Waynesboro County VA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019

Unlock detailed Waynesboro County VA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Virginia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,234
Total Mortgage Loan Application Amount $215,300,000
Average Mortgage Loan Application Amount $174,000
Highest Mortgage Loan Application Amount $16,885,000
Average Applicant Income $69,000
Highest Applicant Income $822,000

Mortgage Company List for Lending in Waynesboro County VA for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
DUPONT COMMUNITY FEDERALLY INSURED STATE-CHARTERED CREDIT UNION
140 LUCY LANE
WAYNESBORO, VA 22980
* $ 1,176,411,000 189 $ 19,455,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,689,351,000,000 68 $ 11,690,000
C & F MORTGAGE CORPORATION
1400 ALVERSER DRIVE
WEST POINT, VA 23113
* $ -1,000 60 $ 8,780,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 50 $ 7,580,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 48 $ 7,920,000
F & M BANK CORP.
PO BOX 1111
TIMBERVILLE, VA 22853
* $ 778,632,000 38 $ 5,370,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 36 $ 7,080,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 209,720,480,000 33 $ 2,495,000
INTEGRITY HOME MORTGAGE CORPORATION
122 PILOT CIRCLE
ALEXANDRIA, VA 22602
* $ -1,000 33 $ 5,675,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 219,071,000,000 32 $ 3,680,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 28 $ 3,090,000
NVR MORTGAGE FINANCE, INC.
555 SOUTHPOINTE BLVD., 3RD FLOOR
RICHMOND, VA 15317
* $ -1,000 28 $ 6,090,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CHARLESTON, WV 25313
* $ 4,835,856,000 27 $ 3,875,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 26 $ 5,340,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 21 $ 3,375,000
ATLANTIC UNION BANK
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23219
* $ 13,732,008,000 17 $ 1,495,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 16 $ 2,390,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 14 $ 2,490,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 13 $ 2,855,000
FIRST HERITAGE MORTGAGE, LLC
3201 JERMANTOWN ROAD, SUITE 500
RESTON, VA 22303
* $ -1,000 12 $ 2,630,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 12 $ 2,320,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 12 $ 2,290,000
TIDEWATER HOME FUNDING, LLC
1108 EDEN WAY
CHESAPEAKE, VA 23320
* $ -1,000 11 $ 2,575,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 11 $ 2,415,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,782,639,000,000 11 $ 1,825,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 10 $ 1,490,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 10 $ 1,660,000
GEORGE MASON MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE #100
PRINCE WILLIAM, VA 22030
* $ -1,000 9 $ 1,235,000
ATLANTIC COAST MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE, SUITE 300
GLEN ALLEN, VA 22030
* $ -1,000 9 $ 925,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 8 $ 1,530,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 8 $ 1,200,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 8 $ 1,510,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 7 $ 955,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 7 $ 665,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 7 $ 875,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 7 $ 1,825,000
CBM MORTGAGE, INC.
912 HOMETOWN WAY
FRONT ROYAL, VA 22630
* $ -1,000 7 $ 575,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 6 $ 1,030,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 6 $ 1,060,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 6 $ 800,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 6 $ 1,080,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 6 $ 1,090,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 6 $ 1,540,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 6 $ 780,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 6 $ 1,150,000
TOWNE BANK
5716 HIGH STREET WEST
PORTSMOUTH, VA 23703
* $ 11,163,043,000 5 $ 785,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 5 $ 965,000
ALCOVA MORTGAGE LLC
308 MARKET ST, SE
MECHANICSVILLE, VA 24011
* $ -1,000 5 $ 805,000
VIRGINIA CREDIT UNION, INC.
PO BOX 90010
RICHMOND, VA 23225
* $ 3,638,027,000 5 $ 625,000
UNITED BANK
11185 FAIRFAX BLVD
FAIRFAX, VA 22030
* $ 19,247,276,000 5 $ 1,165,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 5 $ 1,045,000
TOWER FEDERAL CREDIT UNION
7901 SANDY SPRING ROAD
LAUREL, MD 20707
* $ 3,041,867,000 5 $ 235,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 80,000
FIRST BANK
112 W KING ST
STRASBURG, VA 22657
* $ 752,741,000 4 $ 1,990,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55441
* $ -1,000 4 $ 710,000
UNIVERSITY OF VIRGINIA COMMUNITY CREDIT UNION, INC.
3300 BERKMAR DRIVE
CHARLOTTESVILLE, VA 22901
* $ 954,157,000 4 $ 440,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 4 $ 420,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 4 $ 870,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 4 $ 1,150,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 4 $ 830,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 4 $ 690,000
MCLEAN MORTGAGE CORPORATION
11325 RANDOM HILLS RD. SUITE 400
FAIRFAX, VA 22030
* $ -1,000 3 $ 325,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 3 $ 295,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 3 $ 645,000
CAPITAL CENTER, L.L.C.
