Shelby County, IL Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 370 mortgage applications in Shelby County, IL totaling $44.2 million, down 27% from 2021. The average application was for $119,000, and applicants reported an average income of $76,000. 49% of applications resulted in an originated loan and 18% were denied. The most active lender was First Mid Bank and Trust, NA, with 21 applications, followed by Petefish, Skiles, & Company Bank and Dieterich Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 370
Total Mortgage Loan Application Amount $44,220,000
Average Mortgage Loan Application Amount $119,000
Highest Mortgage Loan Application Amount $455,000
Average Applicant Income $76,000
Highest Applicant Income $950,000

Mortgage Company List for Lending in Shelby County, IL for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 5,951,048,000 21 $ 1,905,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 270,649,000 20 $ 2,500,000
Dieterich Bank
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 1,299,036,000 16 $ 1,670,000
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 12,827,680,000 13 $ 1,645,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 13 $ 2,615,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 12 $ 1,680,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 108,342,526,000 10 $ 820,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 8 $ 870,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,713,957,000 8 $ 760,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 7 $ 1,215,000
First National Bank of Waterloo
228 S. MAIN STREET, P.O. BOX 507
WATERLOO, IL 62298
* $ 820,391,000 7 $ 805,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 7 $ 755,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,779,504,000,000 6 $ 660,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 6 $ 680,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 6 $ 720,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 6 $ 660,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 5 $ 445,000
Scott State Bank
101 WEST MAIN STREET
BETHANY, IL 61914
* $ 200,956,000 5 $ 735,000
Decatur Earthmover Credit Union
260 WEST MARION AVENUE
FORSYTH, IL 62535
* $ 314,903,000 5 $ 275,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 848,859,000 5 $ 345,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 5 $ 945,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 5 $ 855,000
Hickory Point Bank & Trust
225 N WATER STREET
DECATUR, IL 62525
* $ 714,490,000 5 $ 735,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 5 $ 535,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 4 $ 490,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 4 $ 420,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 4 $ 570,000
Cnb Bank & Trust, N.A.
450 W SIDE SQ
CARLINVILLE, IL 62626
* $ 1,582,537,000 4 $ 550,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 4 $ 400,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 4 $ 480,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 560,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 375,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 3 $ 505,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 3 $ 255,000
The Peoples State Bank of Newton
100 W WASHINGTON ST
NEWTON, IL 62448
* $ 591,547,000 3 $ 385,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 235,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 695,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 7,434,242,000 3 $ 235,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 5,045,573,000 3 $ 415,000
Constitution Bank N.A.
PO BOX 310
HILLSBORO, IL 62049
* $ 522,001,000 3 $ 265,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,454,541,000 2 $ 270,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 2 $ 320,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 2 $ 190,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 2 $ 250,000
Town & Country Banc Mortgage Services, Inc.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ -1,000 2 $ 170,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 2 $ 200,000
The Fnb Community Bank
432 WEST GALLATIN STREET
VANDALIA, IL 62471
* $ 461,267,000 2 $ 100,000
Security Bank
510 E. MONROE ST
SPRINGFIELD, IL 62701
* $ 275,069,000 2 $ 370,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 259,436,000 2 $ 60,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 2 $ 140,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 2 $ 270,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 162,193,000,000 2 $ 340,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 2 $ 180,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 1 $ 125,000
Illinois State Police Federal Credit Union
730 ENGINEERING AVE.
SPRINGFIELD, IL 62703
* $ 122,074,000 1 $ 95,000
Scott Credit Union
101 CREDIT UNION WAY
EDWARDSVILLE, IL 62025
* $ 1,647,347,000 1 $ 175,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 1 $ 85,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ -1,000 1 $ 205,000
Germantown Trust & Savings Bank
205 N GERMANTOWN ROAD
BREESE, IL 62230
* $ 461,859,000 1 $ 75,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 145,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 45,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 165,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 1,432,330,000 1 $ 95,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 1,664,906,000 1 $ 125,000
First State Bank and Trust
201 W MAIN ST
MONTICELLO, IL 61856
* $ 328,770,000 1 $ 75,000
Iaa Credit Union
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 345,555,000 1 $ 85,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 15,432,095,000 1 $ 125,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 115,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 38,107,223,000 1 $ 265,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 155,000
Fcb Banks
800 BELT LINE ROAD
COLLINSVILLE, IL 62234
* $ 2,026,686,000 1 $ 305,000
Tower Federal Credit Union
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 4,068,592,000 1 $ 205,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 1 $ 85,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 1 $ 135,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 1 $ 205,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 1 $ 225,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 145,000
Ally Bank

