Shawano County, WI Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 1,840 mortgage applications in Shawano County, WI totaling $251.4 million, down 33% from 2021. The average application was for $136,000, and applicants reported an average income of $89,000. 70% of applications resulted in an originated loan and 11% were denied. The most active lender was Covantage Credit Union, with 610 applications, followed by Fox Communities Credit Union and Capital Credit Union.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,840
Total Mortgage Loan Application Amount $251,430,000
Average Mortgage Loan Application Amount $136,000
Highest Mortgage Loan Application Amount $1,745,000
Average Applicant Income $89,000
Highest Applicant Income $2,746,000

Mortgage Company List for Lending in Shawano County, WI for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ 2,634,030,000 610 $ 57,660,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ 2,452,637,000 134 $ 15,530,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ 2,209,339,000 128 $ 15,900,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 35,057,609,000 73 $ 9,415,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ 4,925,306,000 42 $ 5,790,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 166,652,719,000 40 $ 4,050,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 35 $ 4,265,000
Premier Community Bank
230 MAVIS ROAD
MARION, WI 54950
* $ 432,626,000 35 $ 6,175,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ 7,686,307,000 29 $ 6,545,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ 2,937,545,000 25 $ 4,145,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 23 $ 4,115,000
Inlanta Mortgage, Inc.
W239 N3490 PEWAUKEE ROAD, STE.200
PEWAUKEE, WI 53072
* $ -1,000 22 $ 2,750,000
Bay Bank
2555 PACKERLAND DRIVE
GREEN BAY, WI 54313
* $ 216,826,000 19 $ 2,315,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 18 $ 3,080,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 17 $ 2,685,000
Abbybank
401 E SPRUCE STREET PO BOX 648
ABBOTSFORD, WI 54405
* $ 644,590,000 16 $ 3,560,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 1,046,374,000 16 $ 1,540,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 15 $ 2,835,000
Cherry Creek Mortgage, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 14 $ 2,530,000
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ 4,830,582,000 13 $ 2,445,000
Greenstone Farm Credit Services
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 13 $ 3,755,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ 6,049,532,000 13 $ 4,565,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 13 $ 1,915,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 13 $ 2,545,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 13 $ 835,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 12 $ 2,050,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 12 $ 770,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 11 $ 2,125,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 11 $ 1,815,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 11 $ 2,025,000
Pcm Credit Union
601 WILLARD DRIVE
GREEN BAY, WI 54304
* $ 358,033,000 10 $ 1,250,000
Bank of Luxemburg
630 MAIN ST
LUXEMBURG, WI 54217
* $ 535,277,000 10 $ 2,550,000
Cloverbelt Credit Union
110 MCINDOE ST, PO BOX 659
WAUSAU, WI 54402
* $ 300,302,000 9 $ 985,000
North Shore Bank
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ 2,587,926,000 9 $ 865,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 8 $ 1,230,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 8 $ 1,720,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 8 $ 1,300,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ 5,849,777,000 8 $ 2,860,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 7 $ 1,285,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 7 $ 1,705,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 7 $ 945,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 7 $ 1,135,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 7 $ 975,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 6 $ 1,090,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 6 $ 240,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 6 $ 1,280,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 6 $ 1,050,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 6 $ 1,060,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 6 $ 1,160,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 4,833,920,000 6 $ 950,000
Denmark State Bank
103 E MAIN ST/PO BOX 130
DENMARK, WI 54208
* $ 685,479,000 5 $ 945,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ 1,473,594,000 5 $ 405,000
Blc Community Bank
206 E MAIN ST
LITTLE CHUTE, WI 54140
* $ 317,519,000 5 $ 645,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 5 $ 995,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ 1,553,593,000 5 $ 875,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 760,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 4 $ 400,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 4 $ 470,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 3 $ 545,000
Intercity State Bank
962 GRAND AVE
SCHOFIELD, WI 54476
* $ 241,076,000 3 $ 455,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 3 $ 625,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 3 $ 45,000
Peoples State Bank
P O BOX 1686, 1905 STEWART AVE
WAUSAU, WI 54401
* $ 1,292,601,000 3 $ 605,000
Wolf River Community Bank
309 E MAIN ST
HORTONVILLE, WI 54944
* $ 261,005,000 3 $ 775,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 3 $ 835,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ -1,000 3 $ 335,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 355,000
East Wisconsin Savings Bank
109 W 2ND ST
KAUKAUNA, WI 54130
* $ 291,297,000 3 $ 435,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ 3,058,640,000 3 $ 325,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 655,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 3 $ 755,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ -1,000 3 $ 345,000
