Alcona County MI
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Unlock detailed Alcona County MI mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Michigan.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 361 |
| Total Mortgage Loan Application Amount | $54,275,000 |
| Average Mortgage Loan Application Amount | $150,000 |
| Highest Mortgage Loan Application Amount | $685,000 |
| Average Applicant Income | $100,000 |
| Highest Applicant Income | $991,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 182,325,674,000 | 25 | $ 2,935,000 |
| UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 23 | $ 4,135,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 552,307,127,000 | 11 | $ 1,055,000 |
| MORTGAGE 1 INCORPORATED 43456 MOUND ROAD STERLING HEIGHTS, MI 49314 |
* | $ -1,000 | 11 | $ 1,925,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 9 | $ 1,835,000 |
| NICOLET NATIONAL BANK 111 N WASHINGTON ST GREEN BAY, WI 54301 |
* | $ 8,748,360,000 | 9 | $ 765,000 |
| DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 129,461,046,000 | 9 | $ 455,000 |
| COMMUNITY FINANCIAL CREDIT UNION 500 S HARVEY ST PLYMOUTH, MI 48170 |
* | $ 1,531,732,000 | 8 | $ 530,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 7 | $ 1,415,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 2,418,508,000,000 | 6 | $ 410,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 110,900,000,000 | 6 | $ 1,410,000 |
| FIFTH THIRD BANK, NATIONAL ASSOCIATION 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 206,289,179,000 | 6 | $ 1,060,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 6 | $ 1,210,000 |
| MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION 3777 WEST ROAD EAST LANSING, MI 48823 |
* | $ 7,276,719,000 | 5 | $ 885,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 4 | $ 660,000 |
| NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 4 | $ 780,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 4 | $ 530,000 |
| MERCANTILE BANK 310 LEONARD ST NW GRAND RAPIDS, MI 49504 |
* | $ 4,853,001,000 | 4 | $ 1,060,000 |
| J. VIRGIL, INC. G3404 MILLER ROAD FENTON, MI 48507 |
* | $ -1,000 | 4 | $ 470,000 |
| GREENSTONE FARM CREDIT SERVICES, FLCA 3515 WEST RD EAST LANSING, MI 48823 |
* | $ -1,000 | 4 | $ 740,000 |
| HFG HOLDINGS, LLC 888 W BIG BEAVER RD, SUITE 800 TROY, MI 48084 |
* | $ -1,000 | 3 | $ 445,000 |
| MMS MORTGAGE SERVICES, LTD. 38275 TWELVE MILE RD., SUITE 100 FARMINGTON HILLS, MI 48331 |
* | $ -1,000 | 3 | $ 585,000 |
| STAUNTON FINANCIAL, INC. 25800 NORTHWESTERN HIGHWAY SUITE 110 SOUTHFIELD, MI 48075 |
* | $ -1,000 | 3 | $ 845,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ -1,000 | 3 | $ 165,000 |
| SUCCESS MORTGAGE PARTNERS, INC. 1200 S. SHELDON RD. PLYMOUTH, MI 48170 |
* | $ -1,000 | 3 | $ 405,000 |
| MICHIGAN FIRST CREDIT UNION 27000 EVERGREEN LATHRUP VILLAGE, MI 48076 |
* | $ 1,476,814,000 | 3 | $ 385,000 |
| DOW CREDIT UNION 600 E. LYON ROAD P.O. BOX 1649 MIDLAND, MI 48641 |
* | $ 2,121,428,000 | 3 | $ 745,000 |
| LAKE MICHIGAN CREDIT UNION PO BOX 2848 CALEDONIA, MI 49501 |
* | $ 11,908,096,000 | 3 | $ 455,000 |
| FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 90,036,656,000 | 3 | $ 435,000 |
| MICHIGAN SCHOOLS AND GOVERNMENT 40400 GARFIELD ROAD CLINTON TOWNSHIP, MI 48038 |
* | $ 3,328,841,000 | 3 | $ 415,000 |
| FIRST MERCHANTS BANK 200 E. JACKSON ST. MUNCIE, IN 47305 |
* | $ 17,923,519,000 | 3 | $ 305,000 |
| COMMERCE HOME MORTGAGE, INC. 3130 CANYON PLACE SACRAMENTO, CA 94583 |
