Vermilion Parish, LA Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 1,846 mortgage applications in Vermilion Parish, LA totaling $211.5 million, down 10% from 2016. The average application was for $114,000, and applicants reported an average income of $63,000. 54% of applications resulted in an originated loan and 20% were denied. The most active lender was Abbeville Building & Loan (A State-Chartered Savings Bank), with 166 applications, followed by Gulf Coast Bank and Bank of Abbeville and Trust Company.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,846
Total Mortgage Loan Application Amount $211,465,000
Average Mortgage Loan Application Amount $114,000
Highest Mortgage Loan Application Amount $825,000
Average Applicant Income $63,000
Highest Applicant Income $1,440,000

Mortgage Company List for Lending in Vermilion Parish, LA for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Abbeville Building & Loan (A State-Chartered Savings Bank)
1212 CHARITY STREET
ABBEVILLE, LA 70510
* $ 69,257,000 166 $ 25,884,000
Gulf Coast Bank
PO BOX DRAWER 490
ABBEVILLE, LA 70511
* $ 381,595,000 103 $ 7,701,000
Bank of Abbeville and Trust Company
PO BOX 340
ABBEVILLE, LA 70510
* $ 180,990,000 100 $ 5,975,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 99 $ 5,991,000
Iberiabank
285 WEST ESPLANADE AVENUE, 2ND FLOOR
KENNER, LA 70065
* $ 21,574,595,000 91 $ 6,882,000
Vermilion Bank & Trust Company
420 N CUSHING AVE
KAPLAN, LA 70548
* $ 130,920,000 87 $ 4,414,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 67 $ 4,666,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 59 $ 9,196,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 49 $ 7,688,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 39 $ 7,241,000
Kaplan State Bank
201 NORTH CUSHING AVENUE
KAPLAN, LA 70548
* $ 85,515,000 38 $ 1,948,000
Bank of Erath
105 W. EDWARDS ST. (P.O. DRAWER B)
ERATH, LA 70533
* $ 102,354,000 38 $ 2,238,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ -1,000 33 $ 5,893,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 30 $ 4,675,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 29 $ 3,097,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 27 $ 4,150,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 23 $ 2,497,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 286,080,320,000 23 $ 1,962,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 22 $ 2,475,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 22 $ 3,422,000
Home Bank National Association
PO BOX 81459, 503 KALISTE SALOOM RD.
LAFAYETTE, LA 70598
* $ 1,555,629,000 22 $ 2,492,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 19 $ 3,153,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 17 $ 2,395,000
Community First Bank
1101 EAST ADMIRAL DOYLE DRIVE
NEW IBERIA, LA 70560
* $ 326,918,000 17 $ 1,757,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 17 $ 2,179,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 16 $ 2,648,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 15 $ 2,530,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 15 $ 1,725,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 13 $ 1,566,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 13 $ 2,512,000
Eustis Mortgage Corp
1100 POYDRAS STREET SUITE 2525
NEW ORLEANS, LA 70115
* $ -1,000 13 $ 2,282,000
Tib, National Association
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,681,854,000 12 $ 2,051,000
Hometown Lenders, Inc.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ 0 12 $ 2,673,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 12 $ 1,360,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 12 $ 1,340,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 11 $ 405,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 11 $ 1,482,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 11 $ 1,642,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 10 $ 1,032,000
Bankers Mortgage Center, Inc.
909 NORTH 18TH STREET STE 110
MONROE, LA 71201
* $ -1,000 10 $ 1,483,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 9 $ 1,287,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 9 $ 298,000
The Bank
1304 N CUTTING AVENUE
JENNINGS, LA 70546
* $ 214,700,000 8 $ 978,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 8 $ 1,192,000
Farmers-Merchants Bank and Trust
100 SOUTH MAIN STREET
BREAUX BRIDGE, LA, LA 70517
* $ 286,187,000 8 $ 627,000
Midsouth Bank, National Association
102 VERSAILLES BLVD
LAFAYETTE, LA 70501
* $ 1,942,897,000 8 $ 222,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 8 $ 1,464,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 8 $ 1,026,000
Fidelity Bank
353 CARONDELET ST
NEW ORLEANS, LA 70130
* $ 772,562,000 8 $ 1,555,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 8 $ 1,069,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 7 $ 961,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ 0 7 $ 343,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 18,252,081,000 7 $ 1,009,000
Jd Bank
P O BOX 730
JENNINGS, LA 70546
* $ 806,845,000 7 $ 449,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 23,887,875,000 7 $ 961,000
Meritus Federal Credit Union
515 GUILBEAU ROAD
LAFAYETTE, LA 70506
* $ 199,375,000 7 $ 526,000
Rayne State Bank & Trust Company
200 SOUTH ADAMS AVENUE
RAYNE, LA 70578
* $ 350,405,000 7 $ 547,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 7 $ 1,269,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 1,366,050,000 7 $ 879,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,883,786,000 6 $ 257,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 6 $ 871,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 6 $ 940,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ -1,000 6 $ 731,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 1,977,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 739,000
1st Franklin Financial Corporation
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 5 $ 77,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 5 $ 835,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 5 $ 121,000
First Guaranty Bank
400 EAST THOMAS STREET
HAMMOND, LA 70401
* $ 1,497,639,000 5 $ 325,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 392,980,000 5 $ 145,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 5 $ 1,288,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 5 $ 748,000
Teche Bank & Trust Co.