Civic Financial Services, LLC
2015 MANHATTAN BEACH BLVD STE 106
GLENDALE, CA 90278
* $ -1,000 3 $ 375,000
Prospera Credit Union
4830 N BALLARD RD
APPLETON, WI 54913
* $ 347,617,000 3 $ 535,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 645,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 3 $ 455,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 3 $ 375,000
N.E.W. Credit Union
301 JACKSON ST
OCONTO FALLS, WI 54154
* $ 155,391,000 3 $ 545,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 2 $ 480,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 589,632,000 2 $ 240,000
Marathon Bank
500 SCOTT ST
WAUSAU, WI 54403
* $ 215,483,000 2 $ 970,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 380,000
West Pointe Bank
1750 WITZEL AVE
OSHKOSH, WI 54902
* $ 320,391,000 2 $ 180,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 170,000
Kohler Credit Union
905 S TAYLOR DR
SHEBOYGAN, WI 53083
* $ 570,391,000 2 $ 510,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ 2,669,145,000 2 $ 100,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ 1,758,190,000 2 $ 390,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 230,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 790,000
Peshtigo National Bank
250 FRENCH STREET
PESHTIGO, WI 54157
* $ 278,033,000 2 $ 480,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 2 $ 620,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ -1,000 2 $ 520,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 796,563,000 2 $ 330,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 2 $ 550,000
Bristol Morgan Bank
103 S. MAIN ST., PO BOX 128
OAKFIELD, WI 53065
* $ 178,578,000 2 $ 270,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 2 $ 180,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 2 $ 230,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 155,000
Valley Communities Credit Union
1105 WESTERN AVE
MOSINEE, WI 54455
* $ 226,953,000 1 $ 155,000
Hometown Bank
80 SHEBOYGAN ST
FOND DU LAC, WI 54935
* $ 657,686,000 1 $ 35,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ -1,000 1 $ 365,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 1 $ 375,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 1 $ 155,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 1 $ 175,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 155,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 95,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 145,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 125,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 85,000
American National Bank Fox Cities
2200 N RICHMOND ST
APPLETON, WI 54911
* $ 357,442,000 1 $ 155,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 1 $ 195,000
Forte Bank
116 WEST SUMNER STREET P.O. BOX 270106
HARTFORD, WI 53027
* $ 323,325,000 1 $ 1,505,000
First Premier Bank
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57104
* $ 2,889,083,000 1 $ 45,000
Watermark Capital, Inc.
100 SPECTRUM CENTER DR STE 150
IRVINE, CA 92618
* $ -1,000 1 $ 185,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 15,151,012,000 1 $ 135,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 1 $ 45,000
Park City Credit Union
501 S PINE RIDGE AVE
MERRILL, WI 54452
* $ 320,383,000 1 $ 55,000
Oak Bank
5951 MCKEE ROAD STE 100
FITCHBURG, WI 53719
* $ 432,669,000 1 $ 85,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 1 $ 645,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 305,000
Community State Bank
1500 MAIN STREET
UNION GROVE, WI 53182
* $ 614,498,000 1 $ 85,000
Dmb Community Bank
321 N MAIN ST
DEFOREST, WI 53532
* $ 645,966,000 1 $ 1,745,000
Cleveland State Bank
1250 W. WASHINGTON AVE
CLEVELAND, WI 53015
* $ 176,586,000 1 $ 555,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 345,000
Tri City National Bank
6400 S 27TH ST
OAK CREEK, WI 53154
* $ 2,057,266,000 1 $ 275,000
First Centennial Mortgage Corporation
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 1 $ 185,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 65,000
Crossbridge Community Bank
15 E WISCONSIN AVE
TOMAHAWK, WI 54487
* $ 203,586,000 1 $ 325,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 1 $ 155,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 295,000
Mortgage Center Lc
26555 EVERGREEN RD SUITE 900
SOUTHFIELD, MI 48076
* $ -1,000 1 $ 225,000
Capitol Federal Savings Bank
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,624,571,000 1 $ 245,000
State Bank of Chilton
26 E. MAIN ST PO BOX 149
CHILTON, WI 53014
* $ 415,559,000 1 $ 335,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 115,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 870,500,000 1 $ 115,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ -1,000 1 $ 395,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 165,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERLIN, WI 54923
* $ 602,553,000 1 $ 1,105,000
Trustone Financial Credit Union
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 3,979,767,000 1 $ 65,000
Greenstone Farm Credit Services
5285 W US-223
EAST LANSING, MI 48823
* $ -1,000 1 $ 15,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 155,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 1 $ 165,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 1 $ 235,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 1,758,936,000 1 $ 115,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ -1,000 1 $ 115,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 20,248,406,000 1 $ 385,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 185,000
Homestead Funding Corp.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 95,000
Mission Loans, LLC

IRVINE, CA 92612
* $ -1,000 1 $ 115,000
Royal Credit Union
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54702
* $ 4,046,578,000 1 $ 185,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 9,729,918,000 1 $ 365,000
Bethpage Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 1 $ 15,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 1 $ 25,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 145,000
A+ Mortgage Services, Inc.
