Unlock detailed Rich County UT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Utah.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 289 |
| Total Mortgage Loan Application Amount | $68,605,000 |
| Average Mortgage Loan Application Amount | $237,000 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $137,000 |
| Highest Applicant Income | $1,266,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| ZIONS BANCORPORATION, N.A. ONE SOUTH MAIN STREET 16TH FLOOR SALT LAKE CITY, UT 84133 |
* | $ 66,080,511,000 | 30 | $ 7,100,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 21 | $ 4,795,000 |
| MOUNTAIN AMERICA FEDERAL CREDIT UNION 7181 SOUTH CAMPUS VIEW DRIVE SANDY, UT 84084 |
* | $ 7,093,314,000 | 20 | $ 1,780,000 |
| AMERICA FIRST FEDERAL CREDIT UNION 4774 S 1300 W, BLDG 3 RIVERDALE, UT 84405 |
* | $ 9,214,916,000 | 18 | $ 2,290,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 14 | $ 3,500,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 12 | $ 3,470,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 11 | $ 3,355,000 |
| CACHE VALLEY BANK 101 NORTH MAIN LOGAN, UT 84321 |
* | $ 1,102,105,000 | 11 | $ 2,965,000 |
| ALTABANK 33 E MAIN AMERICAN FORK, UT 84003 |
* | $ 2,123,382,000 | 8 | $ 2,780,000 |
| GOLDENWEST PO BOX 1111 OGDEN, UT 84402 |
* | $ 1,423,898,000 | 7 | $ 1,295,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ -1,000 | 7 | $ 1,225,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 135,758,439,000 | 7 | $ 1,905,000 |
| BANK OF UTAH 2605 WASHINGTON BOULEVARD OGDEN, UT 84401 |
* | $ 1,210,221,000 | 5 | $ 1,685,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 5 | $ 1,535,000 |
| GLACIER BANK 202 MAIN KALISPELL, MT 59901 |
* | $ 9,652,147,000 | 5 | $ 715,000 |
| FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 WILMINGTON, DE 19044 |
* | $ -1,000 | 5 | $ 1,675,000 |
| CITYWIDE HOME LOANS, LLC 9785 SOUTH MONROE STREET SUITE 200 SALT LAKE CITY, UT 84070 |
* | $ -1,000 | 4 | $ 1,250,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 216,077,000,000 | 4 | $ 970,000 |
| GUILD MORTGAGE COMPANY LLC 5898 COPLEY DRIVE GLENDALE, CA 92111 |
* | $ -1,000 | 4 | $ 860,000 |
| PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ -1,000 | 3 | $ 685,000 |
| STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ -1,000 | 3 | $ 575,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD WILMINGTON, DE 29707 |
* | $ -1,000 | 3 | $ 1,355,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 3 | $ 1,245,000 |
| VERITAS FUNDING, LLC MORGUN HALL MIDVALE, UT 84047 |
* | $ -1,000 | 3 | $ 605,000 |
| STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,696,742,000 | 3 | $ 345,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 3 | $ 665,000 |
| AMCAP MORTGAGE, LTD. 9999 BELLAIRE BLVD., SUITE 700 AUSTIN, TX 77036 |
* | $ -1,000 | 2 | $ 180,000 |
| WASHINGTON FEDERAL BANK 425 PIKE ST SEATTLE, WA 98101 |
* | $ 15,585,466,000 | 2 | $ 800,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 2 | $ 890,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 2 | $ 240,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 2 | $ 680,000 |
| MY MOVE MORTGAGE, LLC MY MOVE MORTGAGE, LLC SALT LAKE CITY, UT 84070 |
* | $ -1,000 | 2 | $ 600,000 |
| GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD GLENDALE, CA 95661 |
* | $ -1,000 | 2 | $ 330,000 |
| CASTLE & COOKE MORTGAGE, LLC 13751 S WADSWORTH PARK DRIVE, STE 101 WILMINGTON, DE 84020 |
* | $ -1,000 | 2 | $ 670,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 2 | $ 320,000 |
