Rich County, UT Mortgage Lenders & HMDA Data, 2020

In 2020, lenders reported 545 mortgage applications in Rich County, UT totaling $148.5 million, up 52% from 2019. The average application was for $272,000, and applicants reported an average income of $176,000. 60% of applications resulted in an originated loan and 10% were denied. The most active lender was America First Federal Credit Union, with 41 applications, followed by United Wholesale Mortgage and Zions Bancorporation, N.A..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 545
Total Mortgage Loan Application Amount $148,455,000
Average Mortgage Loan Application Amount $272,000
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $176,000
Highest Applicant Income $2,015,000

Mortgage Company List for Lending in Rich County, UT for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 11,712,644,000 41 $ 7,655,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 36 $ 9,570,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ 69,171,552,000 26 $ 6,780,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 26 $ 8,230,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 9,348,808,000 24 $ 4,100,000
Cache Valley Bank
101 NORTH MAIN
LOGAN, UT 84321
* $ 1,407,956,000 19 $ 5,335,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,712,919,000,000 19 $ 5,925,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 18 $ 4,610,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 17 $ 4,845,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 1,423,151,000 15 $ 6,335,000
Altabank
33 E MAIN
AMERICAN FORK, UT 84003
* $ 2,406,298,000 13 $ 5,535,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ -1,000 13 $ 2,935,000
Flagstar Bank NA

TROY, MI 49098
* $ 23,234,514,000 12 $ 3,580,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 486,004,220,000 12 $ 3,870,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 11 $ 3,525,000
Goldenwest Federal Credit Union
5025 ADAMS AVE
OGDEN, UT 84403
* $ 1,742,042,000 10 $ 2,340,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 9 $ 745,000
Citywide Home Loans, LLC

CHICAGO, IL 60613
* $ -1,000 9 $ 4,305,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 8 $ 3,260,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 8 $ 1,600,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ -1,000 7 $ 2,245,000
Keybank National Association
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 143,390,269,000 7 $ 1,675,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 6 $ 1,520,000
Utah Community Credit Union
188 WEST RIVER PARK DRIVE
PROVO, UT 84604
* $ 1,679,503,000 6 $ 1,990,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 5 $ 1,195,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 1,425,000
My Move Mortgage, LLC
MY MOVE MORTGAGE, LLC
SANDY, UT 84070
* $ -1,000 5 $ 1,465,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 5 $ 1,845,000
Deseret First Credit Union
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 712,986,000 5 $ 735,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 5 $ 1,415,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 1,385,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 5 $ 775,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 13,673,038,000 4 $ 1,080,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 850,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 4 $ 860,000
Veritas Funding, LLC
MORGUN HALL
MIDVALE, UT 84047
* $ -1,000 4 $ 1,020,000
Parkside Lending, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 3 $ 475,000
Utah Mortgage Loan Corporation
3300 N TRIUMPH BLVD #100
LEHI, UT 84043
* $ -1,000 3 $ 855,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 3 $ 1,385,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 455,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 3 $ 785,000
Security Home Mortgage
576 SOUTH STATE STREET
OREM, UT 84058
* $ -1,000 3 $ 505,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 3 $ 805,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 935,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 760,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 770,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 580,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 2 $ 450,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 112,384,202,000 2 $ 130,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,498,327,000 2 $ 290,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 350,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 6,120,102,000 2 $ 950,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 2,186,056,000 2 $ 480,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 165,742,416,000 2 $ 960,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 460,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ -1,000 2 $ 190,000
Canyon View Credit Union
PO BOX 58025
SALT LAKE CITY, UT 84158
* $ 1,174,154,000 2 $ 650,000
BNC National Bank

