Yates County NY
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Unlock detailed Yates County NY mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in New York.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 845
Total Mortgage Loan Application Amount $180,675,000
Average Mortgage Loan Application Amount $213,000
Highest Mortgage Loan Application Amount $2,605,000
Average Applicant Income $143,000
Highest Applicant Income $4,056,000

Mortgage Company List for Lending in Yates County NY for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE LYONS NATIONAL BANK
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,626,303,000 153 $ 31,475,000
HOME TOWN FUNDING, INC.
63 A MONROE AVENUE
CANANDAIGUA, NY 14534
* $ -1,000 56 $ 21,430,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 15,323,828,000 55 $ 6,385,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 4,151,137,000 53 $ 19,895,000
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 9,196,967,000 47 $ 6,935,000
FIVE STAR BANK
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 5,481,889,000 33 $ 2,705,000
SERVU FEDERAL CREDIT UNION
9823 SCIENCE CENTER DRIVE
PAINTED POST, NY 14870
* $ 419,979,000 31 $ 3,335,000
GENESEE REGIONAL BANK
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 979,606,000 24 $ 10,210,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,779,504,000,000 21 $ 4,165,000
WAYNE BANK
717 MAIN STREET
HONESDALE, PA 18431
* $ 2,069,453,000 21 $ 2,745,000
RELIANT COMMUNITY FEDERAL CREDIT UNION
10 BENTON PLACE
SODUS, NY 14551
* $ 637,085,000 20 $ 1,590,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 19 $ 5,865,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 18 $ 3,180,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 16 $ 2,770,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 14 $ 3,210,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 14 $ 2,840,000
CORNING CREDIT UNION
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,136,862,000 10 $ 1,800,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,519,525,000,000 9 $ 1,935,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 9 $ 1,555,000
FINGER LAKES FEDERAL CREDIT UNION
27 SENECA ST, PO BOX 433
GENEVA, NY 14456
* $ 244,668,000 8 $ 1,820,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 8 $ 1,380,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 8 $ 1,520,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 6 $ 1,960,000
GENERATIONS BANK
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 378,454,000 5 $ 805,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 5 $ 695,000
FIRST HERITAGE FEDERAL CREDIT UNION
110 VILLAGE SQUARE, SUITE 101
CORNING, NY 14870
* $ 646,515,000 5 $ 765,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 5 $ 995,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 2,938,711,000 5 $ 495,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 5 $ 895,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 4 $ 1,070,000
CHEMUNG CANAL TRUST COMPANY
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 2,413,407,000 4 $ 1,890,000
ELMIRA SAVINGS BANK
333 E WATER ST
ELMIRA, NY 14901
* $ 632,395,000 4 $ 1,030,000
EVANS BANK, NATIONAL ASSOCIATION
ONE GRIMSBY DRIVE
ANGOLA, NY 14075
* $ 2,195,407,000 4 $ 640,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 4 $ 700,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 4 $ 990,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 4 $ 260,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 551,902,526,000 4 $ 1,070,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 4 $ 720,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 528,514,000,000 4 $ 1,440,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 2,311,213,000 3 $ 365,000
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 1,206,940,000 3 $ 215,000
ADVANTAGE FEDERAL CREDIT UNION
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 435,219,000 3 $ 255,000
VISIONS FEDERAL CREDIT UNION
3301 COUNTRY CLUB ROAD
ENDWELL, NY 13760
* $ 5,621,672,000 3 $ 255,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 3 $ 1,025,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 3 $ 565,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 515,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 423,958,417,000 2 $ 860,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 16,855,693,000 2 $ 350,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 2 $ 120,000
CFCU COMMUNITY CREDIT UNION
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 1,377,119,000 2 $ 850,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 2 $ 570,000
TOMPKINS COMMUNITY BANK
THE COMMONS
ITHACA, NY 14850
* $ 2,453,893,000 2 $ 450,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 2 $ 290,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 2 $ 510,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 1,041,605,000 2 $ 720,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 250,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 2 $ 530,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 230,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 108,342,526,000 2 $ 100,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILMINGTON, DE 18702
* $ -1,000 2 $ 210,000
HUNT MORTGAGE CORPORATION
5400 BROADWAY STREET
BUFFALO, NY 14086
* $ -1,000 2 $ 740,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 2 $ 440,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 2 $ 320,000
EQUITY NOW INC.