* | $ -1,000 | 3 | $ 565,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ -1,000 | 3 | $ 515,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 3 | $ 475,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 3 | $ 335,000 |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ -1,000 | 3 | $ 905,000 |
| GENISYS CREDIT UNION 2100 EXECUTIVE HILLS BLVD AUBURN HILLS, MI 48326 |
* | $ 4,469,837,000 | 3 | $ 425,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 226,401,591,000 | 3 | $ 285,000 |
| FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 WILMINGTON, DE 28277 |
* | $ -1,000 | 3 | $ 95,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ -1,000 | 2 | $ 260,000 |
| CONSUMER REAL ESTATE FINANCE CO. 330 SW 2ND ST #111 LOXAHATCHEE, FL 33312 |
* | $ -1,000 | 2 | $ 370,000 |
| CREDIT UNION ONE 400 E NINE MILE RD FERNDALE, MI 48220 |
* | $ 1,758,444,000 | 2 | $ 160,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ -1,000 | 2 | $ 110,000 |
| BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,765,608,000 | 2 | $ 250,000 |
| TOP FLITE FINANCIAL, INC. 123 E GRAND RIVER AVE PLYMOUTH, MI 48895 |
* | $ -1,000 | 2 | $ 270,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 585,135,605,000 | 2 | $ 150,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 2 | $ 580,000 |
| DFCU FINANCIAL 400 TOWN CENTER DRIVE DEARBORN, MI 48126 |
* | $ 6,002,039,000 | 2 | $ 460,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 2 | $ 220,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 156,645,099,000 | 2 | $ 270,000 |
| FIRST STATE BANK 24300 LITTLE MACK EASTPOINTE, MI 48080 |
* | $ 957,924,000 | 2 | $ 550,000 |
| CORNERSTONE COMMUNITY FINANCIAL CREDIT UNION 2955 UNIVERSITY DRIVE AUBURN HILLS, MI 48326 |
* | $ 410,814,000 | 2 | $ 70,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ -1,000 | 2 | $ 180,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ -1,000 | 2 | $ 600,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 2 | $ 440,000 |
| THE DART BANK 368 S. PARK ST. MASON, MI 48854 |
* | $ 931,934,000 | 2 | $ 570,000 |
| UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ -1,000 | 2 | $ 290,000 |
| DATA MORTGAGE, INC. 2200 W. ORANGEWOOD AVE SUITE 150 SACRAMENTO, CA 92868 |
* | $ -1,000 | 2 | $ 270,000 |
| MEMBER FIRST MORTGAGE, LLC 616 44TH STREET SE GRAND RAPIDS, MI 49548 |
* | $ -1,000 | 2 | $ 290,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 2 | $ 160,000 |
| EQUITY PRIME MORTGAGE LLC 5 CONCOURSE PKWY, STE 2250 ATLANTA, GA 30328 |
* | $ -1,000 | 2 | $ 370,000 |
| COASTAL COMMUNITY BANK PO BOX 12220 EVERETT, WA 98206 |
* | $ 3,141,703,000 | 2 | $ 50,000 |
| ADVIA FEDERAL CREDIT UNION 550 S RIVERVIEW DR KALAMAZOO, MI 49004 |
* | $ 2,892,338,000 | 2 | $ 160,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ -1,000 | 2 | $ 320,000 |
| INDEPENDENT BANK 4200 EAST BELTLINE GRAND RAPIDS, MI 49525 |
* | $ 4,995,759,000 | 2 | $ 250,000 |
| FRANKENMUTH CREDIT UNION 580 N. MAIN ST., PO BOX 209 FRANKENMUTH, MI 48734 |
* | $ 1,199,213,000 | 2 | $ 110,000 |
| UNITED FINANCIAL CREDIT UNION 4685 STATE ST. SAGINAW, MI 48603 |
* | $ 320,414,000 | 2 | $ 90,000 |
| LEGEND LENDING CORPORATION 17047 EL CAMINO REAL, SUITE 150 HOUSTON, TX 77058 |
* | $ -1,000 | 1 | $ 135,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 1 | $ 125,000 |
| ELGA CREDIT UNION 2303 S. CENTER ROAD GRAND BLANC, MI 48519 |
* | $ 1,416,441,000 | 1 | $ 45,000 |
| JOLT CREDIT UNION 6180 STATE STREET SAGINAW, MI 48603 |
* | $ 457,330,000 | 1 | $ 205,000 |
| FREESTAR FINANCIAL PO BOX 2800 CLINTON TOWNSHIP, MI 48046 |
