Ray County MO
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Unlock detailed Ray County MO mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Missouri.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 982
Total Mortgage Loan Application Amount $115,880,000
Average Mortgage Loan Application Amount $118,000
Highest Mortgage Loan Application Amount $750,000
Average Applicant Income $61,000
Highest Applicant Income $480,000

Mortgage Company List for Lending in Ray County MO for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,532,784,000,000 78 $ 9,552,000
NBH BANK, N.A.
1111 MAIN, SUITE 2700
KANSAS CITY, MO 64105
* $ 4,800,524,000 69 $ 5,613,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 50 $ 6,056,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 398,978,359,000 44 $ 3,939,000
INLANTA MORTGAGE, INC.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ 39,000,000 40 $ 5,271,000
COMMUNITYAMERICA CREDIT UNION
9777 RIDGE DR
LENEXA, KS 66219
* $ 1,988,059,000 38 $ 4,202,000
COMMUNITY BANK OF MISSOURI
904 WALTON WAY
RICHMOND, MO 64085
* $ 49,463,000 32 $ 3,423,000
CENTRAL MISSOURI COMMUNITY CREDIT UNION
620 N MAGUIRE
WARRENSBURG, MO 64093
* $ 96,163,000 28 $ 2,140,000
TRUHOME SOLUTIONS, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 23 $ 2,610,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 182,489,046,000 20 $ 2,512,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 19 $ 3,049,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 18 $ 1,899,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 18 $ 1,932,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,574,093,000,000 17 $ 1,662,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 16 $ 1,971,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 15 $ 2,148,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 13 $ 1,444,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ 880,000,000 11 $ 1,682,000
LAWSON BANK
401 PENNSYLVANIA
LAWSON, MO 64062
* $ 116,949,000 11 $ 1,663,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 10 $ 1,789,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 10 $ 1,445,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 10 $ 1,299,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 10 $ 897,000
FLAGSTAR BANK
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 10 $ 1,772,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,808,214,000 9 $ 831,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 9 $ 984,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ 10,000,000 8 $ 1,224,000
EQUITABLE MORTGAGE
909 E REPUBLIC ROAD B200
SPRINGFIELD, MO 65807
* $ 1,300,000 8 $ 742,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 8 $ 889,000
KEARNEY TRUST COMPANY
310 W. 92 HIGHWAY
KEARNEY, MO 64060
* $ 155,339,000 8 $ 582,000
FIRST FEDERAL BANK OF KANSAS CITY
6900 EXECUTIVE DR
KANSAS CITY, MO 64120
* $ 463,562,000 7 $ 1,233,000
PULASKI BANK, NA
12300 OLIVE BLVD
ST LOUIS, MO 63141
* $ 1,425,574,000 7 $ 1,077,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 7 $ 1,313,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ 3,642,000 7 $ 1,015,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 593,777,000 7 $ 1,169,000
FIRST STATE BANK OF ST. CHARLES, MISSOURI
2850 WEST CLAY ST
ST CHARLES, MO 63301
* $ 295,627,000 6 $ 1,135,000
AMERICAN PORTFOLIO MORTGAGE CORPORATION
800 E NORTHWEST HIGHWAY SUITE 821
CARSON CITY, NV 60074
* $ 9,427,000 6 $ 770,000
MEGASTAR FINANCIAL CORP.
1080 CHEROKEE STREET
DENVER, CO 80205
* $ 10,000,000 6 $ 681,000
JAMES B. NUTTER & COMPANY
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 145,480,000 6 $ 755,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 6 $ 405,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,356,442,000,000 6 $ 498,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 6 $ 821,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 5 $ 573,000
UNITED FIDELITY FUNDING CORP.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ 1,000,000,000 5 $ 976,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 5 $ 790,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ 10,000,000 5 $ 728,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 5 $ 236,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 4 $ 751,000
FIRST MORTGAGE SOLUTIONS, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ 5,324,994,000 4 $ 858,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ 10,000,000 4 $ 495,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ 10,000,000 4 $ 670,000
PLATTE VALLEY BANK OF MISSOURI
PO BOX 1250
PLATTE CITY, MO 64079
* $ 435,193,000 4 $ 615,000
MORTGAGE INVESTMENT SERVICES CORPORATION
22316 MIDLAND DRIVE
SHAWNEE, KS 66226
* $ 10,000,000 4 $ 373,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 4 $ 566,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 4 $ 738,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 4 $ 438,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 451,471,000 3 $ 46,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,781,238,000 3 $ 243,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 3 $ 205,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 3 $ 410,000
VINSON MORTGAGE GROUP
12801 FLUSHING MEADOWS DR SUITE 100
SAINT LOUIS, MO 63131
* $ 10,000,000 3 $ 393,000
DUBUQUE BANK AND TRUST COMPANY
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,508,574,000 3 $ 249,000
MB FINANCIAL BANK, NATIONAL ASSOCIATION
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,910,776,000 3 $ 253,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 335,060,015,000 3 $ 359,000