215 LEXINGTON AVENUE, SUITE 1702
MAMARONECK, NY 10016
* $ -1,000 1 $ 425,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
WESTLAKE, TX 89074
* $ 420,502,000,000 1 $ 395,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 55,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 14,047,081,000 1 $ 145,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 1 $ 125,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 135,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 1 $ 395,000
ARC HOME LLC
2010 CORPORATE RIDGE STE 750
BALTIMORE, MD 22102
* $ -1,000 1 $ 85,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 1 $ 355,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 1 $ 445,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 1 $ 45,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 1 $ 185,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 1 $ 405,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 1 $ 325,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 1 $ 135,000
KEARNY BANK
120 PASSAIC AVENUE
KEARNY, NJ 07004
* $ 7,183,862,000 1 $ 225,000
APCI FEDERAL CREDIT UNION
PO BOX 20147
ALLENTOWN, PA 18002
* $ 687,938,000 1 $ 205,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 1 $ 95,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, NY 13057
* $ -1,000 1 $ 195,000
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 1,281,403,000 1 $ 125,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 1 $ 385,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 75,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 1 $ 85,000
CATTARAUGUS COUNTY BANK
120 MAIN STREET
LITTLE VALLEY, NY 14755
* $ 331,756,000 1 $ 795,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 135,000
PITTSFORD FEDERAL CREDIT UNION
20 TOBEY VILLAGE RD, PO BOX 346
PITTSFORD, NY 14534
* $ 531,697,000 1 $ 645,000
SILICON VALLEY BANK
3003 TASMAN DRIVE
SANTA CLARA, CA 95054
* $ 208,581,000,000 1 $ 1,505,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 765,893,000 1 $ 115,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2022, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Yates County NY in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 346 $90,210,000 $260,000 $2,605,000 $165,000 $4,056,000
Cash-out Refinancing 185 $44,155,000 $238,000 $1,525,000 $140,000 $1,164,000
Home Improvement 137 $15,365,000 $112,000 $715,000 $116,000 $830,000
Refinancing 118 $22,240,000 $188,000 $1,205,000 $128,000 $899,000
Other Purpose 56 $8,340,000 $148,000 $1,505,000 $120,000 $1,199,000
Not Applicable 3 $365,000 $121,000 $135,000 $624,000 $624,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 695 $134,615,000 $193,000 $2,605,000 $136,000 $4,056,000
Not applicable 74 $25,400,000 $343,000 $2,605,000 $178,000 $624,000
Not Provided 53 $15,265,000 $288,000 $1,755,000 $217,000 $942,000
Hispanic 10 $1,410,000 $141,000 $215,000 $100,000 $425,000
Black or African American 6 $2,570,000 $428,000 $1,415,000 $270,000 $967,000
Asian 5 $1,145,000 $229,000 $505,000 $273,000 $899,000
American Indian or Alaskan Native 2 $270,000 $135,000 $145,000 $52,000 $56,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 756 $165,760,000 $219,000 $2,605,000 $149,000 $4,056,000
FHA-insured (Federal Housing Administration) 56 $8,320,000 $148,000 $515,000 $79,000 $1,164,000
VA-guaranteed (Veterans Administration) 28 $5,820,000 $207,000 $445,000 $85,000 $195,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $775,000 $155,000 $235,000 $195,000 $624,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 560 $120,440,000 $215,000 $2,605,000 $153,000 $4,056,000
Application Denied By Financial Institution 101 $14,625,000 $144,000 $715,000 $90,000 $899,000
Loan Purchased By The Institution 78 $26,240,000 $336,000 $2,605,000 $185,000 $748,000
Application Withdrawn By Applicant 64 $10,060,000 $157,000 $525,000 $143,000 $1,164,000
Application Approved But Not Accepted 21 $5,055,000 $240,000 $795,000 $124,000 $422,000
File Closed For Incompleteness 20 $3,960,000 $198,000 $685,000 $111,000 $562,000
Preapproval Approved but not Accepted 1 $295,000 $295,000 $295,000 $85,000 $85,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 683 $157,155,000 $230,000 $2,605,000 $154,000 $4,056,000
Debt-To-Income Ratio 101 $13,825,000 $136,000 $1,245,000 $91,000 $769,000
Credit History 24 $3,660,000 $152,000 $485,000 $82,000 $349,000
Collateral 16 $2,020,000 $126,000 $505,000 $123,000 $899,000
Other 11 $1,285,000 $116,000 $475,000 $105,000 $264,000
Credit Application Incomplete 5 $1,605,000 $321,000 $715,000 $119,000 $263,000
Unverifiable Information 3 $665,000 $221,000 $355,000 $341,000 $763,000
Insufficient Cash (Downpayment, Closing Cost) 2 $460,000 $230,000 $245,000 $99,000 $119,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the New York Lender List