AR by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Polk County, AR in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 307 $45,195,000 $147,000 $505,000 $104,000 $3,840,000
Cash-out Refinancing 73 $11,375,000 $155,000 $405,000 $62,000 $250,000
Other Purpose 31 $2,265,000 $73,000 $305,000 $69,000 $204,000
Refinancing 24 $3,570,000 $148,000 $315,000 $119,000 $360,000
Home Improvement 24 $1,160,000 $48,000 $175,000 $86,000 $194,000
Not Applicable 1 $115,000 $115,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 335 $43,885,000 $131,000 $405,000 $88,000 $3,840,000
Not Provided 45 $6,635,000 $147,000 $465,000 $158,000 $3,840,000
Not applicable 41 $7,405,000 $180,000 $435,000 $81,000 $128,000
Hispanic 26 $3,420,000 $131,000 $505,000 $88,000 $619,000
American Indian or Alaskan Native 11 $2,075,000 $188,000 $365,000 $73,000 $126,000
Asian 1 $135,000 $135,000 $135,000 $77,000 $77,000
Black or African American 1 $125,000 $125,000 $125,000 $46,000 $46,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 317 $38,505,000 $121,000 $505,000 $106,000 $3,840,000
FHA-insured (Federal Housing Administration) 68 $10,030,000 $147,000 $465,000 $62,000 $204,000
VA-guaranteed (Veterans Administration) 56 $12,750,000 $227,000 $435,000 $76,000 $207,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $2,395,000 $126,000 $195,000 $54,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 173 $26,445,000 $152,000 $465,000 $89,000 $486,000
Application Denied By Financial Institution 128 $13,310,000 $103,000 $405,000 $120,000 $3,840,000
Application Withdrawn By Applicant 54 $8,180,000 $151,000 $435,000 $78,000 $207,000
File Closed For Incompleteness 42 $4,870,000 $115,000 $375,000 $63,000 $202,000
Loan Purchased By The Institution 40 $7,310,000 $182,000 $435,000 $119,000 $128,000
Application Approved But Not Accepted 22 $3,250,000 $147,000 $505,000 $106,000 $619,000
Preapproval Denied by Financial Institution 1 $315,000 $315,000 $315,000 $81,000 $81,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 316 $48,360,000 $153,000 $505,000 $83,000 $619,000
Credit History 63 $6,385,000 $101,000 $315,000 $177,000 $3,840,000
Debt-To-Income Ratio 46 $4,540,000 $98,000 $355,000 $73,000 $316,000
Collateral 15 $1,465,000 $97,000 $175,000 $50,000 $90,000
Credit Application Incomplete 8 $1,010,000 $126,000 $405,000 $82,000 $132,000
Unverifiable Information 5 $935,000 $187,000 $315,000 $92,000 $247,000
Other 4 $450,000 $112,000 $235,000 $82,000 $144,000
Insufficient Cash (Downpayment, Closing Cost) 3 $535,000 $178,000 $345,000 $77,000 $129,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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