* | $ 307,798,000 | 1 | $ 205,000 |
| EASTERN MICHIGAN BANK 65 N HOWARD AVE CROSWELL, MI 48422 |
* | $ 563,092,000 | 1 | $ 195,000 |
| SUCCESS LENDING, LLC 838 WALKER ROAD SUITE 21-2 DOVER, DE 19904 |
* | $ -1,000 | 1 | $ 145,000 |
| CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 6,722,761,000 | 1 | $ 125,000 |
| BANK OF ANN ARBOR 1333 W ANN ARBOR ROAD ANN ARBOR, MI 48185 |
* | $ 3,016,741,000 | 1 | $ 225,000 |
| SOFI BANK, NATIONAL ASSOCIATION 2750 E COTTONWOOD PKWY STE 300 COTTONWOOD HEIGHTS, UT 84121 |
* | $ 9,123,708,000 | 1 | $ 85,000 |
| LAFCU CREDIT UNION 106 N MARKETPLACE BLVD LANSING, MI 48917 |
* | $ 986,595,000 | 1 | $ 55,000 |
| MUTUAL OF OMAHA MORTGAGE, INC. 3131 CAMINO DEL RIO N 190 WILMINGTON, DE 92108 |
* | $ -1,000 | 1 | $ 75,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 200,262,969,000 | 1 | $ 165,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 780,976,000 | 1 | $ 215,000 |
| AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 175,000 |
| ROSS MORTGAGE CORPORATION 2075 W. BIG BEAVER, SUITE 700 TROY, MI 48084 |
* | $ -1,000 | 1 | $ 185,000 |
| MICHIGAN LEGACY CREDIT UNION 144 E PIKE WYANDOTTE, MI 48342 |
* | $ 249,567,000 | 1 | $ 45,000 |
| CATHOLIC VANTAGE FINANCIAL 36111 FIVE MILE RD LIVONIA, MI 48154 |
* | $ 131,416,000 | 1 | $ 235,000 |
| ZEAL CREDIT UNION 17250 NEWBURGH LIVONIA, MI 48152 |
* | $ 831,209,000 | 1 | $ 75,000 |
| PRESTON HOME LOANS INC 1537 E HILL RD SUITE 100 GRAND BLANC, MI 48439 |
* | $ -1,000 | 1 | $ 205,000 |
| THUMB BANK AND TRUST 7254 MICHIGAN AVE., P.O. BOX 560 PIGEON, MI 48755 |
* | $ 379,172,000 | 1 | $ 555,000 |
| EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ -1,000 | 1 | $ 85,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,717,531,000,000 | 1 | $ 225,000 |
| CLICK N' CLOSE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ROCKY RIVER, OH 75001 |
* | $ -1,000 | 1 | $ 65,000 |
| GUARANTEED RATE AFFINITY, LLC 1800 WEST LARCHMONT AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 455,000 |
| OCMBC, INC. 19000 MACARTHUR BLVD, SUITE 200 GLENDALE, CA 92612 |
* | $ -1,000 | 1 | $ 195,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,201,942,000,000 | 1 | $ 155,000 |
| NATIONWIDE MORTGAGE BANKERS, INC. 310A MAIN ST WILMINGTON, DE 08833 |
* | $ -1,000 | 1 | $ 195,000 |
| NATIONS DIRECT MORTGAGE, LLC 5 HUTTON CENTRE DRIVE, SUITE 200 SACRAMENTO, CA 92707 |
* | $ -1,000 | 1 | $ 185,000 |
| THE STATE BANK 175 N LEROY ST FENTON, MI 48430 |
* | $ 1,687,848,000 | 1 | $ 195,000 |
| COMERICA BANK 411 W LAFAYETTE BLVD DALLAS, TX 48226 |
* | $ 85,531,000,000 | 1 | $ 115,000 |
| CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 NASHVILLE, TN 37027 |
* | $ -1,000 | 1 | $ 365,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ -1,000 | 1 | $ 115,000 |
| OLD NATIONAL BANK ONE MAIN STREET EVANSVILLE, IN 47708 |
* | $ 46,490,438,000 | 1 | $ 15,000 |
| DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ -1,000 | 1 | $ 155,000 |
| LAKE TRUST CREDIT UNION 4605 S OLD US HIGHWAY 23 BRIGHTON, MI 48114 |
* | $ 2,583,731,000 | 1 | $ 35,000 |
| KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LEXINGTON, KY 40223 |
* | $ -1,000 | 1 | $ 145,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 1 | $ 465,000 |
| ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ -1,000 | 1 | $ 135,000 |
| TLC COMMUNITY CREDIT UNION 3030 S ADRIAN HWY ADRIAN, MI 49221 |
* | $ 686,921,000 | 1 | $ 105,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 1 | $ 175,000 |
| MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ -1,000 | 1 | $ 155,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ -1,000 | 1 | $ 175,000 |
| MORTGAGE CENTER L.C 29621 NORTHWESTERN HWY PLYMOUTH, MI 48034 |
* | $ -1,000 | 1 | $ 85,000 |
| LONGBRIDGE FINANCIAL, LLC ONE INTERNATIONAL BLVD. NEWARK, DE 07495 |
* | $ -1,000 | 1 | $ 165,000 |
| AMERIS BANK 300 SOUTH MAIN STREET ATLANTA, GA 31768 |
* | $ 24,967,889,000 | 1 | $ 275,000 |
| CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 1 | $ 305,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2023, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Mortgage Loan Application Detail Totals for Alcona County MI in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 213 | $39,595,000 | $185,000 | $685,000 | $111,000 | $991,000 |
| Cash-out Refinancing | 59 | $7,835,000 | $132,000 | $305,000 | $68,000 | $170,000 |
| Home Improvement | 37 | $2,815,000 | $76,000 | $255,000 | $106,000 | $456,000 |
| Other Purpose | 36 | $2,400,000 | $66,000 | $255,000 | $88,000 | $250,000 |
| Refinancing | 16 | $1,630,000 | $101,000 | $225,000 | $104,000 | $206,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 282 | $41,680,000 | $147,000 | $685,000 | $100,000 | $991,000 |
| Not Provided | 42 | $6,500,000 | $154,000 | $455,000 | $113,000 | $419,000 |
| Not applicable | 28 | $5,140,000 | $183,000 | $385,000 | $70,000 | $103,000 |
| Hispanic | 5 | $685,000 | $137,000 | $275,000 | $47,000 | $68,000 |
| American Indian or Alaskan Native | 4 | $270,000 | $67,000 | $85,000 | $60,000 | $150,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 260 | $37,640,000 | $144,000 | $685,000 | $112,000 | $991,000 |
| VA-guaranteed (Veterans Administration) | 44 | $8,810,000 | $200,000 | $465,000 | $75,000 | $183,000 |
| FHA-insured (Federal Housing Administration) | 43 | $5,755,000 | $133,000 | $225,000 | $57,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,070,000 | $147,000 | $265,000 | $57,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 185 | $29,775,000 | $160,000 | $685,000 | $107,000 | $991,000 |
| Application Withdrawn By Applicant | 60 | $8,990,000 | $149,000 | $455,000 | $97,000 | $419,000 |
| Application Denied By Financial Institution | 59 | $6,375,000 | $108,000 | $385,000 | $80,000 | $297,000 |
| Loan Purchased By The Institution | 28 | $5,140,000 | $183,000 | $385,000 | $70,000 | $103,000 |
| File Closed For Incompleteness | 14 | $1,360,000 | $97,000 | $215,000 | $107,000 | $234,000 |
| Application Approved But Not Accepted | 12 | $2,090,000 | $174,000 | $555,000 | $116,000 | $312,000 |
| Preapproval Approved but not Accepted | 2 | $350,000 | $175,000 | $235,000 | $97,000 | $132,000 |
| Preapproval Denied by Financial Institution | 1 | $195,000 | $195,000 | $195,000 | $72,000 | $72,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 298 | $46,880,000 | $157,000 | $685,000 | $104,000 | $991,000 |
| Credit History | 21 | $1,975,000 | $94,000 | $215,000 | $59,000 | $183,000 |
| Collateral | 17 | $1,915,000 | $112,000 | $385,000 | $121,000 | $297,000 |
| Debt-To-Income Ratio | 12 | $1,550,000 | $129,000 | $555,000 | $73,000 | $312,000 |
| Credit Application Incomplete | 5 | $715,000 | $143,000 | $305,000 | $67,000 | $170,000 |
| Other | 3 | $485,000 | $161,000 | $195,000 | $134,000 | $235,000 |
| Employment History | 2 | $350,000 | $175,000 | $295,000 | $80,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $300,000 | $150,000 | $215,000 | $93,000 | $98,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $1,000 | $1,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.