Shackelford County, TX Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 78 mortgage applications in Shackelford County, TX totaling $8.9 million, up 11% from 2013. The average application was for $113,000, and applicants reported an average income of $97,000. 58% of applications resulted in an originated loan and 17% were denied. The most active lender was First Financial Bank, with 28 applications, followed by 21st Mortgage and US Bank, N.A..

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Total Number of Mortgage Applications 78
Total Mortgage Loan Application Amount $8,871,000
Average Mortgage Loan Application Amount $113,000
Highest Mortgage Loan Application Amount $379,000
Average Applicant Income $97,000
Highest Applicant Income $718,000

Mortgage Company List for Lending in Shackelford County, TX for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ 5,194,987,000 28 $ 2,475,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 9 $ 507,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 4 $ 605,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 4 $ 774,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 3 $ 280,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 3 $ 827,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 533,000
American Homestar Mortgage, LLC
2450 SOUTH SHORE BLVD., SUITE 301
LEAGUE CITY, TX 77573
* $ 47,278,000 2 $ 384,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 2 $ 118,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 2 $ 265,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 2 $ 294,000
Abilene Teachers FCU
P.O. BOX 5706
ABILENE, TX 79606
* $ 371,534,000 2 $ 48,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ 427,619,000 1 $ 145,000
Aspire Financial Inc
4100 ALPHA RD #112
DALLAS, TX 75244
* $ 10,000,000 1 $ 216,000
Texas Bank Financial
901 SANTA FE DRIVE
WEATHERFORD, TX 76086
* $ 108,891,000 1 $ 73,000
First Abilene Federal Credit Union
1118 PINE ST
ABILENE, TX 79601
* $ 61,257,000 1 $ 184,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 155,000
Interbank
4921 NORTH MAY AVENUE
OKLAHOMA CITY, OK 73112
* $ 2,161,353,000 1 $ 104,000
Haskell National Bank
P.O. BOX 998
HASKELL, TX 79521
* $ 72,613,000 1 $ 30,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 1 $ 76,000
Ntfn, Inc.
700 STATE HIGHWAY 121, SUITE 100
PLANO, TX 75067
* $ 10,000,000 1 $ 255,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ 917,364,000 1 $ 42,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ 1,543,699,000 1 $ 158,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 88,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 1 $ 119,000

The tables below break down 2014 mortgage applications in Shackelford County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Shackelford County, TX in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 46 $5,113,000 $111,000 $225,000 $79,000 $234,000
Refinancing 18 $3,277,000 $182,000 $379,000 $161,000 $718,000
Home Improvement 14 $481,000 $34,000 $203,000 $71,000 $145,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 64 $6,986,000 $109,000 $379,000 $97,000 $597,000
Not Provided 7 $859,000 $122,000 $320,000 $177,000 $718,000
Not applicable 6 $1,020,000 $170,000 $225,000 $0 $0
Hispanic 1 $6,000 $6,000 $6,000 $112,000 $112,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 65 $7,308,000 $112,000 $379,000 $102,000 $718,000
FHA-insured (Federal Housing Administration) 11 $1,277,000 $116,000 $192,000 $69,000 $139,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $158,000 $158,000 $158,000 $40,000 $40,000
VA-guaranteed (Veterans Administration) 1 $128,000 $128,000 $128,000 $82,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 45 $4,897,000 $108,000 $379,000 $102,000 $597,000
Application Denied By Financial Institution 13 $1,510,000 $116,000 $320,000 $117,000 $718,000
Loan Purchased By The Institution 11 $1,766,000 $160,000 $255,000 $51,000 $237,000
Application Approved But Not Accepted 8 $482,000 $60,000 $80,000 $89,000 $150,000
Application Withdrawn By Applicant 1 $216,000 $216,000 $216,000 $144,000 $144,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4 $458,000 $114,000 $192,000 $72,000 $108,000
Debt-To-Income Ratio 3 $207,000 $69,000 $192,000 $60,000 $72,000
Collateral 2 $358,000 $179,000 $320,000 $374,000 $718,000
Credit Application Incomplete 1 $225,000 $225,000 $225,000 $144,000 $144,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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