| AMERICAN PACIFIC MORTGAGE CORPORATION 3000 LAVA RIDGE COURT, SUITE 200 SACRAMENTO, CA 95661 |
* | $ -1,000 | 2 | $ 390,000 |
| THE BANK OF COMMERCE 3113 SOUTH 25TH EAST AMMON, ID 83406 |
* | $ 1,168,426,000 | 2 | $ 770,000 |
| ALPINE CREDIT UNION 1510 N STATE STREET OREM, UT 84057 |
* | $ 199,062,000 | 1 | $ 155,000 |
| STATE BANK OF SOUTHERN UTAH 377 N MAIN CEDAR CITY, UT 84721 |
* | $ 980,943,000 | 1 | $ 455,000 |
| ADVANTAGE PLUS 2133 E CENTER ST. POCATELLO, ID 83201 |
* | $ 137,217,000 | 1 | $ 245,000 |
| SECURITY HOME MORTGAGE, LLC. 576 SOUTH STATE ST OREM, UT 84058 |
* | $ -1,000 | 1 | $ 455,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 1 | $ 575,000 |
| J.G. WENTWORTH HOME LENDING, LLC 3350 COMMISSION COURT WOODBRIDGE, VA 22192 |
* | $ -1,000 | 1 | $ 355,000 |
| UTAH COMMUNITY FEDERAL CREDIT UNION 188 WEST RIVER PARK DRIVE PROVO, UT 84604 |
* | $ 1,270,667,000 | 1 | $ 455,000 |
| CORNERSTONE HOME LENDING, INC. 1177 WEST LOOP SOUTH SUITE 200 HOUSTON, TX 77027 |
* | $ -1,000 | 1 | $ 285,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 5,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 1 | $ 385,000 |
| SECURITYNATIONAL MORTGAGE COMPANY 5300 SOUTH 360 WEST WILMINGTON, DE 84123 |
* | $ -1,000 | 1 | $ 185,000 |
| DIRECT MORTGAGE, CORP. 6955 SOUTH UNION PARK CENTER, #540 SALT LAKE CITY, UT 84047 |
* | $ -1,000 | 1 | $ 365,000 |
| GENEVA FINANCIAL, LLC 1018 E. GUADALUPE ROAD ORO VALLEY, AZ 85283 |
* | $ -1,000 | 1 | $ 195,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 1 | $ 525,000 |
| SILICON VALLEY BANK 3003 TASMAN DRIVE SANTA CLARA, CA 95054 |
* | $ 50,387,875,000 | 1 | $ 125,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 1 | $ 35,000 |
| WINGS FINANCIAL CREDIT UNION 14985 GLAZIER AVENUE APPLE VALLEY, MN 55124 |
* | $ 4,542,484,000 | 1 | $ 185,000 |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. 596 LYNNHAVEN PARKWAY SUITE 200 VIRGINIA BEACH, VA 23452 |
* | $ -1,000 | 1 | $ 275,000 |
| PARKSIDE LENDING, LLC 1130 HOWARD ST. SAN FRANCISCO, CA 94103 |
* | $ -1,000 | 1 | $ 105,000 |
| LEADERONE FINANCIAL CORPORATION 7500 COLLEGE BLVD SUITE 1150 TOPEKA, KS 66210 |
* | $ -1,000 | 1 | $ 165,000 |
| THE PARK BANK 1815 GREENWAY CROSS MADISON, WI 53713 |
* | $ 896,579,000 | 1 | $ 305,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 125,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,325,220,000 | 1 | $ 195,000 |
| BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 89,765,667,000 | 1 | $ 55,000 |
| HOME SAVINGS BANK 3539 SOUTH MAIN STREET, P.O. BOX 651480 SALT LAKE CITY, UT 84165 |
* | $ 120,266,000 | 1 | $ 55,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ -1,000 | 1 | $ 245,000 |
| FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ -1,000 | 1 | $ 255,000 |
| HOMEXPRESS MORTGAGE CORP. 15641 RED HILL AVE., SUITE 205 NEWARK, DE 92780 |
* | $ -1,000 | 1 | $ 225,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 1 | $ 455,000 |
| CENTRAL BANK 95 NORTH UNIVERSITY AVE PROVO, UT 84601 |
* | $ 1,017,560,000 | 1 | $ 455,000 |
| UTAH POWER FEDERALLY INSURED STATE-CHARTERED CREDIT UNION 957 E 6600 S SALT LAKE CITY, UT 84117 |
* | $ 640,768,000 | 1 | $ 225,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 827,634,000 | 1 | $ 175,000 |
| SUNTRUST BANKS, INC. P.O. BOX 4418, MAIL CODE 663 ATLANTA, GA 30302 |
* | $ 201,637,519,000 | 1 | $ 145,000 |
| CITADEL SERVICING CORPORATION 15707 ROCKFIELD BLVD STE 320 SACRAMENTO, CA 92618 |
* | $ -1,000 | 1 | $ 195,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,751,524,000,000 | 1 | $ 325,000 |
| WATERMARK CAPITAL, INC. 100 SPECTRUM CENTER DR STE 150 SACRAMENTO, CA 92618 |
