Wayne County IL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Unlock detailed Wayne County IL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
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for all lenders based in Illinois.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 243 |
| Total Mortgage Loan Application Amount | $26,215,000 |
| Average Mortgage Loan Application Amount | $107,000 |
| Highest Mortgage Loan Application Amount | $645,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $362,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| PEOPLES NATIONAL BANK , N.A. 520 S 42ND ST MOUNT VERNON, IL 62864 |
* | $ 1,549,912,000 | 45 | $ 4,215,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ -1,000 | 37 | $ 4,095,000 |
| FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 1401 S. THIRD ST. TERRE HAUTE, IN 47802 |
* | $ 5,045,573,000 | 23 | $ 1,415,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 14 | $ 1,080,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,655,190,000 | 11 | $ 1,545,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 8 | $ 990,000 |
| COMMUNITY PARTNERS SAVINGS BANK 301 W MAIN ST SALEM, IL 62881 |
* | $ 240,750,000 | 7 | $ 405,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 7 | $ 1,125,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 5 | $ 465,000 |
| COMMUNITY BANC MORTGAGE CORPORATION 301 N MAIN SPRINGFIELD, IL 62629 |
* | $ -1,000 | 5 | $ 585,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 5 | $ 485,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 4 | $ 740,000 |
| LIBERTY 9520 ORMSBY STATION RD SUITE 20 EVANSVILLE, IN 40223 |
* | $ 2,826,831,000 | 4 | $ 390,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 209,696,785,000 | 3 | $ 285,000 |
| MORTON COMMUNITY BANK 721 W. JACKSON MORTON, IL 61550 |
* | $ 4,880,056,000 | 3 | $ 305,000 |
| ENDEAVOR CAPITAL, LLC. 14897 CLAYTON ROAD CHESTERFIELD, MO 63017 |
* | $ -1,000 | 3 | $ 385,000 |
| HEARTLAND BANK AND TRUST COMPANY 401 N HERSHEY RD BLOOMINGTON, IL 61704 |
* | $ 4,311,088,000 | 3 | $ 285,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,306,982,000,000 | 3 | $ 325,000 |
| MIDLAND STATES BANK 1201 NETWORK CENTRE DRIVE EFFINGHAM, IL 62401 |
* | $ 7,434,242,000 | 2 | $ 130,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 2 | $ 130,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 2 | $ 400,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 2 | $ 150,000 |
| LENOX FINANCIAL MORTGAGE CORPORATION 200 E. SANDPOINTE SUITE 800 SANTA ANA, CA 92707 |
* | $ -1,000 | 1 | $ 135,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 45,000 |
| THE FARMERS AND MERCHANTS NATIONAL BANK OF NASHVILLE 120 WEST ST. LOUIS STREET NASHVILLE, IL 62263 |
* | $ 242,401,000 | 1 | $ 55,000 |
| FIRSTTRUST HOME LOANS, INC. 906 SOUTH ROCK ST. SHERIDAN, AR 72150 |
* | $ -1,000 | 1 | $ 85,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 65,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 1 | $ 165,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 153,432,983,000 | 1 | $ 105,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 1 | $ 85,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,348,940,000 | 1 | $ 235,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 1 | $ 205,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 108,342,526,000 | 1 | $ 35,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ -1,000 | 1 | $ 195,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 117,378,701,000 | 1 | $ 55,000 |
| INTERCAP LENDING INC. 11781 S. LONE PEAK PARKWAY, SUITE 200 ESPANOLA, NM 84020 |
* | $ -1,000 | 1 | $ 205,000 |
| HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ -1,000 | 1 | $ 175,000 |
| NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ -1,000 | 1 | $ 85,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,779,504,000,000 | 1 | $ 55,000 |
| NEXBANK 2515 MCKINNEY AVENUE, SUITE 1100 DALLAS, TX 75201 |
* | $ 10,822,403,000 | 1 | $ 65,000 |
| FCB BANKS 800 BELT LINE ROAD COLLINSVILLE, IL 62234 |