CHARLOTTE, NC 28202
* $ 172,820,000,000 1 $ 195,000
United Fidelity Bank, FSB
PO BOX 1347
EVANSVILLE, IN 47706
* $ 2,879,591,000 1 $ 15,000
Alliance Community Bank
200 N WEST ST, PO BOX 319
PETERSBURG, IL 62675
* $ 363,292,000 1 $ 55,000
Catlin Bank
202 S SANDUSKY ST
CATLIN, IL 61817
* $ 83,819,000 1 $ 175,000
Town and Country Bank
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 907,478,000 1 $ 105,000
Lakeview Community Capital
4425 PONE DE LEON BLVD, MS 5-251
CORAL GABLES, FL 33146
* $ -1,000 1 $ 235,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 55,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 1 $ 155,000
Geneva Financial LLC
180 S ARIZONA AVE STE 310
CHANDLER, AZ 85225
* $ -1,000 1 $ 75,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 195,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 2,826,831,000 1 $ 85,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,669,227,000,000 1 $ 35,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 1 $ 5,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 145,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 125,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 1 $ 185,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 1 $ 85,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 1 $ 35,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 85,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 4,880,056,000 1 $ 165,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 1 $ 35,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 195,000
Longview Bank and Trust
600 E JASPER ST
MARSHALL, IL 62441
* $ 236,903,000 1 $ 205,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 275,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 1 $ 65,000
Studio Bank
124 12TH AVE S #400
NASHVILLE, TN 37203
* $ 610,884,000 1 $ 85,000

The tables below break down 2022 mortgage applications in Shelby County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Shelby County, IL in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 200 $26,760,000 $133,000 $455,000 $84,000 $950,000
Cash-out Refinancing 67 $8,705,000 $129,000 $365,000 $73,000 $219,000
Refinancing 56 $6,000,000 $107,000 $305,000 $59,000 $149,000
Other Purpose 31 $1,935,000 $62,000 $125,000 $66,000 $152,000
Home Improvement 12 $510,000 $42,000 $115,000 $72,000 $168,000
Not Applicable 4 $310,000 $77,000 $145,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 284 $32,770,000 $115,000 $455,000 $71,000 $368,000
Not Provided 42 $5,550,000 $132,000 $285,000 $100,000 $950,000
Not applicable 35 $4,405,000 $125,000 $395,000 $69,000 $69,000
Hispanic 5 $1,105,000 $221,000 $395,000 $126,000 $198,000
American Indian or Alaskan Native 2 $180,000 $90,000 $95,000 $115,000 $145,000
Asian 1 $175,000 $175,000 $175,000 $83,000 $83,000
Black or African American 1 $35,000 $35,000 $35,000 $53,000 $53,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 240 $27,610,000 $115,000 $455,000 $83,000 $950,000
FHA-insured (Federal Housing Administration) 60 $6,310,000 $105,000 $235,000 $53,000 $168,000
VA-guaranteed (Veterans Administration) 40 $6,970,000 $174,000 $395,000 $85,000 $198,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 30 $3,330,000 $111,000 $185,000 $47,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 180 $21,910,000 $121,000 $425,000 $88,000 $950,000
Application Denied By Financial Institution 67 $7,485,000 $111,000 $305,000 $59,000 $150,000
Application Withdrawn By Applicant 52 $6,170,000 $118,000 $455,000 $63,000 $265,000
Loan Purchased By The Institution 39 $5,295,000 $135,000 $395,000 $83,000 $118,000
File Closed For Incompleteness 22 $2,210,000 $100,000 $235,000 $61,000 $144,000
Application Approved But Not Accepted 9 $1,065,000 $118,000 $165,000 $67,000 $120,000
Preapproval Approved but not Accepted 1 $85,000 $85,000 $85,000 $102,000 $102,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 293 $35,595,000 $121,000 $455,000 $80,000 $950,000
Debt-To-Income Ratio 30 $3,660,000 $122,000 $365,000 $65,000 $196,000
Credit History 28 $2,810,000 $100,000 $235,000 $58,000 $103,000
Collateral 12 $1,350,000 $112,000 $175,000 $66,000 $105,000
Credit Application Incomplete 4 $640,000 $160,000 $265,000 $86,000 $150,000
Other 2 $70,000 $35,000 $35,000 $93,000 $150,000
Employment History 1 $95,000 $95,000 $95,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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