Stark County, ND Mortgage Lenders & HMDA Data, 2018

In 2018, lenders reported 1,449 mortgage applications in Stark County, ND totaling $350.7 million, up 4% from 2017. The average application was for $242,000, and applicants reported an average income of $97,000. 57% of applications resulted in an originated loan and 8% were denied. The most active lender was Bank of England, with 171 applications, followed by Dakota Community Bank & Trust, NA and Wells Fargo Bank NA.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,449
Total Mortgage Loan Application Amount $350,725,000
Average Mortgage Loan Application Amount $242,000
Highest Mortgage Loan Application Amount $8,775,000
Average Applicant Income $97,000
Highest Applicant Income $426,000

Mortgage Company List for Lending in Stark County, ND for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 316,352,000 171 $ 41,855,000
Dakota Community Bank & Trust, NA
608 MAIN STREET
HEBRON, ND 58638
* $ 763,899,000 135 $ 29,085,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,747,398,000,000 126 $ 37,070,000
Gate City Bank
500 2ND AVE N
FARGO, ND 58102
* $ 2,064,412,000 99 $ 17,465,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 83 $ 16,695,000
Western Cooperative Credit Union
PO BOX 2237/1300 BISON DR
WILLISTON, ND 58801
* $ 328,055,000 62 $ 10,990,000
Bravera Bank
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 1,353,238,000 57 $ 11,425,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 44 $ 10,470,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 38 $ 9,180,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ -1,000 38 $ 9,400,000
Dacotah Bank
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57401
* $ 2,396,553,000 33 $ 20,425,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 28 $ 6,180,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 28 $ 5,830,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 27 $ 6,145,000
Cornerstone Bank
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 838,911,000 24 $ 2,880,000
Choice Financial Group
4501 23RD AVE S
FARGO, ND 58104
* $ 1,249,881,000 21 $ 14,435,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 21 $ 5,335,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 20 $ 5,110,000
Kirkwood Bank & Trust Co.
2911 N 14TH STREET
BISMARCK, ND 58503
* $ 243,911,000 17 $ 3,375,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 15 $ 3,375,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 15 $ 3,935,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 12 $ 3,190,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 15,286,549,000 11 $ 2,645,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 11 $ 1,985,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,086,583,000 11 $ 595,000
Suntrust Banks, Inc.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 10 $ 2,740,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 10 $ 2,620,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 10 $ 2,250,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 8 $ 1,110,000
Bremer Bank NA
372 SAINT PETER STREET
SAINT PAUL, MN 55102
* $ 11,915,259,000 8 $ 1,400,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 25,054,739,000 8 $ 2,240,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 8 $ 1,380,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 8 $ 1,190,000
Bank of the West
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 89,765,667,000 8 $ 970,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 98,729,134,000 8 $ 660,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 8 $ 1,820,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 7 $ 1,385,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 7 $ 1,645,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 4,724,296,000 6 $ 1,890,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 6 $ 1,690,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 6 $ 1,290,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 6 $ 1,020,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 6 $ 1,370,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 6 $ 1,590,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 6 $ 1,420,000
Blackridgebank
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 446,870,000 5 $ 1,305,000
Sovereign Lending Group Inc.

NEWPORT BEACH, CA 92660
* $ -1,000 5 $ 1,345,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 5 $ 965,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 5 $ 1,385,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 5 $ 1,245,000
First International Bank & Trust
1600 S BDWAY
MINOT, ND 58701
* $ 2,463,284,000 4 $ 1,390,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 4 $ 1,010,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 4 $ 780,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 4 $ 1,080,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 3 $ 685,000
Flagstar Bank NA

TROY, MI 49098
* $ 16,855,693,000 3 $ 765,000
Premia Mortgage, LLC

CHICAGO, IL 60613
* $ -1,000 3 $ 595,000
BNC National Bank

BISMARCK, ND 58501
* $ 945,013,000 3 $ 995,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 245,000
Truity Federal Credit Union
501 S JOHNSTONE
BARTLESVILLE, OK 74003
* $ 776,142,000 2 $ 770,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,364,710,000 2 $ 130,000
Pioneer Bank & Trust
125 E COLORADO BLVD STE 1A
SPEARFISH, SD 57783
* $ 655,146,000 2 $ 380,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 2 $ 560,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 820,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 631,522,000 2 $ 410,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 460,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 640,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 2 $ 170,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 650,256,000 2 $ 300,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 490,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 827,634,000 2 $ 570,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 2 $ 430,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 2 $ 330,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 2 $ 570,000
First Western Bank & Trust
900 SOUTH BROADWAY
MINOT, ND 58701
* $ 1,075,212,000 1 $ 265,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 305,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 65,127,000,000 1 $ 205,000
Peoples Bank
9204 COLUMBIA AVE.
MUNSTER, IN 46321
* $ 924,597,000 1 $ 75,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 860,441,000 1 $ 85,000
Valley Mortgage, Inc.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ -1,000 1 $ 255,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 2,002,887,000 1 $ 295,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 4,510,197,000 1 $ 195,000
Sofi Mortgage, LLC
6175 MAIN STREET, SUITE 490
FRISCO, TX 75034
* $ -1,000 1 $ 185,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 165,000
Tcf National Bank
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,020,511,000 1 $ 235,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 285,000
Cambria Financial Group
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ -1,000 1 $ 295,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 5,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,787,790,000 1 $ 265,000
Alerus Financial NA
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,134,927,000 1 $ 455,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 3,522,047,000 1 $ 195,000
Bay Equity LLC

