Union County, IA Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 262 mortgage applications in Union County, IA totaling $26.4 million, up 1% from 2016. The average application was for $100,000, and applicants reported an average income of $63,000. 55% of applications resulted in an originated loan and 24% were denied. The most active lender was Iowa Bankers Mortgage Corporation, with 88 applications, followed by Wells Fargo Bank NA and Freedom Mortgage Corporation.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 262
Total Mortgage Loan Application Amount $26,425,000
Average Mortgage Loan Application Amount $100,000
Highest Mortgage Loan Application Amount $430,000
Average Applicant Income $63,000
Highest Applicant Income $475,000

Mortgage Company List for Lending in Union County, IA for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Iowa Bankers Mortgage Corporation
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 88 $ 9,101,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 21 $ 1,655,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 7 $ 774,000
Castle & Cooke Mortgage, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 7 $ 464,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 6 $ 931,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 6 $ 755,000
American State Bank
1000 JEFFREYS DR
OSCEOLA, IA 50213
* $ 190,247,000 6 $ 283,000
Lincoln Savings Bank
301 WASHINGTON ST
REINBECK, IA 50669
* $ 950,755,000 5 $ 765,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 5 $ 543,000
Great Western Bank
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 11,418,149,000 4 $ 178,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 832,884,000 4 $ 489,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 4 $ 509,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 3 $ 456,000
Veridian Credit Union
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 3,101,783,000 3 $ 154,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ 689,786,000 3 $ 60,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 264,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ -1,000 3 $ 589,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 2 $ 278,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 283,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 2 $ 84,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 347,000
Farmers State Bank
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 850,565,000 2 $ 138,000
Premier Credit Union
800 9TH ST
DES MOINES, IA 50309
* $ 173,512,000 2 $ 100,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 91,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 2 $ 98,000
First Southern Bank
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 669,149,000 2 $ 86,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 2 $ 129,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ -1,000 2 $ 129,000
Farmers and Merchants State Bank
101 W JEFFERSON STREET
WINTERSET, IA 50273
* $ 199,994,000 2 $ 153,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 1 $ 100,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 1 $ 45,000
Luana Savings Bank
100 HARVEST DRIVE
LUANA, IA 52156
* $ 870,820,000 1 $ 39,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 1 $ 96,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 96,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 1 $ 430,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 119,000
Premier Lending Alliance
8831THOMAS AVE. SUITE 100
JOHNSTON, IA 50131
* $ -1,000 1 $ 55,000
Peoples Trust & Savings Bank
205 E MAIN ST
GRAND JUNCTION, IA 50107
* $ 320,779,000 1 $ 117,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 1 $ 190,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,850,010,000 1 $ 180,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 101,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 73,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,483,848,000 1 $ 73,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 1 $ 111,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 52,000
City State Bank
801 MAIN STREET
NORWALK, IA 50211
* $ 352,166,000 1 $ 40,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 1 $ 260,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 1 $ 57,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 11,254,182,000 1 $ 25,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ 1,451,607,000 1 $ 306,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 46,000
Union State Bank
611 W HWY 92
WINTERSET, IA 50273
* $ 87,886,000 1 $ 63,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 6,870,076,000 1 $ 263,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 1 $ 260,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 90,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 1 $ 54,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 1 $ 54,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 1 $ 42,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 1 $ 368,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 1 $ 113,000
Earlham Savings Bank
7300 LAKE DRIVE
WEST DES MOINES, IA 50266
* $ 280,447,000 1 $ 6,000
Greater Iowa Credit Union
801 LINCOLN WAY
AMES, IA 50010
* $ 402,500,000 1 $ 10,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 1 $ 76,000
American Mortgage Bank
3401 NW 63RD SUITE 620
OKLAHOMA CITY, OK 73116
* $ -1,000 1 $ 101,000

The tables below break down 2017 mortgage applications in Union County, IA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Union County, IA in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 132 $13,720,000 $103,000 $430,000 $62,000 $475,000
Refinancing 112 $11,867,000 $105,000 $368,000 $62,000 $298,000
Home Improvement 18 $838,000 $46,000 $203,000 $78,000 $192,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 210 $21,853,000 $104,000 $430,000 $70,000 $475,000
Not applicable 25 $2,033,000 $81,000 $260,000 $7,000 $100,000
Not Provided 23 $2,226,000 $96,000 $190,000 $58,000 $174,000
Hispanic 3 $143,000 $47,000 $85,000 $47,000 $53,000
Asian 1 $170,000 $170,000 $170,000 $92,000 $92,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 148 $16,400,000 $110,000 $430,000 $82,000 $475,000
FHA-insured (Federal Housing Administration) 47 $4,197,000 $89,000 $255,000 $37,000 $192,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $2,795,000 $71,000 $111,000 $35,000 $69,000
VA-guaranteed (Veterans Administration) 28 $3,033,000 $108,000 $250,000 $48,000 $112,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 143 $14,245,000 $99,000 $430,000 $67,000 $475,000
Application Denied By Financial Institution 64 $6,507,000 $101,000 $255,000 $69,000 $360,000
Loan Purchased By The Institution 26 $2,319,000 $89,000 $263,000 $19,000 $144,000
Application Withdrawn By Applicant 20 $2,624,000 $131,000 $400,000 $63,000 $174,000
File Closed For Incompleteness 6 $506,000 $84,000 $191,000 $104,000 $192,000
Application Approved But Not Accepted 3 $224,000 $74,000 $101,000 $37,000 $86,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 17 $1,985,000 $116,000 $254,000 $92,000 $360,000
Debt-To-Income Ratio 11 $1,121,000 $101,000 $200,000 $45,000 $116,000
Collateral 9 $836,000 $92,000 $180,000 $73,000 $212,000
Credit History 7 $650,000 $92,000 $255,000 $54,000 $120,000
Other 7 $691,000 $98,000 $190,000 $105,000 $298,000
Unverifiable Information 1 $85,000 $85,000 $85,000 $39,000 $39,000
Employment History 1 $103,000 $103,000 $103,000 $61,000 $61,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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