COMMERCE BANK
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 23,881,169,000 3 $ 305,000
B & L BANK
205 S. 13TH ST.
LEXINGTON, MO 64067
* $ 119,775,000 3 $ 116,000
FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 378,840,000 3 $ 423,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ 100,000,000 3 $ 401,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ 10,000,000 3 $ 365,000
CENTRAL BANK OF BOONE COUNTY
720 E. BROADWAY
COLUMBIA, MO 65201
* $ 1,448,928,000 3 $ 122,000
CENTRAL BANK OF WARRENSBURG
PO BOX 477
WARRENSBURG, MO 64093
* $ 199,640,000 3 $ 303,000
GOPPERT FINANCIAL BANK
P.O. BOX 606
LATHROP, MO 64465
* $ 85,751,000 3 $ 684,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 187,860,000 3 $ 423,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 613,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 379,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 2 $ 211,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 447,877,000 2 $ 413,000
KCB BANK
950 W 92 HWY
KEARNEY, MO 64060
* $ 219,368,000 2 $ 346,000
SOUTH CENTRAL BANK, NATIONAL ASSOCIATION
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 258,204,000 2 $ 56,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ 10,000,000 2 $ 352,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ 100,000,000 2 $ 224,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
ST. LOUIS, MO 63141
* $ 10,000,000 2 $ 368,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ 10,000,000 2 $ 428,000
ACADEMY BANK, NATIONAL ASSOCIATION
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64154
* $ 325,064,000 2 $ 44,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ 1,000,000,000 2 $ 152,000
CLAY COUNTY SAVINGS BANK
1178 W KANSAS
LIBERTY, MO 64068
* $ 86,965,000 2 $ 159,000
UMB BANK, NATIONAL ASSOCIATION
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 17,212,558,000 2 $ 251,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 2 $ 44,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ 11,000,000 2 $ 252,000
COMMUNITY MORTGAGE, LLC
19045 E. VALLEY VIEW PKWY., STE. F
INDEPENDENCE, MO 64055
* $ 512,000 2 $ 270,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 211,000
PONY EXPRESS BANK
213 MAIN ST
BRAYMER, MO 64624
* $ 143,273,000 2 $ 48,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 2 $ 171,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 2 $ 222,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 184,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,265,793,000 1 $ 77,000
ARMED FORCES BANK, NATIONAL ASSOCIATION
1111 MAIN ST SUITE 1600
KANSAS CITY, MO 64105
* $ 1,672,142,000 1 $ 208,000
FARMERS STATE BANK
124 E 3RD ST.
CAMERON, MO 64429
* $ 220,404,000 1 $ 42,000
CONNECTIONS BANK
PO BOX 380
PLATTE CITY, MO 64079
* $ 122,421,000 1 $ 74,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ 31,000,000 1 $ 73,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ 10,000,000 1 $ 63,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 77,000
BANK NORTHWEST
201 S DAVIS
HAMILTON, MO 64644
* $ 112,867,000 1 $ 12,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ 10,000,000 1 $ 62,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 104,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ 39,000,000 1 $ 154,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ 11,000,000 1 $ 106,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ 945,758,000 1 $ 134,000
NEW YORK COMMUNITY BANK
615 MERRICK AVENUE
WESTBURY, NY 11590
* $ 44,281,869,000 1 $ 155,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 1 $ 74,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 17,796,419,000 1 $ 100,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 95,920,564,000 1 $ 207,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ 608,779,509,000 1 $ 223,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 156,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 1 $ 127,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 14,944,176,000 1 $ 108,000
ATLANTA POSTAL
1605 BOGGS ROAD
ATLANTA, GA 30096
* $ 2,038,646,000 1 $ 141,000
LANDMARK NATIONAL BANK
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 861,430,000 1 $ 72,000
BLUE RIDGE BANK AND TRUST CO.
4200 LITTLE BLUE PARKWAY
INDEPENDENCE, MO 64057
* $ 481,493,000 1 $ 74,000
CATALYST LENDING, INC.