4510 COX ROAD STE 402
GLEN ALLEN, VA 23060
* $ -1,000 3 $ 535,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 3 $ 325,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 3 $ 465,000
DOLLAR BANK, FEDERAL SAVINGS BANK
#3 GATEWAY CENTER, SEVEN WEST
PITTSBURGH, PA 15222
* $ 8,514,086,000 3 $ 605,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 18,466,868,000 3 $ 465,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,015,112,000 3 $ 165,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 405,000
BERKADIA COMMERCIAL MORTGAGE LLC
323 NORRISTOWN ROAD SUITE 300
WILMINGTON, DE 19002
* $ -1,000 2 $ 27,770,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 2 $ 260,000
FRONTIER COMMUNITY BANK
400 LEW DEWITT BOULEVARD
WAYNESBORO, VA 22980
* $ 123,654,000 2 $ 160,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 2 $ 70,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 2 $ 410,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 170,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 2 $ 430,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 2 $ 280,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SACRAMENTO, CA 94066
* $ -1,000 2 $ 630,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 684,352,000 2 $ 330,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 2 $ 270,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 2 $ 170,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 2 $ 280,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 2 $ 340,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 2 $ 250,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 370,000
FULTON BANK, NATIONAL ASSOCIATION
ONE PENN SQUARE
LANCASTER, PA 17604
* $ 12,558,891,000 2 $ 540,000
MEMBER ADVANTAGE MORTGAGE, LLC
3330 BROADMOOR SE, SUITE B
LANSING, MI 49512
* $ -1,000 1 $ 155,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
RALEIGH, NC 27502
* $ -1,000 1 $ 185,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 395,677,000 1 $ 165,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 1 $ 195,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 205,000
FARMERS-MERCHANTS BANK OF ILLINOIS
P.O. BOX 217
JOY, IL 61260
* $ 173,321,000 1 $ 105,000
SEVERN SAVINGS BANK, FSB DBA SEVERN BANK
200 WESTGATE CIRCLE SUITE 200
ANNAPOLIS, MD 21401
* $ 970,655,000 1 $ 175,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 125,000
NATION ONE MORTGAGE CORPORATION
701 ROUTE 73 N SUITE 2
MARLTON, NJ 08053
* $ -1,000 1 $ 165,000
PARK VIEW FEDERAL CREDIT UNION
1675 VIRGINIA AVENUE
HARRISONBURG, VA 22802
* $ 180,980,000 1 $ 65,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
GLENDALE, CA 95661
* $ -1,000 1 $ 235,000
UNIFY FINANCIAL CREDIT UNION
1899 WESTERN WAY
ALLEN, TX 90501
* $ 3,023,882,000 1 $ 35,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 185,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ -1,000 1 $ 105,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 25,000
CITYWORTH MORTGAGE LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 1 $ 175,000
ANDREWS FEDERAL CREDIT UNION
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 1,761,374,000 1 $ 175,000
BANKUNITED, NATIONAL ASSOCIATION
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 32,077,582,000 1 $ 125,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 11,357,345,000 1 $ 215,000
MEMBER OPTIONS, LLC
1936 ARLINGTONG BLVD.
CHARLOTTESVILLE, VA 22903
* $ -1,000 1 $ 245,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ -1,000 1 $ 145,000
FIRST MORTGAGE SOLUTIONS, LLC
9237 WARD PARKWAY, SUITE 300
KANSAS CITY, MO 64114
* $ -1,000 1 $ 385,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 165,000
CARTER BANK & TRUST
PO BOX 3748
MARTINSVILLE, VA 24115
* $ 4,039,599,000 1 $ 305,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 1 $ 45,000
TIDEWATER MORTGAGE SERVICES, INC.
200 GOLDEN OAK COURT STE. 100
VIRGINIA BEACH, VA 23452
* $ -1,000 1 $ 185,000
FRANKLIN MINT
5 HILLMAN DRIVE
CHADDS FORD TOWNSHIP, PA 19317
* $ 1,094,100,000 1 $ 225,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 1 $ 115,000
CITY LENDING INC.
8150 LEESBURG PIKE #405
VIENNA, VA 22182
* $ -1,000 1 $ 185,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 1 $ 125,000
CHOU TEAM REALTY, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 1 $ 145,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 370,500,928,000 1 $ 155,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 245,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 45,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 125,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ -1,000 1 $ 105,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 826,876,000,000 1 $ 75,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 1 $ 105,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 1 $ 95,000
COMMONWEALTH ONE
4875 EISENHOWER AVE
ALEXANDRIA, VA 22314
* $ 347,910,000 1 $ 55,000
HOMESPIRE MORTGAGE CORPORATION
9711 WASHINGTONIAN BLVD SUITE 500
BALTIMORE, MD 20878
* $ -1,000 1 $ 255,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 145,000
SUMMIT COMMUNITY BANK, INC
PO BOX 680; 310 NORTH MAIN STREET
MOOREFIELD, WV 26836
* $ 2,192,939,000 1 $ 115,000
SUMMIT FUNDING, INC.