W188S7820 RACINE AVE SUITE 100
MUSKEGO, WI 53150
* $ -1,000 1 $ 385,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 1 $ 115,000
Westbury Bank
200 S MAIN ST
WEST BEND, WI 53095
* $ 915,250,000 1 $ 115,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 155,000

The tables below break down 2022 mortgage applications in Shawano County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Shawano County, WI in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 714 $131,350,000 $183,000 $1,745,000 $97,000 $2,454,000
Cash-out Refinancing 400 $54,670,000 $136,000 $1,745,000 $73,000 $253,000
Refinancing 348 $41,600,000 $119,000 $1,505,000 $90,000 $2,746,000
Other Purpose 264 $15,490,000 $58,000 $505,000 $89,000 $1,994,000
Home Improvement 110 $8,010,000 $72,000 $355,000 $88,000 $332,000
Not Applicable 4 $310,000 $77,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,349 $184,095,000 $136,000 $1,095,000 $91,000 $2,746,000
Not Provided 297 $30,165,000 $101,000 $505,000 $83,000 $1,994,000
Not applicable 99 $24,535,000 $247,000 $1,745,000 $163,000 $225,000
American Indian or Alaskan Native 67 $8,185,000 $122,000 $535,000 $66,000 $180,000
Hispanic 22 $3,500,000 $159,000 $535,000 $95,000 $563,000
Asian 3 $525,000 $175,000 $315,000 $78,000 $104,000
Black or African American 2 $270,000 $135,000 $155,000 $38,000 $45,000
Native Hawaiian or Other Pacific Islander 1 $155,000 $155,000 $155,000 $78,000 $78,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,628 $214,850,000 $131,000 $1,745,000 $91,000 $2,746,000
FHA-insured (Federal Housing Administration) 107 $18,105,000 $169,000 $405,000 $62,000 $132,000
VA-guaranteed (Veterans Administration) 78 $14,700,000 $188,000 $405,000 $67,000 $146,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 27 $3,775,000 $139,000 $245,000 $56,000 $125,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,288 $179,580,000 $139,000 $1,745,000 $93,000 $2,746,000
Application Denied By Financial Institution 203 $19,895,000 $98,000 $405,000 $60,000 $254,000
Application Withdrawn By Applicant 171 $25,215,000 $147,000 $1,745,000 $86,000 $858,000
Application Approved But Not Accepted 65 $10,025,000 $154,000 $1,095,000 $134,000 $2,454,000
File Closed For Incompleteness 54 $6,520,000 $120,000 $405,000 $58,000 $192,000
Loan Purchased By The Institution 54 $9,710,000 $179,000 $505,000 $107,000 $225,000
Preapproval Approved but not Accepted 5 $485,000 $97,000 $135,000 $52,000 $67,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,565 $218,185,000 $139,000 $1,745,000 $91,000 $2,746,000
Debt-To-Income Ratio 160 $21,330,000 $133,000 $1,505,000 $77,000 $766,000
Credit History 62 $6,020,000 $97,000 $405,000 $62,000 $195,000
Collateral 23 $2,935,000 $127,000 $325,000 $108,000 $254,000
Other 11 $965,000 $87,000 $205,000 $73,000 $160,000
Credit Application Incomplete 10 $1,350,000 $135,000 $265,000 $104,000 $215,000
Unverifiable Information 4 $380,000 $95,000 $155,000 $75,000 $144,000
Employment History 4 $210,000 $52,000 $145,000 $4,000 $16,000
Insufficient Cash (Downpayment, Closing Cost) 1 $55,000 $55,000 $55,000 $96,000 $96,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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