* | $ 2,026,686,000 | 1 | $ 425,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS, KS 64114 |
* | $ 1,041,605,000 | 1 | $ 645,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 1 | $ 135,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 1 | $ 105,000 |
| SOVEREIGN LENDING GROUP INCORPORATED 3540 HOWARD WAY STE # 200 COSTA MESA, CA 92626 |
* | $ -1,000 | 1 | $ 175,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 1 | $ 125,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 2,177,145,000 | 1 | $ 85,000 |
| FIRST CENTENNIAL MORTGAGE CORPORATION 2471 W SULLIVAN ROAD CHICAGO, IL 60506 |
* | $ -1,000 | 1 | $ 145,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 65,000 |
| BANTERRA BANK 111 AIRWAY DRIVE MARION, IL 62959 |
* | $ 2,573,220,000 | 1 | $ 55,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 1 | $ 255,000 |
| GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 LITTLE ROCK, AR 63017 |
* | $ -1,000 | 1 | $ 65,000 |
| PETEFISH, SKILES & CO. 102 W. BEARDSTOWN ST. VIRGINIA, IL 62691 |
* | $ 270,649,000 | 1 | $ 65,000 |
| PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ -1,000 | 1 | $ 175,000 |
| BANKERS' BANK 7700 MINERAL POINT ROAD MADISON, WI 53717 |
* | $ 1,432,330,000 | 1 | $ 305,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Wayne County IL in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 172 | $19,470,000 | $113,000 | $645,000 | $69,000 | $362,000 |
| Refinancing | 40 | $3,820,000 | $95,000 | $205,000 | $88,000 | $217,000 |
| Cash-out Refinancing | 20 | $2,440,000 | $122,000 | $235,000 | $82,000 | $195,000 |
| Other Purpose | 8 | $400,000 | $50,000 | $165,000 | $55,000 | $100,000 |
| Home Improvement | 3 | $85,000 | $28,000 | $35,000 | $45,000 | $67,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 195 | $20,885,000 | $107,000 | $645,000 | $76,000 | $362,000 |
| Not Provided | 20 | $2,740,000 | $137,000 | $295,000 | $46,000 | $100,000 |
| Not applicable | 14 | $1,350,000 | $96,000 | $195,000 | $0 | $0 |
| Black or African American | 4 | $210,000 | $52,000 | $65,000 | $71,000 | $188,000 |
| Hispanic | 4 | $480,000 | $120,000 | $285,000 | $64,000 | $72,000 |
| American Indian or Alaskan Native | 3 | $365,000 | $121,000 | $205,000 | $88,000 | $196,000 |
| Asian | 3 | $185,000 | $61,000 | $65,000 | $40,000 | $43,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 175 | $17,755,000 | $101,000 | $425,000 | $77,000 | $362,000 |
| FHA-insured (Federal Housing Administration) | 31 | $3,245,000 | $104,000 | $295,000 | $51,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 24 | $4,100,000 | $170,000 | $645,000 | $84,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,115,000 | $85,000 | $155,000 | $39,000 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 101 | $11,205,000 | $110,000 | $645,000 | $79,000 | $362,000 |
| Application Denied By Financial Institution | 69 | $7,525,000 | $109,000 | $245,000 | $57,000 | $217,000 |
| Application Withdrawn By Applicant | 23 | $2,315,000 | $100,000 | $235,000 | $84,000 | $280,000 |
| File Closed For Incompleteness | 21 | $2,475,000 | $117,000 | $255,000 | $52,000 | $117,000 |
| Loan Purchased By The Institution | 18 | $1,730,000 | $96,000 | $195,000 | $119,000 | $297,000 |
| Application Approved But Not Accepted | 11 | $965,000 | $87,000 | $205,000 | $108,000 | $279,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 169 | $18,415,000 | $108,000 | $645,000 | $78,000 | $362,000 |
| Credit History | 32 | $3,810,000 | $119,000 | $245,000 | $71,000 | $217,000 |
| Debt-To-Income Ratio | 23 | $2,105,000 | $91,000 | $195,000 | $52,000 | $167,000 |
| Collateral | 10 | $930,000 | $93,000 | $165,000 | $44,000 | $75,000 |
| Unverifiable Information | 5 | $505,000 | $101,000 | $175,000 | $52,000 | $71,000 |
| Credit Application Incomplete | 2 | $300,000 | $150,000 | $155,000 | $86,000 | $115,000 |
| Other | 1 | $85,000 | $85,000 | $85,000 | $80,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $65,000 | $65,000 | $65,000 | $63,000 | $63,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.