Providence County, RI Mortgage Lenders & HMDA Data, 2015

In 2015, lenders reported 22,544 mortgage applications in Providence County, RI totaling $4.1 billion, up 29% from 2014. The average application was for $181,000, and applicants reported an average income of $73,000. 53% of applications resulted in an originated loan and 16% were denied. The most active lender was Navigant Credit Union, with 1,816 applications, followed by Citizens Bank, NA and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 22,544
Total Mortgage Loan Application Amount $4,084,765,000
Average Mortgage Loan Application Amount $181,000
Highest Mortgage Loan Application Amount $26,010,000
Average Applicant Income $73,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Providence County, RI for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Navigant Credit Union
1005 DOUGLAS PIKE
SMITHFIELD, RI 02917
* $ 1,512,063,000 1,816 $ 282,473,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 102,971,333,000 1,277 $ 150,467,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,532,784,000,000 1,195 $ 214,707,000
Coastal1 Credit Union
1200 CENTRAL AVENUE
PAWTUCKET, RI 02861
* $ 1,675,475,000 1,016 $ 152,322,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 998 $ 196,134,000
First Home Mortgage
6211 GREENLEIGH AVENUE SUITE 300
BALTIMORE, MD 21220
* $ 10,000,000 746 $ 132,894,000
Coastway Community Bank
ONE COASTWAY BLVD
WARWICK, RI 02886
* $ 455,648,000 705 $ 120,295,000
Shamrock Home Loans, Inc.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ 4,122,000 537 $ 97,772,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 529 $ 89,332,000
Santander Bank, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 80,472,892,000 523 $ 90,407,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 431 $ 77,593,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 419 $ 73,746,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 411 $ 74,281,000
The Washington Trust Company, of Westerly
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,584,425,000 372 $ 65,218,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 370 $ 83,058,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 365 $ 67,729,000
Webster Bank, N.A.
145 BANK STREET
STAMFORD, CT 06901
* $ 22,513,012,000 362 $ 63,567,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 352 $ 61,588,000
Flagstar Bank
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 347 $ 74,741,000
Residential Mortgage Services, Inc.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ 10,000,000 346 $ 62,654,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 308 $ 67,294,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 214,371,000 269 $ 33,659,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 262 $ 50,177,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 261 $ 44,670,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 259 $ 48,479,000
Province Mortgage Associates, Inc.
50 OFFICE PARKWAY
EAST PROVIDENCE, RI 02914
* $ 1,297,000 231 $ 42,376,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 222 $ 46,469,000
Rhode Island Credit Union
95 JEFFERSON BLVD
WARWICK, RI 02888
* $ 246,997,000 206 $ 12,201,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 195 $ 43,269,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 187 $ 36,588,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 179 $ 30,529,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 159 $ 29,208,000
Bank Rhode Island
ONE TURKS HEAD PLACE
PROVIDENCE, RI 02903
* $ 1,920,922,000 158 $ 48,285,000
Ocwen Loan Servicing, LLC
1661 WORTHINGTION ROAD SUITE 100
WEST PALM BEACH, FL 33409
* $ 604,484,000 158 $ 28,968,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 149 $ 28,411,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 141 $ 19,247,000
TD Bank

MOUNT LAUREL, NJ 08054
* $ 230,280,000,000 134 $ 15,224,000
Centreville Bank
1218 MAIN STREET
WEST WARWICK, RI 02893
* $ 997,957,000 131 $ 23,509,000
Norwich Commercial Group Inc
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 131 $ 27,315,000
Homestar Mortgage, Inc.
220 SMITH STREET
PROVIDENCE, RI 02908
* $ 10,000,000 130 $ 24,349,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 129 $ 4,391,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ 10,000,000 120 $ 23,834,000
Banknewport
184 JOHN CLARKE RD
MIDDLETOWN, RI 02842
* $ 1,309,297,000 118 $ 31,136,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 114 $ 14,205,000
Greenwood Credit Union
2669 POST ROAD
WARWICK, RI 02886
* $ 411,216,000 111 $ 8,948,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 105 $ 21,884,000
Northpoint Mortgage, Inc.
