Saunders County, NE Mortgage Lenders & HMDA Data, 2019

In 2019, lenders reported 1,259 mortgage applications in Saunders County, NE totaling $264.1 million, up 29% from 2018. The average application was for $209,000, and applicants reported an average income of $132,000. 64% of applications resulted in an originated loan and 9% were denied. The most active lender was Firstbank of Nebraska, with 77 applications, followed by First National Bank of Omaha and Wells Fargo Bank NA.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,259
Total Mortgage Loan Application Amount $264,125,000
Average Mortgage Loan Application Amount $209,000
Highest Mortgage Loan Application Amount $1,195,000
Average Applicant Income $132,000
Highest Applicant Income $6,688,000

Mortgage Company List for Lending in Saunders County, NE for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Firstbank of Nebraska
201 E 5TH ST
WAHOO, NE 68066
* $ 269,734,000 77 $ 12,635,000
First National Bank of Omaha
1620 DODGE STREET
OMAHA, NE 68197
* $ 21,582,885,000 76 $ 13,130,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,689,351,000,000 73 $ 18,565,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 71 $ 10,295,000
Wahoo State Bank
PO BOX 188
WAHOO, NE 68066
* $ 79,836,000 65 $ 10,375,000
West Gate Bank
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 611,001,000 53 $ 14,145,000
Union Bank and Trust Company
PO BOX 82535
LINCOLN, NE 68501
* $ 4,149,669,000 53 $ 10,735,000
Pinnacle Bank
20544 HWY 370
LINCOLN, NE 68508
* $ 4,729,390,000 42 $ 8,870,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 36 $ 8,930,000
Charter West Bank
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 259,917,000 29 $ 6,925,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 4,145,422,000 26 $ 4,270,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 25 $ 5,065,000
Core Bank
12100 W CENTER RD
OMAHA, NE 68118
* $ 530,188,000 18 $ 5,600,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 17 $ 3,645,000
Regent Financial Group
1910 S 72ND STREET, STE. 103
OMAHA, NE 68135
* $ -1,000 16 $ 3,190,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 87,268,647,000 16 $ 1,360,000
Lincoln Federal Svgs Bk of Ne
1101 N STREET
LINCOLN, NE 68520
* $ 318,389,000 15 $ 3,395,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 15 $ 4,445,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 15 $ 3,575,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 13 $ 5,595,000
First Bank
11901 OLIVE BOULEVARD
SAINT LOUIS, MO 63141
* $ 6,346,426,000 13 $ 2,745,000
Flagstar Bank NA

