Sevier County, UT Mortgage Lenders & HMDA Data, 2008

In 2008, lenders reported 1,531 mortgage applications in Sevier County, UT totaling $203.1 million, down 20% from 2007. The average application was for $132,000, and applicants reported an average income of $56,000. 42% of applications resulted in an originated loan and 21% were denied. The most active lender was Mountain America Federal Credit Union, with 181 applications, followed by Zions First National Bank and Citicorp Trust Bank, FSB.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,531
Total Mortgage Loan Application Amount $203,073,000
Average Mortgage Loan Application Amount $132,000
Highest Mortgage Loan Application Amount $660,000
Average Applicant Income $56,000
Highest Applicant Income $745,000

Mortgage Company List for Lending in Sevier County, UT for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 2,301,878,000 181 $ 16,422,000
Zions First National Bank
ONE S MAIN ST 11TH FL
SALT LAKE CITY, UT 84133
* $ 18,453,976,000 157 $ 21,116,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 116 $ 16,295,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 104 $ 14,282,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 80 $ 11,803,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 77 $ 12,023,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 72 $ 12,188,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 72 $ 8,016,000
Universal Mortgage Corporation
12080 NORTH CORPORATE PKWY SUITE 100
MEQUON, WI 53092
* $ 10,000,000 70 $ 11,501,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 42 $ 6,249,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 40 $ 6,050,000
Wells Fargo Fin'l Utah, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 31 $ 3,525,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 31 $ 4,915,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 30 $ 3,303,000
State Bank of Southern Utah
377 N MAIN
CEDAR CITY, UT 84721
* $ 582,736,000 24 $ 2,862,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 23 $ 2,783,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 22 $ 3,560,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 21 $ 2,558,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ 10,000,000 20 $ 3,276,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 19 $ 2,771,000
Citifinancial, Inc.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 18 $ 819,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 17 $ 2,755,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 15 $ 1,650,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 13 $ 1,222,000
Ccsf, LLC
8925 S. PECOS RD., SUITE 16-A
HENDERSON, NV 89074
* $ 10,000,000 11 $ 1,912,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 11 $ 1,613,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 11 $ 1,671,000
Republic Mortgage Home Loans
5241 SOUTH STATE STREET, SUITE #2
MURRAY, UT 84107
* $ 10,000,000 10 $ 1,263,000
America First Federal Credit Union
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 4,156,253,000 10 $ 888,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 8 $ 1,082,000
Mortgage It Inc
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 7 $ 1,052,000
Guaranty Bank
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 7 $ 1,000,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 7 $ 918,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 7 $ 1,385,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 6 $ 762,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 6 $ 805,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 5 $ 364,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 5 $ 862,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 5 $ 48,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 5 $ 28,000
Netmore America, Inc.
109 EAST MAIN STREET, SUITE 301
WALLA WALLA, WA 99362
* $ 37,000,000 5 $ 721,000
Utah Mortgage Loan Corp
488 E 6400 S, 300
SALT LAKE CITY, UT 84107
* $ 10,000,000 4 $ 583,000
Utah Financial Inc.
189 FORT UNION BLVD
MIDVALE, UT 84047
* $ 17,168,000 4 $ 461,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 303,000 4 $ 652,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 4 $ 537,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 4 $ 595,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,402,062,000 4 $ 612,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 3 $ 390,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 3 $ 500,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 3 $ 382,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 3 $ 363,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 3 $ 364,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 353,000
Premium Capital Funding LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 3 $ 358,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 316,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 212,000
Wilmington Finance, Inc.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 2 $ 236,000
Megastar Financial
1080 CHEROKEE ST
DENVER, CO 80204
* $ 10,000,000 2 $ 282,000
Security Atlantic Wholesale
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 2 $ 381,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 2 $ 177,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 2 $ 509,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 2 $ 273,000
Bank of Utah
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 696,225,000 2 $ 203,000
Goldenwest Federal Credit Union
5025 ADAMS AVE
OGDEN, UT 84403
* $ 582,507,000 2 $ 254,000
American Sterling Bank
535 S STERLING
SUGAR CREEK, MO 64054
* $ 272,321,000 2 $ 221,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 213,000
Utah Power Credit Union
957 E 6600 S
SALT LAKE CITY, UT 84121
* $ 249,679,000 2 $ 142,000
Mountain America Financial Ser
7181 S CAMPUS VIEW DR
WEST JORDAN, UT 84084
* $ 1,694,905,000 2 $ 350,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 2 $ 375,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 1 $ 99,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 1 $ 231,000
Merrill Lynch Credit Corp.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 1 $ 114,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 275,851,000 1 $ 121,000
Progressive Mortgage Company
125 S. FIFTH AVE.
ANN ARBOR, MI 48104
* $ 327,000,000 1 $ 162,000
Washington Federal S&L
425 PIKE STREET
SEATTLE, WA 98101
* $ 10,577,104,000 1 $ 152,000
Greater Nevada Mortgage
4070 SILVER SAGE DRIVE
CARSON CITY, NV 89701
* $ 338,783,000 1 $ 124,000
Morequity,Inc. (Nv)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 101,000
Deseret First Credit Union
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 418,629,000 1 $ 70,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 1 $ 84,000
Popular Bank
9600 WEST BRYN MAWR
NEW YORK, NY 10004
* $ 13,358,340,000 1 $ 74,000
Beneficial Financial I, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 1 $ 158,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 1 $ 247,000
Americanwest Bank
P O BOX 105
CHEWELAH, WA 99109
* $ 2,118,772,000 1 $ 300,000
Centennial Bank
4605 HARRISON BLVD SUITE #1
OGDEN, UT 84403
* $ 234,066,000 1 $ 176,000
Golf Savings Bank
6505 218TH ST SW SUITE 6
MOUNTLAKE TERRACE, WA 98043
* $ 399,805,000 1 $ 105,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 57,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 1 $ 26,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 124,782,289,000 1 $ 10,000
Pmac Lending Services Inc
15325 FAIRFIELD RANCH ROAD STE 200
CHINO HILLS, CA 91709
* $ 10,000,000 1 $ 72,000
Assurity Financial Services
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 1 $ 207,000
Allen Mortgage, LLC
P.O. BOX 1168
CENTENNIAL PARK, AZ 86021
* $ 10,000,000 1 $ 115,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 146,000
Intermountain Industries Inc
2474 PATTERSON ROAD, STE. 200
GRAND JUNCTION, CO 81505
* $ 1,354,081,000 1 $ 101,000
American General Fin.Serv.(De)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 10,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 1 $ 155,000
American Interbanc Mortgage, Llc.
4 PARK PLAZA #650
IRVINE, CA 92614
* $ 6,512,000 1 $ 132,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 84,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 174,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ 10,000,000 1 $ 163,000