204 TURNPIKE ROAD
STURBRIDGE, MA 01566
* $ 8,712,000 102 $ 18,989,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,356,442,000,000 94 $ 42,184,000
Berkshire Bank

ALBANY, NY 12207
* $ 6,476,905,000 91 $ 12,899,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 90 $ 19,136,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 87 $ 15,309,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 83 $ 16,563,000
Milford Federal Bank
246 MAIN STREET
MILFORD, MA 01757
* $ 355,923,000 82 $ 13,417,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 78 $ 14,779,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 78 $ 13,892,000
Semper Home Loans, Inc
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 75 $ 15,219,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 75 $ 14,847,000
Village Mortgage Company
30 TOWER LANE
AVON, CT 06001
* $ 5,817,000 75 $ 14,013,000
Ocean State Credit Union
2006 NOOSENECK HILL RD
COVENTRY, RI 02816
* $ 232,063,000 72 $ 9,930,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 71 $ 12,151,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 68 $ 12,967,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 67 $ 11,682,000
Ne Moves Mortgage, LLC
52 SECOND AVENUE, 3RD FLOOR
WALTHAM, MA 02451
* $ 10,000,000 67 $ 10,912,000
Baycoast Bank
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 1,064,128,000 64 $ 11,138,000
Envision Bank
10 CABOT PLACE
STOUGHTON, MA 02072
* $ 359,621,000 63 $ 12,810,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 58 $ 9,917,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 58 $ 9,745,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 58 $ 10,514,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 58 $ 11,785,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 57 $ 11,543,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 57 $ 11,078,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 55 $ 11,172,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 95,920,564,000 55 $ 9,080,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 54 $ 1,053,000
Postal Government Employees Federal Credit Union
179 WEST RIVER ST.
PROVIDENCE, RI 02904
* $ 45,220,000 53 $ 6,382,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 52 $ 9,301,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 49 $ 9,763,000
Bristol County Savings Bank
35 BROADWAY
TAUNTON, MA 02780
* $ 1,601,457,000 47 $ 22,945,000
Fall River Five Cents Savings
79 NORTH MAIN ST
FALL RIVER, MA 02720
* $ 771,736,000 46 $ 3,863,000
Atlantic Home Loans, Inc.
50 ROUTE 46
PARSIPPANY, NJ 07054
* $ 10,000,000 45 $ 10,430,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 42 $ 7,760,000
Sage Bank
18 HURD STREET
LOWELL, MA 01852
* $ 195,227,000 42 $ 6,317,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 41 $ 7,264,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 41 $ 9,211,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 39 $ 8,216,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 38 $ 7,369,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 38 $ 6,139,000
Dean Cooperative Bank
21 MAIN STREET
FRANKLIN, MA 02038
* $ 253,042,000 38 $ 5,896,000
Intercontinental Capital Group, Inc
50 JERICHO QUADRANGLE, SUITE 210
JERICHO, NY 11753
* $ 10,016,511,000 35 $ 7,291,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 34 $ 6,918,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 32 $ 8,855,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 31 $ 5,528,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ 1,825,398,000 31 $ 6,119,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 321,539,000 30 $ 6,866,000
Washington Trust Mortgage Company LLC
23 BROAD STREET
WESTERLY, RI 02891
* $ 3,025,425,000 30 $ 6,663,000
Resmac, Inc.
5400 BROKEN SOUND BLVD #600
BOCA RATON, FL 33487
* $ 5,479,000 29 $ 4,591,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 28 $ 5,348,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 27 $ 5,934,000
Rockland Trust Company
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 6,364,570,000 27 $ 18,823,000
Leader Bank NA
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 846,003,000 27 $ 5,725,000
Blackstone River FCU
10 MONUMENT SQUARE
WOONSOCKET, RI 02895
* $ 48,589,000 25 $ 1,081,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 25 $ 8,690,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 5,967,941,000 25 $ 12,399,000
American Nationwide Mortgage Company, Inc.
