Baldwin County, GA Mortgage Lenders & HMDA Data, 2017

In 2017, lenders reported 1,289 mortgage applications in Baldwin County, GA totaling $181.1 million, up 8% from 2016. The average application was for $140,000, and applicants reported an average income of $76,000. 52% of applications resulted in an originated loan and 19% were denied. The most active lender was Exchange Bank, with 135 applications, followed by Fairway Independent Mort Corp and Magnolia State Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,289
Total Mortgage Loan Application Amount $181,134,000
Average Mortgage Loan Application Amount $140,000
Highest Mortgage Loan Application Amount $2,330,000
Average Applicant Income $76,000
Highest Applicant Income $927,000

Mortgage Company List for Lending in Baldwin County, GA for 2017

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Exchange Bank
PO BOX 580
MILLEDGEVILLE, GA 31059
* $ 237,647,000 135 $ 17,202,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 94 $ 13,039,000
Magnolia State Bank
130 OAK ST
EASTMAN, GA 31023
* $ 174,889,000 69 $ 3,964,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,727,235,000,000 69 $ 11,022,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 214,433,035,000 54 $ 5,754,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 51 $ 6,831,000
Robins Financial Credit Union
803 WATSON BOULEVARD
WARNER ROBINS, GA 31095
* $ 2,223,899,000 39 $ 5,488,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 39 $ 3,166,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 200,557,635,000 38 $ 467,000
State Bank and Trust Company
4219 FORSYTH ROAD
MACON, GA 31210
* $ 4,206,048,000 38 $ 10,126,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 24 $ 4,058,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 22 $ 2,955,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 21 $ 2,346,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 19 $ 3,334,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 19 $ 2,899,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,082,803,000,000 18 $ 2,780,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 17 $ 2,163,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 15 $ 1,628,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 77,760,914,000 14 $ 2,495,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 355,999,734,000 13 $ 1,394,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 12 $ 2,026,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 12 $ 2,519,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 11 $ 834,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 10 $ 1,078,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 10 $ 1,549,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 13,016,049,000 10 $ 2,152,000
Morris Bank
301 BELLEVUE AVENUE
DUBLIN, GA 31021
* $ 609,520,000 10 $ 2,601,000
Georgia United Credit Union
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ 1,200,775,000 10 $ 1,365,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 79,775,662,000 9 $ 1,514,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 9 $ 1,650,000
Triumph Bank
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 595,178,000 9 $ 1,343,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,677,490,000,000 9 $ 1,172,000
Banksouth Mortgage Company LLC
6340 LAKE OCONEE PARKWAY SUITE 202
GREENSBORO, GA 30642
* $ -1,000 8 $ 1,671,000
Credit Union Financial Services, LLC
2476 LAWRENCEVILLE HIGHWAY SUITE 101
DECATUR, GA 30033
* $ -1,000 7 $ 904,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 7 $ 1,225,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 7 $ 1,594,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 7 $ 1,257,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 7 $ 1,087,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 561,134,000 6 $ 1,596,000
Queensborough National Bank and Trust
3617 WALTON WAY EXT.
LOUISVILLE, GA 30434
* $ 958,099,000 6 $ 1,147,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,349,581,000,000 6 $ 678,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 5 $ 444,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 3,275,430,000 5 $ 1,002,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,980,496,000 5 $ 947,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 27,829,056,000 5 $ 533,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ -1,000 5 $ 476,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 5 $ 618,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 384,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 475,515,000 4 $ 842,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ -1,000 4 $ 539,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 4 $ 369,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 441,010,095,000 4 $ 772,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ -1,000 4 $ 406,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 4 $ 518,000
Lendus, LLC
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 0 4 $ 540,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 604,000
The Money Source Inc.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 506,000
United Community Bank
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 10,694,612,000 3 $ 503,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 539,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 3 $ 548,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 3 $ 564,000
Synovus Mortgage Corp.
800 SHADES CREEK PARKWAY
BIRMINGHAM, AL 35209
* $ -1,000 3 $ 833,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ -1,000 3 $ 263,000
Finance of America Mortgage LLC
300 WELSH ROAD BUILDING 5
WILMINGTON, DE 19044
* $ -1,000 3 $ 638,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ -1,000 3 $ 361,000
Bridgeview Bank Group
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,095,554,000 3 $ 508,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,042,021,000 3 $ 247,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 3 $ 269,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 8,676,168,000 3 $ 355,000
1st Franklin Financial Corporation
135 E. TUGALO ST.
TOCCOA, GA 30577
* $ -1,000 3 $ 75,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 3 $ 363,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 2 $ 482,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 2 $ 199,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 2 $ 308,000
Bank of Dudley
200 W JACKSON ST
DUBLIN, GA 31021
* $ 209,058,000 2 $ 279,000
Cityworth Mortgage LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 2 $ 342,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,862,672,000 2 $ 600,000
Mb Financial Bank, National Association
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 19,227,800,000 2 $ 592,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 99,554,985,000 2 $ 600,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 6,884,999,000 2 $ 460,000
Roundpoint Mortgage Servicing LLC
446 WRENPLACE ROAD
FORT MILL, SC 29715
* $ 0 2 $ 326,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 2 $ 50,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ -1,000 2 $ 504,000
Banksouth
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 531,254,000 2 $ 119,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 311,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 2 $ 235,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 52,958,000,000 2 $ 1,250,000
Planters First Bank
1620 E 16TH AVE
CORDELE, GA 31015
* $ 284,134,000 2 $ 191,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 306,000
Coastal States Mortgage, Inc.
5 BOW CIRCLE
HILTON HEAD ISLAND, SC 29928
* $ -1,000 2 $ 340,000
Homepromise Corporation
60 S WASHINGTON ST, STE 106
GREENCASTLE, PA 17225
* $ -1,000 2 $ 486,000
Shelter Lending Services, LLC