606 SOUTH MAIN STREET
ST MARTINVILLE, LA 70582
* $ 99,933,000 5 $ 255,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 5 $ 681,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 5 $ 979,000
Tri-Parish Bank
P. O. BOX 1029
EUNICE, LA 70535
* $ 214,766,000 4 $ 341,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 4 $ 756,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 4 $ 567,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 4 $ 1,110,000
American Southwest Mortgage Funding Corp
5900 MOSTELLER DRIVE SUITE 8
OKLAHOMA CITY, OK 73112
* $ -1,000 4 $ 551,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 3 $ 620,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 1,850,010,000 3 $ 363,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 3 $ 553,000
Bank of Commerce & Trust Co.
P O BOX 246
CROWLEY, LA 70527
* $ 345,649,000 3 $ 69,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 3 $ 567,000
Rayne Building and Loan Association
P O BOX 46
RAYNE, LA 70578
* $ 62,695,000 3 $ 567,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 3 $ 404,000
Washington State Bank
103 NORTH MAIN STREET
WASHINGTON, LA 70589
* $ 169,645,000 3 $ 341,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 3 $ 791,000
Bank of Sunset and Trust Company
863 NAPOLEON AVE
SUNSET, LA 70584
* $ 125,570,000 3 $ 1,020,000
M C Bank & Trust Company
1201 BRASHEAR AVE.
MORGAN CITY, LA 70380
* $ 326,101,000 3 $ 424,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 2 $ 325,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 2 $ 118,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 218,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 2 $ 95,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 2 $ 233,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ -1,000 2 $ 256,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 2 $ 40,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 2 $ 251,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 2 $ 165,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 2 $ 142,000
Fay Servicing LLC

TAMPA, FL 33609
* $ -1,000 2 $ 215,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,186,502,000 2 $ 487,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 76,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 322,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 2 $ 310,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 21,301,361,000 2 $ 75,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 2 $ 214,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 204,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 2 $ 177,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 835,262,000 2 $ 288,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 2 $ 246,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 8,676,168,000 1 $ 67,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ -1,000 1 $ 219,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 266,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 149,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 1 $ 100,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 1 $ 197,000
Farmers State Bank & Trust Co.
110 W. PLAQUEMINE ST
CHURCH POINT, LA 70525
* $ 104,930,000 1 $ 28,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 81,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 112,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 1 $ 282,000
Mid-Continent Funding, Inc.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ 0 1 $ 38,000
City Savings Bank & Trust Company
301 NORTH PINE STREET
DERIDDER, LA 70634
* $ 324,724,000 1 $ 766,000
St Landry Bank & Trust Co
132 E LANDRY ST
OPELOUSAS, LA 70570
* $ 293,508,000 1 $ 73,000
Evangeline Bank & Trust Company
P.O. BOX 346--497 W. MAIN STREET
VILLE PLATTE, LA 70586
* $ 573,257,000 1 $ 15,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 85,000