3820 NORTHDALE BLVD STE 111A
TAMPA, FL 33624
* $ 1,847,619,000 23 $ 3,532,000
Velocity Commercial Capital LLC
2945 TOWNSGATE ROAD SUITE 110
WESTLAKE VILLAGE, CA 91361
* $ 454,514,000 23 $ 2,628,000
Msa Mortgage, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ 10,000,000 23 $ 5,262,000
First Federal Svg Bank Boston
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 67,005,000 23 $ 4,479,000
The People's Credit Union
858 WEST MAIN ROAD
MIDDLETOWN, RI 02842
* $ 388,927,000 23 $ 5,644,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 636,758,000 22 $ 4,216,000
Wave Federal Credit Union
480 GREENWICH AVENUE
WARWICK, RI 02886
* $ 107,813,000 21 $ 2,109,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 21 $ 3,896,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 21 $ 3,596,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,148,005,000 21 $ 3,336,000
William Raveis Mortgage, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ 10,000,000 21 $ 4,649,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 20 $ 4,643,000
Harborone Mortgage, LLC
1045 ELM ST SUITE 601
MANCHESTER, NH 03101
* $ 100,000,000 18 $ 4,531,000
Salem Five Mortgage Company LLC
210 ESSEX STREET
SALEM, MA 01970
* $ 642,980,000 18 $ 4,114,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 17 $ 2,854,000
The Camden National Bank
2 ELM STREET
CAMDEN, ME 04843
* $ 2,762,686,000 17 $ 3,758,000
Dexter Credit Union
934 DEXTER STREET
CENTRAL FALLS, RI 02863
* $ 109,320,000 17 $ 2,485,000
St. Anne's Credit Union of Fal
286 OLIVER STREET
FALL RIVER, MA 02723
* $ 838,890,000 16 $ 2,756,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 16 $ 285,000
Unibank for Savings
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 1,458,470,000 15 $ 4,227,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 15 $ 2,640,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 5,477,328,000 15 $ 3,547,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 15 $ 2,887,000
Poli Mortgage Group, Inc.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 15 $ 4,783,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 216,602,000 15 $ 3,846,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,680,579,000 14 $ 3,485,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 14 $ 3,772,000
Priority Funding LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 13 $ 556,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ 4,464,000 12 $ 2,198,000
Dollar Bank, FSB
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 6,984,312,000 12 $ 6,635,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 27,356,000,000 12 $ 3,400,000
Harborone Bank
770 OAK STREET
BROCKTON, MA 02301
* $ 2,043,538,000 12 $ 2,045,000
The Simsbury Bank & Trust Company
981 HOPMEADOW ST
SIMSBURY, CT 06070
* $ 408,652,000 11 $ 2,196,000
Lee Bank
75 PARK STREET
LEE, MA 01238
* $ 300,696,000 11 $ 2,151,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 11 $ 2,041,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 11 $ 2,435,000
Freedom National Bank
584 PUTNAM PIKE
GREENVILLE, RI 02828
* $ 111,381,000 11 $ 4,619,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 10 $ 1,902,000
Eastern Bank
195 MARKET ST
LYNN, MA 01901
* $ 9,478,925,000 10 $ 2,582,000
Bank of Canton
490 TURNPIKE STREET
CANTON, MA 02021
* $ 641,515,000 10 $ 2,193,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 10 $ 1,497,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 10 $ 1,623,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 2,424,729,000 10 $ 2,597,000
Contour Mortgage Corporation
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ 10,000,000 9 $ 1,329,000
Members Mortgage Company Inc
90 MAPLE STREET
STONEHAM, MA 02180
* $ 10,000,000 9 $ 2,361,000
Needham Bank
1063 GREAT PLAIN AVE
NEEDHAM, MA 02492
* $ 1,670,517,000 9 $ 3,617,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 17,796,419,000 9 $ 1,751,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 9 $ 1,284,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 8 $ 2,035,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,910,776,000 8 $ 1,544,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 15,892,596,000 8 $ 1,434,000
Mid-Island Mortgage Corp.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11590
* $ 10,000,000 8 $ 1,579,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 593,777,000 8 $ 1,829,000