TROY, MI 49098
* $ 18,466,868,000 13 $ 3,245,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 12,568,651,000 12 $ 1,680,000
Centris Federal Credit Union
11825 Q STREET
OMAHA, NE 68144
* $ 714,892,000 12 $ 1,800,000
Liberty First Credit Union
501 N 46TH STREET
LINCOLN, NE 68503
* $ 270,476,000 12 $ 1,280,000
Farmers and Merchants Bank of Ashland
1501 SILVER STREET
ASHLAND, NE 68003
* $ 76,306,000 11 $ 1,595,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 11 $ 2,825,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ -1,000 11 $ 1,385,000
Access Bank
8712 WEST DODGE ROAD
OMAHA, NE 68114
* $ 533,050,000 10 $ 2,830,000
Arbor Bank
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 331,653,000 10 $ 2,960,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 10 $ 4,420,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ 563,681,000 10 $ 2,320,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 9 $ 1,525,000
Frontier Bank
17002 MARCY ST, STE 120
OMAHA, NE 68154
* $ 806,125,000 9 $ 3,765,000
Cornhusker Bank
8310 O STREET
LINCOLN, NE 68510
* $ 609,929,000 9 $ 1,915,000
Cobalt Credit Union
7148 TOWNE CENTER PARKWAY
PAPILLION, NE 68046
* $ 1,003,102,000 9 $ 1,325,000
Security First Bank
5505 RED ROCK LANE
LINCOLN, NE 68516
* $ 983,125,000 9 $ 1,635,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 8 $ 1,420,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 8 $ 1,300,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 8 $ 1,800,000
First Nebraska Bank
330 N. SPRUCE STREET, PO BOX 315
VALLEY, NE 68064
* $ 282,419,000 8 $ 2,160,000
Dundee Bank
5015 UNDERWOOD AVE
OMAHA, NE 68132
* $ 282,963,000 8 $ 1,350,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 8 $ 1,960,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,015,112,000 8 $ 700,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 7 $ 1,475,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 7 $ 1,285,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 6 $ 2,030,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 6 $ 1,350,000
American National Bank
8990 WEST DODGE RD
OMAHA, NE 68114
* $ 3,715,868,000 6 $ 1,480,000
Delmar Financial Company
1066 EXECUTIVE PARKWAY SUITE 100
ST LOUIS, MO 63141
* $ -1,000 6 $ 1,220,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 6 $ 1,180,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 5 $ 945,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 5 $ 935,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,606,623,000 5 $ 2,035,000
First Community Bank
201 MAIN ST
BEEMER, NE 68716
* $ 149,148,000 5 $ 825,000
US Home Mortgage, Inc.
5901 S 58TH ST A
LINCOLN, NE 68516
* $ -1,000 5 $ 1,305,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 5 $ 485,000
Premier Bank
16802 BURKE ST
OMAHA, NE 68118
* $ 270,732,000 4 $ 1,410,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 24,484,751,000 4 $ 930,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 930,000
Farm Credit Services of America, Flca
5015 S 118TH ST
OMAHA, NE 68137
* $ -1,000 4 $ 1,700,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 4 $ 900,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 4 $ 1,220,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 4 $ 1,150,000
Central National Bank
100 RIMROCK DRIVE
JUNCTION CITY, KS 66441
* $ 966,018,000 4 $ 1,220,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 3 $ 465,000
I3 Bank
12212 N 156TH ST
BENNINGTON, NE 68007
* $ 136,059,000 3 $ 715,000
University of Nebraska
1720 P STREET
LINCOLN, NE 68508
* $ 103,288,000 3 $ 255,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 3 $ 575,000
Jones Bank
203 S 6TH ST
SEWARD, NE 68434
* $ 234,180,000 3 $ 615,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 3 $ 495,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 595,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 635,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 645,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 395,677,000 3 $ 945,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 435,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 30,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ -1,000 2 $ 250,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 2 $ 240,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,321,162,000 2 $ 1,610,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 400,000
Centennial Lending, LLC
4112 KODIAK COURT, UNIT D
FIRESTONE, CO 80504
* $ -1,000 2 $ 370,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 2 $ 430,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 2 $ 260,000
First Nebraska Credit Union
10655 BEDFORD AVE
OMAHA, NE 68134
* $ 137,257,000 2 $ 180,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 132,494,000 2 $ 730,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 170,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 2 $ 350,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 234,032,000,000 2 $ 400,000
Chickasaw Community Bank
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73142
* $ 192,527,000 2 $ 310,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 410,000
Home Federal Savings and Loan
221 S LOCUST ST
GRAND ISLAND, NE 68801
* $ 282,020,000 2 $ 470,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 365,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ -1,000 1 $ 155,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 355,000
Accelerate Mortgage, LLC
750 PRIDES CROSSING #303
NEWARK, DE 19713
* $ -1,000 1 $ 305,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 1 $ 225,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 25,383,765,000 1 $ 585,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 1 $ 105,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 12,915,178,000 1 $ 405,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 1 $ 125,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,011,136,000 1 $ 115,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 255,000
Security National Bank of Omaha
PO BOX 31400
OMAHA, NE 68124
* $ 962,241,000 1 $ 305,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 473,202,000 1 $ 465,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 15,000
Equitable Bank
PO BOX 160
GRAND ISLAND, NE 68802
* $ 292,321,000 1 $ 235,000
Oceanside Mortgage Company
55 MAIN ST
TOMS RIVER, NJ 08753
* $ -1,000 1 $ 125,000
New Century Bank
1211 28TH ST
BELLEVILLE, KS 66935
* $ 55,863,000 1 $ 255,000
First Westroads Bank, Inc.
15750 WEST DODGE ROAD
OMAHA, NE 68118
* $ 266,457,000 1 $ 55,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 1 $ 285,000
Midstates Bank NA
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ 401,013,000 1 $ 135,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 125,000
Midwest Loan Solutions, Inc.
29777 TELEGRAPH RD. SUITE 3580
SOUTHFIELD, MI 48034
* $ -1,000 1 $ 305,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 45,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 1 $ 35,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 1 $ 105,000
Omaha Police Federal Credit Union
3003 S 82ND AVENUE
OMAHA, NE 68124
* $ 67,953,000 1 $ 125,000
Farmers and Merchants Bank
617 1ST STREET, BOX E
MILFORD, NE 68405
* $ 671,375,000 1 $ 195,000
Midwestone Bank
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 3,284,241,000 1 $ 835,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 1 $ 135,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 315,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 23,137,750,000 1 $ 755,000
Creighton Federal Credit Union
2575 DODGE ST
OMAHA, NE 68131
* $ 53,507,000 1 $ 25,000
Washington County Bank
1523 WASHINGTON ST.
BLAIR, NE 68008
* $ 432,110,000 1 $ 255,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 1 $ 105,000
Merchants Bank, National Association
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,766,499,000 1 $ 135,000
Mutual First Federal Credit Union
14510 F STREET STE 101
OMAHA, NE 68137
* $ 93,783,000 1 $ 35,000
Cornerstone Bank
529 SOUTH LINCOLN AVENUE
YORK, NE 68467
* $ 1,706,292,000 1 $ 175,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 1 $ 325,000
Citibank, NA

