Stephenson County IL
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage statistics and lending data for the Stephenson County IL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Stephenson County IL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,057
Total Mortgage Loan Application Amount $102,295,000
Average Mortgage Loan Application Amount $96,000
Highest Mortgage Loan Application Amount $775,000
Average Applicant Income $71,000
Highest Applicant Income $572,000

Mortgage Company List for Lending in Stephenson County IL for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 123 $ 8,685,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,689,351,000,000 66 $ 6,730,000
UNION SAVINGS BANK
223 W STEPHENSON ST
FREEPORT, IL 61032
* $ 154,942,000 63 $ 6,125,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 62 $ 3,140,000
MIDWEST COMMUNITY BANK
510 PARK CREST DR
FREEPORT, IL 61032
* $ 223,000,000 60 $ 5,750,000
NORTHWEST BANK OF ROCKFORD
3106 N ROCKTON AVE
ROCKFORD, IL 61103
* $ 276,110,000 51 $ 5,465,000
CORNERSTONE CREDIT UNION
550 W. MEADOWS DRIVE
FREEPORT, IL 61032
* $ 116,105,000 46 $ 2,390,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ -1,000 35 $ 1,955,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 187,387,000 25 $ 2,185,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 24 $ 2,970,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 20 $ 2,050,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 18 $ 2,530,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 17 $ 1,785,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 16 $ 1,320,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,015,112,000 14 $ 530,000
BANKERS' BANK
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ 720,844,000 14 $ 2,000,000
BLACKHAWK BANK
400 BROAD ST.
BELOIT, WI 53511
* $ 815,070,000 13 $ 2,435,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 13 $ 1,615,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 12 $ 1,180,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
ROLLING MEADOWS, IL 60008
* $ -1,000 11 $ 625,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 11 $ 1,065,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 11 $ 1,725,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 5,629,526,000 10 $ 690,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ -1,000 10 $ 960,000
FIRST COMMUNITY CU OF BELOIT
1702 PARK AVE
BELOIT, WI 53511
* $ 156,512,000 9 $ 825,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 9 $ 1,675,000
BYRON BANK
200 N WALNUT ST
BYRON, IL 61010
* $ 257,078,000 8 $ 1,010,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 7 $ 695,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 7 $ 795,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 7 $ 875,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 6 $ 380,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 6 $ 780,000
BMO HARRIS BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 123,147,670,000 6 $ 170,000
ILLINOIS STATE CREDIT UNION
1309 S CENTER
NORMAL, IL 61761
* $ 129,758,000 6 $ 350,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 485,000
THE BANK OF NEW GLARUS
501 FIRST STREET PO BOX 129
NEW GLARUS, WI 53574
* $ 286,745,000 5 $ 575,000
THE BANK OF BRODHEAD
806 E EXCHANGE ST.
BRODHEAD, WI 53520
* $ 153,750,000 5 $ 1,145,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 1,696,414,000 5 $ 235,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 5 $ 625,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 5 $ 1,055,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ -1,000 4 $ 800,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 4 $ 330,000
HERITAGE CREDIT UNION
1212 HUXLEY STREET
MADISON, WI 53704
* $ 350,874,000 4 $ 200,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 33,604,332,000 4 $ 490,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 4 $ 420,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 4 $ 360,000
FIRST CENTENNIAL MORTGAGE CORPORATION
2471 W SULLIVAN ROAD
AURORA, IL 60506
* $ -1,000 4 $ 510,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 205,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 3 $ 155,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 3 $ 175,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 3 $ 345,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
TROY, MI 48083
* $ -1,000 3 $ 455,000
FIRST NORTHERN CREDIT UNION
230 W MONROE, SUITE 2850
CHICAGO, IL 60606
* $ 307,759,000 3 $ 325,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 635,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 3 $ 185,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 3 $ 355,000
THE FIRST NATIONAL BANK AND TRUST COMPANY
345 E GRAND AVE
BELOIT, WI 53511
* $ 1,153,351,000 3 $ 175,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 656,158,000 3 $ 345,000
LEND SMART MORTGAGE, LLC
3450 LEXINGTON AVE N
SHOREVIEW, MN 55126
* $ -1,000 3 $ 275,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 3 $ 265,000
SPRING EQ, LLC
2929 ARCH ST
PHILADELPHIA, PA 19104
* $ -1,000 2 $ 80,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 5,133,339,000 2 $ 150,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 15,430,682,000 2 $ 790,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ -1,000 2 $ 290,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 2 $ 370,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 18,466,868,000 2 $ 230,000
FIRST AMERICAN BANK
80 STRATFORD DRIVE
BLOOMINGDALE, IL 60108
* $ 5,324,440,000 2 $ 30,000
KEY MORTGAGE SERVICES, INC.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ -1,000 2 $ 270,000
ALLY BANK
2101, 300 EAST REXFORD RD
CHARLOTTE, NC 28211
* $ 159,291,000,000 2 $ 250,000
STILLMAN BANCCORP N.A.