Mechanics Cooperative Bank
308 BAY STREET
TAUNTON, MA 02780
* $ 452,208,000 8 $ 1,675,000
Charter Oak Federal Credit Union
1055 HARTFORD TURNPIKE
WATERFORD, CT 06385
* $ 847,197,000 7 $ 960,000
Hanscom Federal Credit Union
1610 EGLIN ST
HANSCOM AFB, MA 01731
* $ 1,083,953,000 7 $ 1,229,000
Webster Five Cents Savings Bank
136 THOMPSON RD.
WEBSTER, MA 01570
* $ 630,456,000 7 $ 2,444,000
Chartway FCU
5700 CLEVELAND STREET
VIRGINIA BEACH, VA 23462
* $ 2,047,499,000 7 $ 463,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ 608,779,509,000 7 $ 2,582,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 7 $ 1,155,000
Franklin First Financial, Ltd
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 7 $ 1,283,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ 3,236,218,000 7 $ 1,299,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 7 $ 1,044,000
Howard Bank
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 691,345,000 7 $ 991,000
Foxboro Federal Savings
ONE CENTRAL STREET
FOXBOROUGH, MA 02035
* $ 152,488,000 5 $ 916,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 5 $ 1,261,000
Rockland Federal Credit Union
241 UNION STREET
ROCKLAND, MA 02370
* $ 1,347,714,000 5 $ 876,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 81,661,915,000 5 $ 159,000
People's United Bank
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 35,755,742,000 5 $ 14,365,000
Country Bank for Savings
75 MAIN ST
WARE, MA 01082
* $ 1,409,181,000 5 $ 2,156,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 968,312,000 5 $ 919,000
Avidia Bank
42 MAIN STREET
HUDSON, MA 01749
* $ 1,194,029,000 5 $ 1,527,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 5 $ 1,097,000
First American Mortgage Trust
70 LEO M. BIRMINGHAM PARKWAY
BRIGHTON, MA 02135
* $ 10,000,000 5 $ 1,267,000
Benchmark Bank
461 BEECHER ROAD
GAHANNA, OH 43230
* $ 124,628,000 5 $ 1,397,000
Ross Mortgage Company
115 FLANDERS ROAD, SUITE 120
WESTBOROUGH, MA 01581
* $ 3,572,000 4 $ 867,000
Mansfield Co-Operative Bank
80 NORTH MAIN STREET
MANSFIELD, MA 02048
* $ 453,781,000 4 $ 1,487,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,291,449,000 4 $ 818,000
Customers Bank
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 6,795,021,000 4 $ 7,334,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,071,910,000 4 $ 623,000
Chelsea Groton Bank
1 FRANKLIN SQ
GROTON, CT 06340
* $ 971,503,000 4 $ 890,000
Blue Hills Bank
500 RIVER RIDGE DRIVE
NORWOOD, MA 02062
* $ 1,725,456,000 4 $ 913,000
Savings Institute Bank and Trust Company
803 MAIN STREET
WILLIMANTIC, CT 06226
* $ 1,342,054,000 4 $ 1,580,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 11,488,897,000 4 $ 4,836,000
New York Community Bank
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 44,281,869,000 4 $ 876,000
Sharon & Crescent United Credit Union
30 POND ST
SHARON, MA 02067
* $ 471,811,000 4 $ 683,000
Westerly Community Credit Union
4979 TOWER HILL RD
WAKEFIELD, RI 02879
* $ 227,611,000 4 $ 441,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 1,439,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 4 $ 1,231,000
Firstkey Mortgage, LLC
900 THIRD AVENUE, SUITE 500
NEW YORK, NY 10022
* $ 4,365,000 4 $ 445,000
BNC National Bank

BISMARCK, ND 58501
* $ 933,532,000 4 $ 1,150,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 76,205,000 3 $ 953,000
UBS Ag, Tampa Branch
3000 BAYPORT
TAMPA, FL 33607
* $ 9,378,000 3 $ 447,000
Firstrust Savings Bank
1 WALNUT GROVE DRIVE
HORSHAM, PA 19044
* $ 2,608,446,000 3 $ 401,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 5,190,392,000 3 $ 409,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,672,142,000 3 $ 614,000
Sullivan Bank
PO BOX 489
SULLIVAN, MO 63080
* $ 381,573,000 3 $ 677,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 395,549,000 3 $ 643,000
Tiaa-Cref Trust Company FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,458,381,000 3 $ 982,000
Radius Bank
ONE HARBOR ST, SUITE 201
BOSTON, MA 02210
* $ 724,938,000 3 $ 1,973,000
Mld Mortgage, Inc.Dba the Money Store
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 11,886,522,000 3 $ 490,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 3 $ 528,000