BISMARCK, ND 58501
* $ 965,305,000 2 $ 750,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 2 $ 560,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 740,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 2 $ 440,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 2 $ 260,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ -1,000 2 $ 660,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 2 $ 330,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ -1,000 1 $ 155,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 88,826,789,000 1 $ 225,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 1 $ 235,000
Washington Federal
425 PIKE ST
SEATTLE, WA 98101
* $ 16,420,261,000 1 $ 445,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,774,361,000 1 $ 345,000
Advantage Plus FCU
2133 E CENTER ST.
POCATELLO, ID 83201
* $ 164,028,000 1 $ 565,000
Blue Ridge Bank
P.O. BOX 609, 17 WEST MAIN ST
LURAY, VA 22835
* $ 959,563,000 1 $ 335,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 155,000
Security Service
15000 W INTERSTATE 10 BLDG 4
SAN ANTONIO, TX 78249
* $ 9,823,931,000 1 $ 65,000
Utah Power Credit Union
957 E 6600 S
SALT LAKE CITY, UT 84121
* $ 726,237,000 1 $ 105,000
Graystone Funding Company, LLC
1966 EAST 6200 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 1 $ 175,000
Athas Capital Group, Inc.
27001 AGOURA ROAD, STE. 200
CALABASAS, CA 91301
* $ -1,000 1 $ 215,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 215,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 1 $ 75,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 2,166,050,000 1 $ 55,000
Central Bank
95 NORTH UNIVERSITY AVE
PROVO, UT 84601
* $ 1,195,612,000 1 $ 455,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 325,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 1 $ 215,000
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ 8,335,689,000 1 $ 175,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 1 $ 385,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 12,244,742,000 1 $ 75,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 175,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 1 $ 415,000
Idaho Central Credit Union
4400 CENTRAL WAY
CHUBBUCK, ID 83202
* $ 5,070,732,000 1 $ 155,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 455,000
Usalliance Federal Credit Union
411 THEODORE FREMD AVE, SUITE 350
RYE, NY 10580
* $ 1,843,868,000 1 $ 255,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 395,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 5,000
Bank of Idaho
399 N CAPITAL
IDAHO FALLS, ID 83403
* $ 405,330,000 1 $ 465,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 1 $ 205,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 1 $ 215,000
Granite Federal Credit Union
3675 S 900 E
SALT LAKE CITY, UT 84106
* $ 512,788,000 1 $ 525,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 225,000
Utah First Credit Union
200 E SOUTH TEMPLE
SALT LAKE CITY, UT 84111
* $ 501,692,000 1 $ 615,000
The Bank of Commerce
3113 SOUTH 25TH EAST
AMMON, ID 83406
* $ 1,283,566,000 1 $ 265,000
Ally Bank

CHARLOTTE, NC 28202
* $ 167,492,000,000 1 $ 125,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 165,000
Mortgage300 Corporation
10 SE CENTRAL PARKWAY SUITE 325
STUART, FL 34994
* $ -1,000 1 $ 225,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 1 $ 445,000

The tables below break down 2020 mortgage applications in Rich County, UT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Rich County, UT in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 254 $73,670,000 $290,000 $2,005,000 $176,000 $1,099,000
Refinancing 182 $49,170,000 $270,000 $965,000 $172,000 $1,931,000
Cash-out Refinancing 66 $19,760,000 $299,000 $755,000 $202,000 $2,015,000
Other Purpose 28 $3,410,000 $121,000 $445,000 $151,000 $558,000
Home Improvement 14 $2,330,000 $166,000 $945,000 $159,000 $400,000
Not Applicable 1 $115,000 $115,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 449 $121,835,000 $271,000 $2,005,000 $179,000 $2,015,000
Not Provided 39 $11,895,000 $305,000 $945,000 $155,000 $629,000
Not applicable 34 $9,570,000 $281,000 $515,000 $135,000 $310,000
Hispanic 13 $2,465,000 $189,000 $345,000 $101,000 $249,000
Asian 5 $1,565,000 $313,000 $765,000 $253,000 $651,000
American Indian or Alaskan Native 3 $845,000 $281,000 $485,000 $258,000 $374,000
Native Hawaiian or Other Pacific Islander 2 $280,000 $140,000 $255,000 $249,000 $456,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 513 $141,985,000 $276,000 $2,005,000 $180,000 $2,015,000
FHA-insured (Federal Housing Administration) 14 $2,430,000 $173,000 $285,000 $70,000 $120,000
VA-guaranteed (Veterans Administration) 12 $2,760,000 $230,000 $615,000 $70,000 $140,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,280,000 $213,000 $305,000 $46,000 $68,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 326 $91,020,000 $279,000 $2,005,000 $192,000 $1,931,000
Application Withdrawn By Applicant 79 $22,285,000 $282,000 $945,000 $148,000 $548,000
Application Denied By Financial Institution 57 $14,175,000 $248,000 $965,000 $157,000 $2,015,000
Loan Purchased By The Institution 42 $12,460,000 $296,000 $515,000 $161,000 $439,000
File Closed For Incompleteness 21 $3,915,000 $186,000 $355,000 $108,000 $400,000
Application Approved But Not Accepted 19 $4,105,000 $216,000 $525,000 $153,000 $600,000
Preapproval Denied by Financial Institution 1 $495,000 $495,000 $495,000 $148,000 $148,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 485 $133,065,000 $274,000 $2,005,000 $178,000 $1,931,000
Debt-To-Income Ratio 24 $7,190,000 $299,000 $585,000 $95,000 $468,000
Collateral 11 $1,585,000 $144,000 $445,000 $169,000 $388,000
Credit History 10 $1,470,000 $147,000 $425,000 $102,000 $250,000
Other 6 $2,110,000 $351,000 $955,000 $481,000 $2,015,000
Credit Application Incomplete 5 $1,285,000 $257,000 $495,000 $136,000 $239,000
Unverifiable Information 4 $1,750,000 $437,000 $965,000 $193,000 $524,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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