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 435,474,000 2 $ 150,000
BANKUNITED, NATIONAL ASSOCIATION
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 2 $ 230,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 2 $ 140,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 2 $ 80,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 330,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 2 $ 540,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 2 $ 330,000
AMERICAN PORTFOLIO MORTGAGE CORPORATION
800 E NORTHWEST HIGHWAY SUITE 821
PALATINE, IL 60074
* $ -1,000 2 $ 240,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 130,000
FARMERS NATIONAL BANK
114 W THIRD ST
PROPHETSTOWN, IL 61277
* $ 683,864,000 2 $ 370,000
NEIGHBORHOOD LOANS, INC.
55 W. 22ND STREET SUITE 130
LOMBARD, IL 60148
* $ -1,000 2 $ 220,000
DURAND STATE BANK
PO BOX 537
DURAND, IL 61024
* $ 102,333,000 2 $ 130,000
GSF MORTGAGE CORPORATION
15430 W CAPITOL DRIVE
BROOKFIELD, WI 53005
* $ -1,000 2 $ 280,000
CITY NATIONAL BANK
555 SOUTH FLOWER STREET
LOS ANGELES, CA 90071
* $ 50,703,918,000 2 $ 240,000
RUHL MORTGAGE, LLC
1701 52ND AVENUE
MOLINE, IL 61265
* $ -1,000 1 $ 105,000
ASCENTRA
PO BOX 1107
BETTENDORF, IA 52722
* $ 405,453,000 1 $ 45,000
ILLINOIS BANK & TRUST
6855 E RIVERSIDE BLVD
ROCKFORD, IL 61114
* $ 804,907,000 1 $ 35,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 175,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 684,352,000 1 $ 155,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,011,136,000 1 $ 65,000
LENDERLIVE NETWORK, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 145,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ -1,000 1 $ 105,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 105,000
BLUELEAF LENDING, LLC
112 S SANGAMON STREET 2ND FLOOR
CHICAGO, IL 60607
* $ -1,000 1 $ 135,000
HOMESIDE FINANCIAL, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 155,000
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 348,812,000 1 $ 225,000
FAY FINANCIAL
400 S. LA SALLE STREET, STE 2000
CHICAGO, IL 60605
* $ -1,000 1 $ 115,000
THOMPSON KANE & COMPANY, LLC
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ -1,000 1 $ 235,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 124,716,588,000 1 $ 15,000
THRIVENT FEDERAL CREDIT UNION
625 FOURTH AVE S
MINNEAPOLIS, MN 55415
* $ 578,076,000 1 $ 75,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 7,183,022,000 1 $ 45,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 7,690,612,000 1 $ 45,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 1 $ 205,000
HOME STATE BANK, NATIONAL ASSOCIATION
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ 585,157,000 1 $ 775,000
ARVEST BANK
201 W WALNUT
ROGERS, AR 72756
* $ 18,449,940,000 1 $ 55,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,766,499,000 1 $ 485,000
ROCK VALLEY CREDIT UNION
1201 CLIFFORD AVE
LOVES PARK, IL 61111
* $ 111,374,000 1 $ 125,000
CREDIT UNION 1
200 E CHAMPAIGN AVENUE
RANTOUL, IL 61866
* $ 845,294,000 1 $ 85,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 25,000
OPEN MORTGAGE, LLC
14101 W. HWY 290 #1300
AUSTIN, TX 78737
* $ -1,000 1 $ 65,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 155,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,071,570,000 1 $ 85,000
WOODFORD STATE BANK
403 WEST 8TH STREET, PO BOX 766
MONROE, WI 53566
* $ 229,846,000 1 $ 65,000
TCF NATIONAL BANK
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 1 $ 55,000
PARKSIDE LENDING, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 1 $ 95,000
THE HARVARD STATE BANK
35 N AYER ST, PO BOX 40
HARVARD, IL 60033
* $ 229,095,000 1 $ 75,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 1 $ 115,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 1 $ 145,000
IAA CREDIT UNION
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 252,362,000 1 $ 85,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 826,876,000,000 1 $ 75,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 25,000
FIRST SOUTHERN BANK.
