Wilcox County GA
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014

Unlock detailed Wilcox County GA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Georgia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 179
Total Mortgage Loan Application Amount $11,347,000
Average Mortgage Loan Application Amount $63,000
Highest Mortgage Loan Application Amount $277,000
Average Applicant Income $52,000
Highest Applicant Income $165,000

Mortgage Company List for Lending in Wilcox County GA for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
COLONY BANK
302 SOUTH MAIN ST.
FITZGERALD, GA 31750
* $ 1,145,328,000 69 $ 3,395,000
PLANTERS FIRST BANK
1620 E 16TH AVE
HAWKINSVILLE, GA 31015
* $ 277,559,000 14 $ 401,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ 10,000,000 11 $ 598,000
STATE BANK AND TRUST COMPANY
4219 FORSYTH ROAD
MACON, GA 31210
* $ 2,604,326,000 8 $ 38,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 5,733,100,000 7 $ 712,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,373,600,000,000 5 $ 771,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 179,126,294,000 4 $ 36,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ 138,031,000 4 $ 304,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ 31,000,000 3 $ 234,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
WILMINGTON, DE 30328
* $ 826,484,000 3 $ 349,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ 10,000,000 2 $ 102,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 309,999,678,000 2 $ 83,000
MAGNOLIA BANK, INCORPORATED
794 OLD ELIZABETHTOWN RD
MAGNOLIA, KY 42748
* $ 144,156,000 2 $ 209,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ 8,994,122,000 2 $ 112,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 1,433,716,000,000 2 $ 117,000
MAINSTREET COMMUNITY BANK OF FLORIDA
204 S. WOODLAND BLVD
DELAND, FL 32720
* $ 237,330,000 2 $ 311,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ 10,000,000 2 $ 315,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 2 $ 218,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 57,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 86,000
CITIZENS BANK & TRUST COMPANY
5101 5TH AVE
EASTMAN, GA 31023
* $ 130,376,000 1 $ 33,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 1 $ 93,000
FIRST ATLANTIC FEDERAL CREDIT UNION
468 INDUSTRIAL WAY WEST
EATONTOWN, NJ 07724
* $ 219,522,000 1 $ 30,000
SYNOVUS BANK
PO BOX 120
COLUMBUS, GA 31902
* $ 25,878,030,000 1 $ 56,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ 10,000,000 1 $ 80,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30350
* $ 10,000,000 1 $ 186,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ 10,000,000 1 $ 102,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 12,648,357,000 1 $ 187,000
SOUTHEASTERN CREDIT UNION
P.O. BOX 2067
VALDOSTA, GA 31604
* $ 189,166,000 1 $ 29,000
COUNTRYPLACE MORTGAGE, LTD.
15301 SPECTRUM DR. STE 550
AUSTIN, TX 75001
* $ 10,000,000 1 $ 85,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ 4,088,336,000 1 $ 206,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 1 $ 65,000
MB FINANCIAL BANK NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 1 $ 36,000
HERITAGEBANK OF THE SOUTH
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 1,376,686,000 1 $ 102,000
ROBINS FINANCIAL CREDIT UNION
803 WATSON BOULEVARD
WARNER ROBINS, GA 31093
* $ 1,833,217,000 1 $ 20,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 1 $ 88,000
AMERIS BANK
300 SOUTH MAIN STREET
ATLANTA, GA 31768
* $ 3,664,330,000 1 $ 45,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 1 $ 132,000
AMERICAN EQUITY MORTGAGE, INC.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 1 $ 86,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 87,000
ATLANTIC COAST BANK
505 HAINES AVE
WAYCROSS, GA 31501
* $ 735,405,000 1 $ 5,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ 10,000,000 1 $ 132,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 1 $ 68,000
COASTAL STATES MORTGAGE, INC.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ 10,000,000 1 $ 146,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2014, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Wilcox County GA in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 105 $7,006,000 $66,000 $211,000 $50,000 $120,000
Home Purchase 48 $3,864,000 $80,000 $277,000 $51,000 $109,000
Home Improvement 26 $477,000 $18,000 $93,000 $60,000 $165,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 128 $8,401,000 $65,000 $277,000 $58,000 $165,000
Black or African American 32 $1,434,000 $44,000 $134,000 $36,000 $70,000
Not Provided 10 $789,000 $78,000 $187,000 $49,000 $101,000
Not applicable 6 $606,000 $101,000 $187,000 $0 $0
American Indian or Alaskan Native 3 $117,000 $39,000 $56,000 $39,000 $55,000
Asian 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 154 $8,904,000 $57,000 $277,000 $52,000 $165,000
FHA-insured (Federal Housing Administration) 13 $1,405,000 $108,000 $200,000 $49,000 $119,000
VA-guaranteed (Veterans Administration) 9 $824,000 $91,000 $206,000 $51,000 $83,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $214,000 $71,000 $87,000 $23,000 $40,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 89 $5,521,000 $62,000 $277,000 $56,000 $125,000
Application Denied By Financial Institution 55 $2,978,000 $54,000 $195,000 $46,000 $165,000
Application Approved But Not Accepted 14 $656,000 $46,000 $115,000 $54,000 $85,000
Loan Purchased By The Institution 9 $1,118,000 $124,000 $200,000 $33,000 $108,000
Application Withdrawn By Applicant 8 $637,000 $79,000 $132,000 $68,000 $94,000
File Closed For Incompleteness 4 $437,000 $109,000 $206,000 $48,000 $76,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4 $164,000 $41,000 $65,000 $34,000 $56,000
Collateral 4 $289,000 $72,000 $186,000 $56,000 $72,000
Debt-To-Income Ratio 3 $174,000 $58,000 $93,000 $38,000 $44,000
Unverifiable Information 2 $161,000 $80,000 $152,000 $70,000 $107,000
Other 1 $46,000 $46,000 $46,000 $82,000 $82,000
Credit Application Incomplete 1 $56,000 $56,000 $56,000 $24,000 $24,000
Employment History 1 $80,000 $80,000 $80,000 $78,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 1 $103,000 $103,000 $103,000 $119,000 $119,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Georgia Lender List