First Citizens' Federal Credit Union
200 MILL RD, SUITE 100
FAIRHAVEN, MA 02719
* $ 617,807,000 3 $ 455,000
Rtn Federal Credit Union
600 MAIN STREET
WALTHAM, MA 02452
* $ 804,919,000 3 $ 353,000
Webster First Federal Credit Union
271 GREENWOOD ST.
WORCESTER, MA 01607
* $ 642,151,000 3 $ 663,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 66,111,039,000 3 $ 641,000
First Niagara Bank
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 38,494,804,000 3 $ 695,000
Commonwealth Mortgage, LLC
600 WEST CUMMINGS PARK SUITE 2500
WOBURN, MA 01801
* $ 4,391,000 3 $ 778,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 3 $ 324,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 3 $ 514,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 377,710,000 3 $ 507,000
Mutual Bank
570 WASHINGTON STREET
WHITMAN, MA 02382
* $ 450,555,000 3 $ 380,000
Schaefer Mortgage Corporation
5 BUTTRICK ROAD
LONDONDERRY, NH 03053
* $ 17,252,000 3 $ 556,000
Hometown Bank
31 SUTTON AVENUE
OXFORD, MA 01540
* $ 400,348,000 3 $ 363,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 3 $ 788,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ 10,000,000 2 $ 304,000
James B. Nutter & Company
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 2 $ 311,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 582,024,000 2 $ 115,000
Affinity Federal Credit Union
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 07920
* $ 2,271,349,000 2 $ 14,000
Preferred Business Xchange LLC
2701 TOWER OAKS BLVD. - PBX
ROCKVILLE, MD 20852
* $ 396,481,000 2 $ 24,000
360 Federal Credit Union
P.O. BOX 273/191 ELLA GRASSO TURNPIKE
WINDSOR LOCKS, CT 06096
* $ 208,037,000 2 $ 110,000
North Middlesex Savings Bank
7 MAIN STREET
AYER, MA 01432
* $ 378,980,000 2 $ 1,242,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 257,892,000 2 $ 211,000
Peoplesbank
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 1,918,568,000 2 $ 718,000
Charles River Bank
70 MAIN ST
MEDWAY, MA 02053
* $ 216,281,000 2 $ 499,000
Boston Private Bank & Trust Co
TEN POST OFFICE SQUARE
BOSTON, MA 02109
* $ 6,615,263,000 2 $ 1,042,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 28,953,664,000 2 $ 460,000
HSBC Bank USA, NA

CHICAGO, IL 60606
* $ 178,676,927,000 2 $ 312,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 104,474,692,000 2 $ 224,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 831,994,000 2 $ 581,000
Gmh Mortgage Services LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 0 2 $ 359,000
Alltrust Credit Union
123 ALDEN RD
FAIRHAVEN, MA 02719
* $ 204,355,000 2 $ 198,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 668,685,000 2 $ 260,000
Gladewater National Bank
678 N MAIN
GLADEWATER, TX 75647
* $ 61,249,000 2 $ 300,000
Bridgewater
75 MAIN STREET
BRIDGEWATER, MA 02324
* $ 331,685,000 2 $ 744,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 2,107,751,000 2 $ 332,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 200,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 9,000
Greystone Servicing Corporation, Inc.

MEMPHIS, TN 38120
* $ 260,119,000 2 $ 19,850,000
Community Federal Savings Bank
89-16 JAMAICA AVENUE
WOODHAVEN, NY 11421
* $ 133,129,000 2 $ 371,000
Member Advantage Mortgage
3330 BROADMOOR SE, SUITE B
GRAND RAPIDS, MI 49512
* $ 8,810,000 2 $ 381,000
Reliant Bank
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 295,168,000 2 $ 554,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 2 $ 376,000
Patriot Community Bank
237 LEXINGTON STREET
WOBURN, MA 01801
* $ 146,065,000 1 $ 210,000
Capital Bank, N.A.
ONE CHURCH ST SUITE 300
ROCKVILLE, MD 20850
* $ 612,661,000 1 $ 300,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 258,000
Farm Credit East Aca
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 1 $ 117,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,030,961,000 1 $ 452,000
Milford National Bank & Trust Co.
300 EAST MAIN STREET
MILFORD, MA 01757
* $ 290,611,000 1 $ 750,000
Potomac Bank
111 EAST WASHINGTON ST
CHARLES TOWN, WV 00000
* $ 320,142,000 1 $ 143,000
Wilmington Savings Fund Society, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 4,849,015,000 1 $ 488,000
Mackinac Savings Bank FSB
280 N CONGRESS AVE
BOYNTON BEACH, FL 33426
* $ 110,050,000 1 $ 185,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 1 $ 102,000
Mass Bay Credit Union
147 WEST 4TH STREET
SOUTH BOSTON, MA 02127
* $ 207,351,000 1 $ 123,000
Advisors Mortgage Group, LLC
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ 18,193,000 1 $ 420,000
Live Well Financial, Inc.