Breco FCU
1850 S. SHERWOOD FOREST BLVD.
BATON ROUGE, LA 70816
* $ 49,575,000 1 $ 350,000
Forethought Life Insurance Company
10 WEST MARKET STREET STE. 2300
INDIANAPOLIS, IN 46204
* $ -1,000 1 $ 162,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 438,899,000 1 $ 51,000
America's Mortgage Resource
3317 N I-10 SERVICE RD
METAIRIE, LA 70002
* $ -1,000 1 $ 14,000
Goldwater Bank, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 131,174,000 1 $ 103,000
Woodforest National Bank
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 4,854,481,000 1 $ 1,000
Gibsland Bank & Trust
1246 3RD STREET
GIBSLAND, LA 71028
* $ 399,704,000 1 $ 656,000
Tinker Federal Credit Union
4140 W I-40
OKLAHOMA CITY, OK 73108
* $ 3,576,177,000 1 $ 82,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 14,723,604,000 1 $ 200,000
Gateway Mortgage Group, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ -1,000 1 $ 263,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 317,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 197,000
Xplore Federal Credit Union
5500 VETERANS MEMORIAL BLVD, STE 100
METAIRIE, LA 70003
* $ 147,066,000 1 $ 55,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 1 $ 130,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 96,000
Resource Bank
75033 HWY 21
COVINGTON, LA 70433
* $ 618,140,000 1 $ 100,000
American Bank & Trust Company
321 E LANDRY ST
OPELOUSAS, LA 70570
* $ 205,818,000 1 $ 90,000
University of Louisiana Federal Credit Union
PO BOX 43635
LAFAYETTE, LA 70504
* $ 44,904,000 1 $ 31,000
Texas Capital Bank, National Association
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 21,689,804,000 1 $ 317,000
Ussfcu
2750 EISENHOWER AVENUE
ALEXANDRIA, VA 22314
* $ 610,062,000 1 $ 70,000
Intercap Lending Inc
910 EAST 6600 SOUTH
SALT LAKE CITY, UT 84121
* $ -1,000 1 $ 65,000
Origin Bank

HOUSTON, TX 77024
* $ 4,051,724,000 1 $ 169,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 1 $ 83,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 1 $ 135,000
South Louisiana Bank
1362 WEST TUNNEL BLVD.
HOUMA, LA 70360
* $ 454,985,000 1 $ 148,000
The Union Bank Company
105 PROGRESSIVE DRIVE
COLUMBUS GROVE, OH 45830
* $ 631,716,000 1 $ 104,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 6,584,834,000 1 $ 49,000

The tables below break down 2017 mortgage applications in Vermilion Parish, LA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Vermilion Parish, LA in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 904 $114,368,000 $126,000 $556,000 $56,000 $380,000
Refinancing 662 $84,448,000 $127,000 $825,000 $72,000 $1,440,000
Home Improvement 280 $12,649,000 $45,000 $350,000 $67,000 $517,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,333 $155,890,000 $116,000 $825,000 $74,000 $1,440,000
Not applicable 187 $23,769,000 $127,000 $656,000 $3,000 $350,000
Black or African American 160 $11,016,000 $68,000 $272,000 $43,000 $146,000
Not Provided 93 $11,040,000 $118,000 $825,000 $61,000 $221,000
Asian 41 $6,473,000 $157,000 $825,000 $79,000 $517,000
Hispanic 24 $2,635,000 $109,000 $226,000 $71,000 $281,000
American Indian or Alaskan Native 5 $477,000 $95,000 $205,000 $135,000 $267,000
Native Hawaiian or Other Pacific Islander 3 $165,000 $55,000 $70,000 $70,000 $131,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,320 $135,596,000 $102,000 $825,000 $71,000 $1,440,000
FHA-insured (Federal Housing Administration) 267 $36,534,000 $136,000 $280,000 $47,000 $200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 137 $19,076,000 $139,000 $272,000 $29,000 $76,000
VA-guaranteed (Veterans Administration) 122 $20,259,000 $166,000 $384,000 $54,000 $244,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,005 $114,400,000 $113,000 $766,000 $71,000 $640,000
Application Denied By Financial Institution 360 $34,506,000 $95,000 $825,000 $58,000 $1,440,000
Application Withdrawn By Applicant 160 $21,651,000 $135,000 $799,000 $71,000 $300,000
Loan Purchased By The Institution 152 $22,875,000 $150,000 $424,000 $23,000 $350,000
File Closed For Incompleteness 107 $11,828,000 $110,000 $375,000 $56,000 $267,000
Application Approved But Not Accepted 61 $6,077,000 $99,000 $350,000 $65,000 $178,000
Preapproval Denied by Financial Institution 1 $128,000 $128,000 $128,000 $72,000 $72,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 51 $3,553,000 $69,000 $317,000 $57,000 $148,000
Debt-To-Income Ratio 36 $4,124,000 $114,000 $825,000 $59,000 $221,000
Other 16 $2,877,000 $179,000 $825,000 $78,000 $250,000
Collateral 15 $1,596,000 $106,000 $300,000 $55,000 $135,000
Credit Application Incomplete 13 $2,126,000 $163,000 $484,000 $110,000 $700,000
Employment History 5 $492,000 $98,000 $154,000 $34,000 $76,000
Insufficient Cash (Downpayment, Closing Cost) 2 $207,000 $103,000 $129,000 $41,000 $48,000
Unverifiable Information 2 $251,000 $125,000 $131,000 $93,000 $125,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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