2241 HARVARD ST, SUITE 200
GLENDALE, CA 95815
* $ -1,000 1 $ 165,000
PRIME CHOICE FUNDING INC.
17852 17TH ST #107
TUSTIN, CA 92780
* $ -1,000 1 $ 205,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 185,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 234,032,000,000 1 $ 175,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 34,104,022,000 1 $ 35,000
HOMESITE MORTGAGE, LLC
13001 23 MILE RD, SUITE 101
SHELBY TOWNSHIP, MI 48315
* $ -1,000 1 $ 55,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 1 $ 235,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 325,000
ISERVE RESIDENTIAL LENDING, LLC
15015 AVENUE OF SCIENCE
PHOENIX, AZ 92128
* $ -1,000 1 $ 135,000
VIRGINIA NATIONAL BANK
PO BOX 2853
CHARLOTTESVILLE, VA 22902
* $ 644,554,000 1 $ 135,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 1 $ 205,000
FIRST BANCORP, INC.
PO BOX 1000
LEBANON, VA 24212
* $ 1,809,023,000 1 $ 165,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 235,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 105,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 33,026,384,000 1 $ 135,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 1 $ 225,000
ESSEX BANK
9954 MAYLAND DRIVE SUITE 2100
RICHMOND, VA 23233
* $ 1,393,009,000 1 $ 105,000
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 38,812,319,000 1 $ 215,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 12,915,178,000 1 $ 125,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 135,000
VALLEYSTAR CREDIT UNION
41 WHEELER AVE
MARTINSVILLE, VA 24078
* $ 400,492,000 1 $ 85,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2019, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Waynesboro County VA in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 696 $117,280,000 $168,000 $505,000 $67,000 $382,000
Refinancing 190 $46,690,000 $245,000 $10,885,000 $79,000 $822,000
Cash-out Refinancing 137 $22,335,000 $163,000 $625,000 $72,000 $181,000
Other Purpose 130 $7,490,000 $57,000 $455,000 $60,000 $179,000
Home Improvement 65 $19,825,000 $305,000 $16,885,000 $76,000 $245,000
Not Applicable 16 $1,680,000 $105,000 $185,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 846 $124,920,000 $147,000 $675,000 $70,000 $822,000
Not applicable 128 $51,370,000 $401,000 $16,885,000 $77,000 $382,000
Not Provided 106 $16,860,000 $159,000 $625,000 $64,000 $197,000
Black or African American 90 $12,310,000 $136,000 $355,000 $60,000 $207,000
Hispanic 49 $6,695,000 $136,000 $445,000 $57,000 $139,000
Asian 10 $2,060,000 $206,000 $335,000 $74,000 $171,000
American Indian or Alaskan Native 3 $535,000 $178,000 $245,000 $59,000 $95,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 827 $114,585,000 $138,000 $1,085,000 $72,000 $822,000
FHA-insured (Federal Housing Administration) 262 $69,380,000 $264,000 $16,885,000 $56,000 $145,000
VA-guaranteed (Veterans Administration) 133 $29,815,000 $224,000 $625,000 $68,000 $207,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,520,000 $126,000 $195,000 $48,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 716 $135,680,000 $189,000 $16,885,000 $67,000 $397,000
Loan Purchased By The Institution 166 $29,560,000 $178,000 $445,000 $78,000 $382,000
Application Withdrawn By Applicant 164 $26,090,000 $159,000 $1,085,000 $73,000 $822,000
Application Denied By Financial Institution 143 $16,555,000 $115,000 $455,000 $65,000 $245,000
File Closed For Incompleteness 25 $4,525,000 $181,000 $385,000 $70,000 $190,000
Application Approved But Not Accepted 20 $2,890,000 $144,000 $375,000 $83,000 $329,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,065 $193,635,000 $181,000 $16,885,000 $69,000 $822,000
Debt-To-Income Ratio 66 $10,130,000 $153,000 $1,085,000 $59,000 $329,000
Credit History 48 $5,130,000 $106,000 $435,000 $68,000 $171,000
Collateral 19 $2,155,000 $113,000 $245,000 $85,000 $194,000
Other 12 $1,470,000 $122,000 $255,000 $85,000 $245,000
Insufficient Cash (Downpayment, Closing Cost) 10 $820,000 $82,000 $205,000 $74,000 $154,000
Credit Application Incomplete 10 $1,430,000 $143,000 $305,000 $53,000 $122,000
Employment History 2 $290,000 $145,000 $175,000 $46,000 $57,000
Unverifiable Information 2 $240,000 $120,000 $135,000 $72,000 $95,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

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