1011 BOULDER SPRINGS DRIVE
RICHMOND, VA 23225
* $ 176,870,000 1 $ 110,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 8,131,822,000 1 $ 476,000
Liberty Bay Credit Union
300 GRANITE STREET
BRAINTREE, MA 02184
* $ 647,250,000 1 $ 144,000
Greylock Federal Credit Union
150 WEST ST.
PITTSFIELD, MA 01201
* $ 1,074,827,000 1 $ 30,000
Gfa Federal Credit Union
PO BOX 468
GARDNER, MA 01440
* $ 423,285,000 1 $ 55,000
Northrop Grumman Federal Credit Union
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 966,271,000 1 $ 75,000
Neighborhood Mortgage Solutions, LLC
PO BOX 209 544 N MAIN ST
FRANKENMUTH, MI 48734
* $ 77,551,000 1 $ 206,000
Berkshire Bk
386 MAIN STREET
WORCESTER, MA 01615
* $ 2,094,745,000 1 $ 11,170,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ 39,000,000 1 $ 108,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 111,278,000,000 1 $ 732,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 48,481,911,000 1 $ 215,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 1 $ 252,000
Scottrade Bank
12800 CORPORATE HILL DRIVE
ST. LOUIS, MO 63131
* $ 17,735,467,000 1 $ 490,000
First Republic Bank
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 48,353,330,000 1 $ 585,000
BNY Mellon, N.A.

BOSTON, MA 02108
* $ 20,938,997,000 1 $ 325,000
Sterling National Bank
400 RELLA BLVD.
MONTEBELLO, NY 10901
* $ 2,967,471,000 1 $ 416,000
Everett Co-Operative Bank
419 BROADWAY
EVERETT, MA 02149
* $ 390,603,000 1 $ 252,000
Fidelity Co-Operative Bank
9 LEOMINSTER CONNECTOR
LEOMINSTER, MA 01453
* $ 605,002,000 1 $ 50,000
Bank of New England
31 PELHAM RD
SALEM, NH 03079
* $ 651,791,000 1 $ 2,400,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ 5,889,539,000 1 $ 146,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 1 $ 248,000
Jewett City Savings Bank
111 MAIN STREET
JEWETT CITY, CT 06351
* $ 240,741,000 1 $ 125,000
Financial Resources Federal Cr
3040 US HIGHWAY 22 BLDG 2
BRANCHBURG, NJ 08876
* $ 391,013,000 1 $ 165,000
Westfield Bank
141 ELM ST
WESTFIELD, MA 01085
* $ 1,318,315,000 1 $ 14,000,000
Bar Harbor Bank & Trust
82 MAIN STREET
BAR HARBOR, ME 04609
* $ 1,458,456,000 1 $ 466,000
First State Bank of St Charles
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 295,627,000 1 $ 399,000
Coreplus Federal Credit Union
202 SALEM TURNPIKE
NORWICH, CT 06360
* $ 190,060,000 1 $ 85,000
Middlesex Savings Bank
6 MAIN STREET
NATICK, MA 01760
* $ 4,156,678,000 1 $ 162,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 117,266,000 1 $ 424,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 6,760,879,000 1 $ 216,000
Credit Union West
5811 W TALAVI BLVD
GLENDALE, AZ 85312
* $ 552,153,000 1 $ 10,000
Putnam Bank
40 MAIN STREET PO BOX 151
PUTNAM, CT 06260
* $ 475,123,000 1 $ 100,000
Kinecta Federal Credit Union
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 3,599,798,000 1 $ 396,000
Bluestone Bank
756 ORCHARD STREET
RAYNHAM, MA 02767
* $ 491,325,000 1 $ 65,000
Century Bank and Trust Company
400 MYSTIC AVENUE
MEDFORD, MA 02155
* $ 3,616,345,000 1 $ 327,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 1 $ 156,000
Stoughton Co-Operative Bank
950 PARK STREET
STOUGHTON, MA 02072
* $ 101,770,000 1 $ 147,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 5,850,940,000 1 $ 50,000
Northeast Bank
500 CANAL ST
LEWISTON, ME 04240
* $ 806,585,000 1 $ 334,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,605,584,000 1 $ 95,000
New Fed Mortgage Corp.