DETROIT, MI 48226
* $ -1,000 1 $ 235,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 30,422,051,000 1 $ 4,155,000
First Western Trust Bank
1900 16TH STREET SUITE #500
DENVER, CO 80202
* $ 953,120,000 1 $ 245,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 363,702,000 1 $ 385,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 1 $ 265,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 1 $ 355,000
Western State Bank
755 13TH AVE E
DEVILS LAKE, ND 58301
* $ 1,044,941,000 1 $ 265,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 629,025,000 1 $ 305,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 315,000
Starion Bank
109 1ST STREET NW
MANDAN, ND 58554
* $ 1,262,449,000 1 $ 135,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 955,028,000 1 $ 385,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 240,467,000 1 $ 305,000
Department of the Interior FCU
12201 SUNRISE VALLEY DR
WASHINGTON, DC 20240
* $ 185,598,000 1 $ 45,000

The tables below break down 2018 mortgage applications in Stark County, ND by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Stark County, ND in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 934 $216,490,000 $231,000 $4,155,000 $96,000 $426,000
Cash-out Refinancing 210 $46,800,000 $222,000 $655,000 $93,000 $325,000
Refinancing 206 $78,330,000 $380,000 $8,775,000 $101,000 $323,000
Home Improvement 44 $3,530,000 $80,000 $495,000 $122,000 $425,000
Other Purpose 41 $3,375,000 $82,000 $375,000 $101,000 $325,000
Not Applicable 14 $2,200,000 $157,000 $295,000 $91,000 $141,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,088 $234,110,000 $215,000 $1,055,000 $97,000 $426,000
Not applicable 209 $85,425,000 $408,000 $8,775,000 $100,000 $325,000
Not Provided 93 $17,955,000 $193,000 $485,000 $93,000 $212,000
Hispanic 37 $8,715,000 $235,000 $455,000 $86,000 $158,000
American Indian or Alaskan Native 7 $1,325,000 $189,000 $385,000 $143,000 $391,000
Asian 7 $1,545,000 $220,000 $285,000 $132,000 $234,000
Black or African American 6 $1,240,000 $206,000 $225,000 $89,000 $115,000
Native Hawaiian or Other Pacific Islander 1 $75,000 $75,000 $75,000 $32,000 $32,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 931 $228,715,000 $245,000 $8,775,000 $107,000 $426,000
FHA-insured (Federal Housing Administration) 267 $65,135,000 $243,000 $8,415,000 $79,000 $229,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 152 $30,750,000 $202,000 $415,000 $69,000 $125,000
VA-guaranteed (Veterans Administration) 99 $26,125,000 $263,000 $495,000 $88,000 $174,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 831 $203,635,000 $245,000 $8,775,000 $100,000 $426,000
Loan Purchased By The Institution 289 $72,315,000 $250,000 $495,000 $103,000 $325,000
Application Withdrawn By Applicant 175 $38,635,000 $220,000 $955,000 $95,000 $320,000
Application Denied By Financial Institution 109 $26,315,000 $241,000 $8,415,000 $75,000 $302,000
Application Approved But Not Accepted 25 $6,025,000 $241,000 $455,000 $99,000 $309,000
File Closed For Incompleteness 20 $3,800,000 $190,000 $335,000 $95,000 $180,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,266 $309,540,000 $244,000 $8,775,000 $99,000 $426,000
Debt-To-Income Ratio 100 $19,970,000 $199,000 $635,000 $98,000 $323,000
Credit History 26 $2,870,000 $110,000 $355,000 $64,000 $165,000
Credit Application Incomplete 17 $3,495,000 $205,000 $325,000 $75,000 $156,000
Collateral 14 $1,490,000 $106,000 $235,000 $70,000 $165,000
Other 12 $2,500,000 $208,000 $435,000 $98,000 $170,000
Insufficient Cash (Downpayment, Closing Cost) 5 $675,000 $135,000 $315,000 $74,000 $106,000
Unverifiable Information 4 $460,000 $115,000 $245,000 $56,000 $122,000
Employment History 4 $1,310,000 $327,000 $565,000 $146,000 $302,000
Mortgage Insurance Denied 1 $8,415,000 $8,415,000 $8,415,000 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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