* | $ -1,000 | 1 | $ 335,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 1 | $ 335,000 |
| DESERET FIRST CREDIT UNION 3999 PARKWAY BOULEVARD WEST VALLEY CITY, UT 84120 |
* | $ 651,388,000 | 1 | $ 35,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 1 | $ 145,000 |
| UNIVERSITY FIRST FEDERAL CREDIT UNION PO BOX 58025 SALT LAKE CITY, UT 84158 |
* | $ 955,700,000 | 1 | $ 55,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 1 | $ 205,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2018, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 146 | $38,140,000 | $261,000 | $825,000 | $152,000 | $1,266,000 |
| Refinancing | 61 | $14,865,000 | $243,000 | $795,000 | $117,000 | $632,000 |
| Cash-out Refinancing | 34 | $8,110,000 | $238,000 | $1,005,000 | $105,000 | $401,000 |
| Other Purpose | 29 | $5,535,000 | $190,000 | $755,000 | $127,000 | $395,000 |
| Home Improvement | 14 | $1,320,000 | $94,000 | $275,000 | $173,000 | $715,000 |
| Not Applicable | 5 | $635,000 | $127,000 | $255,000 | $72,000 | $96,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 231 | $54,135,000 | $234,000 | $1,005,000 | $134,000 | $1,266,000 |
| Not applicable | 26 | $6,170,000 | $237,000 | $455,000 | $81,000 | $91,000 |
| Not Provided | 18 | $5,540,000 | $307,000 | $745,000 | $182,000 | $452,000 |
| Hispanic | 10 | $1,520,000 | $152,000 | $425,000 | $97,000 | $199,000 |
| Asian | 2 | $640,000 | $320,000 | $455,000 | $83,000 | $130,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $445,000 | $445,000 | $445,000 | $149,000 | $149,000 |
| American Indian or Alaskan Native | 1 | $155,000 | $155,000 | $155,000 | $640,000 | $640,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 272 | $65,280,000 | $240,000 | $1,005,000 | $142,000 | $1,266,000 |
| FHA-insured (Federal Housing Administration) | 8 | $1,330,000 | $166,000 | $245,000 | $38,000 | $56,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,550,000 | $258,000 | $465,000 | $67,000 | $108,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $445,000 | $148,000 | $215,000 | $44,000 | $45,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 163 | $39,135,000 | $240,000 | $855,000 | $154,000 | $1,266,000 |
| Application Denied By Financial Institution | 47 | $9,535,000 | $202,000 | $1,005,000 | $93,000 | $440,000 |
| Loan Purchased By The Institution | 35 | $9,575,000 | $273,000 | $455,000 | $124,000 | $256,000 |
| Application Withdrawn By Applicant | 22 | $5,510,000 | $250,000 | $805,000 | $153,000 | $552,000 |
| Application Approved But Not Accepted | 13 | $3,165,000 | $243,000 | $825,000 | $106,000 | $313,000 |
| File Closed For Incompleteness | 9 | $1,685,000 | $187,000 | $455,000 | $93,000 | $132,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 237 | $57,565,000 | $242,000 | $855,000 | $146,000 | $1,266,000 |
| Debt-To-Income Ratio | 21 | $5,655,000 | $269,000 | $1,005,000 | $80,000 | $350,000 |
| Collateral | 15 | $2,025,000 | $135,000 | $405,000 | $117,000 | $440,000 |
| Credit History | 6 | $870,000 | $145,000 | $445,000 | $114,000 | $347,000 |
| Other | 4 | $610,000 | $152,000 | $255,000 | $106,000 | $164,000 |
| Credit Application Incomplete | 2 | $660,000 | $330,000 | $495,000 | $82,000 | $93,000 |
| Employment History | 2 | $430,000 | $215,000 | $225,000 | $111,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $585,000 | $585,000 | $585,000 | $172,000 | $172,000 |
| Unverifiable Information | 1 | $205,000 | $205,000 | $205,000 | $96,000 | $96,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.