The tables below break down 2008 mortgage applications in Sevier County, UT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Sevier County, UT in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,067 $144,976,000 $135,000 $405,000 $55,000 $745,000
Home Purchase 378 $52,274,000 $138,000 $660,000 $56,000 $310,000
Home Improvement 86 $5,823,000 $67,000 $344,000 $66,000 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,287 $167,789,000 $130,000 $660,000 $59,000 $600,000
Not applicable 124 $19,954,000 $160,000 $344,000 $14,000 $118,000
Not Provided 71 $9,597,000 $135,000 $405,000 $75,000 $745,000
Hispanic 30 $3,610,000 $120,000 $267,000 $53,000 $246,000
Black or African American 6 $756,000 $126,000 $214,000 $47,000 $67,000
American Indian or Alaskan Native 5 $456,000 $91,000 $145,000 $49,000 $74,000
Asian 4 $613,000 $153,000 $175,000 $45,000 $58,000
Native Hawaiian or Other Pacific Islander 4 $298,000 $74,000 $135,000 $33,000 $51,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,188 $155,625,000 $130,000 $660,000 $59,000 $745,000
FHA-insured (Federal Housing Administration) 294 $40,324,000 $137,000 $276,000 $47,000 $207,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 41 $5,970,000 $145,000 $238,000 $27,000 $83,000
VA-guaranteed (Veterans Administration) 8 $1,154,000 $144,000 $202,000 $31,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 649 $84,585,000 $130,000 $400,000 $60,000 $310,000
Application Denied By Financial Institution 327 $39,572,000 $121,000 $660,000 $58,000 $745,000
Loan Purchased By The Institution 282 $43,755,000 $155,000 $360,000 $39,000 $239,000
Application Approved But Not Accepted 139 $19,804,000 $142,000 $360,000 $61,000 $226,000
Application Withdrawn By Applicant 108 $12,532,000 $116,000 $285,000 $65,000 $286,000
File Closed For Incompleteness 26 $2,825,000 $108,000 $261,000 $53,000 $120,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 91 $8,567,000 $94,000 $347,000 $55,000 $600,000
Collateral 58 $7,753,000 $133,000 $660,000 $59,000 $180,000
Debt-To-Income Ratio 43 $5,444,000 $126,000 $318,000 $39,000 $93,000
Other 19 $1,770,000 $93,000 $204,000 $53,000 $239,000
Credit Application Incomplete 13 $2,396,000 $184,000 $338,000 $68,000 $139,000
Unverifiable Information 8 $831,000 $103,000 $189,000 $55,000 $144,000
Employment History 3 $411,000 $137,000 $226,000 $64,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 3 $320,000 $106,000 $135,000 $39,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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