NEW YORK, NY 10012
* $ 826,876,000,000 1 $ 75,000
Ally Bank

CHARLOTTE, NC 28202
* $ 159,291,000,000 1 $ 255,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 165,000
Midwest Bank National Association
114 WEST MAIN
PIERCE, NE 68767
* $ 760,302,000 1 $ 295,000
Horizon Bank
10841 N 142ND STREET
WAVERLY, NE 68462
* $ 298,219,000 1 $ 385,000
Cortrust Mortgage, Inc.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ -1,000 1 $ 105,000
Arvest Bank

TULSA, OK 74103
* $ 18,449,940,000 1 $ 145,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 245,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 115,000
Exchange Bank
14 LABARRE STREET
KEARNEY, NE 68847
* $ 938,232,000 1 $ 275,000
Peoples Bank
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ 584,195,000 1 $ 925,000
Lps Employees Federal Credit Union
5625 O ST., STE 106
LINCOLN, NE 68510
* $ 46,606,000 1 $ 105,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 1 $ 125,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 1 $ 305,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 656,158,000 1 $ 155,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 191,517,000,000 1 $ 645,000

The tables below break down 2019 mortgage applications in Saunders County, NE by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Saunders County, NE in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 579 $122,785,000 $212,000 $915,000 $116,000 $1,532,000
Refinancing 336 $85,230,000 $253,000 $1,195,000 $169,000 $2,395,000
Cash-out Refinancing 210 $43,930,000 $209,000 $795,000 $133,000 $6,688,000
Home Improvement 68 $5,790,000 $85,000 $465,000 $116,000 $636,000
Other Purpose 56 $4,460,000 $79,000 $645,000 $96,000 $312,000
Not Applicable 10 $1,930,000 $193,000 $965,000 $493,000 $493,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,014 $214,410,000 $211,000 $1,195,000 $132,000 $6,688,000
Not applicable 125 $25,885,000 $207,000 $675,000 $259,000 $1,532,000
Not Provided 96 $18,780,000 $195,000 $775,000 $104,000 $481,000
Hispanic 12 $2,600,000 $216,000 $485,000 $122,000 $240,000
Asian 5 $1,395,000 $279,000 $475,000 $125,000 $178,000
American Indian or Alaskan Native 4 $540,000 $135,000 $305,000 $138,000 $361,000
Native Hawaiian or Other Pacific Islander 2 $310,000 $155,000 $155,000 $231,000 $231,000
Black or African American 1 $205,000 $205,000 $205,000 $61,000 $61,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 989 $211,295,000 $213,000 $1,195,000 $143,000 $6,688,000
VA-guaranteed (Veterans Administration) 113 $27,615,000 $244,000 $795,000 $89,000 $481,000
FHA-insured (Federal Housing Administration) 110 $17,450,000 $158,000 $305,000 $65,000 $172,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 47 $7,765,000 $165,000 $465,000 $62,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 807 $172,485,000 $213,000 $1,195,000 $124,000 $2,395,000
Loan Purchased By The Institution 181 $40,705,000 $224,000 $795,000 $163,000 $1,532,000
Application Withdrawn By Applicant 128 $27,210,000 $212,000 $835,000 $182,000 $6,688,000
Application Denied By Financial Institution 110 $16,180,000 $147,000 $915,000 $98,000 $797,000
Application Approved But Not Accepted 17 $5,045,000 $296,000 $895,000 $247,000 $1,932,000
File Closed For Incompleteness 16 $2,500,000 $156,000 $315,000 $77,000 $236,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 923 $203,825,000 $220,000 $1,195,000 $144,000 $6,688,000
Debt-To-Income Ratio 265 $52,405,000 $197,000 $915,000 $101,000 $524,000
Credit History 29 $2,265,000 $78,000 $255,000 $81,000 $224,000
Collateral 17 $1,645,000 $96,000 $305,000 $106,000 $389,000
Other 10 $1,420,000 $142,000 $295,000 $89,000 $143,000
Unverifiable Information 7 $1,675,000 $239,000 $655,000 $239,000 $797,000
Credit Application Incomplete 5 $625,000 $125,000 $185,000 $114,000 $312,000
Insufficient Cash (Downpayment, Closing Cost) 2 $180,000 $90,000 $155,000 $143,000 $143,000
Employment History 1 $85,000 $85,000 $85,000 $36,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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