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 666,879,000 1 $ 25,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
BETHESDA, MD 20817
* $ 949,720,000 1 $ 155,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 95,000
HOMEXPRESS MORTGAGE CORP.
15641 RED HILL AVE., SUITE 205
TUSTIN, CA 92780
* $ -1,000 1 $ 165,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 115,000
RUSHMORE LOAN MANAGEMENT SERVICES LLC
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ -1,000 1 $ 125,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 2,029,298,000 1 $ 275,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 4,426,972,000 1 $ 25,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 1 $ 65,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 8,305,036,000 1 $ 125,000
ADVIA
550 S RIVERVIEW DR
PARCHMENT, MI 49004
* $ 1,749,023,000 1 $ 15,000
THE GREENWOOD'S STATE BANK
PO 159
LAKE MILLS, WI 53551
* $ 179,378,000 1 $ 235,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 1 $ 135,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 1 $ 255,000
HOMETOWN NATIONAL BANK
260 BUCKLIN STREET
LASALLE, IL 61301
* $ 227,816,000 1 $ 135,000
CONNEXUS CREDIT UNION
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 2,274,624,000 1 $ 25,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Stephenson County IL in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 561 $56,555,000 $100,000 $775,000 $65,000 $400,000
Refinancing 226 $21,330,000 $94,000 $755,000 $73,000 $452,000
Cash-out Refinancing 141 $18,355,000 $130,000 $345,000 $83,000 $572,000
Home Improvement 57 $2,045,000 $35,000 $165,000 $78,000 $202,000
Other Purpose 48 $2,130,000 $44,000 $245,000 $76,000 $300,000
Not Applicable 24 $1,880,000 $78,000 $175,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 798 $77,690,000 $97,000 $485,000 $71,000 $572,000
Not applicable 98 $10,250,000 $104,000 $775,000 $54,000 $110,000
Not Provided 78 $7,860,000 $100,000 $325,000 $78,000 $300,000
Black or African American 42 $3,380,000 $80,000 $435,000 $60,000 $203,000
Hispanic 35 $2,675,000 $76,000 $185,000 $58,000 $119,000
Asian 3 $125,000 $41,000 $85,000 $84,000 $146,000
American Indian or Alaskan Native 2 $130,000 $65,000 $65,000 $32,000 $43,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 730 $68,500,000 $93,000 $775,000 $77,000 $572,000
FHA-insured (Federal Housing Administration) 176 $16,420,000 $93,000 $325,000 $54,000 $186,000
VA-guaranteed (Veterans Administration) 82 $12,170,000 $148,000 $435,000 $61,000 $134,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 69 $5,205,000 $75,000 $155,000 $40,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 581 $59,185,000 $101,000 $775,000 $74,000 $572,000
Application Denied By Financial Institution 184 $13,860,000 $75,000 $485,000 $60,000 $300,000
Loan Purchased By The Institution 150 $14,900,000 $99,000 $285,000 $75,000 $191,000
Application Withdrawn By Applicant 99 $9,205,000 $92,000 $375,000 $67,000 $300,000
File Closed For Incompleteness 25 $3,075,000 $123,000 $325,000 $69,000 $188,000
Application Approved But Not Accepted 17 $1,895,000 $111,000 $255,000 $77,000 $155,000
Preapproval Denied by Financial Institution 1 $175,000 $175,000 $175,000 $56,000 $56,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 784 $78,840,000 $100,000 $775,000 $73,000 $572,000
Debt-To-Income Ratio 133 $13,475,000 $101,000 $345,000 $64,000 $347,000
Credit History 54 $3,570,000 $66,000 $235,000 $69,000 $300,000
Collateral 45 $3,315,000 $73,000 $485,000 $69,000 $293,000
Other 19 $1,435,000 $75,000 $245,000 $49,000 $157,000
Unverifiable Information 8 $750,000 $93,000 $345,000 $68,000 $90,000
Credit Application Incomplete 8 $540,000 $67,000 $125,000 $50,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 6 $370,000 $61,000 $155,000 $58,000 $177,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information back through 2003.

Download the Illinois Lender List