FORT WASHINGTON, PA 19034
* $ -1,000 2 $ 226,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,093,521,000 2 $ 405,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 2 $ 334,000
Certainty Home Loans, LLC
6101 WEST PLANO PARKWAY
WILMINGTON, DE 75093
* $ -1,000 2 $ 405,000
Gardner Financial Services, Ltd.
3503 PAESANOS PKWY
SAN ANTONIO, TX 78231
* $ -1,000 2 $ 590,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 2 $ 648,000
Capital City Bank
1828 WEST TENNESSEE STREET
TALLAHASSEE, FL 32301
* $ 2,823,693,000 2 $ 428,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 91,146,995,000 2 $ 70,000
United Bank
225 ASYLUM ST
HARTFORD, CT 06103
* $ 6,584,834,000 2 $ 175,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 587,672,000 2 $ 528,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 8,896,533,000 2 $ 307,000
Emm Loans LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08003
* $ -1,000 2 $ 230,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 2 $ 162,000
Homeservices Lending LLC
2900 100TH STREET SUITE 109
URBANDALE, IA 50322
* $ -1,000 1 $ 175,000
First Direct Lending LLC
15261 LAGUNA CANYON ROAD, SUITE 200
IRVINE, CA 92618
* $ -1,000 1 $ 177,000
Onesouth Bank
12347 COLUMBIA ST
BLAKELY, GA 32428
* $ 132,594,000 1 $ 31,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ -1,000 1 $ 162,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 163,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ 2,139,645,000 1 $ 292,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 550,032,000 1 $ 161,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 1 $ 150,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 1 $ 85,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 1 $ 164,000
Suncoast Credit Union
6801 E HILLSBOROUGH AVE
TAMPA, FL 33610
* $ 8,035,925,000 1 $ 44,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 4,384,678,000 1 $ 207,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 1 $ 278,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 5,294,501,000 1 $ 25,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 1 $ 148,000
Mortgage Financial Group Inc
1100 E ALFRED ST
TAVARES, FL 32778
* $ 6,578,137,000 1 $ 101,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 252,204,000 1 $ 25,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 417,000
Persons Banking Company
PO BOX 1188, 88 N LEE ST
FORSYTH, GA 31029
* $ 325,302,000 1 $ 285,000
Chou Team Realty, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ 2,800,000,000 1 $ 160,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ -1,000 1 $ 128,000
Mc Federal Credit Union
230 WALNUT ST
DANVILLE, PA 17821
* $ 1,001,789,000 1 $ 130,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 246,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ -1,000 1 $ 45,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 234,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 13,265,339,000 1 $ 11,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 1 $ 150,000
Emory Alliance Credit Union
1237 CLAIRMONT RD
DECATUR, GA 30030
* $ 148,016,000 1 $ 15,000
Southeast Mortgage of Georgia, Inc.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ -1,000 1 $ 116,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 18,874,479,000 1 $ 6,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 188,000
Bank of Madison
133 N MAIN ST
MADISON, GA 30650
* $ 219,362,000 1 $ 68,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 2,000,620,000 1 $ 74,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 568,425,000 1 $ 224,000
First National Bank of Pa
1 FNB BOULEVARD
HERMITAGE, PA 16148
* $ 21,652,010,000 1 $ 118,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 0 1 $ 78,000
BNC National Bank