6530 S YOSEMITE STREET, SUITE 310
GREENWOOD VILLAGE, CO 80111
* $ 410,214,000 1 $ 114,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ 10,000,000 1 $ 158,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 127,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 92,000
JLB CORPORATION
111 WESTPORT PLAZA, #1150
CLAYTON, MO 63146
* $ 12,988,000 1 $ 168,000
HOMETOWN EQUITY MORTGAGE, LLC
151 NORTH SERVICE ROAD
CLAYTON, MO 63376
* $ 0 1 $ 114,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 2,727,490,000 1 $ 24,000
MERCHANTS & FARMERS BANK
507 N WEBER
SALISBURY, MO 65281
* $ 107,741,000 1 $ 15,000
TIB THE INDEPENDENT BANKERSBAN
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,180,805,000 1 $ 81,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 968,312,000 1 $ 77,000
CITIZENS BANK OF KANSAS
300 N MAIN ST
KINGMAN, KS 67068
* $ 236,364,000 1 $ 9,000
IDEAL CREDIT UNION
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 587,559,000 1 $ 25,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 421,354,000 1 $ 171,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 5,958,502,000 1 $ 128,000
HAWTHORN BANK
132 E. HIGH STREET
JEFFERSON CITY, MO 65101
* $ 1,158,075,000 1 $ 96,000
CENTRAL BANK OF THE MIDWEST
609 N. HIGHWAY 291
LEE'S SUMMIT, MO 64063
* $ 1,254,301,000 1 $ 91,000
FIRST MISSOURI BANK
PO BOX 190
BROOKFIELD, MO 64628
* $ 164,865,000 1 $ 38,000
BANKERS MORTGAGE CORPORATION
7500 COLLEGE BOULEVARD, SUITE 1150
OVERLAND PARK, KS 66210
* $ 256,709,000 1 $ 256,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ 10,000,000 1 $ 153,000
OPEN MORTGAGE, LLC
14101 W. HWY 290 #1300
AUSTIN, TX 78737
* $ 10,000,000 1 $ 119,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 159,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 226,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2015, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Ray County MO in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 457 $56,928,000 $124,000 $458,000 $65,000 $480,000
Home Purchase 446 $55,007,000 $123,000 $750,000 $56,000 $408,000
Home Improvement 79 $3,945,000 $49,000 $230,000 $61,000 $168,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 756 $87,300,000 $115,000 $399,000 $66,000 $480,000
Not applicable 115 $14,134,000 $122,000 $399,000 $13,000 $374,000
Not Provided 89 $11,890,000 $133,000 $750,000 $71,000 $374,000
Hispanic 9 $1,319,000 $146,000 $295,000 $93,000 $172,000
Black or African American 7 $779,000 $111,000 $189,000 $57,000 $122,000
American Indian or Alaskan Native 6 $458,000 $76,000 $160,000 $88,000 $181,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 576 $64,226,000 $111,000 $750,000 $75,000 $480,000
FHA-insured (Federal Housing Administration) 224 $28,462,000 $127,000 $276,000 $41,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 95 $10,675,000 $112,000 $252,000 $35,000 $109,000
VA-guaranteed (Veterans Administration) 87 $12,517,000 $143,000 $293,000 $46,000 $185,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 480 $56,247,000 $117,000 $399,000 $69,000 $408,000
Loan Purchased By The Institution 176 $22,502,000 $127,000 $399,000 $30,000 $374,000
Application Denied By Financial Institution 160 $17,469,000 $109,000 $750,000 $58,000 $225,000
Application Withdrawn By Applicant 101 $13,054,000 $129,000 $458,000 $66,000 $480,000
Application Approved But Not Accepted 33 $3,231,000 $97,000 $310,000 $101,000 $441,000
File Closed For Incompleteness 32 $3,377,000 $105,000 $315,000 $55,000 $350,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 35 $2,277,000 $65,000 $225,000 $70,000 $162,000
Collateral 33 $3,940,000 $119,000 $270,000 $55,000 $123,000
Debt-To-Income Ratio 20 $2,316,000 $115,000 $260,000 $52,000 $133,000
Credit Application Incomplete 15 $2,149,000 $143,000 $205,000 $53,000 $144,000
Insufficient Cash (Downpayment, Closing Cost) 4 $383,000 $95,000 $122,000 $74,000 $109,000
Other 4 $512,000 $128,000 $223,000 $25,000 $71,000
Unverifiable Information 2 $199,000 $99,000 $148,000 $85,000 $95,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Missouri Lender List