98 HIGH ST
DANVERS, MA 01923
* $ 1,404,000 1 $ 244,000
Millbury National Bank
18 MAIN STREET
MILLBURY, MA 01527
* $ 82,277,000 1 $ 365,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ 10,000,000 1 $ 112,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 939,235,000 1 $ 53,000
Umassfive College Federal Credit Union
200 WESTGATE CENTER DRIVE, PO BOX 1060
HADLEY, MA 01035
* $ 384,798,000 1 $ 217,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 848,339,000 1 $ 313,000
First Technology Federal Credit Union

HILLSBORO, OR 97124
* $ 7,342,466,000 1 $ 145,000
New England Teamsters Federal Credit Union
23 BROADWAY
ARLINGTON, MA 02474
* $ 57,548,000 1 $ 96,000
Southcoast FCU
101 PAGE ST
NEW BEDFORD, MA 02740
* $ 48,491,000 1 $ 125,000
Sharonview Federal CU
1081 RED VENTURES DR.
INDIAN LAND, SC 29707
* $ 1,112,478,000 1 $ 322,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 870,523,000 1 $ 450,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 299,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 259,000
Pilgrim Bank
40 SOUTH MAIN STREET
COHASSET, MA 02025
* $ 187,805,000 1 $ 362,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,622,355,000 1 $ 174,000

The tables below break down 2015 mortgage applications in Providence County, RI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Providence County, RI in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 10,955 $2,042,170,000 $186,000 $12,500,000 $74,000 $6,796,000
Home Purchase 9,666 $1,917,974,000 $198,000 $26,010,000 $71,000 $9,999,000
Home Improvement 1,923 $124,621,000 $64,000 $7,230,000 $74,000 $1,679,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 14,254 $2,566,768,000 $180,000 $4,060,000 $88,000 $9,999,000
Not applicable 2,674 $672,881,000 $251,000 $26,010,000 $11,000 $358,000
Hispanic 2,496 $336,640,000 $134,000 $584,000 $49,000 $787,000
Not Provided 1,731 $287,290,000 $165,000 $882,000 $79,000 $1,036,000
Black or African American 868 $127,674,000 $147,000 $880,000 $62,000 $778,000
Asian 444 $82,673,000 $186,000 $927,000 $90,000 $903,000
American Indian or Alaskan Native 51 $6,205,000 $121,000 $375,000 $58,000 $169,000
Native Hawaiian or Other Pacific Islander 26 $4,634,000 $178,000 $572,000 $70,000 $278,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,731 $2,655,295,000 $180,000 $26,010,000 $88,000 $9,999,000
FHA-insured (Federal Housing Administration) 6,755 $1,197,939,000 $177,000 $546,000 $43,000 $2,700,000
VA-guaranteed (Veterans Administration) 913 $201,334,000 $220,000 $620,000 $61,000 $1,440,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 145 $30,197,000 $208,000 $333,000 $43,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,912 $2,282,337,000 $191,000 $26,010,000 $83,000 $1,611,000
Application Denied By Financial Institution 3,667 $532,426,000 $145,000 $11,170,000 $72,000 $6,796,000
Loan Purchased By The Institution 3,336 $622,727,000 $186,000 $663,000 $25,000 $1,124,000
Application Withdrawn By Applicant 2,137 $392,158,000 $183,000 $7,250,000 $83,000 $2,700,000
File Closed For Incompleteness 948 $162,929,000 $171,000 $720,000 $90,000 $9,999,000
Application Approved But Not Accepted 544 $92,188,000 $169,000 $1,525,000 $76,000 $489,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 769 $68,780,000 $89,000 $725,000 $72,000 $1,679,000
Debt-To-Income Ratio 549 $57,834,000 $105,000 $800,000 $49,000 $305,000
Collateral 513 $97,089,000 $189,000 $4,060,000 $95,000 $1,425,000
Other 206 $23,259,000 $112,000 $417,000 $74,000 $587,000
Credit Application Incomplete 175 $29,675,000 $169,000 $590,000 $90,000 $1,044,000
Unverifiable Information 83 $10,174,000 $122,000 $446,000 $69,000 $560,000
Insufficient Cash (Downpayment, Closing Cost) 73 $13,532,000 $185,000 $1,279,000 $84,000 $960,000
Employment History 28 $4,187,000 $149,000 $434,000 $47,000 $204,000
Mortgage Insurance Denied 9 $1,456,000 $161,000 $261,000 $94,000 $180,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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