BISMARCK, ND 58501
* $ 908,911,000 1 $ 276,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 195,406,000 1 $ 100,000
Brand Mortgage Group, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ -1,000 1 $ 254,000
National Bank of Commerce
813 SHADES CREEK PARKWAY SUITE 100
BIRMINGHAM, AL 35209
* $ 1,947,903,000 1 $ 164,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ -1,000 1 $ 210,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 1 $ 187,000
Clearpath Lending
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ 10,000,000 1 $ 130,000
Victorian Finance, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ -1,000 1 $ 280,000
Oconee State Bank
P.O. BOX 205
WATKINSVILLE, GA 30677
* $ 335,397,000 1 $ 40,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,207,688,000 1 $ 283,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 835,262,000 1 $ 132,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 245,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 284,312,000 1 $ 193,000
Sofi Lending Corp.
375 HEALDSBURG AVENUE, SUITE 280
SACRAMENTO, CA 95448
* $ -1,000 1 $ 471,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 60,000
Lenderlive Network, LLC
710 S ASH
GLENDALE, CO 80246
* $ -1,000 1 $ 162,000
Pinnacle Bank
884 ELBERT STREET
ELBERTON, GA 30635
* $ 849,015,000 1 $ 137,000

The tables below break down 2017 mortgage applications in Baldwin County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Baldwin County, GA in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 661 $99,949,000 $151,000 $2,330,000 $81,000 $927,000
Refinancing 519 $75,682,000 $145,000 $1,000,000 $71,000 $800,000
Home Improvement 109 $5,503,000 $50,000 $417,000 $65,000 $206,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 744 $113,204,000 $152,000 $1,000,000 $92,000 $926,000
Black or African American 291 $29,129,000 $100,000 $424,000 $54,000 $300,000
Not applicable 101 $18,647,000 $184,000 $2,330,000 $14,000 $927,000
Not Provided 100 $14,893,000 $148,000 $600,000 $85,000 $800,000
Hispanic 26 $1,836,000 $70,000 $248,000 $68,000 $152,000
Asian 17 $2,329,000 $137,000 $439,000 $74,000 $140,000
American Indian or Alaskan Native 6 $841,000 $140,000 $310,000 $43,000 $90,000
Native Hawaiian or Other Pacific Islander 4 $255,000 $63,000 $132,000 $25,000 $38,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 895 $125,321,000 $140,000 $2,330,000 $90,000 $927,000
FHA-insured (Federal Housing Administration) 241 $29,647,000 $123,000 $280,000 $38,000 $152,000
VA-guaranteed (Veterans Administration) 121 $22,043,000 $182,000 $457,000 $53,000 $221,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 32 $4,123,000 $128,000 $185,000 $43,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 674 $96,997,000 $143,000 $2,330,000 $84,000 $926,000
Application Denied By Financial Institution 246 $27,213,000 $110,000 $600,000 $68,000 $800,000
Application Withdrawn By Applicant 151 $22,990,000 $152,000 $567,000 $72,000 $429,000
Loan Purchased By The Institution 118 $20,597,000 $174,000 $422,000 $57,000 $927,000
File Closed For Incompleteness 68 $8,809,000 $129,000 $500,000 $70,000 $373,000
Application Approved But Not Accepted 32 $4,528,000 $141,000 $424,000 $68,000 $194,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 37 $2,085,000 $56,000 $300,000 $67,000 $558,000
Debt-To-Income Ratio 31 $3,350,000 $108,000 $580,000 $44,000 $173,000
Collateral 23 $2,340,000 $101,000 $508,000 $83,000 $206,000
Credit Application Incomplete 16 $2,146,000 $134,000 $275,000 $56,000 $170,000
Other 14 $1,163,000 $83,000 $239,000 $45,000 $123,000
Unverifiable Information 3 $419,000 $139,000 $300,000 $168,000 $358,000
Employment History 3 $753,000 $251,000 $600,000 $294,000 $800,000
Insufficient Cash (Downpayment, Closing Cost) 3 $162,000 $54,000 $81,000 $29,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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